關於什麼都沒有能貸款嗎 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E4%BB%80%E9%BA%BC%E9%83%BD%E6%B2%92%E6%9C%89%E8%83%BD%E8%B2%B8%E6%AC%BE%E5%97%8E/feed/" rel="self" type="application/rss+xml" /> <link></link> <description></description> <lastBuildDate>Fri, 20 Sep 2024 02:29:49 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於什麼都沒有能貸款嗎 的大小事，大揚代書幫你一網打?/title> <link></link> <width>32</width> <height>32</height> </image> <item> <title>無財力證明可以貸款嗎？提高過件率靠??/title> <link>//danaherbertts.shop/no-financial-statement/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Wed, 14 Apr 2021 06:09:15 +0000</pubDate> <category><![CDATA[申貸須知]]></category> <category><![CDATA[什麼都沒有能貸款嗎]]></category> <category><![CDATA[免財力證明貸款]]></category> <category><![CDATA[沒工作沒財力證明可以貸款嗎]]></category> <category><![CDATA[無薪轉貸?0萬]]></category> <category><![CDATA[無財力證明]]></category> <category><![CDATA[財力證明]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=3338</guid> <description><![CDATA[<p>無財力證明可以貸款嗎？提高過件率靠??急需用錢或有資金需求時，不少人會透過貸款的方式解決，但如果沒工作沒財 […]</p> <p>這篇文章 <a href="//danaherbertts.shop/no-financial-statement/">無財力證明可以貸款嗎？提高過件率靠??/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="3338" class="elementor elementor-3338" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-62e338a5 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="62e338a5" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-62724157" data-id="62724157" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-68833b99 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="68833b99" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-569d3296" data-id="569d3296" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-7c12ebeb elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="7c12ebeb" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">什麼都沒有能貸款嗎</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-6cd26189 elementor-widget elementor-widget-heading" data-id="6cd26189" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">無財力證明可以貸款嗎？提高過件率靠??/h1> </div> </div> <div class="elementor-element elementor-element-76f2816a elementor-widget elementor-widget-image" data-id="76f2816a" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2021/04/no-financial-statement.webp" class="attachment-large size-large wp-image-51145" alt="無財力證明可以貸款嗎？提高過件率靠?點－大揚代書" /> </div> </div> <div class="elementor-element elementor-element-1f39421b elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="1f39421b" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-600640fa elementor-widget elementor-widget-text-editor" data-id="600640fa" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>急需用錢或有資金需求時，不少人會透過貸款的方式解決，但如果沒工作沒財力證明可以貸款嗎？以下是無財力證明或沒工作也能借款的方法介紹，並加碼告訴你如何在無收入證明的狀況下提高過件率，一起來看！</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-3283b1ee elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="3283b1ee" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-421af2cb" data-id="421af2cb" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-5af8d964 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="5af8d964" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-440e530b" data-id="440e530b" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-3286a0a7 elementor-widget elementor-widget-heading" data-id="3286a0a7" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">無薪資收入可提供的財力證明有哪些?/h2> </div> </div> <div class="elementor-element elementor-element-15248c95 elementor-widget elementor-widget-text-editor" data-id="15248c95" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>無薪資收入的族群分為從事領現工作、自由工作者的有工作族群，以及目前無工作的人，這兩大族群可以提供的財力證明也不同：</p> </div> </div> <div class="elementor-element elementor-element-f1f03e8 elementor-widget elementor-widget-text-editor" data-id="f1f03e8" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>從事領現工作、自由工作者：</strong><a href="//danaherbertts.shop/withholding-tax-statement/">年度扣繳憑單</a>、勞保明細、經常往來銀行的存摺明細；若是有成立工作室的自由工作者，也可?01/403/405報表做為財力證明?/li><li><strong>目前沒有工作的人?/strong>可提供資產型財力證明，如不動產所有權狀、定期存款單、股票持股明細等?/li></ul> </div> </div> <div class="elementor-element elementor-element-fab26d8 elementor-widget elementor-widget-heading" data-id="fab26d8" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">沒工作貸款方?/h2> </div> </div> <div class="elementor-element elementor-element-f556f50 elementor-widget elementor-widget-text-editor" data-id="f556f50" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 什麼都沒有可以貸款嗎？