關於山坡地價?的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E5%B1%B1%E5%9D%A1%E5%9C%B0%E5%83%B9%E5%80%BC/feed/" rel="self" type="application/rss+xml" /> <link></link> <description></description> <lastBuildDate>Thu, 22 Aug 2024 02:55:29 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於山坡地價?的大小事，大揚代書幫你一網打?/title> <link></link> <width>32</width> <height>32</height> </image> <item> <title>山坡地貸款找誰申請？6大面向帶你深入了?/title> <link>//danaherbertts.shop/hillside-loan/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Mon, 23 Aug 2021 05:58:56 +0000</pubDate> <category><![CDATA[土地貸款]]></category> <category><![CDATA[山坡地保育利用貸款]]></category> <category><![CDATA[山坡地保育區農牧用地]]></category> <category><![CDATA[山坡地借款]]></category> <category><![CDATA[山坡地借貸]]></category> <category><![CDATA[山坡地價值]]></category> <category><![CDATA[山坡地貸款成數]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=13098</guid> <description><![CDATA[<p>山坡地貸款找誰申請？6大面向帶你深入了?如果你目前有資金需求，名下只有山坡地可抵押借貸，卻面臨多數銀行不願受 […]</p> <p>這篇文章 <a href="//danaherbertts.shop/hillside-loan/">山坡地貸款找誰申請？6大面向帶你深入了?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="13098" class="elementor elementor-13098" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-26cdc60e elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="26cdc60e" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6311b927" data-id="6311b927" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-2667f4e0 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="2667f4e0" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-a3eb4aa" data-id="a3eb4aa" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-737a9667 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="737a9667" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">山坡地價?/span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-7a5ed6e9 elementor-widget elementor-widget-heading" data-id="7a5ed6e9" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">山坡地貸款找誰申請？6大面向帶你深入了?/h1> </div> </div> <div class="elementor-element elementor-element-33c82484 elementor-widget elementor-widget-image" data-id="33c82484" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2021/08/hillside-loan.webp" class="attachment-large size-large wp-image-54583" alt="山坡地貸款找誰申請？6大面向帶你深入了解－大揚代書" /> </div> </div> <div class="elementor-element elementor-element-12c54129 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="12c54129" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-3547e898 elementor-widget elementor-widget-text-editor" data-id="3547e898" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果你目前有資金需求，名下只有山坡地可抵押借貸，卻面臨多數銀行不願受理的窘境，此時可以考慮找民間貸款機構申請山坡地貸款。本文將帶你認識山坡地定義、貸款管道比較，以及如何申請民間山坡地貸款，有需求的民眾可別錯過了！</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-45f6ed7b elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="45f6ed7b" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-54d3bc22" data-id="54d3bc22" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-bfcf8c5 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="bfcf8c5" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-67307f85" data-id="67307f85" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-f0ec180 elementor-widget elementor-widget-heading" data-id="f0ec180" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">山坡地是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-55a647f elementor-widget elementor-widget-text-editor" data-id="55a647f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>依據<a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=M0110006&flno=3" target="_blank" rel="noopener"><strong>山坡地保育利用條例第3</strong><strong>?/strong></a>規定，山坡地是指國有林事業區、試驗用林地及保安林地以外，經中央或直轄市主管機關參照自然形勀行政區域或保育、利用之需要，並符合以下情形之一者劃定範圍，報請行政院核定公告的公、私有土地：</p><ul><li>標高?00公尺以上者?/li><li>標高未滿100公尺，而其平均坡度?%以上者?/li></ul> </div> </div> <div class="elementor-element elementor-element-359d0ad0 elementor-widget elementor-widget-heading" data-id="359d0ad0" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">山坡地貸款是什麼？有哪些管道？</h2> </div> </div> <div class="elementor-element elementor-element-2224e5b elementor-widget elementor-widget-text-editor" data-id="2224e5b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 山坡地貸款是?span class="f-point">將名下山坡地作為擔保品，向貸款機構申請資金的一種借貸方式</span>。山坡地貸款管道有銀行、農會、民間貸款公?種，以下是詳細說明： </div> </div> <div class="elementor-element elementor-element-ab0db08 elementor-widget elementor-widget-heading" data-id="ab0db08" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">銀行山坡地貸款</h3> </div> </div> <div class="elementor-element elementor-element-0c2fb36 elementor-widget elementor-widget-text-editor" data-id="0c2fb36" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>由於山坡地價值比建地、農地低，且使用山坡地前還須向主管機關申請，因此大多數銀行不受理山坡地借款，過件率也不高，建議想申請山坡地貸款的民眾可選擇其他管道申辦?