關於免聯徵意?的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E5%85%8D%E8%81%AF%E5%BE%B5%E6%84%8F%E6%80%9D/feed/" rel="self" type="application/rss+xml" /> <link></link> <description></description> <lastBuildDate>Thu, 23 Jan 2025 08:00:51 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於免聯徵意?的大小事，大揚代書幫你一網打?/title> <link></link> <width>32</width> <height>32</height> </image> <item> <title>【免聯徵借款】信用瑕疵也可借！最?天取得資?/title> <link>//danaherbertts.shop/loan-without-credit-report/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Fri, 05 Nov 2021 06:25:55 +0000</pubDate> <category><![CDATA[個人信貸]]></category> <category><![CDATA[不看聯徵的信貸]]></category> <category><![CDATA[不看聯徵的銀行]]></category> <category><![CDATA[不看聯徵貸款]]></category> <category><![CDATA[免聯徵信貸]]></category> <category><![CDATA[免聯徵意思]]></category> <category><![CDATA[小額貸款免聯徵]]></category> <category><![CDATA[欠融資公司錢會上聯徵嗎]]></category> <category><![CDATA[線上貸款免聯徵]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=18247</guid> <description><![CDATA[<p>【免聯徵借款】信用瑕疵也可借！最?天取得資?如果因為信用瑕疵導致被銀行拒貸怎麼辦？有不看聯徵的信貸、房貸嗎 […]</p> <p>這篇文章 <a href="//danaherbertts.shop/loan-without-credit-report/">【免聯徵借款】信用瑕疵也可借！最?天取得資?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="18247" class="elementor elementor-18247" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-5c637f4a elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="5c637f4a" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-bce30e3" data-id="bce30e3" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-3254d3cd elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="3254d3cd" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7466c0b0" data-id="7466c0b0" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-6836f03f elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="6836f03f" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">免聯徵意?/span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-114b720a elementor-widget elementor-widget-heading" data-id="114b720a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">【免聯徵借款】信用瑕疵也可借！最?天取得資?/h1> </div> </div> <div class="elementor-element elementor-element-21d93c8b elementor-widget elementor-widget-image" data-id="21d93c8b" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2021/11/loan-without-credit-report.webp" class="attachment-large size-large wp-image-57892" alt="【免聯徵借款】信用瑕疵也可借！最?天取得資?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/11/loan-without-credit-report.webp 1024w, //danaherbertts.shop/wp-content/uploads/2021/11/loan-without-credit-report-300x214.webp 300w, //danaherbertts.shop/wp-content/uploads/2021/11/loan-without-credit-report-768x548.webp 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-673e4ba5 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="673e4ba5" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-aeed1e1 elementor-widget elementor-widget-text-editor" data-id="aeed1e1" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果因為信用瑕疵導致被銀行拒貸怎麼辦？有不看聯徵的信貸、房貸嗎？當然有！可以申請免聯徵借款，這篇文章要告訴你免聯徵借款的相關事項，讓你不必再因為信用評分而貸不到錢！</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-58570ddf elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="58570ddf" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2f1f5694" data-id="2f1f5694" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-745b6e02 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="745b6e02" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7cf473af" data-id="7cf473af" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-29a8f043 elementor-widget elementor-widget-heading" data-id="29a8f043" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">聯徵是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-529b96c7 elementor-widget elementor-widget-text-editor" data-id="529b96c7" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>申請信用卡或貸款時，銀行會在取得申請人同意後從聯徵中心調閱申請人的信用報告，檢查申請人有沒有貸款遲繳、負債比過高之類的問題，是申請人能不能通過審核的重要因素之一，這就是常聽到的拉聯徵?/p> </div> </div> <div class="elementor-element elementor-element-3b2fcee elementor-widget elementor-widget-text-editor" data-id="3b2fcee" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?strong><a href="//danaherbertts.shop/credit-score/" target="_blank" rel="noopener">申請貸款必看！信用報?