關於合法民間貸款 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E5%90%88%E6%B3%95%E6%B0%91%E9%96%93%E8%B2%B8%E6%AC%BE/feed/" rel="self" type="application/rss+xml" /> <link>//danaherbertts.shop/tag/合法民間貸款/</link> <description></description> <lastBuildDate>Mon, 10 Feb 2025 08:22:56 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於合法民間貸款 的大小事，大揚代書幫你一網打?/title> <link>//danaherbertts.shop/tag/合法民間貸款/</link> <width>32</width> <height>32</height> </image> <item> <title>彰化民間房屋借款：超詳細重點彙整在這裡?/title> <link>//danaherbertts.shop/changhua-people-house-loan/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Tue, 20 Jul 2021 06:10:24 +0000</pubDate> <category><![CDATA[房屋貸款]]></category> <category><![CDATA[代書貸款利息怎麼算]]></category> <category><![CDATA[代書貸款審核]]></category> <category><![CDATA[合法借貸公司]]></category> <category><![CDATA[合法民間貸款]]></category> <category><![CDATA[彰化房屋融資]]></category> <category><![CDATA[彰化民間房屋借款]]></category> <category><![CDATA[民間借貸合法嗎]]></category> <category><![CDATA[民間借貸注意事項]]></category> <category><![CDATA[民間房屋借款]]></category> <category><![CDATA[民間貸款推薦]]></category> <category><![CDATA[民間貸款流程]]></category> <category><![CDATA[民間貸款風險]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=10023</guid> <description><![CDATA[<p>彰化民間房屋借款：超詳細重點彙整在這裡?如果您是中部人，考量台中房價高而選擇到彰化購屋，卻發現彰化近年來的?[…]</p> <p>這篇文章 <a href="//danaherbertts.shop/changhua-people-house-loan/">彰化民間房屋借款：超詳細重點彙整在這裡?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="10023" class="elementor elementor-10023" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-38de81ed elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="38de81ed" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-325169cd" data-id="325169cd" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-78e18e8e elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="78e18e8e" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-56043854" data-id="56043854" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-68cc62d9 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="68cc62d9" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">合法民間貸款</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-39a07a7f elementor-widget elementor-widget-heading" data-id="39a07a7f" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">彰化民間房屋借款：超詳細重點彙整在這裡?/h1> </div> </div> <div class="elementor-element elementor-element-271c48db elementor-widget elementor-widget-image" data-id="271c48db" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2021/07/changhua-people-house-loan.webp" class="attachment-large size-large wp-image-58283" alt="彰化民間房屋借款：超詳細重點彙整在這裡！－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/07/changhua-people-house-loan.webp 1024w, //danaherbertts.shop/wp-content/uploads/2021/07/changhua-people-house-loan-300x214.webp 300w, //danaherbertts.shop/wp-content/uploads/2021/07/changhua-people-house-loan-768x548.webp 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-cd500b6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="cd500b6" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-6af2e28e elementor-widget elementor-widget-text-editor" data-id="6af2e28e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果您是中部人，考量台中房價高而選擇到彰化購屋，卻發現彰化近年來的房價不見得比較便宜，再加上銀行審核條件太過嚴苛，屢屢挫敗是否讓您打消彰化買房的夢想呢？其實還有更好的選擇哦！讓我們告訴您比銀行借貸更快速又方便的彰化民間房屋借款?