關於三胎貸款意?的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E4%B8%89%E8%83%8E%E8%B2%B8%E6%AC%BE%E6%84%8F%E6%80%9D/feed/" rel="self" type="application/rss+xml" /> <link></link> <description></description> <lastBuildDate>Wed, 07 Aug 2024 03:03:54 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於三胎貸款意?的大小事，大揚代書幫你一網打?/title> <link></link> <width>32</width> <height>32</height> </image> <item> <title>房屋三胎貸款可行嗎？7大申辦重點在這裡?/title> <link>//danaherbertts.shop/third-mortgage/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Thu, 30 Mar 2023 04:49:36 +0000</pubDate> <category><![CDATA[房屋貸款]]></category> <category><![CDATA[三胎房貸]]></category> <category><![CDATA[三胎房貸利率]]></category> <category><![CDATA[三胎貸款意思]]></category> <category><![CDATA[房屋三胎推薦]]></category> <category><![CDATA[房屋三胎貸款代書]]></category> <category><![CDATA[房屋四胎]]></category> <category><![CDATA[房貸三胎]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=35703</guid> <description><![CDATA[<p>房屋三胎貸款可行嗎？7大申辦重點在這裡?你是否也曾為了短期周轉而困擾呢？急需用錢但房子又貸過二胎，還能再抵押 […]</p> <p>這篇文章 <a href="//danaherbertts.shop/third-mortgage/">房屋三胎貸款可行嗎？7大申辦重點在這裡?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="35703" class="elementor elementor-35703" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-1484e0ce elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="1484e0ce" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6cc50da6" data-id="6cc50da6" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-23a54cc1 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="23a54cc1" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-163931b6" data-id="163931b6" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-33bfb453 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="33bfb453" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">三胎貸款意?/span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-17d7ef4e elementor-widget elementor-widget-heading" data-id="17d7ef4e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">房屋三胎貸款可行嗎？7大申辦重點在這裡?/h1> </div> </div> <div class="elementor-element elementor-element-3ad2f48a elementor-widget elementor-widget-image" data-id="3ad2f48a" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2023/03/third-mortgage.webp" class="attachment-large size-large wp-image-54202" alt="房屋三胎貸款可行嗎？7大申辦重點在這裡！－大揚代書" /> </div> </div> <div class="elementor-element elementor-element-36956f4f elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="36956f4f" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-5033d24b elementor-widget elementor-widget-text-editor" data-id="5033d24b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>你是否也曾為了短期周轉而困擾呢？急需用錢但房子又貸過二胎，還能再抵押第三次嗎？房屋三胎就能幫你解決短時間急用資金的困擾！然而房屋三胎貸款如何辦理？請看本文介紹?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-1778988b elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="1778988b" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-28dff436" data-id="28dff436" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-25bd980a elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="25bd980a" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5d27ce4b" data-id="5d27ce4b" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-7e6598b0 elementor-widget elementor-widget-heading" data-id="7e6598b0" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">房屋三胎是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-7f86e04e elementor-widget elementor-widget-text-editor" data-id="7f86e04e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 房屋三胎貸款意思就?span class="f-point">用已有第一、二順位貸款的房屋，以其殘值再次抵押，申請第三順位房貸</span>，又稱為房貸三胎。由於房屋三胎的債務清償順位是第三順位，再加上房屋殘值多半較低，借貸風險高，因此銀行很少辦理。若有房貸三胎需求，通常會建議找民間貸款機構辦理? </div> </div> <div class="elementor-element elementor-element-9a84944 elementor-widget elementor-widget-text-editor" data-id="9a84944" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果你有以下狀況，很適合辦理民間房屋三胎：</p><ul><li>房屋殘值較?/li><li>房屋產權?a href="//danaherbertts.shop/partial-property-house-loan/" target="_blank" rel="noopener"><strong>持分</strong></a></li><li>短期需要資金周?/li><li>目前無工作，或從事領現工作，無薪轉證?/li><li>有前兩胎房貸遲繳紀錄、信用評分低、負債比高等信用瑕疵狀?/li></ul> </div> </div> <div class="elementor-element elementor-element-18caf8a0 elementor-widget elementor-widget-heading" data-id="18caf8a0" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">房屋三胎的管道？</h2> </div> </div> <div class="elementor-element elementor-element-4d9f8ca2 elementor-widget elementor-widget-text-editor" data-id="4d9f8ca2" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>目前辦理民間三胎房貸有民間代書、租賃公司、當?種管道，以下?者的差異比較?