關於台北二胎房貸 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E5%8F%B0%E5%8C%97%E4%BA%8C%E8%83%8E%E6%88%BF%E8%B2%B8/feed/" rel="self" type="application/rss+xml" /> <link>//danaherbertts.shop/tag/台北二胎房貸/</link> <description></description> <lastBuildDate>Wed, 26 Feb 2025 07:08:27 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於台北二胎房貸 的大小事，大揚代書幫你一網打?/title> <link>//danaherbertts.shop/tag/台北二胎房貸/</link> <width>32</width> <height>32</height> </image> <item> <title>台北房屋二胎?樓公?0?/title> <link>//danaherbertts.shop/taipei-apartment-second-mortgage/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Thu, 14 Jul 2022 02:32:10 +0000</pubDate> <category><![CDATA[北部案例]]></category> <category><![CDATA[台北二胎房貸]]></category> <category><![CDATA[台北公寓二胎]]></category> <category><![CDATA[台北房地產借貸]]></category> <category><![CDATA[台北房屋二胎]]></category> <category><![CDATA[台北房屋借錢]]></category> <category><![CDATA[台北房屋貸款]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=29896</guid> <description><![CDATA[<p>台北房屋二胎?樓公?0?案件區域：台北貸款方案：公寓借貸（房屋二胎貸款）貸款金額?0?其實我研究股?[…]</p> <p>這篇文章 <a href="//danaherbertts.shop/taipei-apartment-second-mortgage/">台北房屋二胎?樓公?0?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="29896" class="elementor elementor-29896" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-246207ae elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="246207ae" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-127e1558" data-id="127e1558" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-497d8ec1 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="497d8ec1" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3a120dd0" data-id="3a120dd0" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-5843a063 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="5843a063" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">台北二胎房貸</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-369f090a elementor-widget elementor-widget-heading" data-id="369f090a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">台北房屋二胎?樓公?0?</h1> </div> </div> <div class="elementor-element elementor-element-4836a70d elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="4836a70d" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-2848b4f6 elementor-widget elementor-widget-image" data-id="2848b4f6" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="500" height="500" src="//danaherbertts.shop/wp-content/uploads/2022/07/taipei-apartment-second-mortgage.png" class="attachment-large size-large wp-image-47691" alt="台北二胎4樓公?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2022/07/taipei-apartment-second-mortgage.png 500w, //danaherbertts.shop/wp-content/uploads/2022/07/taipei-apartment-second-mortgage-300x300.png 300w, //danaherbertts.shop/wp-content/uploads/2022/07/taipei-apartment-second-mortgage-150x150.png 150w" sizes="(max-width: 500px) 100vw, 500px" /> </div> </div> <div class="elementor-element elementor-element-193e75a2 elementor-widget elementor-widget-text-editor" data-id="193e75a2" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>案件區域：台北<br />貸款方案：公寓借貸?a href="//danaherbertts.shop/taipei-mortgage/" target="_blank" rel="noopener">房屋二胎貸款</a>?br />貸款金額?0?/p><p>其實我研究股票好多年了，只是遲遲不敢下手，之前的收入不夠多、又要繳房貸，總覺得貿然嘗試風險太高。半年前我換了工作，公司產業類型的因素，給薪比較大方，雖然還是做行銷工作，但月收入有7萬，我覺得是時候可以投入股市了。最近很想投資一支觀察許久、未來極有可能獲利的股票，需要一筆資金，我的信用狀況一直以來都很不錯，?strong style="background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 0);">之前買房時跟銀行申請過貸款，不僅額度已滿，也無法再增貸</strong>?/p><p>眼看這個千載難逢的大好機會就要消失了，在這個什麼都漲的年代，我不想錯過可以賺錢的機會，便上網搜尋房屋二胎貸款資訊，找到大揚代書，詢問過後發現他們的利率只有1.1分，而且每個月可以本利攤還，相較之下比其他民間貸款划算，還能減輕後續還款負擔，因此決定用名下一?樓公寓貸?0萬，作為投資股票資金使用，後來也小有獲利，有大揚代書真好?/p> </div> </div> <div class="elementor-element elementor-element-36e426ec elementor-widget elementor-widget-text-editor" data-id="36e426ec" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p style="text-align: right;">（台北／彭先生）</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-3bd00c38 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="3bd00c38" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-53564818" data-id="53564818" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-1d596d4f elementor-widget elementor-widget-heading" data-id="1d596d4f" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">房屋二胎貸款優勢</h2> </div> </div> <div class="elementor-element elementor-element-4bcf2ced elementor-widget elementor-widget-text-editor" data-id="4bcf2ced" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul style="list-style-type: none;"><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>貸款額度：依房屋市值估價為?