關於信貸 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E4%BF%A1%E8%B2%B8/feed/" rel="self" type="application/rss+xml" /> <link>//danaherbertts.shop/tag/信貸/</link> <description></description> <lastBuildDate>Tue, 18 Feb 2025 08:30:27 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於信貸 的大小事，大揚代書幫你一網打?/title> <link>//danaherbertts.shop/tag/信貸/</link> <width>32</width> <height>32</height> </image> <item> <title>宜蘭信貸誰可以貸？信用瑕疵者也能放心貸?/title> <link>//danaherbertts.shop/yilan-credit-loan/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Wed, 24 Aug 2022 08:07:29 +0000</pubDate> <category><![CDATA[個人信貸]]></category> <category><![CDATA[信貸]]></category> <category><![CDATA[信貸是什麼]]></category> <category><![CDATA[信貸條件]]></category> <category><![CDATA[??需求]]></category> <category><![CDATA[合法 借錢 網]]></category> <category><![CDATA[宜蘭信貸]]></category> <category><![CDATA[小額借款平台]]></category> <category><![CDATA[???錢]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=30894</guid> <description><![CDATA[<p>宜蘭信貸誰可以貸？信用瑕疵者也能放心貸?如果你在宜蘭需要一筆錢紓困生活開銷，或有臨時狀況急用現金，找銀行貸?[…]</p> <p>這篇文章 <a href="//danaherbertts.shop/yilan-credit-loan/">宜蘭信貸誰可以貸？信用瑕疵者也能放心貸?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="30894" class="elementor elementor-30894" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-70f81a8b elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="70f81a8b" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-71d2b265" data-id="71d2b265" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-3da7b7b9 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="3da7b7b9" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b578473" data-id="b578473" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-102134dd elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="102134dd" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">信貸</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-4e0a961a elementor-widget elementor-widget-heading" data-id="4e0a961a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">宜蘭信貸誰可以貸？信用瑕疵者也能放心貸?/h1> </div> </div> <div class="elementor-element elementor-element-3e0c3270 elementor-widget elementor-widget-image" data-id="3e0c3270" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2022/08/yilan-credit-loan.webp" class="attachment-large size-large wp-image-47963" alt="宜蘭信貸誰可以貸？信用瑕疵者也能放心貸！－大揚代書" /> </div> </div> <div class="elementor-element elementor-element-144e77da elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="144e77da" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-d9b0eb elementor-widget elementor-widget-text-editor" data-id="d9b0eb" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p class="MsoNormal">如果你在宜蘭需要一筆錢紓困生活開銷，或有臨時狀況急用現金，找銀行貸款又覺得好久好麻煩，民間宜蘭信貸可以為你解決以上借錢需求，但究竟是誰可以申請？信用不良的人也能貸款嗎？本文將為你一一說明?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-60bd43f7 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="60bd43f7" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5758e795" data-id="5758e795" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-4b373921 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="4b373921" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7a04c26f" data-id="7a04c26f" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-a584669 elementor-widget elementor-widget-heading" data-id="a584669" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">宜蘭信貸是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-5698cf51 elementor-widget elementor-widget-text-editor" data-id="5698cf51" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 宜蘭信貸?span class="f-point">指金融機構或民間貸款公司以貸款人信用條件作為放款主要標準，而提供的貸款項目</span>，又稱為宜蘭信用貸款、宜蘭個人信貸，其優點在於貸款人並不需要提供抵押品和保證人，只要符合相關規定即可申請，但對金融機構來說要承受較高的放款風險，因此會更嚴格審核貸款人的信用與收入條件；然而民間貸款公司不看貸款人的信用狀況，只要有穩定的收入，就能在短時間內取得小額借款資金? </div> </div> <div class="elementor-element elementor-element-50fd9adf elementor-widget elementor-widget-heading" data-id="50fd9adf" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">哪裡可以申請宜蘭信貸?/h2> </div> </div> <div class="elementor-element elementor-element-6259319d elementor-widget elementor-widget-text-editor" data-id="6259319d" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>宜蘭信貸申請管道有銀行和民間貸款公司，兩者差異如下：</p> </div> </div> <div class="elementor-element elementor-element-51d4232 elementor-widget elementor-widget-html" data-id="51d4232" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th width="20%" style=" background-color: #f7f2eb; vertical-align: middle; text-align: center">比較項目</th> <th width="40%" style=" background-color: #f7f2eb; vertical-align: middle; text-align: center">銀?/th> <th width="40%" style=" background-color: #f7f2eb; vertical-align: middle; text-align: center">民間貸款公司</th> </tr> <tr> <th style="vertical-align: middle; text-align: center">適用對象</th> <td style="vertical-align: middle; text-align:left"> 1. 年滿18歲（或未成年但已婚）?0?br> 2. 有穩定工作及收入<br> 3. 財力、信用狀況良?br> 4. 留意是否為職業限定方?/td> <td style="vertical-align: middle; text-align: left"> 1. 年滿18?0歲，不限職業<br> 2. 工作?個月<br> 3. 不看薪轉證明<br> 4. 不看信用狀?/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款額度</th> <td style="vertical-align: middle; text-align: center">?a href="//law.fsc.gov.tw/LawContent.aspx?id=FE052046&KeyWord=dbr22" target="_blank">金管會規?</a>總額不得超過DBR 22?/td> <td style="vertical-align: middle; text-align: center">依個人狀況而定</td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款利率</th> <td style="vertical-align: middle; text-align: center">年利率最?%起（機動計息?</td> <td style="vertical-align: middle; text-align: center">月利?%起（依個人申貸條件而定?/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款年限</th> <td style="vertical-align: middle; text-align: center">最?