關於對保失敗 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E5%B0%8D%E4%BF%9D%E5%A4%B1%E6%95%97/feed/" rel="self" type="application/rss+xml" /> <link></link> <description></description> <lastBuildDate>Fri, 06 Dec 2024 02:09:58 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於對保失敗 的大小事，大揚代書幫你一網打?/title> <link></link> <width>32</width> <height>32</height> </image> <item> <title>對保流程有哪些？6大辦理資訊一次告訴你?/title> <link>//danaherbertts.shop/identity-verification/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Fri, 30 Jul 2021 09:53:16 +0000</pubDate> <category><![CDATA[申貸須知]]></category> <category><![CDATA[對保失敗]]></category> <category><![CDATA[對保後多久交屋]]></category> <category><![CDATA[對保後多久撥款]]></category> <category><![CDATA[對保意思]]></category> <category><![CDATA[對保撥款時間]]></category> <category><![CDATA[房貸對保流程]]></category> <category><![CDATA[銀行對保時間]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=11129</guid> <description><![CDATA[<p>對保流程有哪些？6大辦理資訊一次告訴你?無論是申請房屋貸款、信貸或車貸，「對保」是相當重要的環節，對保是什?[…]</p> <p>這篇文章 <a href="//danaherbertts.shop/identity-verification/">對保流程有哪些？6大辦理資訊一次告訴你?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="11129" class="elementor elementor-11129" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-52c9faee elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="52c9faee" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1c4e92d0" data-id="1c4e92d0" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-7364854a elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="7364854a" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7c2e51a7" data-id="7c2e51a7" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-72386a55 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="72386a55" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">對保失敗</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-5bf35e elementor-widget elementor-widget-heading" data-id="5bf35e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">對保流程有哪些？6大辦理資訊一次告訴你?/h1> </div> </div> <div class="elementor-element elementor-element-2d45a89e elementor-widget elementor-widget-image" data-id="2d45a89e" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2021/07/identity-verification.webp" class="attachment-large size-large wp-image-56759" alt="對保流程有哪些？6大辦理資訊一次告訴你！－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/07/identity-verification.webp 1024w, //danaherbertts.shop/wp-content/uploads/2021/07/identity-verification-300x214.webp 300w, //danaherbertts.shop/wp-content/uploads/2021/07/identity-verification-768x548.webp 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-7bd6f32f elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="7bd6f32f" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-14594e85 elementor-widget elementor-widget-text-editor" data-id="14594e85" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>無論是申?a href="//danaherbertts.shop/bank-house-loan/" target="_blank" rel="noopener"><strong>房屋貸款</strong></a>、信貸或車貸，?strong>對保</strong>」是相當重要的環節，對保是什麼？究竟有哪些細節要注意呢？就讓本文帶你了解對保相關小知識吧！</p> </div> </div> <div class="elementor-element elementor-element-5c54e87 elementor-widget elementor-widget-text-editor" data-id="5c54e87" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/apply-personal-credit-loan/" target="_blank" rel="noopener"><strong>個人信貸是什麼？7大申辦要點看這篇?