關於台南民間房屋借款 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E5%8F%B0%E5%8D%97%E6%B0%91%E9%96%93%E6%88%BF%E5%B1%8B%E5%80%9F%E6%AC%BE/feed/" rel="self" type="application/rss+xml" /> <link>//danaherbertts.shop/tag/台南民間房屋借款/</link> <description></description> <lastBuildDate>Tue, 23 Jul 2024 08:46:18 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於台南民間房屋借款 的大小事，大揚代書幫你一網打?/title> <link>//danaherbertts.shop/tag/台南民間房屋借款/</link> <width>32</width> <height>32</height> </image> <item> <title>台南房屋二胎?樓公?0?/title> <link>//danaherbertts.shop/tainan-building-loan/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Tue, 19 Oct 2021 10:29:07 +0000</pubDate> <category><![CDATA[南部案例]]></category> <category><![CDATA[台南房屋代書]]></category> <category><![CDATA[台南房屋借錢]]></category> <category><![CDATA[台南民間房屋借款]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=16366</guid> <description><![CDATA[<p>台南房屋二胎?樓公?0?案件區域：台南貸款方案：大樓借貸（房屋二胎貸款）貸款金額?0?當事人是在台?[…]</p> <p>這篇文章 <a href="//danaherbertts.shop/tainan-building-loan/">台南房屋二胎?樓公?0?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="16366" class="elementor elementor-16366" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-42f156e1 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="42f156e1" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-392485e9" data-id="392485e9" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-7018df18 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="7018df18" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2d7c197c" data-id="2d7c197c" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-3c7017ad elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="3c7017ad" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">台南民間房屋借款</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-7a1890b1 elementor-widget elementor-widget-heading" data-id="7a1890b1" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">台南房屋二胎?樓公?0?</h1> </div> </div> <div class="elementor-element elementor-element-12dd01b2 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="12dd01b2" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-22852dc4 elementor-widget elementor-widget-image" data-id="22852dc4" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="500" height="500" src="//danaherbertts.shop/wp-content/uploads/2021/10/tainan-building-loan.png" class="attachment-large size-large wp-image-48410" alt="台南二胎8樓公寓－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/10/tainan-building-loan.png 500w, //danaherbertts.shop/wp-content/uploads/2021/10/tainan-building-loan-300x300.png 300w, //danaherbertts.shop/wp-content/uploads/2021/10/tainan-building-loan-150x150.png 150w" sizes="(max-width: 500px) 100vw, 500px" /> </div> </div> <div class="elementor-element elementor-element-715aeab elementor-widget elementor-widget-text-editor" data-id="715aeab" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>案件區域：台南<br />貸款方案：大樓借貸?a href="//danaherbertts.shop/tainan-mortgage/" target="_blank" rel="noopener">房屋二胎貸款</a>?br />貸款金額?0?/p><p>當事人是在台南工作的黃先生，在某知名壽險公司擔任襄理。他先前使用A銀行發行的信用卡，A銀行的繳費方式較特別，可讓持卡戶一次預繳一年的金額再從帳戶扣款，多年下來黃先生已經非常習慣這樣的繳費模式，沒想到A銀行後來被B銀行併購，黃先生不但不知併購一事，也沒注意到B銀行決定中止信用卡費預繳服務，導致兩期卡費沒繳而遭停卡，被B銀行註記為信用不良客戶?/p><p>待黃先生得知這一切已經太遲了，之前得還房貸又要支付一家大小的生活開銷，當了長年的月光族，<span class="f-point">銀行又因其信用不良不願借貸給他，只好找上私人民間借款，但2分的高昂利息逐漸讓他負荷不了，想另外找利息較低的民間借貸管道?/span>在網路上幾經搜尋比較後，找到大揚代書詢問利息事宜，我們專員仔細評估後告訴他利息僅?.2%，黃先生隨即以名下一?樓大樓向我們貸?0萬，先償還民間高利借貸及前兩期遲繳的卡費，剩餘的金額預繳房貸讓信用恢復?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-22d174ff elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="22d174ff" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4c44dc1f" data-id="4c44dc1f" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-3e704f6a elementor-widget elementor-widget-heading" data-id="3e704f6a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">房屋二胎貸款優勢</h2> </div> </div> <div class="elementor-element elementor-element-467bfe2b elementor-widget elementor-widget-text-editor" data-id="467bfe2b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul style="list-style-type: none;"><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>貸款額度：依房屋市值估價為?/li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>貸款利率?.6%?/li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>還款方式：分期付款或按月繳息</li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>撥款方式：貸款本金一次核?/li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>急用錢，當日快速撥?