年，且沒有寬限期</td> <td style="vertical-align: middle; text-align: center">最高繳息期限為7?/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">辦理時間</th> <td style="vertical-align: middle; text-align: center">須耗費5個工作天以上，若順利最快也需3?個工作天</td> <td style="vertical-align: middle; text-align: center">1?個工作天即可完成，最快可當日撥款</td> </tr> <tr> <th style="vertical-align: middle; text-align: center">還款方式</th> <td style="vertical-align: middle; text-align: center">按月攤還本息</td> <td style="vertical-align: middle; text-align: center">可本利攤還或按月繳息，依個人經濟狀況而定</td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-3942e688 elementor-widget elementor-widget-text-editor" data-id="3942e688" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 申請銀行信貸時除了必須符合上述條件外，還得留意該信貸商品是否為特定族群方案，或是否有任職產業、服務單位年資等限制，例如有些是為軍公教或四師（醫師、律師、會計師、建築師）等特定職業所設計的信貸方案，從事其他職業就不符合該規定?span class="f-point">民間貸款公司不看貸款人的職業和信用條件，只要工作?個月即可辦理，且有寬限期7年的優惠期間</span>? </div> </div> <div class="elementor-element elementor-element-53453a46 elementor-widget elementor-widget-heading" data-id="53453a46" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">為什麼申請銀行宜蘭信貸無法過件？</h2> </div> </div> <div class="elementor-element elementor-element-78161d70 elementor-widget elementor-widget-text-editor" data-id="78161d70" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>並不是所有人都能順利向銀行申請信貸，可能會有以下原因導致無法過件?/p><ol><li>沒有穩定工作與收入，或無法提出任何收入證?/li><li>未曾辦理過信用卡或貸款的信用小白</li><li>曾有貸款、信用卡遲繳紀?/li><li>聯徵信用評分低於600?/li><li>負債比、卡債過高，債務協商?/li><li>信用卡遭強制停卡，或被列為警示帳?/li></ol><p>如果你有以上情形，建議找民間貸款才能解決你的資金問題，宜蘭信貸推?strong>大揚代書</strong>，我們能迅速協助你擺脫財務困境?/p> </div> </div> <div class="elementor-element elementor-element-808870a elementor-widget elementor-widget-text-editor" data-id="808870a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/credit-loan-increase/" target="_blank" rel="noopener">信貸增貸如何提升過件率？取得增貸資金不可錯過?/a> </b> </div> </div> <div class="elementor-element elementor-element-65626c08 elementor-widget elementor-widget-heading" data-id="65626c08" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間宜蘭信貸有什麼優點？</h2> </div> </div> <div class="elementor-element elementor-element-482fd6ad elementor-widget elementor-widget-text-editor" data-id="482fd6ad" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li>審核寬鬆：只要正職工作滿3個月以上即可辦理，若收入為領現、無薪轉者亦可辦理?/li><li>程序簡易：貸款人只需備妥相關文件，即可當日完成審核?/li><li>當日撥款：審核通過後，最快當日內即可撥款，不必久等資金?/li><li>還款彈性：採分期按月本利攤還，或可先按月還息不還本?/li><li>整合負債：可協助打包多項債務並代償高利，日後僅需面對單一窗口還款，省時又便利?/li><li>不限時地?4小時都能不受限制使用服務專線和線上填單申請貸款?/li></ol> </div> </div> <div class="elementor-element elementor-element-594c37da elementor-widget elementor-widget-heading" data-id="594c37da" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申辦宜蘭信貸條件是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-9d85167 elementor-widget elementor-widget-text-editor" data-id="9d85167" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li>年滿18?0歲之國民</li><li>工作?個月，不限職?/li><li>無薪轉證明亦可辦?/li><li>軍公教人員另有優惠利?/li></ol> </div> </div> <div class="elementor-element elementor-element-716b7408 elementor-widget elementor-widget-text-editor" data-id="716b7408" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/yilan-public-employees/" target="_blank" rel="noopener"><strong>宜蘭軍公教貸款提供專屬優惠利率讓你的資金用途更靈活?/strong></a></b> </div> </div> <div class="elementor-element elementor-element-1404c2b elementor-widget elementor-widget-image" data-id="1404c2b" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="640" src="//danaherbertts.shop/wp-content/uploads/2022/08/申辦信貸?大條?大揚代書事務所-1.png" class="attachment-large size-large wp-image-33228" alt="申辦信貸?大條件－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2022/08/申辦信貸?大條?大揚代書事務所-1.png 1000w, //danaherbertts.shop/wp-content/uploads/2022/08/申辦信貸?大條?大揚代書事務所-1-300x240.png 300w, //danaherbertts.shop/wp-content/uploads/2022/08/申辦信貸?大條?大揚代書事務所-1-768x614.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-fc060da elementor-widget elementor-widget-heading" data-id="fc060da" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申辦宜蘭信貸要準備哪些文件？</h2> </div> </div> <div class="elementor-element elementor-element-61c3a775 elementor-widget elementor-widget-text-editor" data-id="61c3a775" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li>身分證等雙證?/li><li>戶籍謄本</li><li>收入證明</li><li>在職證明（需正職，軍公教人員請附聘書或銓敘部派令?/li><li><a href="//danaherbertts.shop/apply-property-income-list/">財產清冊</a></li><li>半年內薪轉存摺封靀內頁明細影?/li></ol> </div> </div> <div class="elementor-element elementor-element-ad1050a elementor-widget elementor-widget-heading" data-id="ad1050a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">宜蘭信貸流程為何?/h2> </div> </div> <div class="elementor-element elementor-element-0f0695c elementor-widget elementor-widget-text-editor" data-id="0f0695c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li>資料申請?a href="//danaherbertts.shop/#Online" target="_blank" rel="noopener">免費填寫表單</a>?a href="tel:0800-885-697" target="_blank" rel="noopener">撥打專線</a>，並提供上述資料供我們進行評估?/li><li>評估審核：我們有專業團隊進行貸款人資料審核，再進行信貸試算並向貸款人報告核貸金額、每月應繳金額與利息?/li><li>核准對保：審核通過後將與貸款人完成對保手續，並簽訂契約?/li><li>迅速撥款：上述程序完成後，最快當日內即可將款項匯入指定帳戶?/li></ol> </div> </div> <div class="elementor-element elementor-element-56e84ff elementor-widget elementor-widget-image" data-id="56e84ff" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="726" height="161" src="//danaherbertts.shop/wp-content/uploads/2021/12/代書貸款流程?大揚代書事務所.png" class="attachment-large size-large wp-image-20496" alt="代書貸款流程?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/12/代書貸款流程?大揚代書事務所.png 726w, //danaherbertts.shop/wp-content/uploads/2021/12/代書貸款流程?