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-5acef5d elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="5acef5d" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9640697" data-id="9640697" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-526493ac elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="526493ac" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-369c7a13" data-id="369c7a13" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-7d811fdb elementor-widget elementor-widget-heading" data-id="7d811fdb" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化民間房屋借款是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-6d5d09db elementor-widget elementor-widget-text-editor" data-id="6d5d09db" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>彰化民間房屋借款是指借款人以名下的不動產作抵押設定，向民間借貸公司申請貸款，透過彰化房屋融資取得資金，常見的二胎房貸就屬於房屋借款的範疇，一般都是先有一胎房貸，後續才會有二胎房貸的貸款方式。若您有買車、投資理財、信用卡債務、舊屋貸款買新屋或其他資金運用計畫，就可以透過民間房屋借款獲得較高額的資金?/p> </div> </div> <div class="elementor-element elementor-element-ab80346 elementor-widget elementor-widget-text-editor" data-id="ab80346" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/changhua-mortgage/" target="_blank" rel="noopener">彰化房屋貸款讓您取得高額資金周轉</a></b> </div> </div> <div class="elementor-element elementor-element-4768d127 elementor-widget elementor-widget-heading" data-id="4768d127" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化民間房屋借款承作地區</h2> </div> </div> <div class="elementor-element elementor-element-7299418 elementor-widget elementor-widget-image" data-id="7299418" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="501" src="//danaherbertts.shop/wp-content/uploads/2021/07/彰化民間房屋借款承作地區.jpg" class="attachment-large size-large wp-image-10027" alt="彰化民間房屋借款承作地區" srcset="//danaherbertts.shop/wp-content/uploads/2021/07/彰化民間房屋借款承作地區.jpg 800w, //danaherbertts.shop/wp-content/uploads/2021/07/彰化民間房屋借款承作地區-300x188.jpg 300w, //danaherbertts.shop/wp-content/uploads/2021/07/彰化民間房屋借款承作地區-768x481.jpg 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-e1207b1 elementor-widget elementor-widget-text-editor" data-id="e1207b1" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <h5>彰化民間房屋借款承作地區?/h5> 彰化市、鹿港鎮、和美鎮、線西鄉、伸港鄉、福興鄉、秀水鄉、花壇鄉、芬園鄉、員林市、溪湖鎮、田中鎮、大村鄉、埔鹽鄉、埔心鄉、永靖鄉、社頭鄉、二水鄉、北斗鎮、二林鎮、田尾鄉、埤頭鄉、芳苑鄉、大城鄉、竹塘鄉、溪州鄉? </div> </div> <div class="elementor-element elementor-element-f114508 elementor-widget elementor-widget-text-editor" data-id="f114508" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>圖片來源?a href="//zh.wikipedia.org/zh-tw/%E5%BD%B0%E5%8C%96%E7%B8%A3">維基百科</a></p> </div> </div> <div class="elementor-element elementor-element-47b5f98 elementor-widget elementor-widget-heading" data-id="47b5f98" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化民間房屋借款有什麼優點？</h2> </div> </div> <div class="elementor-element elementor-element-4b960e4 elementor-widget elementor-widget-text-editor" data-id="4b960e4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>還款時間彈?/strong></li><li><strong>借款條件寬鬆</strong></li><li><strong>審核及撥款快?/strong></li><li><strong>無須審核聯徵紀?/strong></li><li><strong>借款額度較銀行高</strong></li><li><strong>適合信用瑕疵、無收入證明、無薪轉證明?/strong></li></ul> </div> </div> <div class="elementor-element elementor-element-b1a319b elementor-widget elementor-widget-image" data-id="b1a319b" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="759" src="//danaherbertts.shop/wp-content/uploads/2021/07/people-house-loan-advantage.png" class="attachment-large size-large wp-image-42475" alt="民間房屋借款優點 - 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/07/people-house-loan-advantage.png 1001w, //danaherbertts.shop/wp-content/uploads/2021/07/people-house-loan-advantage-300x285.png 300w, //danaherbertts.shop/wp-content/uploads/2021/07/people-house-loan-advantage-768x729.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-1ea24d4 elementor-widget elementor-widget-heading" data-id="1ea24d4" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化民間房屋借款有什麼風險？