/li></ul> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7c690950" data-id="7c690950" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-3db5fb31 elementor-widget elementor-widget-heading" data-id="3db5fb31" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申辦條件</h2> </div> </div> <div class="elementor-element elementor-element-657bf1bd elementor-widget elementor-widget-text-editor" data-id="657bf1bd" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul style="list-style-type: none;"><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>本人持有房屋所有權</li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>年齡18-85?/li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>產權持分、離島地區</li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>不限職業，無須薪資證?/li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>銀行拒絕往來?/li></ul> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-24f9777c elementor-widget elementor-widget-heading" data-id="24f9777c" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">看更多相關文?/h2> </div> </div> <div class="elementor-element elementor-element-32327ca2 elementor-widget 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href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/tainan-building-loan/">台南房屋二胎?樓公?0?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> <item> <title>貸款比較好過的銀行真的有嗎？3招教你迅速過?/title> <link>//danaherbertts.shop/easy-approved-loan/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Tue, 29 Jun 2021 07:15:53 +0000</pubDate> <category><![CDATA[個人信貸]]></category> <category><![CDATA[一定過銀行貸款]]></category> <category><![CDATA[信用貸款陷阱]]></category> <category><![CDATA[信貸過件率高的銀行]]></category> <category><![CDATA[台南民間房屋借款]]></category> <category><![CDATA[台南貸款]]></category> <category><![CDATA[小額貸款推薦]]></category> <category><![CDATA[房屋抵押貸款買房]]></category> <category><![CDATA[房屋貸款]]></category> <category><![CDATA[房屋貸款利率]]></category> <category><![CDATA[房屋貸款流程]]></category> <category><![CDATA[房貸審核條件]]></category> <category><![CDATA[民間信用貸款推薦]]></category> <category><![CDATA[貸款保證過件]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=8560</guid> <description><![CDATA[<p>貸款比較好過的銀行真的有嗎？3招教你迅速過?當我們有資金需求時，都希望能快速找到貸款比較好過的銀行，然而世?[…]</p> <p>這篇文章 <a href="//danaherbertts.shop/easy-approved-loan/">貸款比較好過的銀行真的有嗎？3招教你迅速過?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="8560" class="elementor elementor-8560" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-50be206f elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="50be206f" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-765204c1" data-id="765204c1" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-253b2672 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="253b2672" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-561b530b" data-id="561b530b" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-2d06b6c5 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="2d06b6c5" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">台南民間房屋借款</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-591e3fd5 elementor-widget elementor-widget-heading" data-id="591e3fd5" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">貸款比較好過的銀行真的有嗎？3招教你迅速過?/h1> </div> </div> <div class="elementor-element elementor-element-334efd76 elementor-widget elementor-widget-image" data-id="334efd76" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="571" src="//danaherbertts.shop/wp-content/uploads/2021/06/easy-approved-loan.png" class="attachment-large size-large wp-image-43430" alt="貸款比較好過的銀行真的有嗎？3招教你迅速過件－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/06/easy-approved-loan.png 1024w, //danaherbertts.shop/wp-content/uploads/2021/06/easy-approved-loan-300x214.png 300w, //danaherbertts.shop/wp-content/uploads/2021/06/easy-approved-loan-768x548.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-fa07566 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="fa07566" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-77aa7a79 elementor-widget elementor-widget-text-editor" data-id="77aa7a79" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>當我們有資金需求時，都希望能快速找到貸款比較好過的銀行，然而世界上真的有信貸過件率高的銀行嗎？本文將為你解析想要貸款比較好過應具備條件以及可達成目標的做法，跟著我們往下看吧！</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-7b13fbd6 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="7b13fbd6" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-72db85d8" data-id="72db85d8" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-1b6a8186 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="1b6a8186" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-34d35f9c" data-id="34d35f9c" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-6d8e13c2 elementor-widget elementor-widget-heading" data-id="6d8e13c2" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">真的有貸款比較好過的銀行嗎?