關於代書貸款是高利貸?的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E4%BB%A3%E6%9B%B8%E8%B2%B8%E6%AC%BE%E6%98%AF%E9%AB%98%E5%88%A9%E8%B2%B8%E5%97%8E/feed/" rel="self" type="application/rss+xml" /> <link>//danaherbertts.shop/tag/代書貸款是高利貸?</link> <description></description> <lastBuildDate>Thu, 19 Sep 2024 04:55:33 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於代書貸款是高利貸?的大小事，大揚代書幫你一網打?/title> <link>//danaherbertts.shop/tag/代書貸款是高利貸?</link> <width>32</width> <height>32</height> </image> <item> <title>屏東代書提供哪些服務?大種類解決日常困?/title> <link>//danaherbertts.shop/pingtung-escrow-lendmoney/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Tue, 10 Aug 2021 03:40:13 +0000</pubDate> <category><![CDATA[房產知識]]></category> <category><![CDATA[代書意思]]></category> <category><![CDATA[代書諮詢]]></category> <category><![CDATA[代書貸款]]></category> <category><![CDATA[代書貸款是高利貸嗎]]></category> <category><![CDATA[代書費用]]></category> <category><![CDATA[屏東代書]]></category> <category><![CDATA[屏東代書事務所]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=11995</guid> <description><![CDATA[<p>屏東代書提供哪些服務?大種類解決日常困?您是否有屏東房地產的交易需求呢？一想到不動產交易、買賣、過戶的問題 […]</p> <p>這篇文章 <a href="//danaherbertts.shop/pingtung-escrow-lendmoney/">屏東代書提供哪些服務?大種類解決日常困?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="11995" class="elementor elementor-11995" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-688bb0ce elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="688bb0ce" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-78325084" data-id="78325084" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-505786b2 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="505786b2" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1bd4acc0" data-id="1bd4acc0" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-6d397689 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="6d397689" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">代書貸款是高利貸?/span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-4c44fbc1 elementor-widget elementor-widget-heading" data-id="4c44fbc1" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">屏東代書提供哪些服務?大種類解決日常困?/h1> </div> </div> <div class="elementor-element elementor-element-729a9835 elementor-widget elementor-widget-image" data-id="729a9835" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2021/08/pingtung-escrow-lendmoney.webp" class="attachment-large size-large wp-image-51868" alt="屏東代書提供哪些服務?大種類解決日常困擾－大揚代書" /> </div> </div> <div class="elementor-element elementor-element-bfae629 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="bfae629" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-64b17e8e elementor-widget elementor-widget-text-editor" data-id="64b17e8e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>您是否有屏東房地產的交易需求呢？一想到不動產交易、買賣、過戶的問題就頭疼嗎？沒關係，這些通通能交由屏東代書來協助您辦理，除此之外，屏東代書能幫的忙可不只這些呢！快一起來看看本篇文章吧！</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-658e7c94 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="658e7c94" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-545d56cb" data-id="545d56cb" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-711b35a5 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="711b35a5" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-40d3d712" data-id="40d3d712" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-7c9164f6 elementor-widget elementor-widget-heading" data-id="7c9164f6" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">屏東代書承辦哪些業務</h2> </div> </div> <div class="elementor-element elementor-element-4a5e5629 elementor-widget elementor-widget-text-editor" data-id="4a5e5629" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 代書意思是指早期為民眾處理地政方面業務的專業人士，後來逐漸開始提供貸款服務，使民眾能以更寬鬆的條件取得資金。以下為您介紹屏東代書功能有哪些? </div> </div> <div class="elementor-element elementor-element-1b4ca0b elementor-widget elementor-widget-heading" data-id="1b4ca0b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">不動產交?/h3> </div> </div> <div class="elementor-element elementor-element-bf7ff09 elementor-widget elementor-widget-text-editor" data-id="bf7ff09" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>在房屋或是土地的交易流程中，有諸多步驟和專有名詞，例如：<a href="//danaherbertts.shop/mortgage-registration/">抵押權設?/a>?a href="//danaherbertts.shop/mortgage-cancellation/">抵押權塗?/a>、印鑑證明等。民眾若是自行辦理，可能會被繁複的流程、五花八門的專有名詞搞混。然而這些項目都可向屏東代書諮詢，能幫助您節省不少時間呢?/p> </div> </div> <div class="elementor-element elementor-element-8358e6d elementor-widget elementor-widget-heading" data-id="8358e6d" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">銀行貸款代?