/li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>貸款利率?.6%?/li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>還款方式：分期付款或按月繳息</li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>撥款方式：貸款本金一次核?/li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>急用錢，當日快速撥?/li></ul> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-146c2573" data-id="146c2573" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-24458e48 elementor-widget elementor-widget-heading" data-id="24458e48" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申辦條件</h2> </div> </div> <div class="elementor-element elementor-element-6d81be98 elementor-widget elementor-widget-text-editor" data-id="6d81be98" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul style="list-style-type: none;"><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>本人持有房屋所有權</li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>年齡18-85?/li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>產權持分、離島地區</li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>不限職業，無須薪資證?/li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>銀行拒絕往來?/li></ul> </div> </div> </div> </div> </div> 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<category><![CDATA[台北房屋借款]]></category> <category><![CDATA[台北房屋融資]]></category> <category><![CDATA[房屋二胎]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=24705</guid> <description><![CDATA[<p>台北房屋二胎持分也可申請！民間辦理最快?當你需要資金周轉或投資時，不知道該用什麼方式取得資金嗎？可以考慮申請 […]</p> <p>這篇文章 <a href="//danaherbertts.shop/taipei-second-mortgage/">台北房屋二胎持分也可申請！民間辦理最快?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="24705" class="elementor elementor-24705" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-736a8b76 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="736a8b76" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-65071e71" data-id="65071e71" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-3fb03411 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="3fb03411" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-26231a7f" data-id="26231a7f" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-13d97d20 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="13d97d20" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">台北二胎房貸</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-49d8bb63 elementor-widget elementor-widget-heading" data-id="49d8bb63" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">台北房屋二胎持分也可申請！民間辦理最快?/h1> </div> </div> <div class="elementor-element elementor-element-3476855e elementor-widget elementor-widget-image" data-id="3476855e" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2022/02/taipei-second-mortgage.webp" class="attachment-large size-large wp-image-54596" alt="台北房屋二胎如何申請？掌握加分條件一次成功！－大揚代? /> </div> </div> <div class="elementor-element elementor-element-57d81e32 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="57d81e32" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-85a3e9a elementor-widget elementor-widget-text-editor" data-id="85a3e9a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>當你需要資金周轉或投資時，不知道該用什麼方式取得資金嗎？可以考慮申請台北房屋二胎貸款，辦理二胎房貸有哪些管道可以選擇呢？若是持分房屋也能申請嗎？?strong>大揚代書</strong>帶你了解台北房屋二胎內容吧！</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-9677da2 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="9677da2" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4a19d420" data-id="4a19d420" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-1dca8f0a elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="1dca8f0a" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-935c11d" data-id="935c11d" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-4c5d04e7 elementor-widget elementor-widget-heading" data-id="4c5d04e7" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">台北房屋二胎是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-7a0b4cd elementor-widget elementor-widget-text-editor" data-id="7a0b4cd" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 台北房屋二胎又稱為二胎房貸、二順位房屋貸款?span class="f-point">當你已向銀行申請第一次房屋貸款後，用原房屋殘值再向銀行或民間貸款機構抵押借款，使房屋貸款抵押設定出現第二順位債權?/span>，對於有大筆周轉金需求的人來說，房屋二胎借款是十分推薦的資金取得方式? </div> </div> <div class="elementor-element elementor-element-110c334 elementor-widget elementor-widget-heading" data-id="110c334" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">台北房屋二胎有哪些申請管道？