</h2> </div> </div> <div class="elementor-element elementor-element-1d451f30 elementor-widget elementor-widget-text-editor" data-id="1d451f30" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>「民間借貸合法嗎？」相信許多人對於民間借款都有這樣的疑問，相較於銀行嚴格的審核過程，彰化民間房屋借款的條件較為寬鬆，即使您沒有收入證明，或是因為個人信用瑕疵被銀行拒於門外，都可以透過民間房屋借款實現其他投資的夢想，然而選擇借貸公司申請彰化房屋融資時，難免讓人有疑慮，還是要小心民間貸款風險的可能，以?點民間借貸注意事項讓您分辨什麼才是合法借貸公司?/p> </div> </div> <div class="elementor-element elementor-element-3ad22fa elementor-widget elementor-widget-text-editor" data-id="3ad22fa" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>利率是否在合法範圍內</strong><br />民間房屋借款因為申請迅速、條件寬鬆的原因，利率在合理的範圍會比銀行略高。但如果您發現選擇的民間房屋借款公司的利息超過月??%，那請您要另外尋找合法民間貸款了，有可能遇到非法的借貸公司?/li><li><strong>申請流程是否太過簡略</strong><br />合法民間貸款的申請流程即使比銀行簡易許多，但民間借貸公司為了控管風險，房屋借款流程仍須遵循一定的程序，如果重要流程都省略，很有可能就是不合法的公司?/li><li><strong>是否事先要求抵押重要證件或先收取費用</strong><br />假如您事先被要求提供存摺、印章、甚至是身分證，或是一開始就向您收費，那絕對不是合法借貸公司，請您趕快另尋他家?/li></ul> </div> </div> <div class="elementor-element elementor-element-34ff443 elementor-widget elementor-widget-text-editor" data-id="34ff443" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>想找彰化合法借款公司安心借貸嗎？歡迎找大揚代書為您服務！不僅<span class="f-point">利率在合法範圍內，也有一定的申請流程，不會事先要求抵押重要證件，而且不過件不收費</span>，是多數人申請合法民間貸款的第一選擇?/p> </div> </div> <div class="elementor-element elementor-element-4283ba86 elementor-widget elementor-widget-heading" data-id="4283ba86" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化民間房屋借款申請條件</h2> </div> </div> <div class="elementor-element elementor-element-d842d94 elementor-widget elementor-widget-text-editor" data-id="d842d94" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>年滿18?5歲之國民?/li><li>不分房屋種類，名下房屋有殘餘價值即可?/li></ul> </div> </div> <div class="elementor-element elementor-element-372c928 elementor-widget elementor-widget-heading" data-id="372c928" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化民間房屋借款申請文件</h2> </div> </div> <div class="elementor-element elementor-element-5f5db03 elementor-widget elementor-widget-text-editor" data-id="5f5db03" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>辦理彰化民間房屋借款前可先備妥下列資料，以供後續審核?/p> </div> </div> <div class="elementor-element elementor-element-f251dfe elementor-widget elementor-widget-text-editor" data-id="f251dfe" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>雙證?/li><li>戶籍謄本</li><li>土地及建物所有權狀</li><li>房貸近一年繳款明?/li><li>收入或在職證明（加分條件?/li></ul> </div> </div> <div class="elementor-element elementor-element-aee5d87 elementor-widget elementor-widget-heading" data-id="aee5d87" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化民間房屋借款申請流程</h2> </div> </div> <div class="elementor-element elementor-element-2dff7df elementor-widget elementor-widget-text-editor" data-id="2dff7df" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 在您申請房屋借款時，請先了解自身的財務狀況以及需要的貸款額度，搭配以下民間貸款流程就能完成借款? </div> </div> <div class="elementor-element elementor-element-a3a733e elementor-widget elementor-widget-text-editor" data-id="a3a733e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>提出申請?/strong>當您提出申請時，民間借貸公司便會有專員提供諮詢服務?/li><li><strong>評估審核?/strong>專員會根據您的條件與需求，進行代書貸款審核、鑑價程序，以提供可貸方案?/li><li><strong>對保簽約?/strong>安排時間、地點面對面<a href="//danaherbertts.shop/identity-verification/"><strong>對保</strong></a>簽約，讓您親自確認貸款額度、期數、利息等?/li><li><strong>撥款入帳?/strong>簽約完成後，大約1?個工作天就能將款項撥入您指定的帳戶?/li></ol> </div> </div> <div class="elementor-element elementor-element-4c15a659 elementor-widget elementor-widget-image" data-id="4c15a659" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="142" src="//danaherbertts.shop/wp-content/uploads/2021/09/4步驟流程?png" class="attachment-large size-large wp-image-14552" alt="勞保貸款4步驟流程?