關於就學貸款還款時間 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E5%B0%B1%E5%AD%B8%E8%B2%B8%E6%AC%BE%E9%82%84%E6%AC%BE%E6%99%82%E9%96%93/feed/" rel="self" type="application/rss+xml" /> <link></link> <description></description> <lastBuildDate>Fri, 22 Nov 2024 07:38:32 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於就學貸款還款時間 的大小事，大揚代書幫你一網打?/title> <link></link> <width>32</width> <height>32</height> </image> <item> <title>學貸還款怎麼做？看完這篇幫助你還款更順利?/title> <link>//danaherbertts.shop/student-loan-payment/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Tue, 19 Nov 2024 07:10:46 +0000</pubDate> <category><![CDATA[生活理財]]></category> <category><![CDATA[學貸一個月要還多少]]></category> <category><![CDATA[學貸可以分幾期]]></category> <category><![CDATA[學貸還款試算]]></category> <category><![CDATA[就學貸款還款時間]]></category> <category><![CDATA[就學貸款還款餘額查詢]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=56510</guid> <description><![CDATA[<p>學貸還款怎麼做？看完這篇幫助你還款更順利?許多人會申請學貸來幫自己減輕就學時的經濟壓力，但出社會後開始進行?[…]</p> <p>這篇文章 <a href="//danaherbertts.shop/student-loan-payment/">學貸還款怎麼做？看完這篇幫助你還款更順利?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="56510" class="elementor elementor-56510" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-262cb5d7 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="262cb5d7" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-706ccf31" data-id="706ccf31" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-7c5cb310 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="7c5cb310" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1f7d0240" data-id="1f7d0240" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-4b0e5e10 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="4b0e5e10" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">就學貸款還款時間</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-321a4846 elementor-widget elementor-widget-heading" data-id="321a4846" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">學貸還款怎麼做？看完這篇幫助你還款更順利?/h1> </div> </div> <div class="elementor-element elementor-element-339a14a6 elementor-widget elementor-widget-image" data-id="339a14a6" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2024/11/student-loan-payment.webp" class="attachment-large size-large wp-image-56586" alt="學貸還款怎麼做？看完這篇幫助你還款更順利！－大揚代書" /> </div> </div> <div class="elementor-element elementor-element-39cc2439 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="39cc2439" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-3db15ae2 elementor-widget elementor-widget-text-editor" data-id="3db15ae2" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>許多人會申請學貸來幫自己減輕就學時的經濟壓力，但出社會後開始進行學貸還款卻對還款方式一知半解，究竟學貸一個月要還多少？學貸可以分幾期？關於學貸還款的相關問題，讓<strong>大揚代書</strong>一次告訴你?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-627579e4 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="627579e4" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-63ec32e6" data-id="63ec32e6" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-113967e1 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="113967e1" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1118c1f0" data-id="1118c1f0" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-7902b4e0 elementor-widget elementor-widget-heading" data-id="7902b4e0" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">學貸是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-283f6909 elementor-widget elementor-widget-text-editor" data-id="283f6909" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 學貸的全名是就學貸款，指的是<span class="f-point">學生向政府申請貸款，以支付學雜費、書籍費等在學期間需要繳納的費用。