ǫ̈̄p_ƱY˼С~] //danaherbertts.shop/motorcycle-loan/ Thu, 02 Jan 2025 07:14:58 +0000 //danaherbertts.shop/?p=57149 【機車貸款指南】了?要點讓你成功取得資金 無論你是在買機車時需要一筆購車資金,或是想抵押機車取得周轉金,你?[…]

這篇文章 【機車貸款指南】了?要點讓你成功取得資金 最早出現於 大揚代書?/p> ]]>

【機車貸款指南】了?要點讓你成功取得資金

【機車貸款指南】了?要點讓你成功取得資金-大揚代? srcset=

無論你是在買機車時需要一筆購車資金,或是想抵押機車取得周轉金,你都一定要了解機車貸款是如何辦理的!機車貸款適合誰申請?要注意哪些貸款陷阱呢??strong>大揚代書帶你了解吧!

?延伸閱讀 ?a href="//danaherbertts.shop/buy-a-motorcycle/" target="_blank" rel="noopener">買機車要注意哪些事項?留意?點就能順利購?/a>

內容目錄

機車貸款是什麼?種類有哪些?

所謂的機車貸款就是將機車當作抵押品,拿來向銀行或其他貸款機構申貸,可細分為以?個種類:

  • 機車購車貸款?/strong>買機車時若是自備款不足,可申請機車購車貸款來獲得足夠的資金,通常以分期的方式償還貸款?/li>
  • 機車抵押貸款?/strong>拿名下機車作為抵押,取得資金進行周轉?/li>
  • 機車增貸?/strong>用已經貸款過的機車再次申貸,由於機車價值較低,申請增貸的風險較高,因此能取得的額度並不多,利率則會比其他貸款來得高?/li>

誰適合申請機車貸款?

若你有以下情況,透過機車貸款來申請資金就會非常合適:

  • 需要小額資金:機車貸款額度最高可貸到30萬元,適合民眾有小額資金需求時用來周轉?/li>
  • 信用狀況不佳:若是?a href="//danaherbertts.shop/credit-card-interest-rates/" target="_blank" rel="noopener">信用卡循環利?/a>、貸款或卡費遲繳、負債比例過高等情況,無法申請信用貸款,可透過機車借款周轉?/li>
  • 沒有薪轉證明?/strong>若因工作關係無法提供勞保或薪轉證明者,選擇機車作為抵押品,可有效提升過件率?/li>
  • 信用紀錄空白:如果你剛出社會就遇到資金周轉困難,但本身屬於信用紀錄空白的狀態,建議申請機車借貸,能幫助你成功核貸?/li>
  • 無其他抵押品?/strong>名下沒有房屋、土地或汽車時,利用機車作為抵押品也能成功取得資金?/li>
誰適合申請機車貸款-大揚代書

機車貸款利率

目前機車貸款的年利率約為12%?/span>,比起一般貸款要來得高,這是因為以下2個原因:

  • 抵押品價值較低:機車的抵押價值並不高,放款機構需要承擔較高的風險,因此貸款利率就比較高?/li>
  • 貸款方式接近信貸?/strong>大部分的機車貸款在審核機車價值時,也會以申請人的條件作為審核標準,有點類似信用貸款的概念,利率也與信貸相近,但卻比信貸好過件?/li>

要注意哪些機車貸款陷阱?

雖然機車貸款過件方便,不過在申請時也要小心以?種申貸陷阱:

  • 不實廣告?/strong>不法業者會以不實廣告詞來吸引民眾,但申辦後往往須繳納高昂的費用,得不償失!
  • 抵押證件?/strong>合法機車借貸無須抵押證件,若店家要求抵押證件正本,建議更換申貸管道?/li>
  • 留意費用?/strong>合法機車貸款會在過件後才一次收取所有費用,可在申請前詢問清楚費用以免吃虧?/li>
  • 不用過戶?/strong>辦理機車貸款僅需要將機車抵押給貸款機構,並不用過戶機車?/li>
?更多機車貸款陷阱請看 ?/b>機車貸款陷阱總整理!申請前先看這篇

機車貸款應備資料

申請機車貸款要準備以?項文件:

  • 行照
  • 撥款存摺封面
  • 勞保異動明細
  • 雙證件(正本+影本,正本僅供核對身分?/li>
機車貸款應備資料-大揚代? srcset=

機車貸款流程

  1. 提交申請?/strong>選擇合適方案並準備相關資料,向貸款機構提交申請?/li>
  2. 審核評估?/strong>貸款機構根據申請人提供的相關文件進行審核,若是核貸就會開始擬定貸款方案並通知申請人?/li>
  3. 對保簽約?/strong>若申請人也同意貸款機構提供的方案,借貸雙方就可以約定時間當面對保,確認合約內容無誤即可簽約?/li>
  4. 動保設定?/strong>申請人與專員一同前往監理站辦理動保設定,將機車抵押給貸款機構?/li>
?延伸閱讀 ?a href="//danaherbertts.shop/vehicle-loan-registration/" target="_blank" rel="noopener">動保設定是什麼?申請和註銷資訊一次看?/a>
  1. 完成撥款?/strong>完成上述流程後就會在3天內完成撥款?/li>

機車貸款常見問題

申請機車貸款依照申請管道不同,需要花費的時間也不一樣,約需要等??4?/span>?/div>

民間機車貸款過件率較高,通常不需要再額外提供保人,但若你想新增信用良好的保證人來作為加分項目也可以喔?/p>

結語

以上就是申請機車貸款的重點,提醒你,在網上尋找機車貸款推薦時,也要留意不法業者,小心分辨他們的話術陷阱、保管好自己的證件,就能有效保障自身權益喔!