大重點都在這篇</a></strong></b> </div> </div> <div class="elementor-element elementor-element-65cb48a3 elementor-widget elementor-widget-heading" data-id="65cb48a3" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">哪些聯徵紀錄會被銀行拒絕申請？</h2> </div> </div> <div class="elementor-element elementor-element-503cdec elementor-widget elementor-widget-text-editor" data-id="503cdec" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>由於沒有不看聯徵的銀行，因此如果你有以下狀況，對銀行來說就是信用不良，申請時很有可能不能過件：</p><ul><li>負債比過?/li><li>?a href="//danaherbertts.shop/debt-negotiation/">債務協商</a>紀?/li><li>信用紀錄空白（信用小白?/li><li>有貸款（信用卡）遲繳、呆帳紀?/li><li>聯徵次數過多?個月內被查超?次）</li></ul> </div> </div> <div class="elementor-element elementor-element-d102268 elementor-widget elementor-widget-text-editor" data-id="d102268" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果無法順利向銀行貸款，又有資金急迫需求，這時就可以申請免聯徵借款?span class="f-point">免聯徵意思為不看信用的貸款管道，由合法民間貸款提供，申貸時不會被調閱信用</span>，因此有信用瑕疵也不用擔心?/p> </div> </div> <div class="elementor-element elementor-element-b64cd0a elementor-widget elementor-widget-heading" data-id="b64cd0a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">免聯徵借款管道有哪些？</h2> </div> </div> <div class="elementor-element elementor-element-0834920 elementor-widget elementor-widget-text-editor" data-id="0834920" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>以下是最常見?種民間管道：</p> </div> </div> <div class="elementor-element elementor-element-5954b8a elementor-widget elementor-widget-html" data-id="5954b8a" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th width="19%" style="background-color:#f7f2eb;vertical-align: middle; text-align: center">比較項目</th> <th width="27%" style="background-color:#f7f2eb;vertical-align: middle; text-align: center">租賃公司</th> <th width="27%" style="background-color:#f7f2eb;vertical-align: middle; text-align: center">代書</th> <th width="27%" style="background-color:#f7f2eb;vertical-align: middle; text-align: center">當舖</th> </tr> <tr> <th style="vertical-align: middle; text-align: center">承作單位</th> <td style="vertical-align: middle;text-align: center">股票上市<a href="//danaherbertts.shop/leasing-company/" target="_blank">租賃公司</a></td> <td style="vertical-align: middle;text-align: center">通過國家考試的代?/td> <td style="vertical-align: middle;text-align: center">政府立案當舖</td> </tr> <tr> <th style="vertical-align: middle; text-align: center">申請門?/th> <td colspan="3" style="vertical-align: middle; text-align: center">工作?個月、有薪轉證明即可申請</td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款項目</th> <td style="vertical-align: middle;text-align: center">車貸、房屋二?/td> <td style="vertical-align: middle;text-align: center">房地一二胎、代書信貸、軍公教貸款</td> <td style="vertical-align: middle;text-align: center">有值擔保品的借款</td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-ada79d3 elementor-widget elementor-widget-text-editor" data-id="ada79d3" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>民間貸款不用審核信用分數，如果需要線上貸款免聯徵也可向專員提出，所以是很多人不看聯徵貸款的第一選擇，但也要提醒你，<span class="f-point">雖然民間審核比較寬鬆，但還是會審核借款人的工作狀?/span>，或是目前有沒有其他民間借貸喔！</p> </div> </div> <div class="elementor-element elementor-element-3ca2b63 elementor-widget elementor-widget-text-editor" data-id="3ca2b63" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><b>?延伸閱讀 ?/b><strong><a href="//danaherbertts.shop/escrow-loan/" target="_blank" rel="noopener">代書貸款推薦！撥款快速、額度更高的管道別錯?/a></strong><b></b></p> </div> </div> <div class="elementor-element elementor-element-6641665a elementor-widget elementor-widget-heading" data-id="6641665a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">辦理免聯徵借款要注意什麼？</h2> </div> </div> <div class="elementor-element elementor-element-2e2d826 elementor-widget elementor-widget-text-editor" data-id="2e2d826" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 民間貸款管道多，但總會有一些非法業者混入其中，以下注意事項能幫你找到可信賴的貸款公司： </div> </div> <div class="elementor-element elementor-element-7734ea23 elementor-widget elementor-widget-text-editor" data-id="7734ea23" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>不要求扣押重要證?/li><li>利率不超過月利率3%</li><li>有合法營業證明、實體店?/li><li>詳細說明各項費用並事後收?