</h2> </div> </div> <div class="elementor-element elementor-element-4dba9c8 elementor-widget elementor-widget-text-editor" data-id="4dba9c8" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>台北房屋二胎借貸主要有銀行、民?種申請管道，以下?者的差別?/p> </div> </div> <div class="elementor-element elementor-element-027b364 elementor-widget elementor-widget-html" data-id="027b364" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th width="20%" style="background-color: #f7f2eb; vertical-align: middle; text-align: center">比較項目</th> <th width="40%" style="background-color: #f7f2eb; vertical-align: middle; text-align: center">銀行房屋二?/th> <th width="40%" style="background-color: #f7f2eb; vertical-align: middle; text-align: center">民間房屋二胎</th> </tr> <tr> <th style="vertical-align: middle; text-align: center"> 申請條件</th> <td style="vertical-align: middle; text-align: left"> ?18?4?br> ?信用良好<br> ?收入穩定<br> ?有薪轉工作，公教人員、專業人士尤?/td> <td style="vertical-align: middle; text-align: left"> ?年滿18?5?br> ?信用瑕疵、無薪轉證明、任何職業皆可辦?/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">房屋條件</th> <td style="vertical-align: middle; text-align: left"> ?名下房屋已貸款過且有殘?br> ?房屋為完整產?/td> <td style="vertical-align: middle; text-align: left"> ?名下房屋已貸款過且有殘?br> ?不看房屋產權完整與否，共同持有?a href="//danaherbertts.shop/unsaved-bulidings/" target="_blank">未保存登記建?/a>也可申請</td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款額度</th> <td style="vertical-align: middle; text-align: center">最?00?/td> <td style="vertical-align: middle; text-align: center">依房屋市值估價而定，最高可??/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款利率</th> <td style="vertical-align: middle; text-align: center">年利?.56%起機動計?/td> <td style="vertical-align: middle; text-align: center">月利?%起（依個人申貸條件而定?/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款年限</th> <td style="vertical-align: middle; text-align: center">最?5年（一般是7年左右），且沒有寬限?/td> <td style="vertical-align: middle; text-align: center">不限</td> </tr> <tr> <th style="vertical-align: middle; text-align: center">還款方式</th> <td style="vertical-align: middle; text-align: center">按月攤還本息</td> <td style="vertical-align: middle; text-align: center">可按月繳息或本利攤還，依個人經濟狀況而定</td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-5d756fec elementor-widget elementor-widget-text-editor" data-id="5d756fec" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 因為二胎借款的清償順序排在一胎後面，對銀行來說二胎房貸風險較大，因此銀行審核標準會比一胎貸款更嚴格，讓風險在可控管範圍內，且辦理時間長，須耗費7?5個工作天；但<span class="f-point">民間台北房屋融資只看房屋價值，不看申請人收入條件、信用狀況，且辦理速度快，最?天內就能取得資金</span>，不必耗時等待? </div> </div> <div class="elementor-element elementor-element-4e900e0 elementor-widget elementor-widget-text-editor" data-id="4e900e0" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/partial-property-house-loan/" target="_blank" rel="noopener"><strong>持分房屋貸款怎麼貸？6</strong><strong>大重點助你解決資金煩?/strong></a></b> </div> </div> <div class="elementor-element elementor-element-12a8ea90 elementor-widget elementor-widget-heading" data-id="12a8ea90" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間台北房屋二胎優點?/h2> </div> </div> <div class="elementor-element elementor-element-5288e23 elementor-widget elementor-widget-text-editor" data-id="5288e23" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul> <li><strong>不看申貸條件?/strong><span class="f-point">民間台北房貸二胎?8歲即可申辦，且免徵信、免保人、不限任何職?/span>，信用小白、信用瑕疵、無薪轉證明皆可申請?/li> <li><strong>不限房屋條件?/strong>只要持有房屋且仍有殘值，<span class="f-point">不限坪數、屋齡、類型、持有時間、持分與?/span>等，都可以申貸?/li> <li><strong>貸款額度更高?/strong>民間台北二胎房貸額度最高可達市?成，比銀行更高，有效利用房屋價值?/li> <li><strong>審核時間快速：</strong><span class="f-point">最?天內即可撥款</span>，緊急、短期周轉不必多花時間等待?/li> <li><strong>資金用途多元：</strong>有別於銀行二胎貸款對於貸款用途限制重重，民間二胎貸款可讓你多元運用，使用資金不會綁手綁腳?/li> <li><strong>還款方式彈性：</strong>可單純繳息或本利均攤，減輕還款壓力?/li> </ul> </div> </div> <div class="elementor-element elementor-element-2d8b83d elementor-widget elementor-widget-image" data-id="2d8b83d" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="1000" height="899" src="//danaherbertts.shop/wp-content/uploads/2022/02/second-advantage-mortgage.png" class="attachment-full size-full wp-image-54672" alt="房屋二胎?種優點－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2022/02/second-advantage-mortgage.png 1000w, //danaherbertts.shop/wp-content/uploads/2022/02/second-advantage-mortgage-300x270.png 300w, //danaherbertts.shop/wp-content/uploads/2022/02/second-advantage-mortgage-768x690.png 768w" sizes="(max-width: 1000px) 100vw, 1000px" /> </div> </div> <div class="elementor-element elementor-element-26259ebb elementor-widget elementor-widget-heading" data-id="26259ebb" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">台北房屋二胎應備文件?