/p> </div> </div> <div class="elementor-element elementor-element-e963bf5 elementor-widget elementor-widget-heading" data-id="e963bf5" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">農會山坡地貸?/h3> </div> </div> <div class="elementor-element elementor-element-f30f486 elementor-widget elementor-widget-text-editor" data-id="f30f486" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 可找名下山坡地所在區域的農會申請，貸款成數最高約7成，但農會山坡地借貸有許多限制，例如<span class="f-point">申貸人須為農會會員、信用和收入狀況良好、山坡地完整且有實際的協助耕作、水土保持方?/span>等，若無法滿足以上條件，基本上很難過件? </div> </div> <div class="elementor-element elementor-element-4d74e75 elementor-widget elementor-widget-heading" data-id="4d74e75" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">民間山坡地貸?/h3> </div> </div> <div class="elementor-element elementor-element-4e068a7 elementor-widget elementor-widget-text-editor" data-id="4e068a7" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 民間貸款管道中，代書能承作山坡地借款，不看貸款人信用狀況，<span class="f-point">只要持有山坡地就可以申辦，貸款成數最高可??/span>，是最推薦的申貸管道。以下是大揚代書山坡地貸款方案內容： </div> </div> <div class="elementor-element elementor-element-257c7b6 elementor-widget elementor-widget-html" data-id="257c7b6" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th width="25%" style="background-color:#f7f2eb; vertical-align: middle; text-align: center">申請條件</th> <td width="75%" style="vertical-align: middle; text-align: left"> ?18?5歲之國民<br> ?名下山坡地有價?br> ?不看信用狀況，即使信用不良、土地僅持分、無薪轉證明也可申請</td> </tr> <tr> <th style="background-color:#f7f2eb; vertical-align: middle; text-align: center">貸款利率</th> <td style="vertical-align: middle; text-align: left">1%起（依個人申貸條件而定?/td> </tr> <tr> <th style="background-color:#f7f2eb; vertical-align: middle; text-align: center">貸款額度</th> <td style="vertical-align: middle; text-align:left">最高可達土地市??/td></tr> <tr> <th style="background-color:#f7f2eb; vertical-align: middle; text-align: center">還款年限</th> <td style="vertical-align: middle; text-align: left">不限，隨借隨還不綁約</td> </tr> <tr> <th style="background-color:#f7f2eb; vertical-align: middle; text-align: center">還款方式</th> <td style="vertical-align: middle; text-align:left">本利攤還／按月繳息，依個人經濟狀況而定</td></tr> <tr> <th style="background-color:#f7f2eb; vertical-align: middle; text-align: center">辦理時間</th> <td style="vertical-align: middle; text-align: left">最?天就能完成審核並撥款</td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-85ad00c elementor-widget elementor-widget-text-editor" data-id="85ad00c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <strong>?延伸閱讀 ?/strong><a href="//danaherbertts.shop/partially-land-loan/" target="_blank" rel="noopener"><strong>持分土地貸款找誰辦理？輕鬆申貸的管道在這裡?/strong></a> </div> </div> <div class="elementor-element elementor-element-67556ca9 elementor-widget elementor-widget-heading" data-id="67556ca9" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間山坡地貸款有哪些優點?/h2> </div> </div> <div class="elementor-element elementor-element-9159ec4 elementor-widget elementor-widget-text-editor" data-id="9159ec4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>民間山坡地貸款有許多不同於其他管道的優勢，共有以?點：</p> </div> </div> <div class="elementor-element elementor-element-c16f60a elementor-widget elementor-widget-text-editor" data-id="c16f60a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol> <li><strong>貸款成數較高?/strong>山坡地貸款成?span class="f-point">最高可達土地市??/span>，額度比金融機構高?/li> <li><strong>不看信用狀況：</strong>不論申貸人是否有信用瑕疵、信用小白、過去曾有貸款或信用卡遲繳、債務協商紀錄等情形皆可申辦，代書不會以個人信用狀況作為是否核貸之依據?/li> <li><strong>有地就能辦理?/strong>不須提供薪轉證明、勞保投保證明、財力證明等，只要名下有山坡地就能申請貸款?/li> <li><strong>審核時間更短?/strong>不同於金融機構漫長的辦理時間?span class="f-point">代書只需??天就可以核發款項</span>?/li> <li><strong>還款方式彈性：</strong>可本利攤還，也可按月繳息，依申貸人意願或財務狀況而定?/li> <li><strong>全台皆可服務?/strong>大揚代書山坡地貸款不受地區限制，無論申貸人在台灣何處，都能進行山坡地貸款申請?/li> </ol> </div> </div> <div class="elementor-element elementor-element-86f9a31 elementor-widget elementor-widget-image" data-id="86f9a31" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="759" src="//danaherbertts.shop/wp-content/uploads/2021/08/hillside-loan-advantage.png" class="attachment-large size-large wp-image-43919" alt="山坡地貸?大優點－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/hillside-loan-advantage.png 1001w, //danaherbertts.shop/wp-content/uploads/2021/08/hillside-loan-advantage-300x285.png 300w, //danaherbertts.shop/wp-content/uploads/2021/08/hillside-loan-advantage-768x729.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-5136264 elementor-widget elementor-widget-heading" data-id="5136264" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">山坡地貸款申請文?