大揚代書事務所-300x67.png 300w" sizes="(max-width: 726px) 100vw, 726px" /> </div> </div> <div class="elementor-element elementor-element-64f8385 elementor-widget elementor-widget-heading" data-id="64f8385" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">宜蘭信貸常見問題</h2> </div> </div> <div class="elementor-element elementor-element-75dba6ba elementor-widget elementor-widget-accordion" data-id="75dba6ba" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1971" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-1971" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：申請民間宜蘭信貸會調閱聯徵信用報告嗎？</a> </div> <div id="elementor-tab-content-1971" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-1971"><p>不會，聯徵信用報告只有銀行等金融機構會因放款需要而調閱，民間貸款並不會如此?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1972" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-1972" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：民間宜蘭信貸安全嗎?/a> </div> <div id="elementor-tab-content-1972" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-1972"><p>只要掌握以下幾點，就能避免民間借貸風險?/p><ol><li>不過件絕不收?/li><li>利息在行情範圍內</li><li>借貸雙方當面對保</li><li>有實體店面經?/li></ol><p>?strong>大揚代書</strong>，以上風險就能避免！</p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1973" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-1973" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：我現在負債累累也可以申請民間宜蘭信貸嗎?/a> </div> <div id="elementor-tab-content-1973" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-1973"><p>當然可以，民間宜蘭信貸可以協助你整合多項負債，不必再為財務困境煩惱?/p></div> </div> <script 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</div> </div> </div> <div class="elementor-element elementor-element-4ccafb2 elementor-widget elementor-widget-heading" data-id="4ccafb2" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">宜蘭信貸就找大揚代書</h2> </div> </div> <div class="elementor-element elementor-element-4d71385 elementor-widget elementor-widget-text-editor" data-id="4d71385" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>現在有許多號稱可以用網路借錢的小額借款平台或合法借錢網，提醒你在申請之前務必要多做功課，並留意是否為網路詐騙。個人信貸建議還是找政府合法立案、有口皆碑的民間貸款公司，不僅利率會在行情範圍內，而且不過件不收費?strong>大揚代書</strong>讓你安心借貸、不必煩惱資金來源?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-11bca63f elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="11bca63f" data-element_type="section" 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href="//danaherbertts.shop/category/share-loan/southern-area-cases/">南部案例</a> </li> <li class="cat-item cat-item-4674"><a href="//danaherbertts.shop/category/share-loan/eastern-area-cases/">東部案例</a> </li> <li class="cat-item cat-item-4675"><a href="//danaherbertts.shop/category/share-loan/offshore-islands-cases/">離島案例</a> </li> </ul> </li> <li class="cat-item cat-item-3771"><a href="//danaherbertts.shop/category/law-knowledge-area/">法律知識</a> </li> <li class="cat-item cat-item-4713"><a href="//danaherbertts.shop/category/financial-knowledge/">認識理財</a> <ul class='children'> <li class="cat-item cat-item-4610"><a href="//danaherbertts.shop/category/financial-knowledge/house-knowledge/">房產知識</a> </li> <li class="cat-item cat-item-2992"><a href="//danaherbertts.shop/category/financial-knowledge/topical-fields/">時事話題</a> </li> <li class="cat-item cat-item-4611"><a href="//danaherbertts.shop/category/financial-knowledge/daily-money-management/">生活理財</a> </li> <li class="cat-item 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href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/yilan-credit-loan/">宜蘭信貸誰可以貸？信用瑕疵者也能放心貸?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> <item> <title>高雄信貸?分鐘推薦小額資金快速周轉管?/title> <link>//danaherbertts.shop/kaoshiung-credit-loan/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Mon, 19 Jul 2021 05:45:28 +0000</pubDate> <category><![CDATA[個人信貸]]></category> <category><![CDATA[信用貸款試算]]></category> <category><![CDATA[信用貸款陷阱]]></category> <category><![CDATA[信貸]]></category> <category><![CDATA[信貸利率]]></category> <category><![CDATA[信貸是什麼]]></category> <category><![CDATA[信貸條件]]></category> <category><![CDATA[信貸比較]]></category> <category><![CDATA[小額信貸]]></category> <category><![CDATA[小額信貸推薦]]></category> <category><![CDATA[高雄信用貸款]]></category> <category><![CDATA[高雄信貸]]></category> <category><![CDATA[高雄個人信貸]]></category> <category><![CDATA[高雄貸款公司推薦]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=9833</guid> <description><![CDATA[<p>高雄信貸?分鐘推薦小額資金快速周轉管?人生中或多或少都有資金周轉上的需求，若是需要大筆資金的挹注，土地貸?[…]</p> <p>這篇文章 <a href="//danaherbertts.shop/kaoshiung-credit-loan/">高雄信貸?分鐘推薦小額資金快速周轉管?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="9833" class="elementor elementor-9833" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-f4c9284 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="f4c9284" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5356685" data-id="5356685" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-2f5b02e elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="2f5b02e" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7c81325" data-id="7c81325" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-009fd0a elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="009fd0a" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">信貸</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-2e950168 elementor-widget elementor-widget-heading" data-id="2e950168" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">高雄信貸?分鐘推薦小額資金快速周轉管?/h1> </div> </div> <div class="elementor-element elementor-element-37b7b443 elementor-widget elementor-widget-image" data-id="37b7b443" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2021/07/kaoshiung-credit-loan.webp" class="attachment-large size-large wp-image-58474" alt="高雄信貸?