大揚代書24H免費諮詢

我們提供事前的免費貸款諮詢,不用擔心還沒辦理就要先付一筆費用,我們保證不過件就不收費?/p>

這篇文章 【機車貸款指南】了?要點讓你成功取得資金 最早出現於 大揚代書?/p> ]]> 機車貸款陷阱有哪些?申貸前先釐清4大重?/title> <link>//danaherbertts.shop/motorcycle-loan-trap/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Mon, 11 Apr 2022 02:30:50 +0000</pubDate> <category><![CDATA[動產貸款]]></category> <category><![CDATA[合法機車貸款]]></category> <category><![CDATA[機車貸款推薦]]></category> <category><![CDATA[機車貸款有哪幾家]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=28601</guid> <description><![CDATA[<p>機車貸款陷阱有哪些?申貸前先釐清4大重?機車不僅是便利的代步工具,必要時還能用來抵押貸款,為自己周轉小額資金 […]</p> <p>這篇文章 <a href="//danaherbertts.shop/motorcycle-loan-trap/">機車貸款陷阱有哪些?申貸前先釐清4大重?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="28601" class="elementor elementor-28601" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-28d9a725 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="28d9a725" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-645bb72" data-id="645bb72" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-351f1315 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="351f1315" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-529aff33" data-id="529aff33" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-47a12651 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="47a12651" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">合法機車貸款</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-64ca5864 elementor-widget elementor-widget-heading" data-id="64ca5864" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">機車貸款陷阱有哪些?申貸前先釐清4大重?/h1> </div> </div> <div class="elementor-element elementor-element-56c96aa1 elementor-widget elementor-widget-image" data-id="56c96aa1" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2022/04/motorcycle-loan-trap.webp" class="attachment-large size-large wp-image-57373" alt="機車貸款陷阱有哪些?申貸前先釐清4大重?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2022/04/motorcycle-loan-trap.webp 1024w, //danaherbertts.shop/wp-content/uploads/2022/04/motorcycle-loan-trap-300x214.webp 300w, //danaherbertts.shop/wp-content/uploads/2022/04/motorcycle-loan-trap-768x548.webp 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-5f8e31f2 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="5f8e31f2" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-1636b0aa elementor-widget elementor-widget-text-editor" data-id="1636b0aa" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>機車不僅是便利的代步工具,必要時還能用來抵押貸款,為自己周轉小額資金,但你知道看似便利的機車貸款其實暗藏陷阱嗎?究竟機車貸款陷阱有哪些呢?又該如何避免?本文將帶你深入了解相關內容!</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-6b9b8587 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="6b9b8587" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-11360e87" data-id="11360e87" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-76098ae0 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="76098ae0" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-26617960" data-id="26617960" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-33543532 elementor-widget elementor-widget-heading" data-id="33543532" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">機車貸款陷阱有哪些?</h2> </div> </div> <div class="elementor-element elementor-element-2cf74bc elementor-widget elementor-widget-heading" data-id="2cf74bc" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">貸款利率不合?/h3> </div> </div> <div class="elementor-element elementor-element-5e1d2e5 elementor-widget elementor-widget-text-editor" data-id="5e1d2e5" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>有些業者會打著不合理的低利率、高額度廣告,來吸引有資金需求的顧客,但卻收取不符合法規的利率,讓顧客因小失大。合法的貸款利率應符合以下規定:</p> </div> </div> <div class="elementor-element elementor-element-10e97d4 example elementor-widget elementor-widget-text-editor" data-id="10e97d4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><span style="color: #8c6c5b;"><strong>※溫馨提醒:<br /><span style="color: #8c6c5b;"><strong>年利率=月利率?2</strong></span><br /></strong><span style="color: #8c6c5b;"><strong>因此當舖合法月利率應?0%÷12?.5%</strong></span></span></p> </div> </div> <div class="elementor-element elementor-element-7a0a13b elementor-widget elementor-widget-heading" data-id="7a0a13b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">條件審核太寬?/h3> </div> </div> <div class="elementor-element elementor-element-4cf4390 elementor-widget elementor-widget-text-editor" data-id="4cf4390" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><span class="f-point">合法機車貸款業者會依據借款人的財力條件和信用狀況來評估是否核貸</span>,然而有些業者卻以不限申貸條件、保證申請就過件等話術,藉此吸引急需要用錢的顧客,實際上是想扣押重要證件、巧立其他收費名目?/p> </div> </div> <div class="elementor-element elementor-element-c21b246 elementor-widget elementor-widget-heading" data-id="c21b246" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">扣押證件與存?/h3> </div> </div> <div class="elementor-element elementor-element-9c4fc02 elementor-widget elementor-widget-text-editor" data-id="9c4fc02" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>不法貸款業者會以上述廣告或話術誆騙借款人,並扣押個人重要證件或存摺,去從事非法行為,這樣的機車貸款詐騙手法導致人頭帳戶或信用問題屢見不鮮?/p> </div> </div> <div class="elementor-element elementor-element-68eb544 elementor-widget elementor-widget-heading" data-id="68eb544" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">收費高昂名目?/h3> </div> </div> <div class="elementor-element elementor-element-41be4b2 elementor-widget elementor-widget-text-editor" data-id="41be4b2" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>先以高額低利廣告吸引有需求的人前來借貸,事後卻要求借款人支付其他名目的款項,例如未過件就預收手續費、過件後收取高額手續費,或是貸款送件後要被扣掉當初沒提及的費用,實際取得的貸款金額不符預期?