/strong></a></b> </div> </div> <div class="elementor-element elementor-element-92cdc60 elementor-widget__width-inherit elementor-widget elementor-widget-video" data-id="92cdc60" data-element_type="widget" data-settings="{"youtube_url":"https:\/\/www.youtube.com\/watch?v=mdoh7Tq3xYQ","autoplay":"yes","video_type":"youtube","controls":"yes"}" data-widget_type="video.default"> <div class="elementor-widget-container"> <div class="elementor-wrapper elementor-open-inline"> <div class="elementor-video"></div> </div> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-12db3114 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="12db3114" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3da1acc7" data-id="3da1acc7" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-294b8714 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="294b8714" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-670a3a50" data-id="670a3a50" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-787345f3 elementor-widget elementor-widget-heading" data-id="787345f3" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">對保意思是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-34671d37 elementor-widget elementor-widget-text-editor" data-id="34671d37" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span class="f-point">對保是申請貸款過程中，自審核通過後到撥款前的必經程序，貸款機構會核對借款人身分，並與借款人確認貸款契約內?/span>，以保障雙方借貸及後續撥款、還款權益。也就是說，貸款機構核貸後會先核對借款人是否為本人，而非被他人冒名借貸，確認無誤就會進入簽約程序? </div> </div> <div class="elementor-element elementor-element-9a94ffd example elementor-widget elementor-widget-text-editor" data-id="9a94ffd" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span style="color: #8c6c5b;"><strong>※貼心提醒：</strong>由於貸款機構會在對保時核對借款人身分，並說明契約內容，因此對保必須要借款人本人出席?/span> </div> </div> <div class="elementor-element elementor-element-91e00cf elementor-widget elementor-widget-heading" data-id="91e00cf" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">對保要帶什麼？</h2> </div> </div> <div class="elementor-element elementor-element-3a1790e elementor-widget elementor-widget-text-editor" data-id="3a1790e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>印章?/strong>借款人本人的印章，簽約時須用印?/li><li><strong>雙證件：</strong>借款人本人的身分證、第二證件（如駕照或健保卡）?/li><li><strong>其他文件?/strong>由於各貸款機構對保規定不同，加上不同貸款方案所需要準備的文件也不相同，建議以各貸款機構規定為準?/li></ul> </div> </div> <div class="elementor-element elementor-element-f13e175 elementor-widget elementor-widget-text-editor" data-id="f13e175" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>辦理貸款時，<span class="f-point">若有保證人作保，保證人可共同前往並攜帶印章與雙證?/span>，建議事先與貸款機構確認對保還需要準備什麼資料?/p> </div> </div> <div class="elementor-element elementor-element-f6957dd example elementor-widget elementor-widget-text-editor" data-id="f6957dd" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span style="color: #8c6c5b;"><strong>※貼心提醒：</strong>若選擇線上申貸，貸款機構大多會採線上對保，須依各貸款機構的規定準備雙證件和其他文件，有些甚至只要確認是本人即可?/span> </div> </div> <div class="elementor-element elementor-element-33c7ff6b elementor-widget elementor-widget-heading" data-id="33c7ff6b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">對保流程有哪些步驟？</h2> </div> </div> <div class="elementor-element elementor-element-2560f89 elementor-widget elementor-widget-text-editor" data-id="2560f89" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>約定貸款對保時間與地?br /></strong>貸款機構確定核貸後，會與借款人約定對保時間與地點。由於房貸的貸款金額較高，通常會約在申貸銀行分行或貸款公司店面當面對保；若是信貸、車貸，有些貸款機構可能會以電話或視訊進行線上對保?/li></ol><ol start="2"><li><strong>確認核對身分與合約內?br /></strong>借貸雙方抵達對保地點後，專員會先核對借款人的身分資料，確認是本人後就會說明合約內容、還款事項。若<span class="f-point">對貸款合約有任何問題，務必要在此時提出討論，否則簽約後即視為契約成立，有任何疑義也來不及?/span>?/li></ol><ol start="3"><li><strong>合約用印及後續撥款事?br /></strong>專員解說合約後，若借款人無疑問且同意合約內容，雙方就會進行合約用印，接著專員會與借款人確認撥款相關事宜，例如貸款專戶的設定、戶名和帳號確認，並補充說明其他撥款注意事項?