畢?年後才會開始償還貸款</span>。目前承辦就學貸款的銀行有4間：台灣銀行、台北富邦商業銀行、高雄銀行、土地銀行? </div> </div> <div class="elementor-element elementor-element-1c1e0dc3 elementor-widget elementor-widget-heading" data-id="1c1e0dc3" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">學貸還款時間</h2> </div> </div> <div class="elementor-element elementor-element-281b0e29 elementor-widget elementor-widget-text-editor" data-id="281b0e29" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 那麼就學貸款還款時間是怎麼計算的呢？學貸是以每申請1學期的學貸，就要?年內償還完學費本金來計算。若<span class="f-point">申請8個學期的就學貸款，就要在8年內，也就是96個月內還完貸?/span>。對於國內非在職專班的學生，以簽訂借據日為起算日，完成學業?年的次日開始還款；在職專班學生則於學業完成後次日開始攤還本息? </div> </div> <div class="elementor-element elementor-element-42e71a5f elementor-widget elementor-widget-text-editor" data-id="42e71a5f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>有以?種情況者可在還款起算日前通知承貸銀行，再依規定還款?/p><ul><li><strong>服義務兵役者：</strong>可待服役期滿後償還?/li><li><strong>退學、休學者：</strong>於退學、休學開始日後滿1年的次日開始償還?/li><li><strong>參加教育實習者：</strong>於實習結束後?年的次日開始償還?/li><li><strong>繼續於國內就學者：</strong>待學業完成滿1年的次日開始償還?/li><li><strong>出國留學、定居或就業者：</strong>於出國前一次償還。若是成績優異獲政府考選、外國、大陸地區、港澳政府機構或學校提供留學獎助學金者，可在經過中央主管機關核准後，於最後教育階段學業完成再償還?/li><li><strong>無固定修業年限之專科以上進修學院（校）之在學學生?/strong>貸款期限屆滿後償還?/li></ul> </div> </div> <div class="elementor-element elementor-element-3a2b8ca5 elementor-widget elementor-widget-heading" data-id="3a2b8ca5" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">學貸還款方式</h2> </div> </div> <div class="elementor-element elementor-element-36f38d9a elementor-widget elementor-widget-text-editor" data-id="36f38d9a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>在完成學?年後，申請人才會以本息攤還的方式開始還款，若發現自己有多餘現金，以下2個方法可幫助你盡快還款：</p> </div> </div> <div class="elementor-element elementor-element-236c6db elementor-widget elementor-widget-text-editor" data-id="236c6db" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul> <li><strong>額外還本?/strong>若剛好有三節、年終、分紅等獎金，可申請額外還本?span class="f-point">透過減少本金的方法來降低利息</span>?/li> <li><strong>分號結清?/strong>一次清償某一學期的款項，清償完才能接著償還下個學期?/li> </ul> </div> </div> <div class="elementor-element elementor-element-4d877ba elementor-widget elementor-widget-text-editor" data-id="4d877ba" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>若就業後發現還款上有困難，可申請?種還款方案減輕負擔：</p> </div> </div> <div class="elementor-element elementor-element-78983cc elementor-widget elementor-widget-text-editor" data-id="78983cc" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>只繳息不還本?/strong>可向政府申請為期4年的只繳息期，期間申請人僅須負擔15%的利息，可趁此進行理財規劃及累積創業資本?/li><li><strong>放寬緩繳門檻：</strong>?span class="f-point">申請人薪資未?萬元即可申請</span>，緩繳期內無須繳納本金及利息，建議可與「只繳息不還本」的政策配合，最大程度減輕還款壓力?/li></ul> </div> </div> <div class="elementor-element elementor-element-76dfe89e elementor-widget elementor-widget-heading" data-id="76dfe89e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">學貸還款繳費方式</h2> </div> </div> <div class="elementor-element elementor-element-5a7782fd elementor-widget elementor-widget-text-editor" data-id="5a7782fd" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>可透過6種繳費方式來繳款?/p><ul><li>跨行匯款</li><li>ATM轉帳</li><li>他行帳戶自動扣繳</li><li>銀行帳戶自動扣?/li><li>網路銀行、行動銀行繳?/li><li>臨櫃繳款（銀行、郵局?11、萊爾富?