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/09/4步驟流程?png 904w, //danaherbertts.shop/wp-content/uploads/2021/09/4步驟流程?300x53.png 300w, //danaherbertts.shop/wp-content/uploads/2021/09/4步驟流程?768x136.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-ad66876 elementor-widget elementor-widget-heading" data-id="ad66876" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化民間房屋借款常見問題</h2> </div> </div> <div class="elementor-element elementor-element-09f0575 elementor-widget elementor-widget-accordion" data-id="09f0575" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1041" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-1041" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：民間代書貸款利息怎麼算？</a> </div> <div id="elementor-tab-content-1041" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-1041"><p>每一家民間借貸公司的房屋借款利息算法都不太一樣，最常見的為月利??%，確切方案還是依借款人狀況而異?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1042" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-1042" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：除了信用瑕疵，哪些情況也適合申請彰化民間房屋借款?/a> </div> <div id="elementor-tab-content-1042" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-1042"><p>通常會透過民間管道申辦房屋借款的人，大部分都是被銀行拒絕往來的對象，或是急需用錢，無法等待銀行冗長的審核流程。若您符合以下情況，就需要民間借貸管道來辦理房屋借款?/p><ul><li>曾有貸款或信用卡遲繳紀?/li><li>急需資金，或需要短期資金周?/li><li>工作收入是領現金，無薪轉證明</li><li>名下房屋是持分，產權並不完整</li><li>已有其他民間高利借貸，想要轉貸降?/li><li>年紀超過60歲，或沒有收入及財力證明</li><li>屋齡超過40年，或屋況、所在地段不?/li><li><a href="//danaherbertts.shop/debt-negotiation/">債務協商</a>?a href="//danaherbertts.shop/debt-ratio/">負債?/a>或信用卡循環信用過高</li><li>需要協助代償、解除假扣押或預告登記、查封解?/li></ul></div> </div> <script 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href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/changhua-people-house-loan/">彰化民間房屋借款：超詳細重點彙整在這裡?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> <item> <title>民間融資借款是什麼？掌握6大重點就能取得合法民間貸款資?/title> <link>//danaherbertts.shop/people-financing-loan/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Fri, 04 Jun 2021 03:32:49 +0000</pubDate> <category><![CDATA[個人信貸]]></category> <category><![CDATA[個人融資貸款]]></category> <category><![CDATA[合法民間貸款]]></category> <category><![CDATA[合法民間貸款推薦]]></category> <category><![CDATA[合法貸款公司]]></category> <category><![CDATA[房屋融資]]></category> <category><![CDATA[民間借貸]]></category> <category><![CDATA[民間借貸合法]]></category> <category><![CDATA[民間融資借款]]></category> <category><![CDATA[民間貸款]]></category> <category><![CDATA[民間貸款利率]]></category> <category><![CDATA[民間貸款是什麼]]></category> <category><![CDATA[融資貸款]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=6609</guid> <description><![CDATA[<p>民間融資借款是什麼？掌握6大重點就能取得合法民間貸款資?有些人會疑惑民間借貸合法嗎？別擔心，只要找到對的管道 […]</p> <p>這篇文章 <a href="//danaherbertts.shop/people-financing-loan/">民間融資借款是什麼？掌握6大重點就能取得合法民間貸款資?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="6609" class="elementor elementor-6609" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-133134ff elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="133134ff" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-831e0ea" data-id="831e0ea" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-5e0f4da4 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="5e0f4da4" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-396ecf53" data-id="396ecf53" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-21566fbe elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="21566fbe" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">合法民間貸款</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-65d7c492 elementor-widget elementor-widget-heading" data-id="65d7c492" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">民間融資借款是什麼？