/p> </div> </div> <div class="elementor-element elementor-element-3426764 elementor-widget elementor-widget-heading" data-id="3426764" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">免留車卻要過?/h3> </div> </div> <div class="elementor-element elementor-element-291a588 elementor-widget elementor-widget-text-editor" data-id="291a588" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><span class="f-point">通常貸款業者辦理機車貸款時,只會針對機車進行<a href="//danaherbertts.shop/vehicle-loan-registration/">動保設定</a>,借款人仍可正常使用機?/span>,然而有些不肖業者卻以免留車為名,要求借款人先將機車過戶,後續有哪些非法用途就很難預料?/p> </div> </div> <div class="elementor-element elementor-element-6b39a1f elementor-widget elementor-widget-heading" data-id="6b39a1f" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">強力過件來就?/h3> </div> </div> <div class="elementor-element elementor-element-7e151d7 elementor-widget elementor-widget-text-editor" data-id="7e151d7" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><span class="f-point">合法機車貸款有完整且標準的審核、對保流程,不會隨意作業或省略任何程?/span>,如果業者標榜強力過件,也就是略過審核,直接以極高的利率貸放資金給借款人,可能會讓借款人陷入高利貸的惡性循環?/p> </div> </div> <div class="elementor-element elementor-element-b54bdd4 elementor-widget elementor-widget-heading" data-id="b54bdd4" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">同時嘗試多送件</h3> </div> </div> <div class="elementor-element elementor-element-25b9c1b elementor-widget elementor-widget-text-editor" data-id="25b9c1b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>借款人若3個月內同時向多家貸款機構提出申請,會讓貸款機構認定該借款人很缺錢,未來恐有還款困難的問題,有可能會拒絕貸款申請?/p> </div> </div> <div class="elementor-element elementor-element-616b89c elementor-widget elementor-widget-image" data-id="616b89c" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="799" src="//danaherbertts.shop/wp-content/uploads/2022/04/motorcycle-loan-trap-1.png" class="attachment-large size-large wp-image-44370" alt="機車貸款陷阱有哪些-大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2022/04/motorcycle-loan-trap-1.png 1001w, //danaherbertts.shop/wp-content/uploads/2022/04/motorcycle-loan-trap-1-300x300.png 300w, //danaherbertts.shop/wp-content/uploads/2022/04/motorcycle-loan-trap-1-150x150.png 150w, //danaherbertts.shop/wp-content/uploads/2022/04/motorcycle-loan-trap-1-768x767.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-1fcc703b elementor-widget elementor-widget-heading" data-id="1fcc703b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">機車貸款有哪幾家?/h2> </div> </div> <div class="elementor-element elementor-element-2dab868 elementor-widget elementor-widget-text-editor" data-id="2dab868" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>釐清常見的機車貸款陷阱後,就要了解有哪些地方可以申請機車貸款?/p> </div> </div> <div class="elementor-element elementor-element-9b1bc2b elementor-widget elementor-widget-html" data-id="9b1bc2b" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th width="25%" style=" background-color: #f7f2eb; vertical-align: middle; text-align:center">比較項目</th> <th width="25%" style=" background-color: #f7f2eb; vertical-align: middle; text-align:center">銀?/th> <th width="25%" style=" background-color: #f7f2eb; vertical-align: middle; text-align:center">當舖</th> <th width="25%" style=" background-color: #f7f2eb; vertical-align: middle; text-align:center">租賃公司</th> </tr> <tr> <th style="vertical-align: middle; text-align:center">貸款利率</th> <td style="vertical-align: middle; text-align:center">年利?.99%?/td> <td style="vertical-align: middle; text-align:center">年利率最?0%</td> <td style="vertical-align: middle; text-align:center">年利?3?5.75%</td> </tr> <tr> <th style="vertical-align: middle; text-align:center">貸款額度</th> <td style="vertical-align: middle; text-align:center">最高可?00?/td> <td style="vertical-align: middle; text-align:center">2?00萬元</td> <td style="vertical-align: middle; text-align:center">3?00?/td> </tr> <tr> <th style="vertical-align: middle; text-align:center">貸款期限</th> <td style="vertical-align: middle; text-align:center">最??/td> <td style="vertical-align: middle; text-align:center">最??/td> <td style="vertical-align: middle; text-align:center">最??/td> </tr> <tr> <th style="vertical-align: middle; text-align:center">審核時間</th> <td style="vertical-align: middle; text-align:center">3?個工作天</td> <td style="vertical-align: middle; text-align:left">最快當日即可撥?/td> <td style="vertical-align: middle; text-align:center">1?個工作天</td> </tr> <tr> <th style="vertical-align: middle; text-align:center">還款方式</th> <td style="vertical-align: middle; text-align:center">本息均攤</td> <td style="vertical-align: middle; text-align:center">本息均攤/按月繳?/td> <td style="vertical-align: middle; text-align:center">本息均攤</td> </tr> <tr> <th style="vertical-align: middle; text-align:center">申請費用</th> <td style="vertical-align: middle; text-align:center">2600元起</td> <td style="vertical-align: middle; text-align:center">倉棧費不超過收當金額5%</td> <td style="vertical-align: middle; text-align:center">3500?000?/td> </tr> <tr> <th style="vertical-align: middle; text-align:center">受理車種</th> <td style="vertical-align: middle; text-align:center">限大型重型機?(限購車貸款? </td> <td style="vertical-align: middle; text-align:center">不限車種</td> <td style="vertical-align: middle; text-align:center">不限車種</td> </tr> <tr> <th style="vertical-align: middle; text-align:center">受理機構</th> <td style="vertical-align: middle; text-align:center"><a href="//www.skbank.com.tw/loan/Car/113" target="_blank">新光銀行重機貸?