/li><li>有標準借貸流程，並當面對保簽約</li></ul> </div> </div> <div class="elementor-element elementor-element-4756434 elementor-widget elementor-widget-image" data-id="4756434" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="1000" height="950" src="//danaherbertts.shop/wp-content/uploads/2021/11/loan-without-credit-report.png" class="attachment-full size-full wp-image-57983" alt="免聯徵借款挑選標準 - 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/11/loan-without-credit-report.png 1000w, //danaherbertts.shop/wp-content/uploads/2021/11/loan-without-credit-report-300x285.png 300w, //danaherbertts.shop/wp-content/uploads/2021/11/loan-without-credit-report-768x730.png 768w" sizes="(max-width: 1000px) 100vw, 1000px" /> </div> </div> <div class="elementor-element elementor-element-1976a730 elementor-widget elementor-widget-heading" data-id="1976a730" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">如何辦理免聯徵借款?/h2> </div> </div> <div class="elementor-element elementor-element-76c6049 elementor-widget elementor-widget-text-editor" data-id="76c6049" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 若想申請免聯徵借款，只要準備以下文件即可： </div> </div> <div class="elementor-element elementor-element-9ebc367 elementor-widget elementor-widget-text-editor" data-id="9ebc367" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><a href="//www.ris.gov.tw/app/portal/16" target="_blank" rel="noopener">戶籍謄本</a></li><li>雙證件正影本</li><li>正職工作證明</li><li>財力、收入證?/li><li>建物所有權狀影本（免聯徵信貸不需要）</li></ul> </div> </div> <div class="elementor-element elementor-element-adca8a7 elementor-widget elementor-widget-text-editor" data-id="adca8a7" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>再依照以下步驟進行申請?/p> </div> </div> <div class="elementor-element elementor-element-97c1deb elementor-widget elementor-widget-text-editor" data-id="97c1deb" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>提出申請：撥?a href="tel:0800-885-697" target="_blank" rel="noopener">24小時服務專線</a>或填?a href="//danaherbertts.shop/#Online" target="_blank" rel="noopener">線上表單</a>?/strong></li><li><strong>評估審核?/strong>專業代書根據你提供的資料規劃借貸方案?/li><li><strong>對保簽約?/strong>將方案回報給你，若沒問題即可對保簽約?/li><li><strong>撥款入帳?/strong>最?4小時就可以收到款項?/li></ol> </div> </div> <div class="elementor-element elementor-element-48a520a elementor-widget elementor-widget-image" data-id="48a520a" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="760" src="//danaherbertts.shop/wp-content/uploads/2021/11/loan-without-report-process.png" class="attachment-large size-large wp-image-57981" alt="如何辦理免聯徵借款 - 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/11/loan-without-report-process.png 1000w, //danaherbertts.shop/wp-content/uploads/2021/11/loan-without-report-process-300x285.png 300w, //danaherbertts.shop/wp-content/uploads/2021/11/loan-without-report-process-768x730.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-9e8a9cc elementor-widget elementor-widget-heading" data-id="9e8a9cc" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">免聯徵借款常見問題</h2> </div> </div> <div class="elementor-element elementor-element-7cdd0c5 elementor-widget elementor-widget-accordion" data-id="7cdd0c5" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1301" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-1301" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：欠融資公司錢會上聯徵嗎?/a> </div> <div id="elementor-tab-content-1301" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-1301"><p>無論是向代書貸款或是融資公司借款，但因為某些原因無法如期繳款，並不會被通報到聯徵中心，但會在借貸的管道留下信用瑕疵紀錄，之後要再借款就比較困難?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1302" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-1302" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：聯徵紀錄一定會影響貸款嗎？</a> </div> <div id="elementor-tab-content-1302" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-1302"><p>如果是跟銀行貸款，信用報告就一定是銀行審核的標準，但跟民間貸款就不太看，主要會以貸款人的工作狀況或是提供的擔保品去審核?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1303" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-1303" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：免聯徵借款是高利貸嗎？</a> </div> <div id="elementor-tab-content-1303" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-1303"><p>如果你是向民間代書借款，就不算是高利貸，但代書貸款以外的機構就不一定，須視各家公司規定?/p></div> </div> <script 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href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/loan-without-credit-report/">【免聯徵借款】信用瑕疵也可借！最?天取得資?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> </channel> </rss>