以下?個無收入證明或無工作的族群可以嘗試的借款方式? </div> </div> <div class="elementor-element elementor-element-1ce1ae3 elementor-widget elementor-widget-heading" data-id="1ce1ae3" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">代書貸款</h3> </div> </div> <div class="elementor-element elementor-element-ad04e3b elementor-widget elementor-widget-text-editor" data-id="ad04e3b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>向代書事務所申請借貸，專員會依客戶狀況規劃貸款方案，和銀行相比，由於代書貸款的審核條件寬鬆許多，即使目前沒有工作，或是有信用瑕疵，都還是可以諮詢，歡迎向大揚代書詢問?/p> </div> </div> <div class="elementor-element elementor-element-58f00f8 elementor-widget elementor-widget-text-editor" data-id="58f00f8" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/escrow-loan/" target="_blank" rel="noopener"><strong>代書貸款怎麼申請?</strong><strong>要點教你輕鬆借省利還</strong></a></b> </div> </div> <div class="elementor-element elementor-element-6e22d658 elementor-widget elementor-widget-heading" data-id="6e22d658" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">當舖借款</h3> </div> </div> <div class="elementor-element elementor-element-27550b42 elementor-widget elementor-widget-text-editor" data-id="27550b42" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>以名下有值擔保品向當舖典當取得資金，只要當品有價值，就能換取一定程度的現金，但要留意當舖的利率計算會比銀行和代書貸款高，建議先評估還款能力?/p> </div> </div> <div class="elementor-element elementor-element-f15d472 elementor-widget elementor-widget-heading" data-id="f15d472" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">保單借款</h3> </div> </div> <div class="elementor-element elementor-element-27037eb elementor-widget elementor-widget-text-editor" data-id="27037eb" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>若是有保單價值準備金或保單帳戶價值的保單，也可向保險公司申請保單借款，額度會依保單的種類和條款而定?/p> </div> </div> <div class="elementor-element elementor-element-de5fb9f elementor-widget elementor-widget-heading" data-id="de5fb9f" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">銀行小額貸?/h3> </div> </div> <div class="elementor-element elementor-element-810b9a0 elementor-widget elementor-widget-text-editor" data-id="810b9a0" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>若為領現工作者或自由工作者，就可以提供上面提到的財力證明申請小額貸款，只要有固定金流在存摺或是有401等報表，無薪轉貸?0萬也是有機會的?/p> </div> </div> <div class="elementor-element elementor-element-7fa632e elementor-widget elementor-widget-heading" data-id="7fa632e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">信用卡預借現?/h3> </div> </div> <div class="elementor-element elementor-element-ac33904 elementor-widget elementor-widget-text-editor" data-id="ac33904" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <a href="//danaherbertts.shop/credit-card-cash-advance/">預借現?/a>為將當期信用卡的剩餘額度轉換成現金使用，是相對方便且快速的借款方式，但要留?span class="f-point">若無在下一期全額繳納，就會啟動循環利息</span>，也會對信用評分造成影響? </div> </div> <div class="elementor-element elementor-element-3865040 elementor-widget elementor-widget-heading" data-id="3865040" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">無財力證明如何提高貸款過件率?/h2> </div> </div> <div class="elementor-element elementor-element-a1d0402 elementor-widget elementor-widget-heading" data-id="a1d0402" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">專業能力證明</h3> </div> </div> <div class="elementor-element elementor-element-71ca231 elementor-widget elementor-widget-text-editor" data-id="71ca231" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果有專業領域的資格證明或相關證照，便可以提供職業證照來證明專業能力；若是影音工作者，也可提供訂閱獎牌?/p> </div> </div> <div class="elementor-element elementor-element-adb1a48 elementor-widget elementor-widget-heading" data-id="adb1a48" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">培養收入證明</h3> </div> </div> <div class="elementor-element elementor-element-3898233 elementor-widget elementor-widget-text-editor" data-id="3898233" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span class="f-point">領現工作者，建議每個月把部分的資金匯到自己固定的帳戶內，這樣就能證明自己是有穩定的收入來?/span>，但這個帳戶必須要長期的培養，如果只是臨時存入大筆資金是無法騙過銀行的，銀行會依據您帳戶資金的使用狀況作為核貸參考依據? </div> </div> <div class="elementor-element elementor-element-3edf59a elementor-widget elementor-widget-text-editor" data-id="3edf59a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/proof-of-income/" target="_blank" rel="noopener"><strong>收入證明有哪些？申請方式有哪些？</strong></a></b> </div> </div> <div class="elementor-element elementor-element-52c52a5 elementor-widget elementor-widget-heading" data-id="52c52a5" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">提供擔保?