/h2> </div> </div> <div class="elementor-element elementor-element-63191317 elementor-widget elementor-widget-text-editor" data-id="63191317" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 每家銀行都有各自的信用貸款方案，因?span class="f-point">根據自身條件選擇適合的方案內容，才是貸款比較好過的關鍵哦</span>！現在申請銀?a href="//danaherbertts.shop/apply-personal-credit-loan/">個人信貸</a>並不是特別困難，只要符合以下條件就能申請?<ul> <li>年滿18歲之國民</li> <li>有穩定的工作與收?/li> <li>信用狀況正常、無重大瑕疵</li> </ul> </div> </div> <div class="elementor-element elementor-element-40b6ad4 elementor-widget elementor-widget-text-editor" data-id="40b6ad4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>雖然銀行信貸容易申請，但也不是每個人都能過件，貸款好不好過，個人申請條件才是關鍵，以下將詳細說明貸款比較好過的條件?/p> </div> </div> <div class="elementor-element elementor-element-75354d2b elementor-widget elementor-widget-heading" data-id="75354d2b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">貸款比較好過的條件有哪些?/h2> </div> </div> <div class="elementor-element elementor-element-a4348ad elementor-widget elementor-widget-text-editor" data-id="a4348ad" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>想要申請一定過銀行貸款，建議最好具備以?項條件：</p> </div> </div> <div class="elementor-element elementor-element-45770af elementor-widget elementor-widget-heading" data-id="45770af" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">信用狀況良?/h3> </div> </div> <div class="elementor-element elementor-element-1879aa8 elementor-widget elementor-widget-text-editor" data-id="1879aa8" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>信用狀況是銀行認識申貸人可信度的第一步，銀行會向聯徵中心查?a href="//www.jcic.org.tw/main_ch/docDetail.aspx?uid=170&pid=93&docid=412" target="_blank" rel="noopener">個人信用報告</a>?a href="//danaherbertts.shop/credit-score/" target="_blank" rel="noopener">信用評分</a>（即聯徵分數），<span class="f-point">透過申貸人過去使用信用卡、貸款還款的紀錄，作為信貸核准與利率的依據</span>?/p> </div> </div> <div class="elementor-element elementor-element-65a709b elementor-widget elementor-widget-text-editor" data-id="65a709b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>一般來說，只要不曾遲繳信用卡費與貸款款項、未動用信用卡預借現金或啟動循環利息，也沒有被停卡、債務協商、逾期不繳成為呆帳等，可獲得的信用評分就越高，大約650分以上多數銀行的信貸申請都很容易過件，且核貸利率也較低?/p> </div> </div> <div class="elementor-element elementor-element-75ed68c elementor-widget elementor-widget-heading" data-id="75ed68c" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">工作收入穩定</h3> </div> </div> <div class="elementor-element elementor-element-8d8cde8 elementor-widget elementor-widget-text-editor" data-id="8d8cde8" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span class="f-point">申貸人從事的工作與每月收入越穩定，貸款就越容易過?/span>，而多數銀行也會針對特定客群推出優惠的信用貸款專案，不僅利率低、額度高，申請貸款時也比較好過，例如三師（醫師、律師、會計師）、公教人員（公務員、教師）、金融從業人員、百大企業正職員工等? </div> </div> <div class="elementor-element elementor-element-6c3d152 elementor-widget elementor-widget-text-editor" data-id="6c3d152" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果不是從事以上優惠專案提及的職業，只要在一般中小企業工作年資夠長，例如至少?個月?年，證明自己具備穩定的還款能力，申請信貸也會比較好過?/p> </div> </div> <div class="elementor-element elementor-element-cf00f11 elementor-widget elementor-widget-heading" data-id="cf00f11" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">財力證明充分</h3> </div> </div> <div class="elementor-element elementor-element-4b684eb elementor-widget elementor-widget-text-editor" data-id="4b684eb" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>提供財力證明的主要目的，是為?span class="f-point">證明申貸人除了收入額外具備的還款能力</span>，包?strong>收入型財力證?/strong>?strong>資產型財力證?/strong>?/p> </div> </div> <div class="elementor-element elementor-element-37dec33 elementor-widget elementor-widget-text-editor" data-id="37dec33" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>收入型財力證?/strong><ol><li>薪資證明</li><li>勞健保明?/li><li>年度扣繳憑單</li><li>個人所得清?/li><li>經常往來銀行存摺明?/li><li>公司行號401?03?05報表</li></ol></li></ul><ul><li><strong>資產型財力證?/strong><ol><li>定期存款?/li><li>房屋或土地所有權狀</li><li>股票、基金等有價證券之對帳單</li></ol></li></ul> </div> </div> <div class="elementor-element elementor-element-0bbcd90 elementor-widget elementor-widget-text-editor" data-id="0bbcd90" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>能提供的財力證明越豐富，申請信貸就越好過，當然以?類財力證明只要提供目前持有的即可，不需要全部都具備?/p> </div> </div> <div class="elementor-element elementor-element-8365a95 elementor-widget elementor-widget-heading" data-id="8365a95" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">貸款比較好過的方法有哪些?/h2> </div> </div> <div class="elementor-element elementor-element-c255b9f elementor-widget elementor-widget-text-editor" data-id="c255b9f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>想要具備以上3項條件，其實可透過以下3種方法達成目標：</p> </div> </div> <div class="elementor-element elementor-element-d3df365 elementor-widget elementor-widget-heading" data-id="d3df365" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">每月帳單準時且全額繳?