/a><br><a href="//mkp.taishinbank.com.tw/TsCms/marketing/expose/WM_20190125103622697/index.html" target="_blank">台新銀行重機貸?/a></td> <td style="vertical-align: middle; text-align:center">多數當舖均受?/td> <td style="vertical-align: middle; text-align:center">知名上市租賃公司及其他中小型公司</td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-57e90f9a elementor-widget elementor-widget-text-editor" data-id="57e90f9a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>雖然銀行機車貸款利率低,但目前受理機車貸款的銀行只有新光銀行、台新銀行,且僅限重機購車貸款,多半不受理機車融資(即抵押機車取得周轉資金)?span class="f-point">當舖和租賃公司雖然利率稍高,但不限車種、不看信用狀況,只要名下有機車且有固定工作收入者即可申?/span>?/p> </div> </div> <div class="elementor-element elementor-element-421a4fe9 elementor-widget elementor-widget-text-editor" data-id="421a4fe9" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><b>?延伸閱讀 ?br /></b><a href="//danaherbertts.shop/heavy-motorcycle-loan/" target="_blank" rel="noopener"><strong>重機貸款有哪些種類?方案內容一次告訴你?/strong></a><br /><b><a href="//danaherbertts.shop/leasing-company/" target="_blank" rel="noopener"><strong>租賃公司是什麼?這些借貸風險你都知道嗎?</strong></a></b></p> </div> </div> <div class="elementor-element elementor-element-7fbace4 elementor-widget elementor-widget-heading" data-id="7fbace4" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">如何避開機車貸款陷阱?/h2> </div> </div> <div class="elementor-element elementor-element-9ec6084 elementor-widget elementor-widget-text-editor" data-id="9ec6084" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>想申請合法機車貸款除了要了解常見陷阱、不輕易相信來路不明的貸款訊息,也要選擇符合以下6項標準的貸款機構,以免掉入機車貸款陷阱中?/p> </div> </div> <div class="elementor-element elementor-element-d79efeb elementor-widget elementor-widget-text-editor" data-id="d79efeb" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>有經營實體店?/li><li>不扣留或過戶機車</li><li>貸款利率不超過法律規定範?/li><li>有完整、標準的審核和對保流?/li><li>不會要求扣押身分證、存摺等重要證件</li><li>收費項目透明清楚,且不過件就不會收費</li></ul> </div> </div> <div class="elementor-element elementor-element-f56d0fb elementor-widget elementor-widget-image" data-id="f56d0fb" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="960" src="//danaherbertts.shop/wp-content/uploads/2022/04/avoid-motorcycle-loan-trap-853x1024.png" class="attachment-large size-large wp-image-57382" alt="如何避開機車貸款陷阱 - 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2022/04/avoid-motorcycle-loan-trap-853x1024.png 853w, //danaherbertts.shop/wp-content/uploads/2022/04/avoid-motorcycle-loan-trap-250x300.png 250w, //danaherbertts.shop/wp-content/uploads/2022/04/avoid-motorcycle-loan-trap-768x922.png 768w, //danaherbertts.shop/wp-content/uploads/2022/04/avoid-motorcycle-loan-trap.png 1000w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-cef49c1 elementor-widget elementor-widget-heading" data-id="cef49c1" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">機車貸款陷阱常見問題</h2> </div> </div> <div class="elementor-element elementor-element-2ae0bd0 elementor-widget elementor-widget-accordion" data-id="2ae0bd0" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-4491" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-4491" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q:申請機車貸款有什麼額外費用嗎?/a> </div> <div id="elementor-tab-content-4491" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-4491"><p>以合法機車貸款管道來說,申請機車融資僅須額外支付動保設定費約4500元,但實際的機車貸款手續費須以各貸款機構為準?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-4492" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-4492" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q:申請機車貸款需要額外簽本票嗎?</a> </div> <div id="elementor-tab-content-4492" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-4492"><p><span class="f-point">只要是找合法機構申請機車貸款,僅須簽訂貸款契約、辦理動保設定來保障借貸雙方權益,並不會要求額外?a href="//danaherbertts.shop/free-promissory-note/">本票</a></span>。若遇到要求簽本票的業者,就要小心該貸款機構是否合法立案?/p></div> </div> <script type="application/ld+json">{"@context":"https:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Q\uff1a\u7533\u8acb\u6a5f\u8eca\u8cb8\u6b3e\u6709\u4ec0\u9ebc\u984d\u5916\u8cbb\u7528\u55ce\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p>\u4ee5\u5408\u6cd5\u6a5f\u8eca\u8cb8\u6b3e\u7ba1\u9053\u4f86\u8aaa\uff0c\u7533\u8acb\u6a5f\u8eca\u878d\u8cc7\u50c5\u9808\u984d\u5916\u652f\u4ed8\u52d5\u4fdd\u8a2d\u5b9a\u8cbb\u7d044500\u5143\uff0c\u4f46\u5be6\u969b\u7684\u6a5f\u8eca\u8cb8\u6b3e\u624b\u7e8c\u8cbb\u9808\u4ee5\u5404\u8cb8\u6b3e\u6a5f\u69cb\u70ba\u6e96\u3002<\/p>"}},{"@type":"Question","name":"Q\uff1a\u7533\u8acb\u6a5f\u8eca\u8cb8\u6b3e\u9700\u8981\u984d\u5916\u7c3d\u672c\u7968\u55ce\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p><span 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elementor-widget-text-editor" data-id="679b7066" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>無論你目前有什麼樣的資金需求,若打算申請機車貸款的朋友,建議你可以先循著上述的貸款管道詢問機車貸款方案,確定方案內容划算、避開機車貸款陷阱、可接受後再簽約,才是有保障的方式!機車貸款推薦<strong>大揚代書</strong>,我們能為你爭取更多資金?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-1c76e5c7 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="1c76e5c7" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-33e85674" data-id="33e85674" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-2aba6f19 elementor-widget elementor-widget-heading" 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href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/motorcycle-loan-trap/">機車貸款陷阱有哪些?申貸前先釐清4大重?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> </channel> </rss>