掌握6大重點就能取得合法民間貸款資?/h1> </div> </div> <div class="elementor-element elementor-element-36c9a370 elementor-widget elementor-widget-image" data-id="36c9a370" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="571" src="//danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-1.png" class="attachment-large size-large wp-image-39521" alt="民間融資借款是什麼？掌握6大重點就能取得合法民間貸款資金－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-1.png 1024w, //danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-1-300x214.png 300w, //danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-1-768x548.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-6e4b21d8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="6e4b21d8" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-23a23005 elementor-widget elementor-widget-text-editor" data-id="23a23005" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>有些人會疑惑民間借貸合法嗎？別擔心，只要找到對的管道就不用害怕被詐騙！那要怎麼尋找合法貸款公司呢？找民間融資借款有哪些優點？誰適合融資貸款？找錯民間借貸管道會有什麼風險？看完本篇文章，就能知道這些訣竅囉！</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-71a06518 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="71a06518" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2f8815b2" data-id="2f8815b2" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-68fadc0b elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="68fadc0b" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1e75d6bb" data-id="1e75d6bb" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-6fba218a elementor-widget elementor-widget-heading" data-id="6fba218a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間融資借款（民間貸款）是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-32339a8e elementor-widget elementor-widget-text-editor" data-id="32339a8e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span class="f-point">只要和銀行、農會、信用合作社等金融機構以外的管道申請貸款，就稱為民間融資借款</span>。由於金融機構對貸款人的信用條件有嚴格限制，申辦時間又長，因此有些人會轉而找民間辦理個人融資貸款，以求方便、快速? </div> </div> <div class="elementor-element elementor-element-7d1d688e elementor-widget elementor-widget-heading" data-id="7d1d688e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間融資借款和銀行貸款有何不同？</h2> </div> </div> <div class="elementor-element elementor-element-a08dc6a elementor-widget elementor-widget-html" data-id="a08dc6a" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th width="41%" style="vertical-align: middle; text-align: center;">銀?/th> <th width="18%" style="vertical-align: middle; text-align: center;">項目</th> <th width="41%" style="vertical-align: middle; text-align: center;">民間融資借款</th> </tr> <tr> <td style="vertical-align: middle;">●年?8歲，具備完全行為能力<br> ●信用良?br> ●現職滿6個月<br> ●工作穩定，有勞?br> ●有薪轉等財力證?br> ●其他條件依貸款方案而異</td> <th style="vertical-align: middle; text-align: center;">貸款條件</th> <td style="vertical-align: middle;">●年?8歲，具備完全行為能力<br> ●勞保滿3個月<br>（無勞保薪轉可提供其?a href="//danaherbertts.shop/proof-of-income/">財力證明</a>?/td> </tr> <tr> <td style="vertical-align: middle; ">依貸款方案而異</td> <th style="vertical-align: middle; text-align: center;">貸款利率</th> <td style="vertical-align: middle; ">月利??%</td> </tr> <tr> <td style="vertical-align: middle; ">依銀行方案而異</td> <th style="vertical-align: middle; text-align: center;">貸款額度</th> <td style="vertical-align: middle; ">額度無上限，依貸款人或擔保品條件評估</td> </tr> <tr> <td style="vertical-align: middle; ">依方案而異。信?年，房貸20?0?/td> <th style="vertical-align: middle; text-align: center;">貸款期限</th> <td style="vertical-align: middle; ">不限，隨借隨還不綁約 </td> </tr> <tr> <td style="vertical-align: middle; ">須耗費7?5個工作天</td> <th style="vertical-align: middle; text-align: center;">撥款速度</th> <td style="vertical-align: middle; ">1?