關於中古屋貸款試?的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E4%B8%AD%E5%8F%A4%E5%B1%8B%E8%B2%B8%E6%AC%BE%E8%A9%A6%E7%AE%97/feed/" rel="self" type="application/rss+xml" /> <link>//danaherbertts.shop/tag/中古屋貸款試?</link> <description></description> <lastBuildDate>Wed, 18 Sep 2024 04:09:19 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於中古屋貸款試?的大小事，大揚代書幫你一網打?/title> <link>//danaherbertts.shop/tag/中古屋貸款試?</link> <width>32</width> <height>32</height> </image> <item> <title>中古屋貸款成數多少？4大因素決定房屋可貸成?/title> <link>//danaherbertts.shop/poh-loan-to-value-ratio/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Mon, 13 Jun 2022 07:03:34 +0000</pubDate> <category><![CDATA[房屋貸款]]></category> <category><![CDATA[中古屋貸款]]></category> <category><![CDATA[中古屋貸?成]]></category> <category><![CDATA[中古屋貸款幾成]]></category> <category><![CDATA[中古屋貸款成數不足]]></category> <category><![CDATA[中古屋貸款試算]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=29378</guid> <description><![CDATA[<p>中古屋貸款成數多少？4大因素決定房屋可貸成?如果想用較便宜的價格買房，中古屋可能是不少人考慮的選項之一，但?[…]</p> <p>這篇文章 <a href="//danaherbertts.shop/poh-loan-to-value-ratio/">中古屋貸款成數多少？4大因素決定房屋可貸成?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="29378" class="elementor elementor-29378" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-654702be elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="654702be" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-58eefa45" data-id="58eefa45" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-336d7e0b elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="336d7e0b" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5c6d53cc" data-id="5c6d53cc" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-736c39aa elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="736c39aa" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">中古屋貸款試?/span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-599797cf elementor-widget elementor-widget-heading" data-id="599797cf" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">中古屋貸款成數多少？4大因素決定房屋可貸成?/h1> </div> </div> <div class="elementor-element elementor-element-2b009a6c elementor-widget elementor-widget-image" data-id="2b009a6c" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2022/06/poh-loan-to-value-ratio.webp" class="attachment-large size-large wp-image-54831" alt="中古屋貸款成數多少？4大因素決定房屋可貸成數－大揚代書" /> </div> </div> <div class="elementor-element elementor-element-1742bcaa elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="1742bcaa" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-689e624f elementor-widget elementor-widget-text-editor" data-id="689e624f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果想用較便宜的價格買房，中古屋可能是不少人考慮的選項之一，但若自備款不足，就需要向銀行申請貸款，然而中古屋貸款成數是多少呢？本篇文章將帶你了解中古屋的定義，以及影響銀行評估核貸因素?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-2d2fc287 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="2d2fc287" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-55677513" data-id="55677513" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-22bbb2e1 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="22bbb2e1" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-22df3edd" data-id="22df3edd" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-1f79651f elementor-widget elementor-widget-heading" data-id="1f79651f" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">中古屋是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-151c4c4c elementor-widget elementor-widget-text-editor" data-id="151c4c4c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 中古屋通常?span class="f-point">指屋齡超?年，或是曾有人居住過、轉手買賣過一次以上的房屋</span>。而中古屋還可依屋齡再細分為新古屋和老屋，那麼?種房屋種類有什麼不同？以下?者的差異比較? </div> </div> <div class="elementor-element elementor-element-9a06913 elementor-widget elementor-widget-html" data-id="9a06913" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th width="25%" style=" background-color: #f7f2eb; vertical-align: middle; text-align: center">房屋種類</th> <th width="25%" style=" background-color: #f7f2eb; vertical-align: middle; text-align: center">新古?