/li></ul> </div> </div> <div class="elementor-element elementor-element-8e7b111 elementor-widget elementor-widget-image" data-id="8e7b111" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="704" src="//danaherbertts.shop/wp-content/uploads/2024/11/student-loan-payment.png" class="attachment-large size-large wp-image-56517" alt="學貸還款繳費方式－大揚代? srcset="//danaherbertts.shop/wp-content/uploads/2024/11/student-loan-payment.png 1000w, //danaherbertts.shop/wp-content/uploads/2024/11/student-loan-payment-300x264.png 300w, //danaherbertts.shop/wp-content/uploads/2024/11/student-loan-payment-768x676.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-b66993b elementor-widget elementor-widget-heading" data-id="b66993b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">學貸還款試算</h2> </div> </div> <div class="elementor-element elementor-element-fc15c0a elementor-widget elementor-widget-text-editor" data-id="fc15c0a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>以下為你進行學貸還款試算範例?/p> </div> </div> <div class="elementor-element elementor-element-92fef3f elementor-widget elementor-widget-text-editor" data-id="92fef3f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>小揚是一名國立大學學生，家庭年所得為110萬。上學期間，小揚向台灣銀行申請了8學期每期2萬元的就學貸款，那麼等到畢業?年後?span class="f-point">小揚每個月要償?785?/span>，再依自身情況決定是否提前還款，或向教育部申請就學貸款輕鬆還的措施?/p><p>民眾若想自行試算，可於台灣銀行就學貸款入口網，找到還款試算的頁面進行計算，方便自己制訂還款計畫！</p> </div> </div> <div class="elementor-element elementor-element-535ded63 elementor-widget elementor-widget-heading" data-id="535ded63" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">學貸還款技?/h2> </div> </div> <div class="elementor-element elementor-element-e89aa07 elementor-widget elementor-widget-text-editor" data-id="e89aa07" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>出社會馬上要面臨債務可能壓得你喘不過氣，<strong>大揚代書</strong>這邊提供?個方法，有效減輕你的還款負擔?/p> </div> </div> <div class="elementor-element elementor-element-232b989b elementor-widget elementor-widget-heading" data-id="232b989b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">準備儲蓄帳戶</h3> </div> </div> <div class="elementor-element elementor-element-5cf83181 elementor-widget elementor-widget-text-editor" data-id="5cf83181" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 由於目前最高的學貸利率?.525%，而銀行數位帳戶活存利率約1.5%起，建議<span class="f-point">申請就學貸款的學生可比較各銀行的活存利率，並且每月定期存錢作為還款預備金，以此減輕未來的還款壓力</span>? </div> </div> <div class="elementor-element elementor-element-2b954820 elementor-widget elementor-widget-text-editor" data-id="2b954820" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/digital-account/" target="_blank" rel="noopener">數位帳戶是什麼？類型與優缺點一次分享！</a></b> </div> </div> <div class="elementor-element elementor-element-14aa6b1d elementor-widget elementor-widget-heading" data-id="14aa6b1d" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">善用免息優惠</h3> </div> </div> <div class="elementor-element elementor-element-8db2fce elementor-widget elementor-widget-text-editor" data-id="8db2fce" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 畢業1年內屬於學貸免息期，利息由政府代為支付，<span class="f-point">建議可在這段時間內盡快償還本金，償還得越多，未來要還的利息就越少，也能越快清償貸?/span>，脫離負債生活? </div> </div> <div class="elementor-element elementor-element-d60fa76 elementor-widget elementor-widget-image" data-id="d60fa76" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="764" src="//danaherbertts.shop/wp-content/uploads/2024/11/student-loan-payment-skill.png" class="attachment-large size-large wp-image-56513" alt="學貸還款技巧－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2024/11/student-loan-payment-skill.png 1000w, //danaherbertts.shop/wp-content/uploads/2024/11/student-loan-payment-skill-300x287.png 300w, //danaherbertts.shop/wp-content/uploads/2024/11/student-loan-payment-skill-768x733.