關於房屋二胎 準備 資料 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E6%88%BF%E5%B1%8B%E4%BA%8C%E8%83%8E-%E6%BA%96%E5%82%99-%E8%B3%87%E6%96%99/feed/" rel="self" type="application/rss+xml" /> <link>//danaherbertts.shop/tag/房屋二胎-準備-資料/</link> <description></description> <lastBuildDate>Mon, 22 Jul 2024 09:25:08 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於房屋二胎 準備 資料 的大小事，大揚代書幫你一網打?/title> <link>//danaherbertts.shop/tag/房屋二胎-準備-資料/</link> <width>32</width> <height>32</height> </image> <item> <title>屏東房屋二胎轉貸可行嗎？2大管道優缺分?/title> <link>//danaherbertts.shop/pingtung-second-remortgage/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Tue, 15 Mar 2022 06:13:34 +0000</pubDate> <category><![CDATA[房屋貸款]]></category> <category><![CDATA[二胎房貸]]></category> <category><![CDATA[二順位房貸是什麼]]></category> <category><![CDATA[屏東房屋二胎轉貸]]></category> <category><![CDATA[房屋二胎 準備 資料]]></category> <category><![CDATA[房屋二胎注意]]></category> <category><![CDATA[房屋二胎轉貸]]></category> <category><![CDATA[房貸轉貸]]></category> <category><![CDATA[民間轉銀行]]></category> <category><![CDATA[私設轉銀行]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=28123</guid> <description><![CDATA[<p>屏東房屋二胎轉貸可行嗎？2大管道優缺分?屏東房屋二胎和一胎相比，利率都會高一些，假設在二胎期間發現了其他較划 […]</p> <p>這篇文章 <a href="//danaherbertts.shop/pingtung-second-remortgage/">屏東房屋二胎轉貸可行嗎？2大管道優缺分?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="28123" class="elementor elementor-28123" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-6495b466 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="6495b466" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7054507b" data-id="7054507b" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-7eef6cac elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="7eef6cac" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-49108933" data-id="49108933" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-4e6c339 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="4e6c339" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">房屋二胎 準備 資料</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-10047fde elementor-widget elementor-widget-heading" data-id="10047fde" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">屏東房屋二胎轉貸可行嗎？2大管道優缺分?/h1> </div> </div> <div class="elementor-element elementor-element-6e633869 elementor-widget elementor-widget-image" data-id="6e633869" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2022/03/pingtung-second-remortgage.webp" class="attachment-large size-large wp-image-51426" alt="屏東房屋二胎轉貸可行嗎？2大管道優缺分析－大揚代書" /> </div> </div> <div class="elementor-element elementor-element-4dc6afb7 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="4dc6afb7" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-6fee8250 elementor-widget elementor-widget-text-editor" data-id="6fee8250" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>屏東房屋二胎和一胎相比，利率都會高一些，假設在二胎期間發現了其他較划算的貸款機構，有重新選擇的機會嗎？屏東房屋二胎轉貸提供給已經有二胎的客戶更好的借款方案，想了解屏東房屋二胎轉貸有什麼好處嗎？有什麼申請條件和限制?strong>大揚代書</strong>整理了完善的資訊讓你參考?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-7d3bfcaf elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="7d3bfcaf" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-cf6c6cb" data-id="cf6c6cb" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-dcf4871 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="dcf4871" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5da83c05" data-id="5da83c05" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-67b9d0b9 elementor-widget elementor-widget-heading" data-id="67b9d0b9" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">屏東房屋二胎轉貸是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-1e722111 elementor-widget elementor-widget-text-editor" data-id="1e722111" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 當你的房屋先前已經向銀行或貸款公司辦理<a href="//danaherbertts.shop/pingtung-second-loan/" target="_blank" rel="noopener">屏東房屋二胎</a>，但在貸款期間，發現有其他更優惠的二胎方案，此時可以向新機構提出轉貸申請，進行房貸轉貸?strong style="background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 0);">轉貸時新機構會再針對房子重新鑑價，要是房屋還有價值，通常都會提供二胎增貸</strong>? </div> </div> <div class="elementor-element elementor-element-6dab4ef6 elementor-widget elementor-widget-heading" data-id="6dab4ef6" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">二順位房貸是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-5ac961b0 elementor-widget elementor-widget-text-editor" data-id="5ac961b0" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 二順位房貸又稱為二胎房貸，為什麼二順位房貸的利率會比一般房貸高呢？