/th> <th width="25%" style=" background-color: #f7f2eb; vertical-align: middle; text-align: center">中古?/th> <th width="25%" style=" background-color: #f7f2eb; vertical-align: middle; text-align: center">老屋</th> </tr> <tr> <th style="vertical-align: middle; text-align: center">屋齡</th> <td style="vertical-align: middle"> 3?0年內但無人住?/td> <td style="vertical-align: middle"> 3?9年且曾有人住?/td> <td style="vertical-align: middle"> 超過30年且曾有人住?/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">房價</th> <td style="vertical-align: middle">中偏?/td> <td style="vertical-align: middle">中等</td> <td style="vertical-align: middle">較低</td> </tr> <tr> <th style="vertical-align: middle; text-align: center">整修費用</th> <td style="vertical-align: middle">較低</td> <td style="vertical-align: middle">中等</td> <td style="vertical-align: middle">較高</td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-6e08f0e3 elementor-widget elementor-widget-text-editor" data-id="6e08f0e3" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>目前的新建案<a href="//danaherbertts.shop/ratio-of-public-area/"><strong>公設?/strong></a>普遍偏高，中古屋和新古屋實際可運用的坪數會比新建案來得多，其中新古屋的房價比中古屋高一些，老屋雖然公設比較低，但仍需經過一番整修才適合入住，因此許多首購族會選擇購入屋況佳、不需大幅整修、公設比較低的中古屋並申請貸款?/p> </div> </div> <div class="elementor-element elementor-element-cd3847c elementor-widget elementor-widget-heading" data-id="cd3847c" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">中古屋貸款成數、利率、年?/h2> </div> </div> <div class="elementor-element elementor-element-a63c1d8 elementor-widget elementor-widget-heading" data-id="a63c1d8" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">中古屋貸款成?/h3> </div> </div> <div class="elementor-element elementor-element-d6c5324 elementor-widget elementor-widget-text-editor" data-id="d6c5324" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>約房屋鑑價的6?成。若貸款人信用良好、工作收入穩定，且中古屋坐落地點和使用建材良好、屋齡較低，最高可貸到房屋鑑價?成?/p> </div> </div> <div class="elementor-element elementor-element-6f15c43 example elementor-widget elementor-widget-text-editor" data-id="6f15c43" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span style="color: #8c6c5b;"><strong>※貼心提醒：若想知道中古屋貸款幾成，可至<a href="//pip.moi.gov.tw/V3/c/SCRC0201.aspx" target="_blank" rel="noopener">內政部不動產資訊平台</a>?a href="//mortgage.591.com.tw/calculator" target="_blank" rel="noopener">591房屋交易房貸計算?/a>進行中古屋貸款試算?/strong></span> </div> </div> <div class="elementor-element elementor-element-ba4f0b5 elementor-widget elementor-widget-heading" data-id="ba4f0b5" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">中古屋貸款利?/h3> </div> </div> <div class="elementor-element elementor-element-4709dbc elementor-widget elementor-widget-text-editor" data-id="4709dbc" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>約為2?%。若房屋條件佳，且貸款人的聯徵次數少、工作收入穩定、與銀行保持良好的往來紀錄，有機會取得較低的貸款利率?/p> </div> </div> <div class="elementor-element elementor-element-b594a0c elementor-widget elementor-widget-heading" data-id="b594a0c" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">中古屋貸款年?/h3> </div> </div> <div class="elementor-element elementor-element-b6babe2 elementor-widget elementor-widget-text-editor" data-id="b6babe2" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>目前銀行房貸年限約?0?0年，銀行在決定貸款年限時，會嚴格評估貸款人的年齡和屋齡，以免貸款人因年齡高而無法正常還款，或是屋齡高而影響房屋價值。為了避免上述情況，因此部分銀行會設定以下2種限制：</p><ul><li>年齡＋貸款年限＜75?/li><li>屋齡＋貸款年限＜50?/li></ul> </div> </div> <div class="elementor-element elementor-element-5362f098 elementor-widget elementor-widget-heading" data-id="5362f098" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">影響中古屋貸款成數的因素</h2> </div> </div> <div class="elementor-element elementor-element-42097f4a elementor-widget elementor-widget-text-editor" data-id="42097f4a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>由於中古屋屋齡較高，比起新成屋來說房價較低，也較有議價空間，在購買中古屋前可先思考並計算貸款金額、利率、每月月付金等數字，也要留意影響中古屋貸款成數的因素?/p> </div> </div> <div class="elementor-element elementor-element-656016b elementor-widget elementor-widget-text-editor" data-id="656016b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>房屋屋齡<br /></strong>中古屋屋齡越低，房屋價值就會越高，取得較高的貸款成數的機會更大。通常中古屋屋??年價值最高，屋齡9?2年則次之?