/h2> </div> </div> <div class="elementor-element elementor-element-d20353e elementor-widget elementor-widget-text-editor" data-id="d20353e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>雙證?/li><li>戶籍謄本</li><li>土地所有權狀</li><li>收入或在職證明（加分條件?/li></ul> </div> </div> <div class="elementor-element elementor-element-70602bea elementor-widget elementor-widget-heading" data-id="70602bea" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">山坡地貸款申請流?</h2> </div> </div> <div class="elementor-element elementor-element-295d8725 elementor-widget elementor-widget-text-editor" data-id="295d8725" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>不必再為財務狀況和山坡地價值低而煩惱，跟著以下步驟就能獲得資金協助?/p><ol><li><strong>申請</strong>：填?a href="//danaherbertts.shop/#Online" target="_blank" rel="noopener">線上表單</a>或撥?a href="tel:0800-885-697" target="_blank" rel="noopener">服務專線</a>，並提供上述資料供我們進行山坡地鑑價?/li><li><strong>估價</strong>：我們有專業的鑑價團隊會根據申貸人持有的山坡地位置和現況，評估其潛在價值及預期增值空間，為申貸人爭取最有利的額度與利率，並進行山坡地貸款試算?/li><li><strong>對保</strong>：審核通過後將與申貸人完成對保手續，並簽訂契約?/li><li><strong>設定</strong>：至地政機關辦理<a href="//danaherbertts.shop/mortgage-registration/" target="_blank" rel="noopener"><strong>抵押權設定登?/strong></a>?/li><li><strong>撥款</strong>：上述程序完成後，最??天內即可核發貸款金額?/li></ol> </div> </div> <div class="elementor-element elementor-element-82e757d elementor-widget elementor-widget-heading" data-id="82e757d" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">山坡地貸款常見問?/h2> </div> </div> <div class="elementor-element elementor-element-7f10601 elementor-widget elementor-widget-accordion" data-id="7f10601" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1331" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-1331" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：政府有提供山坡地貸款嗎?/a> </div> <div id="elementor-tab-content-1331" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-1331"><p>有，政府為了協助山坡地範圍內的農民從事公共設施、水土保持與農業經營等作業，以促進山坡地保育利用，因此推出山坡地保育利用貸款方案，有需要的民眾可查?a href="//www.afna.gov.tw/view.php?theme=agricultural_development&subtheme=&id=37" target="_blank" rel="noopener"><strong>山坡地保育利用貸款要?/strong></a>?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1332" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-1332" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：山坡地貸款有什麼審核條件？</a> </div> <div id="elementor-tab-content-1332" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-1332"><p>山坡地貸款審核條件會依據各貸款機構而有所不同，一般包含以下幾點：</p><ul><li>土地形狀</li><li>坐落地點</li><li>土地面積</li><li>土地現況</li><li>土地使用分區</li><li>土地產權持分比例</li></ul></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1333" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-1333" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：山坡地保育區可以賣嗎?/a> </div> <div id="elementor-tab-content-1333" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-1333"><span class="f-point">山坡地中可能包含各種土地使用分區，其中山坡地保育區農牧用地、建地、農地等是可以進行買賣?/span>。但根據<a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=M0110006&flno=12">山坡保育地利用條例第12?/a>規定，使用山坡保育地前，應依主管機關規定的水土保持技術規範和期限，實施水土保持處理與維護，且距離前一次維護不能超?年?/div> </div> <script type="application/ld+json">{"@context":"https:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Q\uff1a\u653f\u5e9c\u6709\u63d0\u4f9b\u5c71\u5761\u5730\u8cb8\u6b3e\u55ce\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p>\u6709\uff0c\u653f\u5e9c\u70ba\u4e86\u5354\u52a9\u5c71\u5761\u5730\u7bc4\u570d\u5167\u7684\u8fb2\u6c11\u5f9e\u4e8b\u516c\u5171\u8a2d\u65bd\u3001\u6c34\u571f\u4fdd\u6301\u8207\u8fb2\u696d\u7d93\u71df\u7b49\u4f5c\u696d\uff0c\u4ee5\u4fc3\u9032\u5c71\u5761\u5730\u4fdd\u80b2\u5229\u7528\uff0c\u56e0\u6b64\u63a8\u51fa\u5c71\u5761\u5730\u4fdd\u80b2\u5229\u7528\u8cb8\u6b3e\u65b9\u6848\uff0c\u6709\u9700\u8981\u7684\u6c11\u773e\u53ef\u67e5\u95b1<a href=\"https:\/\/www.afna.gov.tw\/view.php?theme=agricultural_development&subtheme=&id=37\" target=\"_blank\" 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data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">山坡地貸款就找大揚代?/h2> </div> </div> <div class="elementor-element elementor-element-63129b4 elementor-widget elementor-widget-text-editor" data-id="63129b4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>若你覺得申請政府山坡地貸款很麻煩，或找金融機構貸不過，都歡迎你來?strong>大揚代書</strong>，不僅額度高、利率低，也比較好過件，協助你度過財務危機！如果?a href="//danaherbertts.shop/building-land-financing-loan/" target="_blank" rel="noopener"><strong>建地貸款</strong></a>、農地貸款等需求，也可以聯繫我們?/p> </div> </div> <div class="elementor-element elementor-element-882b09f elementor-widget elementor-widget-text-editor" data-id="882b09f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <strong>?延伸閱讀 ?a href="//danaherbertts.shop/farmland-mortgage-loan/" target="_blank" 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