個工作天即可完成?br>當日設定當日撥款</td> </tr> <tr> <td style="vertical-align: middle; ">多為本利攤還</td> <th style="vertical-align: middle; text-align: center;">還款方式</th> <td style="vertical-align: middle;">可本利攤還，也可按月繳息</td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-027b6f6 elementor-widget elementor-widget-text-editor" data-id="027b6f6" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><b>?延伸閱讀 ?br /><a href="//danaherbertts.shop/no-financial-statement/" target="_blank" rel="noopener"><strong>無財力證明可以貸款嗎?/strong><strong>3</strong><strong>招提高過件率</strong></a><br /><a href="//danaherbertts.shop/land-mortgage-loan/" target="_blank" rel="noopener">民間土地抵押貸款不看土地種類即可貸！</a><br /><a href="//danaherbertts.shop/second-mortgage/" target="_blank" rel="noopener">民間房屋二胎貸款只要有房屋就能貸?/a><br /></b></p> </div> </div> <div class="elementor-element elementor-element-8e25fda elementor-widget elementor-widget-heading" data-id="8e25fda" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間融資借款有哪些優點？</h2> </div> </div> <div class="elementor-element elementor-element-6b79bb2a elementor-widget elementor-widget-text-editor" data-id="6b79bb2a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 民間貸款利率雖然比銀行稍高，但也有以?項優點： <ul> <li><strong>審核條件寬鬆?/strong> 不看貸款人的聯徵中心<a href="//www.jcic.org.tw/main_ch/docDetail.aspx?uid=170&pid=93&docid=412">信用報告</a>，也不要求一定要有勞保薪轉，適合信用瑕疵、信用小白、收入不穩定的人?/li> <li><strong>貸款額度較高?/strong> 以房屋融資來說，銀行放款約5?成，民間能貸?成以上；以信貸來說，並不?a href="//law.fsc.gov.tw/LawContent.aspx?id=FE052046&kw=dbr22">金管會DBR 22倍之規定</a>?/li> <li><strong>撥款時間快速：</strong> 通常??個工作天即可撥款，若情況緊急，也能當日拿到款項?/li> <li><strong>還款方式彈性：</strong> 銀行通常都會綁約，在綁約期內不能提前還款，大多都是本利攤還；民間貸款不綁約，可隨借隨還，且可本利攤還或可先繳息，資金運用更靈活?/li> <li><strong>資金運用多元?</strong>有別於銀行貸款對於貸款用途限制重重，民間融資借款可讓你多元運用，例如<span class="f-point">整合負債、債務代償、投資等，或可配合轉貸降?/span>，使用資金不會綁手綁腳，還能減輕財務負擔?strong> </strong></li> </ul> </div> </div> <div class="elementor-element elementor-element-9019f8a elementor-widget elementor-widget-image" data-id="9019f8a" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="679" src="//danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-advantage.png" class="attachment-large size-large wp-image-39601" alt="民間融資借款5項優點－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-advantage.png 1001w, //danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-advantage-300x255.png 300w, //danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-advantage-768x652.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-f35f79b elementor-widget elementor-widget-heading" data-id="f35f79b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">哪些人適合辦理民間融資借款?/h2> </div> </div> <div class="elementor-element elementor-element-380c207d elementor-widget elementor-widget-text-editor" data-id="380c207d" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>信用小白</li><li>信用瑕疵</li><li>負債比過?/li><li>剛辦理過貸款</li><li>聯徵信用分數太低</li><li>正在進行<a href="//danaherbertts.shop/debt-negotiation/">債務協商</a></li><li>有貸款或信用卡遲繳紀?/li><li>工作領現金，沒有薪轉證明</li><li>急需資金，希望能當天取得</li><li>需要協助代償、解除假扣押?a href="//danaherbertts.shop/revoke-seizure/">查封解套</a></li><li>本身已有其他民間貸款，想要轉貸降?/li></ul> </div> </div> <div class="elementor-element elementor-element-19e45fee elementor-widget elementor-widget-heading" data-id="19e45fee" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間融資借款流程</h2> </div> </div> <div class="elementor-element elementor-element-f9ab951 elementor-widget elementor-widget-text-editor" data-id="f9ab951" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>申請?/strong>利用撥打免費專線或是填寫線上表單諮詢?/li><li><strong>估價?/strong>評估自身條件及可貸額度，準備檢附文件，以利規劃後續貸款專案?/li><li><strong>審核?