/h2> </div> </div> <div class="elementor-element elementor-element-ea88e1f elementor-widget elementor-widget-text-editor" data-id="ea88e1f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li>雙證?/li><li>戶籍謄本</li><li>土地及建物所有權狀</li><li>房貸近一年繳款明?/li><li>收入或在職證明（加分條件?/li></ol> </div> </div> <div class="elementor-element elementor-element-472b6433 elementor-widget elementor-widget-heading" data-id="472b6433" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">台北房屋二胎申請流程?/h2> </div> </div> <div class="elementor-element elementor-element-788259d3 elementor-widget elementor-widget-text-editor" data-id="788259d3" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>申請?/strong>準備好文件後填寫申請書，提出台北房屋二胎申請?/li><li><strong>估價?/strong>依據房屋?a href="//lvr.land.moi.gov.tw/" target="_blank" rel="noopener">實價登錄</a>?a href="//danaherbertts.shop/house-current-value/" target="_blank" rel="noopener">房屋評定現?/a>（申?a href="//www.etax.nat.gov.tw/etwmain/etw108w" target="_blank" rel="noopener">房屋稅籍證明</a>）、屋況等估算可貸金額?/li><li><strong>審核?/strong>根據申請人的需求、提供文件，進行二胎房貸利率試算，規劃貸款額度、期數、利率、月付金等，並回報給申請人?/li><li><strong>對保?/strong>貸款核准後若申請人對貸款方案沒有疑義，雙方即可約定時間、地點進行對保和簽約?/li><li><strong>設定?/strong>大揚的專業代書會協助到地政機關辦理抵押權設定?/li><li><strong>撥款?/strong>上述流程完成後，即刻將款項撥入申請人帳戶內?/li></ol> </div> </div> <div class="elementor-element elementor-element-410c5c22 elementor-widget elementor-widget-image" data-id="410c5c22" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="850" height="131" src="//danaherbertts.shop/wp-content/uploads/2021/08/土地貸款流程?png" class="attachment-full size-full wp-image-13545" alt="土地貸款流程?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/土地貸款流程?png 850w, //danaherbertts.shop/wp-content/uploads/2021/08/土地貸款流程?300x46.png 300w, //danaherbertts.shop/wp-content/uploads/2021/08/土地貸款流程?768x118.png 768w" sizes="(max-width: 850px) 100vw, 850px" /> </div> </div> <div class="elementor-element elementor-element-4eae604d elementor-widget elementor-widget-heading" data-id="4eae604d" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">台北房屋二胎常見問題</h2> </div> </div> <div class="elementor-element elementor-element-c59036d elementor-widget elementor-widget-accordion" data-id="c59036d" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2071" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-2071" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：台北房屋二胎承作地區?/a> </div> <div id="elementor-tab-content-2071" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-2071"><p>台北二胎房貸承作地區有中正區、大同區、中山區、松山區、大安區、萬華區、信義區、士林區、北投區、內湖區、南港區、文山區?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2072" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-2072" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：申請民間台北房屋二胎要注意什麼？</a> </div> <div id="elementor-tab-content-2072" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-2072"><p>申請民間貸款固然快速方便，但仍有不肖業者參雜其中，使申請人容易陷入二胎房貸風險之中，以下提供你辨識合法貸款業者的方法?/p><ul><li>事先不繳交重要證?/li><li>過件前不會收取費?/li><li>月利率不超過1?%</li><li>雙方一定要對保簽約</li><li>確實有實體店面經?/li></ul></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2073" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-2073" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：什麼人需要申請民間台北房屋二胎？</a> </div> <div id="elementor-tab-content-2073" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-2073"><p>如果你因以下情形而無法向銀行申貸，建議申請民間台北房屋借款?/p><ul><li>申貸年齡超過65?/li><li>工作薪水領現，無薪轉證明</li><li>屋齡超過40年，或是房屋產權不完?/li><li>有急用資金需求，必須?天內拿到資金</li><li>有貸款遲繳紀錄、負債比過高等信用瑕疵狀?/li></ul></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2074" class="elementor-tab-title" data-tab="4" role="button" aria-controls="elementor-tab-content-2074" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：申請民間台北房屋二胎可以用來代償債務嗎?/a> </div> <div id="elementor-tab-content-2074" class="elementor-tab-content elementor-clearfix" data-tab="4" role="region" aria-labelledby="elementor-tab-title-2074"><p>當然可以，我們有提供整合負債與債?a href="//danaherbertts.shop/loan-balance/" target="_blank" rel="noopener"><strong>代償</strong></a>服務，能協助打包多項債務，減輕你的財務負擔?/p><p><span style="color: #66593c; background: #F9F6F1;"><b>延伸閱讀 <strong>?/strong><a href="//danaherbertts.shop/integrate-debt/" target="_blank" rel="noopener"><strong>整合負債是什麼？傳授8</strong><strong>大攻略給你！