分鐘推薦小額資金快速周轉管道－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/07/kaoshiung-credit-loan.webp 1024w, //danaherbertts.shop/wp-content/uploads/2021/07/kaoshiung-credit-loan-300x214.webp 300w, //danaherbertts.shop/wp-content/uploads/2021/07/kaoshiung-credit-loan-768x548.webp 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-222302de elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="222302de" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-71da8f30 elementor-widget elementor-widget-text-editor" data-id="71da8f30" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>人生中或多或少都有資金周轉上的需求，若是需要大筆資金的挹注，土地貸款或房屋貸款就是較為適合的選項；若僅需短期的小額資金周轉，那高雄信貸會是符合您最佳利益的選擇。這篇文章要來告訴您高雄信貸相關資訊，幫助您度過難關！</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-55562766 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="55562766" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7bc3d9c4" data-id="7bc3d9c4" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-764e67cb elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="764e67cb" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3e54d141" data-id="3e54d141" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-604c51e9 elementor-widget elementor-widget-heading" data-id="604c51e9" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">高雄信貸是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-2b9b5459 elementor-widget elementor-widget-text-editor" data-id="2b9b5459" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>高雄信貸又稱為「高雄信用貸款」、「高雄個人信貸」，意思是透過個人信用向銀行或民間貸款公司申請貸款，不同於不動產貸款需要抵押品作為擔保，一般是以申請人的信用狀況作為主要審核依據，屬於個人信貸。通常貸款額度?0萬以內，由於是金額較小的小額信貸，撥款較為迅速，所以常作為申請人應急之用?/p> </div> </div> <div class="elementor-element elementor-element-213521c5 elementor-widget elementor-widget-heading" data-id="213521c5" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">銀行信貸與民間信貸比較</h2> </div> </div> <div class="elementor-element elementor-element-0b2f958 elementor-widget elementor-widget-html" data-id="0b2f958" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th width="20%" style="background-color:#f7f2eb;vertical-align: middle; text-align: center;">比較項目</th> <th width="40%" style="background-color:#f7f2eb;vertical-align: middle; text-align: center;">銀行信?/th> <th width="40%" style="background-color:#f7f2eb;vertical-align: middle; text-align: center;">民間信貸</th> </tr> <tr> <th style="vertical-align: middle; text-align: center;">信用條件</th> <td style="vertical-align: middle; text-align:left"> ?信用狀況良?br> ?<a href="//danaherbertts.shop/debt-ratio/" target="_blank">負債?/a>低、聯徵紀錄佳</td> <td style="vertical-align: middle; text-align: center;">不看信用條件</td> </tr> <tr> <th style="vertical-align: middle; text-align: center;">貸款額度</th> <td style="vertical-align: middle; text-align: center;">最?a href="//law.fsc.gov.tw/LawContent.aspx?id=FE052046&KeyWord=dbr22" target="_blank">不可超過月收?2?/a></td> <td style="vertical-align: middle; text-align: center;">依個人狀況而定</td> </tr> <tr> <th style="vertical-align: middle; text-align: center;">貸款利率</th> <td style="vertical-align: middle; text-align: center;">年利?.07%?/td> <td style="vertical-align: middle; text-align: center;">月息2%起（依個人申貸條件而定?/td> </tr> <tr> <th style="vertical-align: middle; text-align: center;">撥款速度</th> <td style="vertical-align: middle; text-align: center;">較慢，約7?5?/td> <td style="vertical-align: middle; text-align: center;">較快，最?天內即可撥款</td> </tr> <tr> <th style="vertical-align: middle; text-align: center;">貸款年限</th> <td style="vertical-align: middle; text-align: center;">最?年，通常無寬限期</td> <td style="vertical-align: middle; text-align: center;">最高繳息期限為7?/td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-ce0a2ef elementor-widget elementor-widget-text-editor" data-id="ce0a2ef" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>雖然民間信貸利率較高，但撥款速度快、額度不受月收入22倍規定，是短期小額信貸申請人救急的最佳解，高雄民間小額信貸推薦首?strong>大揚代書</strong>?/p> </div> </div> <div class="elementor-element elementor-element-5ffef7d elementor-widget elementor-widget-heading" data-id="5ffef7d" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">高雄信貸優點有哪些？</h2> </div> </div> <div class="elementor-element elementor-element-8f87e5f elementor-widget elementor-widget-text-editor" data-id="8f87e5f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <strong>大揚代書</strong>的個人信貸方案不同於銀行，具備以下7項優點： </div> </div> <div class="elementor-element elementor-element-1af8b672 elementor-widget elementor-widget-text-editor" data-id="1af8b672" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>審核條件寬鬆</strong><br />不看申貸人的銀行信用狀況、負債比和聯徵紀錄，正職工作?個月以上，且有勞保、薪轉者，即可申請；若月薪為領現、無勞保及薪轉者，也可特別辦理?/li><li><strong>審核時間較短</strong><br />只要申請人的資料備妥，當天即能審核完成，且手續簡單，免除繁雜的申請過程?/li><li><strong>撥款速度較快</strong><br />申請當天審核通過，就能立即撥款至申請人指定的帳戶，不必再花時間等待款項?/li><li><strong>還款方式彈?/strong><br />採分期本利均攤，可以隨借隨還，適合短期借貸者應急?/li><li><strong>可以整合負債</strong><br />可協助整合當舖、地下錢莊或其他民間貸款的負債，平轉降息，減輕財務負擔?/li><li><strong>不限服務地區</strong><br /><strong>大揚代書</strong>在台灣各地都有實體店面經營，無論申請人在何處，都能不受地區限制申請高雄信貸。因應數位時代來臨，當然也有提供小額線上借款服務，歡迎多加利用我們的線上填單?/li><li><strong>不限服務時間</strong><br /><strong>大揚代書</strong>提供24小時高雄信貸服務，不論您何時有資金困難，我們都能及時救援，是您快速借款的好幫手?/li></ul> </div> </div> <div class="elementor-element elementor-element-7f1f8c02 elementor-widget elementor-widget-heading" data-id="7f1f8c02" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申請民間高雄信貸有什麼風險？</h2> </div> </div> <div class="elementor-element elementor-element-13ba1f9 elementor-widget elementor-widget-text-editor" data-id="13ba1f9" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>倘若您向銀行貸款卻不太順遂，求助於民間借貸管道又怕遇到非法業者，而掉入信用貸款陷阱，以下要分享關於民間信貸的風險，協助您分辨該民間業者是否合法：</p> </div> </div> <div class="elementor-element elementor-element-68d5357 elementor-widget elementor-widget-text-editor" data-id="68d5357" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>是否為合法立案的貸款公司</strong><br />只要是在法律允許範圍內，且不違反法律規定，民間借貸是合法的，申貸人在尋求民間借貸管道時，應仔細觀察該公司是否為政府合法立案、是否與申貸人簽訂詳細的契約、是否在辦理借貸前說明相關事項等?