/p> </div> </div> <div class="elementor-element elementor-element-58296b3 elementor-widget elementor-widget-html" data-id="58296b3" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th width="25%" style=" background-color: #f7f2eb; vertical-align: middle; text-align: center">比較項目</th> <th width="25%" style=" background-color: #f7f2eb; vertical-align: middle; text-align: center">民間代書</th> <th width="25%" style=" background-color: #f7f2eb; vertical-align: middle; text-align: center">租賃公司</th> <th width="25%" style=" background-color: #f7f2eb; vertical-align: middle; text-align: center">當舖</th> </tr> <tr> <th style="vertical-align: middle; text-align: center">房貸三胎條件</th> <td style="vertical-align: middle; text-align: left"> ?不限信用狀?br> ?不限屋齡、坪?br> ?持分房屋也可 </td> <td style="vertical-align: middle; text-align: left "> ?信用正常<br> ?具財力證?br> ?無私設紀?br> ?房貸無遲繳紀? </td> <td style="vertical-align: middle; text-align: left "> ?不限信用狀?br> ?不限屋齡、坪?br> ?持分房屋也可 </td> </tr> <tr> <th style="vertical-align: middle; text-align: center">房貸三胎利率</th> <td style="vertical-align: middle; text-align: left">月利??%</td> <td style="vertical-align: middle; text-align: left">年利??0%</td> <td style="vertical-align: middle; text-align: left ">年利率不得超?0%</td> </tr> <tr> <th style="vertical-align: middle; text-align: center">房貸三胎成數</th> <td style="vertical-align: middle; text-align: left">最高可達市??/td> <td style="vertical-align: middle; text-align: left">最高可達市??/td> <td style="vertical-align: middle; text-align: left ">約市???/td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-782cc0d elementor-widget elementor-widget-text-editor" data-id="782cc0d" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/leasing-company/" target="_blank" rel="noopener"><strong>租賃公司是什麼？</strong><strong>5</strong><strong>分鐘看懂有哪些借貸風險?/strong></a></b> </div> </div> <div class="elementor-element elementor-element-33a24b1 elementor-widget elementor-widget-heading" data-id="33a24b1" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">房屋三胎和二胎差別？</h2> </div> </div> <div class="elementor-element elementor-element-9af7d18 elementor-widget elementor-widget-html" data-id="9af7d18" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th width="20%" style="background-color: #f7f2eb; vertical-align: middle; text-align: center">比較項目</th> <th width="40%" style="background-color: #f7f2eb; vertical-align: middle; text-align: center">房屋二胎</th> <th width="40%" style="background-color: #f7f2eb; vertical-align: middle; text-align: center">房屋三胎</th> </tr> <tr> <th style="vertical-align: middle; text-align: center"> 受理管道</th> <td style="vertical-align: middle; text-align: left"> ?銀?br> ?民間代書<br> ?租賃公司<br> ?當舖</td> <td style="vertical-align: middle; text-align: left "> ?民間代書<br> ?租賃公司<br> ?當舖</td> </tr> <tr> <th style="vertical-align: middle; text-align: center">適用對象</th> <td style="vertical-align: middle; text-align: left"> ?短期資金周轉<br> ?可接受月付金額較高? </td> <td style="vertical-align: middle; text-align: left"> ?短期資金周轉<br> ?房屋殘值較? </td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款利率</th> <td style="vertical-align: middle; text-align: left"> ?<strong>銀行：</strong>年利?.56%?br> ?<strong>民間代書／租賃公司／當舖?/strong>月利?%?/td> <td style="vertical-align: middle; text-align: left"> ?<strong>民間代書?/strong>月利??%<br> ?<strong>租賃公司?/strong>年利??0%<br> ?<strong>當舖?/strong>年利?0%以下</td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款成數</th> <td style="vertical-align: middle; text-align: left"> ?<strong>銀行：</strong>最?00?br> ?<strong>民間代書／租賃公司／當舖?/strong>最高可??/td> <td style="vertical-align: middle; text-align: left">約市???/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款年限</th> <td style="vertical-align: middle; text-align:left"> ?<strong>銀行：</strong>??5年，且沒有寬限期<br> ?<strong>民間代書／租賃公司／當舖?/strong>不限，隨借隨還不綁約</td> <td style="vertical-align: middle; text-align: left">???/td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-3260c7ee elementor-widget elementor-widget-text-editor" data-id="3260c7ee" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/second-house-lend-money/" target="_blank" rel="noopener"><strong>二胎房屋借款是什麼？符合這些條件就能申請?/strong></a></b> </div> </div> <div class="elementor-element elementor-element-6cbe103a elementor-widget elementor-widget-heading" data-id="6cbe103a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">房屋要如何貸到三胎？</h2> </div> </div> <div class="elementor-element elementor-element-3722a520 elementor-widget elementor-widget-text-editor" data-id="3722a520" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>房屋鑑價較高<br /></strong>一般房屋要申請三胎貸款時，殘值多半較低，因此<span class="f-point">若房屋條件良好，房屋鑑價夠高，可提升三胎房貸成數</span>?/li></ol><ol start="2"><li><strong>前兩胎貸款成數低<br /></strong>若房屋鑑價高，卻因一、二胎貸款成數過高，就沒有殘值可以申請三胎貸款，因此<span class="f-point">若前兩胎的貸款成數不高，房屋仍有殘值，有機會可以申請房屋三?/span>?/li></ol><ol start="3"><li><strong>個人申請條件較佳<br /></strong>如果貸款人還款能力優、信用狀況良好，代表借貸風險低，就能提升申請房貸三胎過件的機率，且可貸成數也能提高，還能降低利率?