/li></ol> </div> </div> <div class="elementor-element elementor-element-7183206 elementor-widget elementor-widget-image" data-id="7183206" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="999" src="//danaherbertts.shop/wp-content/uploads/2021/07/identity-verification-process-820x1024.png" class="attachment-large size-large wp-image-56831" alt="對保流程－大揚代? srcset="//danaherbertts.shop/wp-content/uploads/2021/07/identity-verification-process-820x1024.png 820w, //danaherbertts.shop/wp-content/uploads/2021/07/identity-verification-process-240x300.png 240w, //danaherbertts.shop/wp-content/uploads/2021/07/identity-verification-process-768x959.png 768w, //danaherbertts.shop/wp-content/uploads/2021/07/identity-verification-process.png 1001w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-436a2bf elementor-widget elementor-widget-text-editor" data-id="436a2bf" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>整體來說?span class="f-point">銀行對保時間大約須1小時，建議對保前先安排好時間</span>?/p> </div> </div> <div class="elementor-element elementor-element-96b82b9 elementor-widget elementor-widget-heading" data-id="96b82b9" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">對保注意事項有哪些？</h2> </div> </div> <div class="elementor-element elementor-element-935cd31 elementor-widget elementor-widget-text-editor" data-id="935cd31" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 借款人在與貸方進行對保時，要留意以下事項： </div> </div> <div class="elementor-element elementor-element-b432a91 elementor-widget elementor-widget-heading" data-id="b432a91" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">確認貸款契約內容</h3> </div> </div> <div class="elementor-element elementor-element-1450aaa elementor-widget elementor-widget-text-editor" data-id="1450aaa" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>通常銀行承辦人員會詳細說明貸款契約書上標註的以下事項：</p><ul><li><strong>貸款金額?/strong>貸款金額是否與銀行承辦人員告知的金額相同且正確?/li><li><strong>貸款利率?/strong>利率計算方式有很多種，例如一段式、多段式等，借款人簽約前一定要向銀行詢問清楚?/li><li><strong>提前清償?/strong>有些銀行可以提前清償貸款，但有些銀行規定提前還款須付違約金，簽約前必須確認清楚?/li><li><strong>還款方式?/strong>還款方式有很多種，包含本金攤還、本息攤還、只繳利息等，建議詳細了解每種還款方式後再選出最適合自己的方案?/li><li><strong>還款年限?/strong>一般銀行還款年限約20?0年，可依自身條件和需求而定。但貸款年限越長，月付金越低，總成本也可能會提高?/li></ul> </div> </div> <div class="elementor-element elementor-element-404daac elementor-widget elementor-widget-text-editor" data-id="404daac" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span class="f-point">借款人務必要看仔細才能簽字，尤其與數字相關的任何條款，甚至是手續費都需要特別注?/span>，如果對於合約有任何問題或發現有錯誤，一定要立即詢問和反應，才不會讓自己的權益受損? </div> </div> <div class="elementor-element elementor-element-72e84f7 elementor-widget elementor-widget-heading" data-id="72e84f7" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">謹慎填寫個人資料</h3> </div> </div> <div class="elementor-element elementor-element-f18623b elementor-widget elementor-widget-text-editor" data-id="f18623b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>填寫資料時，一定要了解各項目欄位的內容與用途，以保護個人資料和權益?/p> </div> </div> <div class="elementor-element elementor-element-5328ea0 elementor-widget elementor-widget-heading" data-id="5328ea0" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">留意工作與信用狀?/h3> </div> </div> <div class="elementor-element elementor-element-747d6e7 elementor-widget elementor-widget-text-editor" data-id="747d6e7" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 有些銀行較謹慎，對保後會再次確認借款人現在的工作狀況，<span class="f-point">建議借款人盡量等銀行撥款後再離職會比較?/span>；另外，若銀行調閱聯徵紀錄，發現借款人信用評分不佳，也有可能導致對保失敗，甚至被退件? </div> </div> <div class="elementor-element elementor-element-d44ffb0 elementor-widget elementor-widget-heading" data-id="d44ffb0" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">避免向多家銀行貸?/h3> </div> </div> <div class="elementor-element elementor-element-2825121 elementor-widget elementor-widget-text-editor" data-id="2825121" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span class="f-point">就算和銀行成功對保，銀行還是會進行聯徵回查，再次確認借款人是否有同時向其他銀行貸?