/li><li><strong>貸款利息是否超過行情範圍</strong><br />一般而言，民間信貸利率都是以月計息，多落??%，若超過這個範圍很有可能就是高利貸?/li><li><strong>是否額外收取不合理的費用</strong><br />倘若遇到諮詢時及申請貸款前收取額外費用的情形，就要注意其費用的合理性；另外，有些貸款公司也會要求合約成立後繳交高額手續費或服務費，因此在簽約之前也要注意合約內容?/li><li><strong>雙方是否約定時間當面對保</strong><br />正派經營的民間貸款公司會和申請人約時間，雙方親自出席進行<a href="//danaherbertts.shop/identity-verification/" target="_blank" rel="noopener">對保</a>和簽約?/li><li><strong>該公司是否有實體店面經營</strong><br />合法民間貸款公司皆有實體店面經營，不僅方便申請人當面詢問借貸相關問題，若雙方對於合約內容有疑問時還可當面討論?/li></ul> </div> </div> <div class="elementor-element elementor-element-ba832dc elementor-widget elementor-widget-heading" data-id="ba832dc" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">高雄信貸申請條件有哪些？</h2> </div> </div> <div class="elementor-element elementor-element-40e8457 elementor-widget elementor-widget-text-editor" data-id="40e8457" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 信用貸款和其他種類的貸款相較之下，其申請門檻比較低，符合下列信貸條件就能申請： </div> </div> <div class="elementor-element elementor-element-623aaa76 elementor-widget elementor-widget-text-editor" data-id="623aaa76" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>18</strong><strong>?/strong><strong>70</strong><strong>歲之國民</strong></li><li><strong>不限職業，工作滿</strong><strong>3</strong><strong>個月</strong></li></ul> </div> </div> <div class="elementor-element elementor-element-08c2506 elementor-widget elementor-widget-text-editor" data-id="08c2506" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/kaoshiung-public-employees/" target="_blank" rel="noopener">高雄軍公教貸款也屬於高雄信貸的範?/a></b> </div> </div> <div class="elementor-element elementor-element-6d060e15 elementor-widget elementor-widget-heading" data-id="6d060e15" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申請高雄信貸有哪些加分條件？</h2> </div> </div> <div class="elementor-element elementor-element-169b9244 elementor-widget elementor-widget-text-editor" data-id="169b9244" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>經濟能力</strong><strong><br /></strong>每個月是否有穩定的現金流收入作為評估指標，例如工作收入、額外事業收入、房屋租金收入，皆為高雄信貸的加分標準?/li><li><strong>工作性質</strong><br />是否任職於軍公教、百大企業或上市櫃公司、在職是否滿6個月，在職時間及工作年資皆會影響高雄信貸利率，一般而言穩定的工作性質較為加分?/li><li><strong>信用評分</strong><br />例如信用卡還款紀錄是否穩定正常、有無延遲還款情彀是否曾以信用卡預借現金，或是否為信用小白未曾申請過信用卡，信用評分愈高，貸款額度也愈高。另外，<span class="f-point">即使是信用小白、信用瑕疵的申請人無須擔心，在大揚代書也能輕鬆申請高雄信?/span>?/li><li><strong>負債比率</strong><br />一般無擔保品貸款之額度最高為個人收入?2倍，若申請人有其他負債導致負債比過高，也會影響貸款額度。值得一提的是，信用卡的未繳款項亦為負債的一部分，同樣會影響申請人的貸款額度，因此負債比愈低，在申請高雄信貸上愈有加分效果?/li><li><strong>聯徵次數</strong><br />同時間內向不同銀行申請個人信貸而調閱聯徵紀錄，導致次數過多被銀行視為拒絕往來戶，其?個月內調閱聯徵紀錄超?次就會大幅降低過件的可能性，銀行會因次數過多而認定申請人被拒絕，只能再尋找其他金融機構協助，最好的辦法是事先仔細比較確定後再提出申請；<span class="f-point">而申請民間高雄信貸僅將此條件視為加分項目，即使申請人有信用瑕疵也能輕鬆辦?/span>?/li></ul> </div> </div> <div class="elementor-element elementor-element-cb1acbd elementor-widget elementor-widget-text-editor" data-id="cb1acbd" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/credit-score/" target="_blank" rel="noopener"><strong>信用評分包含哪些項目與結果？</strong><strong>5</strong><strong>方法協助您查詢！</strong></a></b> </div> </div> <div class="elementor-element elementor-element-4d8122dc elementor-widget elementor-widget-heading" data-id="4d8122dc" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">辦理高雄信貸需要哪些資料？</h2> </div> </div> <div class="elementor-element elementor-element-bacba1c elementor-widget elementor-widget-text-editor" data-id="bacba1c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>戶籍謄本</li><li>收入證明</li><li>財產清冊</li><li>身分證雙證件</li><li>在職證明（須正職?/li></ul> </div> </div> <div class="elementor-element elementor-element-0cacd58 elementor-widget elementor-widget-image" data-id="0cacd58" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="799" src="//danaherbertts.shop/wp-content/uploads/2021/07/credit-loan-material.png" class="attachment-large size-large wp-image-42848" alt="辦理信貸需要哪些資料－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/07/credit-loan-material.png 1001w, //danaherbertts.shop/wp-content/uploads/2021/07/credit-loan-material-300x300.png 300w, //danaherbertts.shop/wp-content/uploads/2021/07/credit-loan-material-150x150.png 150w, //danaherbertts.shop/wp-content/uploads/2021/07/credit-loan-material-768x767.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-5ef58be elementor-widget elementor-widget-heading" data-id="5ef58be" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">高雄信貸申請流程</h2> </div> </div> <div class="elementor-element elementor-element-5188a8c elementor-widget elementor-widget-text-editor" data-id="5188a8c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>提出申請?/strong>歡迎<a href="tel:0800-885-697">撥打免費專線</a>?a href="//danaherbertts.shop/#Online">線上表單</a>，並提供上述資料給專員供我們進行評估?/li><li><strong>評估審核?/strong>我們的專員進行申請人的資料審核，並進行信用貸款試算，完成後向申請人通知核貸金額、每月應繳金額、利息?/li><li><strong>對保簽約?/strong>與申請人約時間當面對保和簽約，須本人親自前往?/li><li><strong>撥款入帳?/strong>上述流程完成後，將在最短時間內核發貸款金額?/li></ol> </div> </div> <div class="elementor-element elementor-element-21516af9 elementor-widget elementor-widget-image" data-id="21516af9" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="142" src="//danaherbertts.shop/wp-content/uploads/2021/09/4步驟流程?png" class="attachment-large size-large wp-image-14552" alt="勞保貸款4步驟流程?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/09/4步驟流程?png 904w, //danaherbertts.shop/wp-content/uploads/2021/09/4步驟流程?300x53.png 300w, //danaherbertts.shop/wp-content/uploads/2021/09/4步驟流程?768x136.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-43b81907 elementor-widget elementor-widget-heading" data-id="43b81907" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">高雄信貸就找大揚代書</h2> </div> </div> <div class="elementor-element elementor-element-242054ce elementor-widget elementor-widget-text-editor" data-id="242054ce" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>人生難免有不如意之時，若您有短期小額資金周轉需求卻有信用小白、信用瑕疵等情況，又不想浪費時間和銀行周旋，建議找專業的民間貸款公司協助您，高雄貸款公司推薦<strong>大揚代書</strong>，我們不僅是政府合法立案，還能為您量身打造最適合的個人信貸方案，解決您財務上的困難?