/h3> </div> </div> <div class="elementor-element elementor-element-59e5041 elementor-widget elementor-widget-text-editor" data-id="59e5041" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>若名下有汽機車、房屋土地等，申請貸款時也可作為擔保品一併提供，除了可提高過件率，也有機會獲得較高的貸款成數?/p> </div> </div> <div class="elementor-element elementor-element-bd1dade elementor-widget elementor-widget-heading" data-id="bd1dade" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">附加擔保?/h3> </div> </div> <div class="elementor-element elementor-element-d8ca2cf elementor-widget elementor-widget-text-editor" data-id="d8ca2cf" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>在貸款時主動提供可以為貸款作擔保的人，如果你的條件剛好在過件邊緣，那麼找到信用良好的擔保人就是過件重要的關鍵?/p> </div> </div> <div class="elementor-element elementor-element-8f8e8b8 elementor-widget elementor-widget-image" data-id="8f8e8b8" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="1001" height="1074" src="//danaherbertts.shop/wp-content/uploads/2021/04/no-financial-statement.png" class="attachment-full size-full wp-image-51764" alt="無財力證明如何提高過件率－大揚代? srcset="//danaherbertts.shop/wp-content/uploads/2021/04/no-financial-statement.png 1001w, //danaherbertts.shop/wp-content/uploads/2021/04/no-financial-statement-280x300.png 280w, //danaherbertts.shop/wp-content/uploads/2021/04/no-financial-statement-954x1024.png 954w, //danaherbertts.shop/wp-content/uploads/2021/04/no-financial-statement-768x824.png 768w" sizes="(max-width: 1001px) 100vw, 1001px" /> </div> </div> <div class="elementor-element elementor-element-915dc9a elementor-widget elementor-widget-heading" data-id="915dc9a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">無財力證明貸款注意事?/h2> </div> </div> <div class="elementor-element elementor-element-2335316 elementor-widget elementor-widget-text-editor" data-id="2335316" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul> <li><strong>評估還款能力?/strong>若沒有財力證明，申請貸款前就須更謹慎評估自身的財務規劃，才可避免借款後無法按時還款?/li> <li><strong>選擇合法管道?/strong>市面上有不少非法貸款或高利貸，借款前一定要確認管道是否合法，建議以有實體店靀月利率不超?%、不扣押重要證件正本的店家為主?/li> <li><strong>留意合約細節?/strong><span class="f-point">進行對保環節時，留意利率、額度、月付金、綁約期、清償限制等內容</span>，有不清楚的部分也要立即詢問，保障自身權益?/li> </ul> </div> </div> <div class="elementor-element elementor-element-9d98605 elementor-widget elementor-widget-heading" data-id="9d98605" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">無財力證明如何貸款？</h2> </div> </div> <div class="elementor-element elementor-element-93ea37b elementor-widget elementor-widget-text-editor" data-id="93ea37b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>大揚代書提供多元的免財力證明貸款方案，即使財力證明不足，或是無穩定工作，都還是能提出申請，讓專員進行評估?/p> </div> </div> <div class="elementor-element elementor-element-fc2f391 elementor-widget elementor-widget-text-editor" data-id="fc2f391" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>提出申請<br /></strong>歡迎撥打<a href="tel:0800-885-697"><strong>24</strong><strong>小時諮詢專線</strong></a>，並提供上述資料給專員供我們進行評估?/li></ol><ol start="2"><li><strong>評估審核<br /></strong>專員進行申請人的資料審核，審核完成後向申請人通知核貸金額、每月應繳金額、利息?/li></ol><ol start="3"><li><strong>對保簽約<br /></strong>與申請人約時間當面對保和簽約，須本人親自前往?br /><span style="color: #66593c;"><strong>※貼心提醒：若是申辦汽機車或不動產貸款，撥款前還須辦理動保設定或抵押權設定?/strong></span></li><li><strong>撥款入帳<br /></strong>上述流程完成後即核發貸款金額?/li></ol> </div> </div> <div class="elementor-element elementor-element-3df3ae7 elementor-widget elementor-widget-image" data-id="3df3ae7" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="142" src="//danaherbertts.shop/wp-content/uploads/2021/09/4步驟流程?png" class="attachment-large size-large wp-image-14552" alt="勞保貸款4步驟流程?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/09/4步驟流程?png 904w, //danaherbertts.shop/wp-content/uploads/2021/09/4步驟流程?300x53.png 300w, //danaherbertts.shop/wp-content/uploads/2021/09/4步驟流程?768x136.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-2aeaa4d2 elementor-widget elementor-widget-heading" data-id="2aeaa4d2" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">結語</h2> </div> </div> <div class="elementor-element elementor-element-790430a1 elementor-widget elementor-widget-text-editor" data-id="790430a1" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>人生中總會有那麼點急需紓困卻苦無資源的時候，如果你目前無財力證明及收入證明不用太慌張?strong>大揚代書</strong>就針對無財力證明的客戶提供了專屬的貸款方案，只要一通電話讓我們替你解決棘手的貸款問題?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-55fbb368 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="55fbb368" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2b68337f" 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