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-e90bc5d elementor-widget elementor-widget-heading" data-id="e90bc5d" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">學貸還款常見問題</h2> </div> </div> <div class="elementor-element elementor-element-7efef4dd elementor-widget elementor-widget-accordion" data-id="7efef4dd" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2131" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-2131" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：學貸還款餘額如何查詢？</a> </div> <div id="elementor-tab-content-2131" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-2131"><p>以下為你說明4間銀行就學貸款還款餘額查詢方法：</p><ul><li><strong>台灣銀行：</strong>台灣銀行官網→服務專區→還款明細查詢即可查?/li><li><strong>富邦銀行：</strong>富邦銀行官網→服務專區→帳務查詢即可查?/li><li><strong>高雄銀行：</strong>高雄銀行官網→服務專區→還款明細查詢即可查?/li><li><strong>土地銀行：</strong>土地銀行官網→服務專區→查詢繳費狀態即可查?/li></ul></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2132" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-2132" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：學貸逾期還款會影響信用嗎?/a> </div> <div id="elementor-tab-content-2132" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-2132"><p>雖然就學貸款屬於政策性貸款，?span class="f-point">遲繳仍會影響到信用分?/span>！建議事先做好儲蓄計畫，並在免息期內盡量還本金，避免發生遲繳情況?/p></div> </div> <script type="application/ld+json">{"@context":"https:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Q\uff1a\u5b78\u8cb8\u9084\u6b3e\u9918\u984d\u5982\u4f55\u67e5\u8a62\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p>\u4ee5\u4e0b\u70ba\u4f60\u8aaa\u660e4\u9593\u9280\u884c\u5c31\u5b78\u8cb8\u6b3e\u9084\u6b3e\u9918\u984d\u67e5\u8a62\u65b9\u6cd5\uff1a<\/p><ul><li><strong>\u53f0\u7063\u9280\u884c\uff1a<\/strong>\u53f0\u7063\u9280\u884c\u5b98\u7db2\u2192\u670d\u52d9\u5c08\u5340\u2192\u9084\u6b3e\u660e\u7d30\u67e5\u8a62\u5373\u53ef\u67e5\u95b1<\/li><li><strong>\u5bcc\u90a6\u9280\u884c\uff1a<\/strong>\u5bcc\u90a6\u9280\u884c\u5b98\u7db2\u2192\u670d\u52d9\u5c08\u5340\u2192\u5e33\u52d9\u67e5\u8a62\u5373\u53ef\u67e5\u95b1<\/li><li><strong>\u9ad8\u96c4\u9280\u884c\uff1a<\/strong>\u9ad8\u96c4\u9280\u884c\u5b98\u7db2\u2192\u670d\u52d9\u5c08\u5340\u2192\u9084\u6b3e\u660e\u7d30\u67e5\u8a62\u5373\u53ef\u67e5\u95b1<\/li><li><strong>\u571f\u5730\u9280\u884c\uff1a<\/strong>\u571f\u5730\u9280\u884c\u5b98\u7db2\u2192\u670d\u52d9\u5c08\u5340\u2192\u67e5\u8a62\u7e73\u8cbb\u72c0\u614b\u5373\u53ef\u67e5\u95b1<\/li><\/ul>"}},{"@type":"Question","name":"Q\uff1a\u5b78\u8cb8\u903e\u671f\u9084\u6b3e\u6703\u5f71\u97ff\u4fe1\u7528\u55ce\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p>\u96d6\u7136\u5c31\u5b78\u8cb8\u6b3e\u5c6c\u65bc\u653f\u7b56\u6027\u8cb8\u6b3e\uff0c\u4f46<span class=\"f-point\">\u9072\u7e73\u4ecd\u6703\u5f71\u97ff\u5230\u4fe1\u7528\u5206\u6578<\/span>\uff01\u5efa\u8b70\u4e8b\u5148\u505a\u597d\u5132\u84c4\u8a08\u756b\uff0c\u4e26\u5728\u514d\u606f\u671f\u5167\u76e1\u91cf\u9084\u672c\u91d1\uff0c\u907f\u514d\u767c\u751f\u9072\u7e73\u60c5\u6cc1\u3002<\/p>"}}]}</script> </div> </div> </div> <div class="elementor-element elementor-element-41761ed6 elementor-widget elementor-widget-heading" data-id="41761ed6" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">結語</h2> </div> </div> <div class="elementor-element elementor-element-7da49d6a elementor-widget elementor-widget-text-editor" data-id="7da49d6a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>以上就是學貸還款的說明，<strong>大揚代書</strong>再次提醒你，雖然學貸屬於政策性貸款，但仍要按時繳款，好好維護自己的信用狀態，日後想申辦其他貸款時才能順利過件喔！</p> </div> </div> <section 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