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-71b4b768 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="71b4b768" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-44daa1a" data-id="44daa1a" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-353a48e9 elementor-widget elementor-widget-heading" data-id="353a48e9" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">大揚代書24H免費諮詢</p> </div> </div> <div class="elementor-element elementor-element-2d191083 elementor-widget elementor-widget-text-editor" data-id="2d191083" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>我們提供事前的免費貸款諮詢，不用擔心還沒辦理就要先付一筆費用，我們保證不過件就不收費?/p> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3e5cccaf" data-id="3e5cccaf" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-354d5f99 elementor-shape-square elementor-grid-mobile-0 elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons" data-id="354d5f99" data-element_type="widget" data-widget_type="social-icons.default"> <div class="elementor-widget-container"> <div class="elementor-social-icons-wrapper elementor-grid"> <span class="elementor-grid-item"> 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class="cat-item cat-item-4"><a href="//danaherbertts.shop/category/loan-guide/house-loan-area/">房屋貸款</a> </li> <li class="cat-item cat-item-5"><a href="//danaherbertts.shop/category/loan-guide/civil-servants-loan-area/">軍公教貸?/a> </li> <li class="cat-item cat-item-7"><a href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/kaoshiung-credit-loan/">高雄信貸?分鐘推薦小額資金快速周轉管?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> <item> <title>便利薪轉貸是什麼？申辦需要什麼條件呢?/title> <link>//danaherbertts.shop/convenient-salary-loan/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Tue, 25 May 2021 08:03:01 +0000</pubDate> <category><![CDATA[個人信貸]]></category> <category><![CDATA[代書貸款流程]]></category> <category><![CDATA[便利薪轉貸]]></category> <category><![CDATA[信用貸款條件]]></category> <category><![CDATA[信用貸款額度]]></category> <category><![CDATA[信貸]]></category> <category><![CDATA[台南薪轉貸款]]></category> <category><![CDATA[民間信貸管道]]></category> <category><![CDATA[民間薪轉貸款]]></category> <category><![CDATA[薪資貸款]]></category> <category><![CDATA[薪轉三個月貸款]]></category> <category><![CDATA[薪轉便利貸]]></category> <category><![CDATA[薪轉借貸]]></category> <category><![CDATA[薪轉戶貸款]]></category> <category><![CDATA[薪轉貸款]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=5333</guid> <description><![CDATA[<p>便利薪轉貸是什麼？申辦需要什麼條件呢?為了更迅速取得周轉資金，只要您有薪水轉帳戶頭就能申請便利薪轉貸，薪轉?[…]</p> <p>這篇文章 <a href="//danaherbertts.shop/convenient-salary-loan/">便利薪轉貸是什麼？申辦需要什麼條件呢?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="5333" class="elementor elementor-5333" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-7bf064f7 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="7bf064f7" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5a0adca6" data-id="5a0adca6" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-b2d2631 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="b2d2631" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2a11c6da" data-id="2a11c6da" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-736ef2f2 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="736ef2f2" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">信貸</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-16424c50 elementor-widget elementor-widget-heading" data-id="16424c50" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">便利薪轉貸是什麼？申辦需要什麼條件呢?/h1> </div> </div> <div class="elementor-element elementor-element-53d9e2e3 elementor-widget elementor-widget-image" data-id="53d9e2e3" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="571" src="//danaherbertts.shop/wp-content/uploads/2021/05/convenient-salary-loan.png" class="attachment-large size-large wp-image-35746" alt="便利薪轉貸是什麼？申辦需要什麼條件呢?－大揚代? srcset="//danaherbertts.shop/wp-content/uploads/2021/05/convenient-salary-loan.png 1024w, //danaherbertts.shop/wp-content/uploads/2021/05/convenient-salary-loan-300x214.png 300w, //danaherbertts.shop/wp-content/uploads/2021/05/convenient-salary-loan-768x548.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-67d5e22 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="67d5e22" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-676e6ccb elementor-widget elementor-widget-text-editor" data-id="676e6ccb" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>為了更迅速取得周轉資金，只要您有薪水轉帳戶頭就能申請便利薪轉貸，薪轉貸是您資金調度的最強後盾，對於信用飽和、信用瑕疵的借款人，我們提供另一個方便安心的管道周轉。利?strong>大揚代書</strong>薪轉貸款來解決資金需求問題，讓您順利度過難關，我們專辦薪轉戶貸款，合法公司正派經營，安心借貸，並有專人為您免費服務?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-371f41b6 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="371f41b6" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6d83a4f7" data-id="6d83a4f7" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-775dc9b7 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="775dc9b7" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-18ec0394" data-id="18ec0394" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-6f13a23c elementor-widget elementor-widget-heading" data-id="6f13a23c" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">便利薪轉貸是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-1af64b6b elementor-widget elementor-widget-text-editor" data-id="1af64b6b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>便利薪轉貸即為?strong>薪轉戶貸?/strong>」、?strong>薪資貸款</strong>」、?strong>薪轉便利?/strong>」的別稱，是信用貸款的一種，可分為兩大類?