/li></ol> </div> </div> <div class="elementor-element elementor-element-1e2a023 elementor-widget elementor-widget-image" data-id="1e2a023" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="878" src="//danaherbertts.shop/wp-content/uploads/2023/03/third-mortgage-condition-933x1024.png" class="attachment-large size-large wp-image-54356" alt="房屋要如何貸到三胎－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2023/03/third-mortgage-condition-933x1024.png 933w, //danaherbertts.shop/wp-content/uploads/2023/03/third-mortgage-condition-273x300.png 273w, //danaherbertts.shop/wp-content/uploads/2023/03/third-mortgage-condition-768x843.png 768w, //danaherbertts.shop/wp-content/uploads/2023/03/third-mortgage-condition.png 1000w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-7764485 elementor-widget elementor-widget-heading" data-id="7764485" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">房屋三胎申請文件?/h2> </div> </div> <div class="elementor-element elementor-element-270c74e6 elementor-widget elementor-widget-text-editor" data-id="270c74e6" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>備妥以下文件，即可遞出房屋三胎申請：</p><ul><li>雙證?/li><li><strong><a href="//danaherbertts.shop/household-registration-transcript-apply/" target="_blank" rel="noopener">戶籍謄本</a></strong></li><li>土地及建物所有權狀</li><li>一、二胎房貸近1年繳款明?/li><li>收入或在職證明（加分條件?/li></ul> </div> </div> <div class="elementor-element elementor-element-1a418893 elementor-widget elementor-widget-heading" data-id="1a418893" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">房屋三胎申請流程?/h2> </div> </div> <div class="elementor-element elementor-element-d11d733 elementor-widget elementor-widget-image" data-id="d11d733" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="123" src="//danaherbertts.shop/wp-content/uploads/2021/08/土地貸款流程?png" class="attachment-large size-large wp-image-13545" alt="土地貸款流程?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/土地貸款流程?png 850w, //danaherbertts.shop/wp-content/uploads/2021/08/土地貸款流程?300x46.png 300w, //danaherbertts.shop/wp-content/uploads/2021/08/土地貸款流程?768x118.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-538abba elementor-widget elementor-widget-text-editor" data-id="538abba" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>申請?/strong>備妥文件提出申請，讓專員了解貸款需求?/li><li><strong>估價?/strong>依據權狀資料進行初步估價，並預估可貸額度?/li><li><strong>審核?/strong>根據房屋現況進行殘值評估，核算出三胎房貸利率、還款金額等?/li><li><strong>對保?/strong>待核准後，借貸雙方便會當面確認資料與貸款內容，進行簽約?/li><li><strong>設定?/strong>協助到地政機關辦?a href="//danaherbertts.shop/mortgage-registration/" target="_blank" rel="noopener">抵押權設?/a>?/li><li><strong>撥款?/strong>上述流程完成後立即撥款至指定帳戶，最快只?天?/li></ol> </div> </div> <div class="elementor-element elementor-element-187ea17 elementor-widget elementor-widget-heading" data-id="187ea17" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">房屋三胎常見問題</h2> </div> </div> <div class="elementor-element elementor-element-22e3a1d9 elementor-widget elementor-widget-accordion" data-id="22e3a1d9" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-5851" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-5851" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：申請房屋三胎需要保證人嗎？</a> </div> <div id="elementor-tab-content-5851" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-5851"><p>不用，如果想提高貸款成數、降低貸款利率，提供保證人可列為加分項目?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-5852" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-5852" aria-expanded="false"> <span class="elementor-accordion-icon 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class="elementor-accordion-title" tabindex="0">Q：申請房屋三胎注意事項？</a> </div> <div id="elementor-tab-content-5853" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-5853"><p>如果想申請民間房屋三胎，一定要向具備以下標準的貸款機構辦理，以免掉進貸款詐騙陷阱：</p><ul><li>貸款流程標準、完?/li><li>貸款利率在法定範圍內</li><li>有實體店面，且持有營業登記證?/li><li>專員會清楚說明收費項目，且過件後才收?/li><li>不扣押重要證件，核對身分後就會立即歸?/li></ul><p>房屋三胎推薦大揚代書，我們不僅符合以上標準，也有專業人員為你訂製適合的貸款方案，歡迎聯繫我們?/p></div> </div> <script 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</div> </div> </div> <div class="elementor-element elementor-element-1bff7617 elementor-widget elementor-widget-heading" data-id="1bff7617" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">房屋三胎推薦大揚代書</h2> </div> </div> <div class="elementor-element elementor-element-6a7987dd elementor-widget elementor-widget-text-editor" data-id="6a7987dd" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>若想申請房屋三胎貸款遭銀行拒貸，租賃公司和當舖的利息又太高，可以考慮找民間房屋三胎貸款代書為你服務！大揚代書能為你爭取高額低利的房屋三胎貸款方案，讓你在急需資金時免煩惱?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-7f6a5dbb elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="7f6a5dbb" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container 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