</strong></a></b></span></p></div> </div> <script 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href=\"https:\/\/danaherbertts.shop\/loan-balance\/\" target=\"_blank\" rel=\"noopener\"><strong>\u4ee3\u511f<\/strong><\/a>\u670d\u52d9\uff0c\u80fd\u5354\u52a9\u6253\u5305\u591a\u9805\u50b5\u52d9\uff0c\u6e1b\u8f15\u4f60\u7684\u8ca1\u52d9\u8ca0\u64d4\u3002<\/p><p><span style=\"color: #66593c; background: #F9F6F1;\"><b>\u5ef6\u4f38\u95b1\u8b80 <strong>\u300b<\/strong><a href=\"https:\/\/danaherbertts.shop\/integrate-debt\/\" target=\"_blank\" rel=\"noopener\"><strong>\u6574\u5408\u8ca0\u50b5\u662f\u4ec0\u9ebc\uff1f\u50b3\u63888<\/strong><strong>\u5927\u653b\u7565\u7d66\u4f60\uff01<\/strong><\/a><\/b><\/span><\/p>"}}]}</script> </div> </div> </div> <div class="elementor-element elementor-element-74c6e63 elementor-widget elementor-widget-heading" data-id="74c6e63" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">台北房屋二胎就找大揚</h2> </div> </div> <div class="elementor-element 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cat-item-4609"><a href="//danaherbertts.shop/category/financial-knowledge/apply-loan-notice/">申貸須知</a> </li> </ul> </li> <li class="cat-item cat-item-4712"><a href="//danaherbertts.shop/category/loan-guide/">貸款指南</a> <ul class='children'> <li class="cat-item cat-item-6"><a href="//danaherbertts.shop/category/loan-guide/personal-credit-loan-area/">個人信貸</a> </li> <li class="cat-item cat-item-1959"><a href="//danaherbertts.shop/category/loan-guide/other-loan-area/">其他貸款</a> </li> <li class="cat-item cat-item-2310"><a href="//danaherbertts.shop/category/loan-guide/movable-property-loan-area/">動產貸款</a> </li> <li class="cat-item cat-item-456"><a href="//danaherbertts.shop/category/loan-guide/land-loan-area/">土地貸款</a> </li> <li class="cat-item cat-item-4"><a href="//danaherbertts.shop/category/loan-guide/house-loan-area/">房屋貸款</a> </li> <li class="cat-item cat-item-5"><a href="//danaherbertts.shop/category/loan-guide/civil-servants-loan-area/">軍公教貸?/a> </li> <li class="cat-item cat-item-7"><a href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/taipei-second-mortgage/">台北房屋二胎持分也可申請！民間辦理最快?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> <item> <title>台北房地二胎申辦超簡單！6步驟就能取得資金?/title> <link>//danaherbertts.shop/taipei-house-land-mortgage/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Wed, 19 Jan 2022 05:54:46 +0000</pubDate> <category><![CDATA[土地貸款]]></category> <category><![CDATA[房屋貸款]]></category> <category><![CDATA[台北二胎]]></category> <category><![CDATA[台北二胎房貸]]></category> <category><![CDATA[台北房地借款]]></category> <category><![CDATA[台北房地借錢]]></category> <category><![CDATA[台北房屋二胎借貸]]></category> <category><![CDATA[台北房屋二胎融資]]></category> <category><![CDATA[房地二胎]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=24184</guid> <description><![CDATA[<p>台北房地二胎申辦超簡單！6步驟就能取得資金?台北房地價格高，當你有資金需求時，台北房地二胎是非常好的選擇。台 […]</p> <p>這篇文章 <a href="//danaherbertts.shop/taipei-house-land-mortgage/">台北房地二胎申辦超簡單！6步驟就能取得資金?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="24184" class="elementor elementor-24184" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-5ff7b4d3 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="5ff7b4d3" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-55f95de9" data-id="55f95de9" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-3f66e3ea elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="3f66e3ea" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7af839eb" data-id="7af839eb" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-7898845b elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="7898845b" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">台北二胎房貸</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-2c9fff4c elementor-widget elementor-widget-heading" data-id="2c9fff4c" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">台北房地二胎申辦超簡單！6步驟就能取得資金?/h1> </div> </div> <div class="elementor-element elementor-element-3e903b03 elementor-widget elementor-widget-image" data-id="3e903b03" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2022/01/taipei-house-land-mortgage.webp" class="attachment-large size-large wp-image-56656" alt="台北房地二胎申辦超簡單！6步驟就能取得資金！－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2022/01/taipei-house-land-mortgage.webp 1024w, //danaherbertts.shop/wp-content/uploads/2022/01/taipei-house-land-mortgage-300x214.webp 300w, //danaherbertts.shop/wp-content/uploads/2022/01/taipei-house-land-mortgage-768x548.webp 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-203850a6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="203850a6" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-508b1e04 elementor-widget elementor-widget-text-editor" data-id="508b1e04" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>台北房地價格高，當你有資金需求時，台北房地二胎是非常好的選擇。