/h3> </div> </div> <div class="elementor-element elementor-element-3b15c33 elementor-widget elementor-widget-text-editor" data-id="3b15c33" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>不論是信用卡或貸款帳單，每個月都要在繳款期限前全額付清，一旦有數次遲繳紀錄，未來就很難申請貸款。另外，信用卡不要只繳「最低應繳金額」，避免啟動循環利息、降低信用評分?/p> </div> </div> <div class="elementor-element elementor-element-dce9bdd elementor-widget elementor-widget-heading" data-id="dce9bdd" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">累積持卡時間與培養信用紀?/h3> </div> </div> <div class="elementor-element elementor-element-ea155b9 elementor-widget elementor-widget-text-editor" data-id="ea155b9" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>信用卡持卡時間也是銀行核貸的參考指標，在財務可負擔範圍內且長期使用同一張信用卡，既能獲得銀行信任，還可培養良好的信用紀錄，常見做法例如繳款情況正常、信用卡不刷爆、不隨意剪卡等?/p> </div> </div> <div class="elementor-element elementor-element-7921d85 elementor-widget elementor-widget-heading" data-id="7921d85" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">選擇薪轉或持卡銀行申請信?/h3> </div> </div> <div class="elementor-element elementor-element-788f354 elementor-widget elementor-widget-text-editor" data-id="788f354" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>選擇薪轉銀行申請信用貸款，多半會有薪轉戶優惠，例如手續費減免、利率較低、免附財力證明等；選擇持卡銀行申請信用貸款，也會有卡友專屬優惠，例如利率較低、額度較高等，由於持卡銀行已掌握申貸人的信用狀況，因此可免聯徵申請信貸，節省審核時間，更快獲得資金?/p> </div> </div> <div class="elementor-element elementor-element-8ddb552 elementor-widget elementor-widget-image" data-id="8ddb552" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="720" src="//danaherbertts.shop/wp-content/uploads/2021/06/easy-approved-loan-1.png" class="attachment-large size-large wp-image-43473" alt="貸款比較好過?大方法－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/06/easy-approved-loan-1.png 1001w, //danaherbertts.shop/wp-content/uploads/2021/06/easy-approved-loan-1-300x270.png 300w, //danaherbertts.shop/wp-content/uploads/2021/06/easy-approved-loan-1-768x691.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-10f493b elementor-widget elementor-widget-heading" data-id="10f493b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">銀行以外的小額貸款推薦管道</h2> </div> </div> <div class="elementor-element elementor-element-532d23e4 elementor-widget elementor-widget-text-editor" data-id="532d23e4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果不符合上?項申請條件與3種達成條件的方法，例如工作無薪轉證明、有信用瑕疵、債務協商等問題，就可以考慮改找民間申請信用貸款，然而要注意的是，有些民間貸款公司為了吸引顧客申請，會以「貸款保證過件」等話術誆騙，使申貸人掉入信用貸款陷阱，申請前不可不慎?/p> </div> </div> <div class="elementor-element elementor-element-98689ab elementor-widget elementor-widget-text-editor" data-id="98689ab" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 想找合法、安全的民間小額貸款管道，建議找政府立案、有一定貸款流程和實體店面經營的代書貸款，<span class="f-point">利率在合法範圍內（月??%），額度和還款方式可依個人需求調整，不看信用狀況，無薪轉證明亦可辦理，最快可在當日內審核完畢並撥?/span>，適合信用不良、急用資金的人? </div> </div> <div class="elementor-element elementor-element-35161eb elementor-widget elementor-widget-text-editor" data-id="35161eb" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/escrow-loan/" target="_blank" rel="noopener"><strong>代書貸款是什麼？</strong><strong>5</strong><strong>分鐘學會申請小額貸款的祕訣！</strong></a></b> </div> </div> <div class="elementor-element elementor-element-471306f elementor-widget elementor-widget-heading" data-id="471306f" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">銀行貸不過歡迎找大揚代?/h2> </div> </div> <div class="elementor-element elementor-element-1f11efc elementor-widget elementor-widget-text-editor" data-id="1f11efc" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>看完本文你是否發現其實沒有貸款比較好過的銀行、只有自身比較良好的條件呢？如果申請銀行貸款卻貸不過，別忘了還有民間貸款這條路！民間信用貸款推薦大揚，不必因為找不到貸款好過的銀行感到灰心喪志，讓我們貸你度過難關！</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-342121fa elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="342121fa" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-55e801cb" data-id="55e801cb" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-7018767e elementor-widget elementor-widget-heading" data-id="7018767e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">大揚代書24H免費諮詢</p> </div> </div> <div class="elementor-element elementor-element-5433e2c5 elementor-widget elementor-widget-text-editor" data-id="5433e2c5" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>我們提供事前的免費貸款諮詢，不用擔心還沒辦理就要先付一筆費用，我們保證不過件就不收費?/p> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-65ab016c" data-id="65ab016c" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-6b185f74 elementor-shape-square elementor-grid-mobile-0 elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons" data-id="6b185f74" data-element_type="widget" data-widget_type="social-icons.default"> <div class="elementor-widget-container"> <div class="elementor-social-icons-wrapper elementor-grid"> <span class="elementor-grid-item"> 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