/li></ol><ol start="2"><li><strong>建材種類<br /></strong>台灣建築物所使用的建材種類可分為5種，依建築結構從強到弱排序：鋼骨混凝土（SC）＞鋼骨鋼筋混凝土（SRC）＞鋼筋混凝土（RC）＞加強磚造＞磚造。而建築結構的強度會影響到房屋的耐用年限?span class="f-point">結構越強、耐用年限越長，房屋的殘餘價值就越高，銀行核貸成數也會比較多</span>?/li></ol><ol start="3"><li><strong>坐落區?br /></strong><span class="f-point">通常銀行會將房屋按坐落地區分A、B、C、D級，A級最高可申請?成的貸款，B級為7.5成，C級為7成，D級僅??/span>。被列為A級的行政區除了六都還有新竹縣市，尤其新竹市的房子僅分為A、B級，而外島地區如澎湖、金門等則被列為C級。若房屋位於雙北地區，或易達捷運站的地段，即使是老屋還是有可能貸?成?/li><li><strong>還款能力<br /></strong>貸款人的職業、還款能力和信用狀況也是銀行非常重視的項目，如果貸款人是軍公教人員、前百大企業員工、四師（醫師、律師、會計師、建築師）等收入穩定的族群，且信用狀況正常，不僅過件率高，貸款利率和成數也會比較好?/li></ol> </div> </div> <div class="elementor-element elementor-element-8465df0 elementor-widget elementor-widget-image" data-id="8465df0" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="960" src="//danaherbertts.shop/wp-content/uploads/2022/06/factors-loan-affecting-853x1024.png" class="attachment-large size-large wp-image-54963" alt="影響貸款成數的因素－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2022/06/factors-loan-affecting-853x1024.png 853w, //danaherbertts.shop/wp-content/uploads/2022/06/factors-loan-affecting-250x300.png 250w, //danaherbertts.shop/wp-content/uploads/2022/06/factors-loan-affecting-768x922.png 768w, //danaherbertts.shop/wp-content/uploads/2022/06/factors-loan-affecting.png 1000w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-5491d9d1 elementor-widget elementor-widget-heading" data-id="5491d9d1" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">中古屋貸款流程為何？</h2> </div> </div> <div class="elementor-element elementor-element-3ba38005 elementor-widget elementor-widget-text-editor" data-id="3ba38005" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>若想申請中古屋貸款，會有哪些必經流程呢？</p><ol><li><strong>資料審核?/strong>根據貸款人提供的房屋及土地所有權狀或謄本、薪轉證明等，進行貸款資料初步審核?/li><li><strong>銀行鑑價：</strong>銀行會根據該房屋坐落區段、屋況、坪數大小等眾多因素進行估價?/li><li><strong>銀行照會：</strong>向聯徵中心調?a href="//www.jcic.org.tw/main_ch/docDetail.aspx?uid=170&pid=93&docid=412" target="_blank" rel="noopener"><strong>信用報告</strong></a>、了解信用與負債狀況後，銀行會決定是否核貸，並與貸款人、保證人進行<a href="//danaherbertts.shop/bank-phone-confirm/" target="_blank" rel="noopener"><strong>照會</strong></a>，確認核貸金額、利息等?/li><li><strong>對保簽約?/strong>銀行或代書和貸款人聯絡約時間進行對保手續，必須由屋主本人親自出席，並簽訂貸款合約、提供房屋及土地權狀給銀行辦理抵押權設定?/li><li><strong>設定投保?/strong>對保結束後到撥款前，還需經過<a href="//danaherbertts.shop/mortgage-registration/" target="_blank" rel="noopener"><strong>抵押權設?/strong></a>的流程，抵押權設定金額為貸款金額?倍，並強制投保火險與地震險，保費由貸款人自行負擔，一年一期直到清償貸款為歀?/li><li><strong>確認撥款?/strong>待抵押權設定、保險投保完成後，銀行就會撥款至貸款人指定帳戶?/li><li style="list-style-type: none;"> </li></ol> </div> </div> <div class="elementor-element elementor-element-2f11c77 elementor-widget elementor-widget-image" data-id="2f11c77" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="880" src="//danaherbertts.shop/wp-content/uploads/2022/06/preowned-loan-process-931x1024.png" class="attachment-large size-large wp-image-54965" alt="中古屋貸款流程－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2022/06/preowned-loan-process-931x1024.png 931w, //danaherbertts.shop/wp-content/uploads/2022/06/preowned-loan-process-273x300.png 273w, //danaherbertts.shop/wp-content/uploads/2022/06/preowned-loan-process-768x845.png 768w, //danaherbertts.shop/wp-content/uploads/2022/06/preowned-loan-process.png 1000w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-85e7f99 elementor-widget elementor-widget-heading" data-id="85e7f99" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">已申請過中古屋貸款還能再借款嗎？</h2> </div> </div> <div class="elementor-element elementor-element-9db7b77 elementor-widget elementor-widget-text-editor" data-id="9db7b77" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>若當初為了購入中古屋已申請過一次貸款，後來又有資金需求，可以透過<a href="//danaherbertts.shop/mortgage-increase/" target="_blank" rel="noopener"><strong>房屋增貸</strong></a>?a href="//danaherbertts.shop/second-house-lend-money/" target="_blank" rel="noopener"><strong>二胎</strong></a>、轉貸等方式來取得更多資金：</p> </div> </div> <div class="elementor-element elementor-element-7955831 elementor-widget elementor-widget-text-editor" data-id="7955831" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>房屋增貸?/strong>在現有房屋貸款且已還部分本金的情況下，以該房屋作為擔保，向原申貸銀行再次抵押借貸?