/span>，目的就是為了避開超貸的風險，此時若被銀行查到短期內申請多次貸款，有可能會發生對保後不撥款的情況? </div> </div> <div class="elementor-element elementor-element-30a305d elementor-widget elementor-widget-image" data-id="30a305d" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="759" src="//danaherbertts.shop/wp-content/uploads/2021/07/identity-verification-advertence.png" class="attachment-large size-large wp-image-44362" alt="對保注意事項有哪些－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/07/identity-verification-advertence.png 1001w, //danaherbertts.shop/wp-content/uploads/2021/07/identity-verification-advertence-300x285.png 300w, //danaherbertts.shop/wp-content/uploads/2021/07/identity-verification-advertence-768x729.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-34f2129 elementor-widget elementor-widget-heading" data-id="34f2129" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">對保後多久撥款？</h2> </div> </div> <div class="elementor-element elementor-element-161da5e elementor-widget elementor-widget-text-editor" data-id="161da5e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span class="f-point">如果是房地貸款、汽機車貸款，由於對保簽約後還要辦理抵押權設定或<a href="//danaherbertts.shop/vehicle-loan-registration/">動保設定</a>，約1?個工作天才會進行撥款</span>；若是銀行信貸或民間貸款，最快對保完成後當天就會撥款，但實際對保撥款時間仍須以各貸款機構規定和案件處理進度為主? </div> </div> <div class="elementor-element elementor-element-6c1c55c elementor-widget elementor-widget-text-editor" data-id="6c1c55c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?strong><a href="//danaherbertts.shop/mortgage-registration/" target="_blank" rel="noopener">抵押權設定是什麼？應備文件與相關知識報你知</a></strong></b> </div> </div> <div class="elementor-element elementor-element-142fc57 elementor-widget elementor-widget-heading" data-id="142fc57" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">對保常見問題</h2> </div> </div> <div class="elementor-element elementor-element-40772de elementor-widget elementor-widget-accordion" data-id="40772de" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-6751" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-6751" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：對保後可以反悔嗎？</a> </div> <div id="elementor-tab-content-6751" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-6751"><p>可以，若在對保完成，但還未簽約時反悔，僅須告知銀行即可取消貸款；如果在對保完成且簽約後反悔，就必須依契約規定支付違約金才能取消貸款?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-6752" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-6752" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：對保後多久交屋?/a> </div> <div id="elementor-tab-content-6752" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-6752"><p>若買方買的是預售屋，建商在領到使用執照後6個月須通知買家交屋；若買的是新成屋且已完成驗屋，待對保與完稅、建商也收到銀行撥款，??周內即可進行交屋；若買的?a href="//danaherbertts.shop/poh-loan-to-value-ratio/" target="_blank" rel="noopener"><strong>中古?/strong></a>，待完成對保、簽約、完稅、驗屋、過戶及設定，約1?個月就能交屋?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-6753" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-6753" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：房貸對保結束，貸款流程就完成了嗎？</a> </div> <div id="elementor-tab-content-6753" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-6753"><p>還沒有，房貸對保流程完成後，銀行會幫借款人開立撥款與繳納月付金的帳戶，另外，銀行還會辦理房屋抵押權設定，並投保火災險和地震險（由借款人每年繳1次保險費，直到貸款清償完畢為止），最後撥款，而房貸流程也才真正完成?/p></div> </div> <script