台北房地二胎是什麼？有哪些申請管道？如何申辦？跟著我們一起看下去?/p> </div> </div> <div class="elementor-element elementor-element-468eba6 elementor-widget__width-inherit elementor-widget elementor-widget-video" data-id="468eba6" data-element_type="widget" data-settings="{"youtube_url":"https:\/\/www.youtube.com\/watch?v=HCsu2N_bzKE","video_type":"youtube","controls":"yes"}" data-widget_type="video.default"> <div class="elementor-widget-container"> <div class="elementor-wrapper elementor-open-inline"> <div class="elementor-video"></div> </div> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-21a5e025 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="21a5e025" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-707c6c0" data-id="707c6c0" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-4d8f2ae1 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="4d8f2ae1" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-57c03e2e" data-id="57c03e2e" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-7a90ea92 elementor-widget elementor-widget-heading" data-id="7a90ea92" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">台北房地二胎是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-469c4ee4 elementor-widget elementor-widget-text-editor" data-id="469c4ee4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><span class="f-point">台北房地二胎可分為?a href="//danaherbertts.shop/second-house-lend-money/" target="_blank" rel="noopener">房屋二胎</a>（又稱為二胎房貸）」與?a href="//danaherbertts.shop/land-second-loan/" target="_blank" rel="noopener">土地二胎</a>」，意思是用名下已經貸款過的房屋或土地，再次向銀行或民間貸款機構抵押借款</span>?/p><p>許多人會選擇向銀行貸款，但由於二胎債權人承受的借貸風險較高，銀行在審核上比一胎更嚴格，且不是每間銀行都有承作二胎貸款，因此建議民眾可以向條件簡單、審核寬鬆的民間貸款機構辦理台北房地借錢?/p> </div> </div> <div class="elementor-element elementor-element-58c87336 elementor-widget elementor-widget-heading" data-id="58c87336" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">台北房地二胎承作地區有哪些？</h2> </div> </div> <div class="elementor-element elementor-element-3015933 elementor-widget elementor-widget-image" data-id="3015933" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="798" height="1024" src="//danaherbertts.shop/wp-content/uploads/2022/01/台北市地?798x1024.png" class="attachment-large size-large wp-image-32015" alt="台北市地? srcset="//danaherbertts.shop/wp-content/uploads/2022/01/台北市地?798x1024.png 798w, //danaherbertts.shop/wp-content/uploads/2022/01/台北市地?234x300.png 234w, //danaherbertts.shop/wp-content/uploads/2022/01/台北市地?768x986.png 768w, //danaherbertts.shop/wp-content/uploads/2022/01/台北市地?png 800w" sizes="(max-width: 798px) 100vw, 798px" /> </div> </div> <div class="elementor-element elementor-element-da20d4f elementor-widget elementor-widget-text-editor" data-id="da20d4f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><strong>台北二胎承作地區有：</strong>中正區、萬華區、大同區、中山區、松山區、大安區、信義區、內湖區、南港區、士林區、北投區、文山區?/p> </div> </div> <div class="elementor-element elementor-element-6abae50 elementor-widget elementor-widget-text-editor" data-id="6abae50" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 圖片來源?strong><a href="//zh.wikipedia.org/zh-tw/%E8%87%BA%E5%8C%97%E5%B8%82%E8%A1%8C%E6%94%BF%E5%8D%80%E5%8A%83" target="_blank" rel="noopener">維基百科</a></strong> </div> </div> <div class="elementor-element elementor-element-a12e4d6 elementor-widget elementor-widget-heading" data-id="a12e4d6" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h4 class="elementor-heading-title elementor-size-default">台北房地二胎有哪些管道？</h4> </div> </div> <div class="elementor-element elementor-element-02b5dcf elementor-widget elementor-widget-html" data-id="02b5dcf" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th width="20%" style=" background-color: #f7f2eb; vertical-align: middle; text-align: center">項目</th> <th width="40%" style=" background-color: #f7f2eb; vertical-align: middle; text-align: center">台北銀行二?/th> <th width="40%" style=" background-color: #f7f2eb; vertical-align: middle; text-align: center">台北民間二胎</th> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款條件</th> <td style="vertical-align: middle; text-align:left"> ?年滿18?5?br> ?名下房地殘值足?br> ?信用狀況良?br> ?有穩定工作與收入<br> ?房地產權完整</td> <td style="vertical-align: middle; text-align: left"> ?年滿18?br> ?名下房地有殘?br> ※銀行退件案件皆可辦?