/p> </div> </div> <div class="elementor-element elementor-element-1e5ae7b8 elementor-widget elementor-widget-heading" data-id="1e5ae7b8" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">民間薪轉貸款</h3> </div> </div> <div class="elementor-element elementor-element-492e5c0b elementor-widget elementor-widget-text-editor" data-id="492e5c0b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>民間信用貸款又稱為民間薪轉貸款。合法的民間貸款業者大部分都會提供信用貸款方案，為了爭取客戶，自然會用比銀行更低的門檻，來滿足客戶短期周轉的需求?/p> </div> </div> <div class="elementor-element elementor-element-43e23434 elementor-widget elementor-widget-heading" data-id="43e23434" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">銀行薪轉戶信貸</h3> </div> </div> <div class="elementor-element elementor-element-71fa83cf elementor-widget elementor-widget-text-editor" data-id="71fa83cf" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>即銀行提供給薪資轉帳客戶的優惠信用貸款，這是各家銀行提供給薪資轉帳客戶的信貸方案，由於銀行對於薪資轉帳客戶的收入狀況非常清楚，通常也就比較願意貸款給您，利率通常也會比一般的信用貸款更優惠一些?/p> </div> </div> <div class="elementor-element elementor-element-6c8038fa elementor-widget elementor-widget-heading" data-id="6c8038fa" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">辦理銀行薪轉戶信貸的條件有哪些?/h2> </div> </div> <div class="elementor-element elementor-element-56ed8980 elementor-widget elementor-widget-text-editor" data-id="56ed8980" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>大多數銀行的薪轉戶信貸，會把對象限制在中小企業以上規模的公司。例如有些銀行規定其信用貸款條件，入薪戶數要超過20人，才能適用；另外也有銀行規定，要任職同一家公司半年以上，收入穩定才能適用。銀行薪轉戶信貸適用的行業別，會排除高風險行業，例如<a href="//www.tcooc.gov.taipei/News_Content.aspx?n=AF9B8A86EC14B3FA&s=0556B1B5495EE9A9" target="_blank" rel="noopener">八大特種行業</a>。除了薪資轉帳紀錄之外，銀行也會審核其他信用條件，例如信用貸款額度不得超過<a href="//law.fsc.gov.tw/LawContent.aspx?id=FE052046&KeyWord=dbr22" target="_blank" rel="noopener">月收?2?/a>的限制，以及是否有正常的繳款紀錄，包括車貸、信貸、信用卡、現金卡等，也都是必須列入審核的條件?/p> </div> </div> <div class="elementor-element elementor-element-82f68ad elementor-widget elementor-widget-text-editor" data-id="82f68ad" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/no-financial-statement/" target="_blank" rel="noopener">無薪轉也能辦理？3分鐘就能申辦個人信用貸款</a></b> </div> </div> <div class="elementor-element elementor-element-ec3ff26 elementor-widget elementor-widget-heading" data-id="ec3ff26" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">便利薪轉貸與銀行信貸的比較</h2> </div> </div> <div class="elementor-element elementor-element-19faf5a elementor-widget elementor-widget-html" data-id="19faf5a" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th style="vertical-align: middle; text-align: center;" width="20%">比較項目 </th> <th style="vertical-align: middle; text-align: center;" width="40%"> 民間便利薪轉?/th> <th style="vertical-align: middle; text-align: center;" width="40%"> 銀行信用貸?/th> </tr> <tr> <th style="vertical-align: middle; text-align: center;">貸款金額</th> <td style="vertical-align: middle; text-align: center;">較高</td> <td style="vertical-align: middle; text-align: center;">較少</td> </tr> <tr> <th style="vertical-align: middle; text-align: center;">貸款利率</th> <td style="vertical-align: middle; text-align: center;">利率較高</td> <td style="vertical-align: middle; text-align: center;">利率較低</td> </tr> <tr> <th style="vertical-align: middle; text-align: center;">申辦時間</th> <td style="vertical-align: middle; text-align: center;">最快當日即可撥?/td> <td style="vertical-align: middle; text-align: center;">需??4個工作天</td> </tr> <tr> <th style="vertical-align: middle; text-align: center;">貸款限制</th> <td style="vertical-align: middle; text-align: center;">信用不良、瑕疵皆可辦?/td> <td style="vertical-align: middle; text-align: center;">條件較嚴格且手續繁瑣</td> </tr> <tr> <th style="vertical-align: middle; text-align: center;">適合族群</th> <td style="vertical-align: middle; text-align: center;">利率較高，適合短期周轉用?/td> <td style="vertical-align: middle; text-align: center;">利率較低，適合願意耗費時間等待?/td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-3156d08 elementor-widget elementor-widget-text-editor" data-id="3156d08" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>從上方表格可以看得出來，民間薪轉便利貸不論貸款金額、利率、申辦時間、貸款限制、適合族群等項目皆優於銀行信貸，是您急需用錢的好選擇?/p> </div> </div> <div class="elementor-element elementor-element-8d0415c elementor-widget elementor-widget-text-editor" data-id="8d0415c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/personal-credit-loan/" target="_blank" rel="noopener">民間個人信用貸款可辦理便利薪轉貸?/a></b> </div> </div> <div class="elementor-element elementor-element-7d1733d elementor-widget elementor-widget-heading" data-id="7d1733d" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申辦便利薪轉貸安全嗎?/h2> </div> </div> <div class="elementor-element elementor-element-0c88a12 elementor-widget elementor-widget-text-editor" data-id="0c88a12" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 民間薪轉貸款的管道那麼多，該如何分辨安全的民間信貸管道呢？可參考以下幾點： </div> </div> <div class="elementor-element elementor-element-b362c9e elementor-widget elementor-widget-text-editor" data-id="b362c9e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>千萬不要事先寄出重要資料，例如：存摺、自然人憑證、提款卡及印章等?/li><li>申辦成功前不會收取任何費用?/li><li>申貸前建議先詢問貸款相關細節，例如：利率、額度、還款方式、期數等?/li><li>簽約貸款時，在店面簽約撥款較為安全?/li></ul> </div> </div> <div class="elementor-element elementor-element-060c0ce elementor-widget elementor-widget-heading" data-id="060c0ce" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申請便利薪轉貸的優點有哪些？</h2> </div> </div> <div class="elementor-element elementor-element-7a61533 elementor-widget elementor-widget-text-editor" data-id="7a61533" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>申請民間薪轉便利貸有５項好處，如下所列：</p> </div> </div> <div class="elementor-element elementor-element-88bf672 elementor-widget elementor-widget-text-editor" data-id="88bf672" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>安全?/strong>所有資料都是當面簽約撥款，安全有保障?/li><li><strong>審核?