type="application/ld+json">{"@context":"https:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Q\uff1a\u5c0d\u4fdd\u5f8c\u53ef\u4ee5\u53cd\u6094\u55ce\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p>\u53ef\u4ee5\uff0c\u82e5\u5728\u5c0d\u4fdd\u5b8c\u6210\uff0c\u4f46\u9084\u672a\u7c3d\u7d04\u6642\u53cd\u6094\uff0c\u50c5\u9808\u544a\u77e5\u9280\u884c\u5373\u53ef\u53d6\u6d88\u8cb8\u6b3e\uff1b\u5982\u679c\u5728\u5c0d\u4fdd\u5b8c\u6210\u4e14\u7c3d\u7d04\u5f8c\u53cd\u6094\uff0c\u5c31\u5fc5\u9808\u4f9d\u5951\u7d04\u898f\u5b9a\u652f\u4ed8\u9055\u7d04\u91d1\u624d\u80fd\u53d6\u6d88\u8cb8\u6b3e\u3002<\/p>"}},{"@type":"Question","name":"Q\uff1a\u5c0d\u4fdd\u5f8c\u591a\u4e45\u4ea4\u5c4b\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p>\u82e5\u8cb7\u65b9\u8cb7\u7684\u662f\u9810\u552e\u5c4b\uff0c\u5efa\u5546\u5728\u9818\u5230\u4f7f\u7528\u57f7\u7167\u5f8c6\u500b\u6708\u9808\u901a\u77e5\u8cb7\u5bb6\u4ea4\u5c4b\uff1b\u82e5\u8cb7\u7684\u662f\u65b0\u6210\u5c4b\u4e14\u5df2\u5b8c\u6210\u9a57\u5c4b\uff0c\u5f85\u5c0d\u4fdd\u8207\u5b8c\u7a05\u3001\u5efa\u5546\u4e5f\u6536\u5230\u9280\u884c\u64a5\u6b3e\uff0c\u7d041\uff5e2\u5468\u5167\u5373\u53ef\u9032\u884c\u4ea4\u5c4b\uff1b\u82e5\u8cb7\u7684\u662f<a 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</div> </div> </div> <div class="elementor-element elementor-element-51bdde21 elementor-widget elementor-widget-heading" data-id="51bdde21" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">結語</h2> </div> </div> <div class="elementor-element elementor-element-4886b5ac elementor-widget elementor-widget-text-editor" data-id="4886b5ac" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>貸款前務必要多方比較，選擇一家符合自身申請條件的銀行，在還沒有確定要找哪一家銀行貸款前，千萬不要一次申請多筆貸款，避免提高被銀行拒絕的風險?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-4521b847 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="4521b847" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5764faed" data-id="5764faed" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-3a398c81 elementor-widget elementor-widget-heading" data-id="3a398c81" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">大揚代書24H免費諮詢</p> </div> </div> <div class="elementor-element elementor-element-62945c1a elementor-widget elementor-widget-text-editor" data-id="62945c1a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>我們提供事前的免費貸款諮詢，不用擔心還沒辦理就要先付一筆費用，我們保證不過件就不收費?/p> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-682fbb4a" data-id="682fbb4a" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-e4c017f elementor-shape-square elementor-grid-mobile-0 elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons" data-id="e4c017f" data-element_type="widget" data-widget_type="social-icons.default"> <div class="elementor-widget-container"> <div class="elementor-social-icons-wrapper elementor-grid"> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-phone-alt elementor-animation-shrink elementor-repeater-item-72f6e4b" href="tel:0800-885-697" target="_blank"> <span class="elementor-screen-only">Phone-alt</span> <i class="fas fa-phone-alt"></i> </a> </span> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-envelope elementor-animation-shrink elementor-repeater-item-09c7b15" 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elementor-element elementor-element-6dbeb5a3" data-id="6dbeb5a3" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-2937c8ee hfe-search-layout-icon_text elementor-widget elementor-widget-hfe-search-button" data-id="2937c8ee" data-element_type="widget" data-settings="{"size":{"unit":"px","size":50,"sizes":[]},"size_tablet":{"unit":"px","size":"","sizes":[]},"size_mobile":{"unit":"px","size":"","sizes":[]},"icon_size":{"unit":"px","size":"16","sizes":[]},"icon_size_tablet":{"unit":"px","size":"","sizes":[]},"icon_size_mobile":{"unit":"px","size":"","sizes":[]},"button_width":{"unit":"px","size":"","sizes":[]},"button_width_tablet":{"unit":"px","size":"","sizes":[]},"button_width_mobile":{"unit":"px","size":"","sizes":[]},"close_icon_size":{"unit":"px","size":"20","sizes":[]},"close_icon_size_tablet":{"unit":"px","size":"","sizes":[]},"close_icon_size_mobile":{"unit":"px","size":"","sizes":[]}}" 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