/strong>計算核貸金額、每期應繳金額、利息，並回報給貸款人?/li><li><strong>設定?/strong>向貸款人解說貸款專案，再共同對保並至地政機關作抵押權設定。（如為信貸僅對保不做設定）</li><li><strong>撥款?/strong>手續完成後，立即撥款?/li></ol> </div> </div> <div class="elementor-element elementor-element-ebc96ca elementor-widget elementor-widget-heading" data-id="ebc96ca" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間融資借款常見問題</h2> </div> </div> <div class="elementor-element elementor-element-e6afbdb elementor-widget elementor-widget-accordion" data-id="e6afbdb" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2411" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-2411" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：民間貸款安全嗎?/a> </div> <div id="elementor-tab-content-2411" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-2411"><p>民間融資借款確實有遇到非法業者的風險存在，但也不是所有民間貸款公司都是非法經營。申請之前仔細多打聽合法貸款公司，只要掌握以下幾點，基本上就能避免掉入民間貸款陷阱：</p><ul><li>過件前絕對不會先收費</li><li>相關費用均透明且合?/li><li>借款利率在法定範圍內（月息上?%，年息上?6%，當舖年?0%?/li><li>借款條件不會太過隨便（別相信證件借款?/li><li>會有當面對保簽約流程</li><li>實體店面經營且有執照</li></ul></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2412" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-2412" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：民間貸款還不出來怎麼辦？</a> </div> <div id="elementor-tab-content-2412" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-2412">如果貸款人只是不小心忘記繳款時間而逾期繳款幾天，民間貸款公司僅會按照合約內容要求支付罰息和違約金，日後恢復正常繳款，並不會有什麼太大問題。假如貸款人有任何經濟上的困難，以致於短期內無法還款?strong style="background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 0);">建議不要避不見面，應積極出面協商討論，共同尋求解決辦?/strong>?/div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2413" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-2413" aria-expanded="false"> <span class="elementor-accordion-icon 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style=\"background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 0);\">\u5efa\u8b70\u4e0d\u8981\u907f\u4e0d\u898b\u9762\uff0c\u61c9\u7a4d\u6975\u51fa\u9762\u5354\u5546\u8a0e\u8ad6\uff0c\u5171\u540c\u5c0b\u6c42\u89e3\u6c7a\u8fa6\u6cd5<\/strong>\u3002"}},{"@type":"Question","name":"Q\uff1a\u6709\u6c11\u9593\u878d\u8cc7\u501f\u6b3e\u6210\u529f\u6848\u4f8b\u53ef\u4ee5\u53c3\u8003\u55ce\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p>\u53ef\u53c3\u8003<a href=\"https:\/\/danaherbertts.shop\/changhua-house-land-lend-money\/\" target=\"_blank\" rel=\"noopener\">\u56e0\u4fe1\u7528\u4e0d\u826f\u53c8\u501f\u4e86\u9ad8\u5229\u8cb8<\/a>\u4e00\u6587\uff0c\u5167\u6709\u7576\u4e8b\u4eba\u56e0\u6545\u501f\u9ad8\u5229\u8cb8\u6700\u5f8c\u9806\u5229\u8f49\u8cb8\u964d\u606f\u7684\u904e\u7a0b\u3002<\/p>"}}]}</script> </div> </div> </div> <div class="elementor-element elementor-element-4fa84cd5 elementor-widget elementor-widget-heading" data-id="4fa84cd5" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間融資借款歡迎找大?/h2> </div> </div> <div class="elementor-element elementor-element-13148223 elementor-widget elementor-widget-text-editor" data-id="13148223" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>借款管道一定要慎選，別讓自己落入陷阱。即使順利申貸，也不要忘記做財務規劃，免得又負債累累哦！合法民間貸款推薦<strong>大揚代書</strong>，政府立案且有實體門市，全台為你服務，歡迎立即填單或來電免費諮詢?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-d623b73 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="d623b73" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1cc81472" 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href="//danaherbertts.shop/category/loan-guide/civil-servants-loan-area/">軍公教貸?/a> </li> <li class="cat-item cat-item-7"><a href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/people-financing-loan/">民間融資借款是什麼？掌握6大重點就能取得合法民間貸款資?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> </channel> </rss>