/strong>完全免費不收任何費用，省下額外支出?/li><li><strong>彈性：</strong>申請成功後，您還可以決定是否要進行貸款?/li><li><strong>迅速：</strong>最快只?天即可完成撥款?/li><li><strong>減擔?/strong>利率低，還款年限彈性，不必綁約，可隨借隨還?/li></ul> </div> </div> <div class="elementor-element elementor-element-a6694fe elementor-widget elementor-widget-heading" data-id="a6694fe" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">辦理便利薪轉貸須符合哪些條件?/h2> </div> </div> <div class="elementor-element elementor-element-a345f4e elementor-widget elementor-widget-text-editor" data-id="a345f4e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>符合下列申辦薪轉借貸的資格，您也能輕鬆貸款：</p> </div> </div> <div class="elementor-element elementor-element-8d9e734 elementor-widget elementor-widget-text-editor" data-id="8d9e734" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>年滿18?0歲信用正常之國民?/li><li>公務員、教職員信用正常工作?個月，即可辦理薪轉三個月貸款?/li><li>職業軍人、士官、非義務役軍人?/li><li>銀行拒絕往來、呆帳、逾催?a href="//danaherbertts.shop/debt-negotiation/">債務協商</a>?a href="//danaherbertts.shop/revoke-seizure/">查封</a>?a href="//danaherbertts.shop/credit-blemish-loan/">個人信用有瑕?/a>、跳票無法申請者皆可辦理?/li></ul> </div> </div> <div class="elementor-element elementor-element-7647f2ac elementor-widget elementor-widget-heading" data-id="7647f2ac" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">辦理便利薪轉貸應準備哪些資料?/h2> </div> </div> <div class="elementor-element elementor-element-cec634c elementor-widget elementor-widget-text-editor" data-id="cec634c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 只要備妥以下文件，即可迅速申辦薪資貸款： </div> </div> <div class="elementor-element elementor-element-16d36398 elementor-widget elementor-widget-text-editor" data-id="16d36398" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>須具備正職工作之薪轉證明?/li><li>含身分證之雙證件影本?/li><li><a href="//www.ris.gov.tw/app/portal/16">戶籍謄本</a>?/li><li><a href="//danaherbertts.shop/apply-property-income-list/">財產清冊</a>?/li><li>任職公司證明（在職證明）?/li><li>薪資轉帳帳戶的存摺封面影本?/li></ul> </div> </div> <div class="elementor-element elementor-element-485e1e9f elementor-widget elementor-widget-heading" data-id="485e1e9f" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">如何辦理便利薪轉貸？</h2> </div> </div> <div class="elementor-element elementor-element-ecef156 elementor-widget elementor-widget-text-editor" data-id="ecef156" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 若有急用資金需求，可參考以下薪轉借貸流程，以便進行後續申請貸款? </div> </div> <div class="elementor-element elementor-element-cc83e03 elementor-widget elementor-widget-text-editor" data-id="cc83e03" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>申請?/strong>了解客戶資金需求與貸款額度後，評定出客戶每月可負擔的金額，並告知額度利率及相關費用，以及代書貸款流程有哪些?/li><li><strong>審核?/strong>資料準備齊全後，會先審核書面資料，並簡單與客戶說明貸款額度、期數、利息等詳細訊息?/li><li><strong>照會?/strong>若確認已達核貸標準時，會與客戶約實體店面與雙方有空的時間當面簽約對保?/li><li><strong>對保?/strong>客戶和金主在實體店面見面<a href="//danaherbertts.shop/identity-verification/">對保</a>並簽約?/li><li><strong>撥款?/strong>核貸後將款項直接匯入客戶提供的第二個帳戶或當場撥款給予現金?/li></ol> </div> </div> <div class="elementor-element elementor-element-4eb0b59 elementor-widget elementor-widget-image" data-id="4eb0b59" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="700" height="142" src="//danaherbertts.shop/wp-content/uploads/2021/08/屏東代書借款流程?1.png" class="attachment-large size-large wp-image-13365" alt="屏東代書借款流程?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/屏東代書借款流程?1.png 700w, //danaherbertts.shop/wp-content/uploads/2021/08/屏東代書借款流程?1-300x61.png 300w" sizes="(max-width: 700px) 100vw, 700px" /> </div> </div> <div class="elementor-element elementor-element-3da35eb4 elementor-widget elementor-widget-heading" data-id="3da35eb4" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">為何我的便利薪轉貸無法核貸呢?/h2> </div> </div> <div class="elementor-element elementor-element-78bf42a9 elementor-widget elementor-widget-text-editor" data-id="78bf42a9" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 只要申貸人符合每月還款能力及可負擔情況，且也能接受借貸利率、可承受債務負擔，基本上民間薪轉貸款的過件率可高?成以上，然而仍有以下幾種狀況可能會被退件無法申辦： </div> </div> <div class="elementor-element elementor-element-6307094 elementor-widget elementor-widget-text-editor" data-id="6307094" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>原先的民間債務過?/strong><br />例如先前曾向其他代書或民間貸款公司借款過，或曾向當鋪借款，全部的民間債務加起來過高，已無法使用民間薪轉貸款解決債務問題時，就有可能無法成功核貸?/li><li><strong>重複申請送件過多</strong><br />現在有許多代書事務所已經聯合經營了，一經照會時若發現申貸人同時找多家代書或民間貸款公司申請民間薪轉貸款時，就會被視為高風險借貸族群，而遭列為拒絕核貸的對象，建議不要一次找太多間申辦?/li><li><strong>負擔力有?/strong><br />若當前的收支狀況無法負擔未來要支付的款項時，此時申辦民間薪轉貸款就較不容易過件?/li><li><strong>有前科、法扣或警示帳戶</strong><br />若目前已?a href="//danaherbertts.shop/seizure-loan/">法扣</a>或被列為警示帳戶，或曾有多項前科，此時申辦民間薪轉貸款也無法解決您的資金問題?/li></ul> </div> </div> <div class="elementor-element elementor-element-2916e218 elementor-widget elementor-widget-heading" data-id="2916e218" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">辦理便利薪轉貸就找大?/h2> </div> </div> <div class="elementor-element elementor-element-e1eaf9e elementor-widget elementor-widget-text-editor" data-id="e1eaf9e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><strong>大揚代書</strong>便利薪轉貸，是合法的台南薪轉貸款，申辦當下會說明清楚，只要雙方認可，且符合法律相關規定，就能迅速核貸，並簽訂貸款合約保障雙方，因此不用擔心被騙，再加上手續簡便，借款人通常可以很快就拿到所需款項，過程保密，是迅速貸得資金的最佳選擇?/p> </div> </div> <div class="elementor-element elementor-element-24cf133 elementor-widget elementor-widget-text-editor" data-id="24cf133" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/apply-tainan-escrow/">台南代書借款需具備哪些條件？利率多少才合理?/a></b> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-3b948b65 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="3b948b65" data-element_type="section" 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href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/convenient-salary-loan/">便利薪轉貸是什麼？申辦需要什麼條件呢?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> </channel> </rss>