/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款額度</th> <td style="vertical-align: middle; text-align:left"> <strong>房屋?/strong>500萬為上限<br> <strong>土地?/strong>最高可???/td> <td style="vertical-align: middle; text-align:center">不限，最高可貸房地鑑??/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款利率</th> <td style="vertical-align: middle; text-align:left"> <strong>房屋?/strong>年利?.56%?br> <strong>土地?/strong>年利?%?%?/td> <td style="vertical-align: middle; text-align: center">不分房屋或土地，月利?%起（依個人申貸條件而定?/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">還款方式</th> <td style="vertical-align: middle; text-align: center">本息攤還</td> <td style="vertical-align: middle; text-align: center"> ?本息攤還<br> ?按月繳息</td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款年限</th> <td style="vertical-align: middle; text-align: center">最?5年（一般是7年左右），且沒有寬限?/td> <td style="vertical-align: middle; text-align: center">不須綁約，隨借隨?/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">辦理時間</th> <td style="vertical-align: middle; text-align: center">7?5個工作天</td> <td style="vertical-align: middle; text-align: center">1?個工作天，最快可當日撥款</td> </tr> <tr> <th style="vertical-align: middle; text-align: center">優點</th> <td style="vertical-align: middle; text-align: center">利率低、安全性高</td> <td style="vertical-align: middle; text-align: center">門檻低、額度高、撥款快</td> </tr> <tr> <th style="vertical-align: middle; text-align: center">缺點</th> <td style="vertical-align: middle; text-align: center">門檻高、審核久</td> <td style="vertical-align: middle; text-align: center">利率高、可能遇到非法業?/td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-22d2572 elementor-widget elementor-widget-text-editor" data-id="22d2572" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>銀行房地二胎除了看房地鑑價結果，也會審核貸款人信用與財力條件，因此信用評分低、收入不穩定者較難過件；民間房地二胎主要審核房地鑑價?span class="f-point">只要名下房地有殘值，即使信用條件不佳、無薪轉證明，甚至房地僅<a href="//danaherbertts.shop/partial-property-house-loan/">持分</a>等任何銀行拒貸的情況皆可辦理</span>?/p> </div> </div> <div class="elementor-element elementor-element-14c267e elementor-widget elementor-widget-heading" data-id="14c267e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">什麼情況需要台北民間房地二胎？</h2> </div> </div> <div class="elementor-element elementor-element-7f3d3ae7 elementor-widget elementor-widget-text-editor" data-id="7f3d3ae7" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>通常銀行拒絕受理台北二胎房貸或土地二胎的原因如下：</p><ul><li>貸款有遲繳紀?/li><li>無法提供薪轉證明或其他財力證?/li><li>個人負債比過?/li><li>信用紀錄空白（信用小白?/li><li>信用評分不佳</li><li>房地僅持分，無完整產?/li><li>年紀超過65歲，無收入來?/li><li>屋齡超過40?/li><li><a href="//danaherbertts.shop/debt-negotiation/" target="_blank" rel="noopener">債務協商</a>?/li></ul> </div> </div> <div class="elementor-element elementor-element-fe23c1e elementor-widget elementor-widget-text-editor" data-id="fe23c1e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>另外，也有人是因下列情況而向民間申請台北房地借款?/p> </div> </div> <div class="elementor-element elementor-element-f7c661d elementor-widget elementor-widget-text-editor" data-id="f7c661d" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>必須在短時間內拿到資?/li><li>已有民間私設，想轉貸降息</li><li>需要協助代償、解除假扣押?a href="//danaherbertts.shop/apply-caution-registration/" target="_blank" rel="noopener">預告登記</a>?a href="//danaherbertts.shop/revoke-seizure/" target="_blank" rel="noopener">查封</a>解套</li></ul> </div> </div> <div class="elementor-element elementor-element-87b737a elementor-widget elementor-widget-image" data-id="87b737a" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="799" src="//danaherbertts.shop/wp-content/uploads/2022/01/people-mortgage-condition.png" class="attachment-large size-large wp-image-47062" alt="適合民間房地借款情況－大揚代? srcset="//danaherbertts.shop/wp-content/uploads/2022/01/people-mortgage-condition.png 1001w, //danaherbertts.shop/wp-content/uploads/2022/01/people-mortgage-condition-300x300.png 300w, //danaherbertts.shop/wp-content/uploads/2022/01/people-mortgage-condition-150x150.png 150w, //danaherbertts.shop/wp-content/uploads/2022/01/people-mortgage-condition-768x767.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-5b95a6aa elementor-widget elementor-widget-heading" data-id="5b95a6aa" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">台北民間房地二胎有哪些優點？</h2> </div> </div> <div class="elementor-element elementor-element-1bef8b5 elementor-widget elementor-widget-text-editor" data-id="1bef8b5" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>審核門檻低?/strong>只要持有房屋或土地就可申請貸款?/li><li><strong>撥款速度快：</strong>最?天內就可以撥款?