/h3> </div> </div> <div class="elementor-element elementor-element-284a78f elementor-widget elementor-widget-text-editor" data-id="284a78f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 銀行為防止沒有還款能力的人申貸，通常對於借款人的信用條件、抵押品產權的審核都很嚴格，須檢附的文件也非常多，民眾在準備文件之餘還要尋找最可能核貸的銀行難免有些吃力，?strong style="background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 0);">屏東代書能幫您以自身的貸款條件挑選出最合適的申貸銀行，有效提高過件?/strong>? </div> </div> <div class="elementor-element elementor-element-b09051f elementor-widget elementor-widget-heading" data-id="b09051f" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">贈與、繼承的相關業務</h3> </div> </div> <div class="elementor-element elementor-element-a4d8fce elementor-widget elementor-widget-text-editor" data-id="a4d8fce" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 遺產、不動產的贈與、繼承，涉及金額很龐大，在過戶登記與稅屋申報上都要格外小心。若交由屏東代書幫您辦理，除了更方便外，<strong style="background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 0);">還能節稅達成省錢的目的</strong>? </div> </div> <div class="elementor-element elementor-element-36a4181 elementor-widget elementor-widget-heading" data-id="36a4181" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">貸款相關業務</h3> </div> </div> <div class="elementor-element elementor-element-b80c5d5 elementor-widget elementor-widget-text-editor" data-id="b80c5d5" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>多數屏東代書事務所都有承辦貸款相關的業務，例如：房屋貸款、土地貸款、信用貸款等。屏東代書申請方式簡易、審核條件輕鬆，若您有資金需求，卻又被銀行拒貸，建議您可向屏東代書請求協助，解決資金問題?/p> </div> </div> <div class="elementor-element elementor-element-09d907b elementor-widget elementor-widget-text-editor" data-id="09d907b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/pingtung-escrow-lend-money/" target="_blank" rel="noopener">屏東代書借錢超低?分起！理財規劃輕鬆貸?/a></b> </div> </div> <div class="elementor-element elementor-element-186d0bd elementor-widget elementor-widget-image" data-id="186d0bd" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="595" src="//danaherbertts.shop/wp-content/uploads/2021/08/代書貸款?大業?大揚代書事務所.png" class="attachment-large size-large wp-image-31694" alt="代書貸款?大業務－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/代書貸款?大業?大揚代書事務所.png 1000w, //danaherbertts.shop/wp-content/uploads/2021/08/代書貸款?大業?大揚代書事務所-300x223.png 300w, //danaherbertts.shop/wp-content/uploads/2021/08/代書貸款?大業?大揚代書事務所-768x571.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-5a5b29ab elementor-widget elementor-widget-heading" data-id="5a5b29ab" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">屏東代書貸款</h2> </div> </div> <div class="elementor-element elementor-element-fb3b166 elementor-widget elementor-widget-text-editor" data-id="fb3b166" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>您是否聽說過代書貸款呢？代書貸款類似於銀行的個人信貸，指的是使用個人的信用條件及財力證明來申請資金。若您符合下列幾種情況：</p> </div> </div> <div class="elementor-element elementor-element-41713b8 elementor-widget elementor-widget-heading" data-id="41713b8" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">希望能有更高的貸款額?/h3> </div> </div> <div class="elementor-element elementor-element-fd6e468 elementor-widget elementor-widget-text-editor" data-id="fd6e468" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>在申請信用卡、信用貸款等無擔保品的貸款時，因金管會的規定，銀行的貸款額度受到負債?2倍的限制，但若您希望能有更高的貸款額度，建議尋找屏東代書貸款，依照您的需求和條件與承辦人員討論，貸款金額更彈性！</p> </div> </div> <div class="elementor-element elementor-element-54dd18b elementor-widget elementor-widget-heading" data-id="54dd18b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">信用條件不佳被銀行拒?/h3> </div> </div> <div class="elementor-element elementor-element-1dc53d4 elementor-widget elementor-widget-text-editor" data-id="1dc53d4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 無論是信用小白、或是信用瑕疵者向銀行申請信貸，過件率都極低。倘若您已經被銀行拒貸，就建議直接轉往屏東代書貸款，否?strong style="background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 0);">不斷向銀行申貸，短時間內銀行多次調閱聯徵紀錄，會使信用分數下降，到時候想申請銀行貸款就會更加困?/strong>? </div> </div> <div class="elementor-element elementor-element-6e70600 elementor-widget elementor-widget-text-editor" data-id="6e70600" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/credit-novice-loan/" target="_blank" rel="noopener">信用小白貸款真的很難嗎？這樣做就能脫白！</a></b> </div> </div> <div class="elementor-element elementor-element-5ce4370 elementor-widget elementor-widget-heading" data-id="5ce4370" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">短期週轉不想被綁?/h3> </div> </div> <div class="elementor-element elementor-element-df980bd elementor-widget elementor-widget-text-editor" data-id="df980bd" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 於銀行申貸時，會簽訂合約，如果提前清償，可能須額外支付違約金。