/li><li><strong>房屋二胎?/strong>用名下已申請過貸款且還有殘值的房屋，向另一間銀行或民間貸款公司再次抵押借款?/li><li><strong>房屋轉增貸：</strong>將房貸從原銀行轉移到新銀行，新銀行會針對房屋重新鑑價，並依據申請人的還款能力、信用評分等條件，再額外貸出資金給申請人?/li></ul> </div> </div> <div class="elementor-element elementor-element-4aad93a5 elementor-widget elementor-widget-heading" data-id="4aad93a5" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">中古屋貸款常見問?/h2> </div> </div> <div class="elementor-element elementor-element-49c50bf5 elementor-widget elementor-widget-accordion" data-id="49c50bf5" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1231" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-1231" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：申請中古屋貸款需要提供保證人嗎？</a> </div> <div id="elementor-tab-content-1231" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-1231"><p>如果是向銀行申請中古屋貸款，必須提供保證人；若是向民間貸款公司申請，則不需提供?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1232" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-1232" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：申請中古屋貸款成數不足該怎麼辦？</a> </div> <div id="elementor-tab-content-1232" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-1232"><p>以下提供幾個方法，協助你增加中古屋貸款成數?/p><ul><li>提供其他收入證明，例如兼職收入、股票交易所得等</li><li>提供其他擔保品，例如土地</li><li>另外辦理信用貸款</li><li>另外辦理<a href="//danaherbertts.shop/interior-decoration-loan/" target="_blank" rel="noopener"><strong>裝潢貸款</strong></a></li></ul></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1233" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-1233" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：中古屋貸款9成有可能嗎？</a> </div> <div id="elementor-tab-content-1233" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-1233"><p>如果想以中古屋向銀行貸?成，幾乎是不太可能的事，可能找民間貸款公司申請會比較符合你的需求?/p></div> </div> <script 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href=\"https:\/\/danaherbertts.shop\/interior-decoration-loan\/\" target=\"_blank\" rel=\"noopener\"><strong>\u88dd\u6f62\u8cb8\u6b3e<\/strong><\/a><\/li><\/ul>"}},{"@type":"Question","name":"Q\uff1a\u4e2d\u53e4\u5c4b\u8cb8\u6b3e9\u6210\u6709\u53ef\u80fd\u55ce\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p>\u5982\u679c\u60f3\u4ee5\u4e2d\u53e4\u5c4b\u5411\u9280\u884c\u8cb8\u52309\u6210\uff0c\u5e7e\u4e4e\u662f\u4e0d\u592a\u53ef\u80fd\u7684\u4e8b\uff0c\u53ef\u80fd\u627e\u6c11\u9593\u8cb8\u6b3e\u516c\u53f8\u7533\u8acb\u6703\u6bd4\u8f03\u7b26\u5408\u4f60\u7684\u9700\u6c42\u3002<\/p>"}}]}</script> </div> </div> </div> <div class="elementor-element elementor-element-16913758 elementor-widget elementor-widget-heading" data-id="16913758" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">結語</h2> </div> </div> <div class="elementor-element elementor-element-4021e795 elementor-widget elementor-widget-text-editor" data-id="4021e795" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>想辦理中古屋購屋貸款，可試著向所在地銀行申請，若因收入、信用、房屋條件不佳而遭銀行拒貸，歡迎來找<strong>大揚代書</strong>，不論是要諮詢或申請借貸，我們都十分樂意為你服務?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-22fbfce1 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="22fbfce1" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8b48e50" data-id="8b48e50" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-334fff35 elementor-widget elementor-widget-heading" data-id="334fff35" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">大揚代書24H免費諮詢</p> </div> </div> <div class="elementor-element elementor-element-174ffb0a elementor-widget elementor-widget-text-editor" data-id="174ffb0a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>我們提供事前的免費貸款諮詢，不用擔心還沒辦理就要先付一筆費用，我們保證不過件就不收費?/p> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7938034b" data-id="7938034b" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-6af4f294 elementor-shape-square elementor-grid-mobile-0 elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons" data-id="6af4f294" data-element_type="widget" 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href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/poh-loan-to-value-ratio/">中古屋貸款成數多少？4大因素決定房屋可貸成?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> </channel> </rss>