/li><li><strong>資金更靈活：</strong>不綁約，可隨借隨還，且為每位客人量身打造專案?/li><li><strong>借款額度高：</strong>加上一胎貸款額度可達房地價?成以上，比銀行更多?/li></ul> </div> </div> <div class="elementor-element elementor-element-b27e365 elementor-widget elementor-widget-heading" data-id="b27e365" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">辦理台北民間房地二胎準備資料?/h2> </div> </div> <div class="elementor-element elementor-element-a1c8e8b elementor-widget elementor-widget-text-editor" data-id="a1c8e8b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>雙證?/li><li>戶籍謄本</li><li>土地、建物所有權狀</li><li>一胎貸款近一年繳款明?/li><li>收入證明、在職證明（加分條件?/li></ul> </div> </div> <div class="elementor-element elementor-element-e56d2f2 elementor-widget elementor-widget-heading" data-id="e56d2f2" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">如何辦理台北民間房地二胎?/h2> </div> </div> <div class="elementor-element elementor-element-484f3e97 elementor-widget elementor-widget-text-editor" data-id="484f3e97" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>申請?/strong>提出申請並檢附文件，由專員提供諮詢評估?/li><li><strong>估價?/strong>針對房地狀況、市價?a href="//lvr.land.moi.gov.tw/"><strong>實價登錄</strong></a>、持有時間?a href="//www.land.moi.gov.tw/chhtml/landvalue/42"><strong>公告現?/strong></a>等因素鑑價?/li><li><strong>審核?/strong>根據鑑價報告及貸款人資料進行審核，並試算台北房屋二胎融資或土地二胎利率、額度等?/li><li><strong>對保?/strong>確認貸款方案內容，雙方約定當?a href="//danaherbertts.shop/identity-verification/"><strong>對保</strong></a>和簽約?/li><li><strong>設定?/strong>至地政機關辦理抵押權設定?/li><li><strong>撥款?/strong>手續完成，款項匯入帳戶?/li></ol> </div> </div> <div class="elementor-element elementor-element-16a4e952 elementor-widget elementor-widget-image" data-id="16a4e952" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="880" src="//danaherbertts.shop/wp-content/uploads/2022/01/people-houseland-process-931x1024.png" class="attachment-large size-large wp-image-56679" alt="民間房地二胎流程－大揚代? srcset="//danaherbertts.shop/wp-content/uploads/2022/01/people-houseland-process-931x1024.png 931w, //danaherbertts.shop/wp-content/uploads/2022/01/people-houseland-process-273x300.png 273w, //danaherbertts.shop/wp-content/uploads/2022/01/people-houseland-process-768x845.png 768w, //danaherbertts.shop/wp-content/uploads/2022/01/people-houseland-process.png 1000w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-7d1b452 elementor-widget elementor-widget-heading" data-id="7d1b452" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">台北房地二胎常見問題</h2> </div> </div> <div class="elementor-element elementor-element-1ca7a59 elementor-widget elementor-widget-accordion" data-id="1ca7a59" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-3001" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-3001" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：台北房子二胎可以貸多少?/a> </div> <div id="elementor-tab-content-3001" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-3001"><p>貸款機構會依據物件的殘值、貸款人條件評估二胎借款可貸額度。銀行房子二胎額度最?00萬；民間台北房屋二胎借貸加上一胎貸款，最高可達鑑?成?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-3002" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-3002" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：辦理台北二胎前要留意什麼？</a> </div> <div id="elementor-tab-content-3002" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-3002"><ol><li>多方比較，選擇最有利的方?/li><li>注意額外支出費用</li><li>提前制定還款計畫</li><li>熟悉自身條件</li></ol></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-3003" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-3003" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：我的房地已經有民間二胎了，可以再跟你們辦理嗎?/a> </div> <div id="elementor-tab-content-3003" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-3003"><p>當然可以！若你原本的二胎貸款利率較高，可以找大揚代書申辦轉貸降息，減輕負擔，還有機會多貸一些資金讓你靈活運用！</p></div> </div> <script 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</div> </div> </div> <div class="elementor-element elementor-element-a90091e elementor-widget elementor-widget-heading" data-id="a90091e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申辦台北房地二胎就找大揚代書</h2> </div> </div> <div class="elementor-element elementor-element-add97b elementor-widget elementor-widget-text-editor" data-id="add97b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>看完這篇，你是否對台北房地二胎有更多瞭解了呢？若有辦理民間二胎貸款的需求，或有更多相關問題想諮詢，都歡迎聯?strong>大揚代書</strong>，我們會用最誠摯的心為你服務，陪你一起解決問題！</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-2260c6a6 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="2260c6a6" data-element_type="section" data-settings="{"background_background":"classic"}"> <div 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