若是不想綁約，<strong style="background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 0);">屏東代書貸款提供無綁約限制的方案，讓您在申貸與還款時都輕鬆又方便</strong>? </div> </div> <div class="elementor-element elementor-element-9d874ec elementor-widget elementor-widget-heading" data-id="9d874ec" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">屏東代書貸款方案</h2> </div> </div> <div class="elementor-element elementor-element-643cd7f4 elementor-widget elementor-widget-text-editor" data-id="643cd7f4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>屏東代書貸款比起銀行過件率較高，以下說明我們的貸款方案?/p> </div> </div> <div class="elementor-element elementor-element-28d4022 elementor-widget elementor-widget-html" data-id="28d4022" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th colspan="2" style=" background-color: #f7f2eb; vertical-align: middle; text-align: center">屏東代書貸款</th> </tr> <tr> <th width="25%" style=" vertical-align: middle; text-align: center">申請條件</th> <td width="75%" style=" vertical-align: middle; text-align: center">年滿民法規定成年年齡，穩定工?個月以上即可申請?/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款特色</th> <td style="vertical-align: middle; text-align: left">            ?放款快?br>            ?不限職業<br>            ?a href="//danaherbertts.shop/debt-ratio/" target="_blank"> 負債?/a>過高、具信用瑕疵者可申請</td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款額度</th> <td style="vertical-align: middle; text-align: center">依照客戶條件而定</td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款利率</th> <td style="vertical-align: middle; text-align: center">月利?%-3%</td> </tr> <tr> <th style="vertical-align: middle; text-align: center">還款方式</th> <td style="vertical-align: middle; text-align: center">依客戶需求選擇還款方式，隨借隨還不綁約</td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-7bd976f elementor-widget elementor-widget-heading" data-id="7bd976f" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">屏東代書相關常見問題</h2> </div> </div> <div class="elementor-element elementor-element-9194ac1 elementor-widget elementor-widget-accordion" data-id="9194ac1" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1521" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-1521" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q1、屏東代書費用有標準嗎？</a> </div> <div id="elementor-tab-content-1521" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-1521"><strong style="background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 0);">在費用收取上，各代書事務所都會有行情價，可能會因地域有所差別，但並不會相差太?/strong>。決定貸款或申辦業務前，可先查詢當地行情價?/div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1522" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-1522" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q2、屏東代書貸款準備文件？</a> </div> <div id="elementor-tab-content-1522" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-1522"><p>申辦屏東代書貸款前請先備齊以下證件：</p><ul><li>雙證件正?影本（正本僅供核對身分使用）</li><li>工作證明（半年內薪轉證明、薪資撥款紀錄）</li><li>其他財力證明</li><li>存摺封面影本（撥款用?/li></ul></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1523" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-1523" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q3、代書貸款是高利貸嗎?/a> </div> <div id="elementor-tab-content-1523" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-1523"><p>並不是！代書貸款會由合法代書事務所來協助辦理，不僅為政府立案，還有實體店面。高利貸大多沒有實體店面，也不像代書貸款是按月計?strong>?/strong>民眾們還是要小心二者的區別，以免上當受騙?/p></div> </div> <script type="application/ld+json">{"@context":"https:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Q1\u3001\u5c4f\u6771\u4ee3\u66f8\u8cbb\u7528\u6709\u6a19\u6e96\u55ce\uff1f","acceptedAnswer":{"@type":"Answer","text":"<strong style=\"background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 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</div> </div> </div> <div class="elementor-element elementor-element-491d67a0 elementor-widget elementor-widget-heading" data-id="491d67a0" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">屏東代書推薦大揚</h2> </div> </div> <div class="elementor-element elementor-element-2b55e5c8 elementor-widget elementor-widget-text-editor" data-id="2b55e5c8" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>若您有屏東不動產方面的問題，卻又不知該向誰尋求協助，這邊向您推薦<strong>大揚代書</strong>！不論您想辦理不動產交易、有銀行代辦的需求，或是想辦理代書貸款，我們都能提供您專業的服務，幫您解決困擾，同時也解決資金需求！</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-7b2eaac7 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="7b2eaac7" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-74c7414d" data-id="74c7414d" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-671a361d elementor-widget elementor-widget-heading" data-id="671a361d" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">大揚代書24H免費諮詢</p> </div> </div> <div class="elementor-element elementor-element-56f96e9e elementor-widget elementor-widget-text-editor" data-id="56f96e9e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>我們提供事前的免費貸款諮詢，不用擔心還沒辦理就要先付一筆費用，我們保證不過件就不收費?/p> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element 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