由於清償順位排在第二，因此風險會比一胎房貸高。為了降低風險，銀行會將二胎的貸款利率拉高、額度降低、貸款年限縮短，在借款人條件的審核也會再嚴格一些，確保銀行本身不會有呆帳風險? </div> </div> <div class="elementor-element elementor-element-161d427 elementor-widget elementor-widget-text-editor" data-id="161d427" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/second-house-lend-money/" target="_blank" rel="noopener">申辦二胎房屋借款的條件和風險有哪些？別讓借貸機構誆騙了！</a></b> </div> </div> <div class="elementor-element elementor-element-f8f4db1 elementor-widget elementor-widget-heading" data-id="f8f4db1" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">屏東房屋二胎轉貸有哪些方式？</h2> </div> </div> <div class="elementor-element elementor-element-bf4d55a elementor-widget elementor-widget-heading" data-id="bf4d55a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">銀行轉民間</h3> </div> </div> <div class="elementor-element elementor-element-19c7135b elementor-widget elementor-widget-text-editor" data-id="19c7135b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 由於銀行二胎的貸款額度和一胎相比減少許多，可能會無法滿足申貸人所需資金，但<strong style="background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 0);">只要房屋還有價值，民間貸款都可以依照市價鑑價，貸款成數最高可來到9?/strong>。此外，民間房屋二胎的還款方式、審核條件都比銀行有彈性許多，是許多人會考慮的二胎轉貸管道，而大揚代書正是房屋二胎轉貸由銀行轉民間的專家? </div> </div> <div class="elementor-element elementor-element-1003ddd8 elementor-widget elementor-widget-heading" data-id="1003ddd8" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">民間轉銀?/h3> </div> </div> <div class="elementor-element elementor-element-3fd0a9b5 elementor-widget elementor-widget-text-editor" data-id="3fd0a9b5" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 通常信用條件不好或是收入較不穩定的人，都會選擇民間房屋二胎，但因為申貸條件寬鬆許多，民間貸款的利率會稍高一些。如果貸款期間提高信用分數，也有穩定的收入證明，就可以試著從民間二胎轉銀行，也就是常聽到的私設轉銀行，但直接向銀行辦理是不可能的，必須先清償原本的二胎貸款，或是找專業的貸款顧問辦理? </div> </div> <div class="elementor-element elementor-element-1816f6b elementor-widget elementor-widget-text-editor" data-id="1816f6b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/pingtung-mortgage/" target="_blank" rel="noopener">想要銀行轉民間就來申請民間屏東房屋貸款</a></b> </div> </div> <div class="elementor-element elementor-element-659653dc elementor-widget elementor-widget-heading" data-id="659653dc" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">如何申辦屏東房屋二胎轉貸?/h2> </div> </div> <div class="elementor-element elementor-element-74865e7 elementor-widget elementor-widget-heading" data-id="74865e7" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">銀行轉民間</h3> </div> </div> <div class="elementor-element elementor-element-a2a696a elementor-widget elementor-widget-image" data-id="a2a696a" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="400" src="//danaherbertts.shop/wp-content/uploads/2022/03/申辦銀行轉民間流程?大揚代書事務所.png" class="attachment-large size-large wp-image-28133" alt="申辦銀行轉民間流程圖－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2022/03/申辦銀行轉民間流程?大揚代書事務所.png 1001w, //danaherbertts.shop/wp-content/uploads/2022/03/申辦銀行轉民間流程?大揚代書事務所-300x150.png 300w, //danaherbertts.shop/wp-content/uploads/2022/03/申辦銀行轉民間流程?大揚代書事務所-768x384.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-3834145f elementor-widget elementor-widget-text-editor" data-id="3834145f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>申請?/strong><a href="tel:0800-885-697">來電諮詢</a>或填?a href="//danaherbertts.shop/#Online" target="_blank" rel="noopener">線上表單</a>，提出屏東房屋二胎轉貸申請?/li><li><strong>評估?/strong>專員會評估方案是否可行，提供新的二胎方案?/li><li><strong>對保?/strong>雙面見面對保，確認新二胎方案內容，以辦理後續手續?/li><li><strong>設定?/strong>協助辦理<a href="//danaherbertts.shop/mortgage-cancellation/" target="_blank" rel="noopener">抵押權塗?/a>，重新至地政機關辦理抵押設定，將設定轉移到大揚?/li><li><strong>撥款?/strong>將貸款金額撥到指定帳戶，往後每月按時還款即可?/li></ol> </div> </div> <div class="elementor-element elementor-element-f665fe3 elementor-widget elementor-widget-text-editor" data-id="f665fe3" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/compensation-second-loan/" target="_blank" rel="noopener">學會8個代償二胎的小撇步就不必再為財務狀況煩惱！</a></b> </div> </div> <div class="elementor-element elementor-element-f4ee5ac elementor-widget elementor-widget-heading" data-id="f4ee5ac" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">民間轉銀?/h3> </div> </div> <div class="elementor-element elementor-element-5bdf8d6 elementor-widget elementor-widget-text-editor" data-id="5bdf8d6" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>由於直接申請轉貸銀行失敗機率很高，建議先諮詢專業銀行代辦，用不調閱聯徵中心信用報告的方法媒合核貸率較高的二胎銀行，以下是辦理流程：</p> </div> </div> <div class="elementor-element elementor-element-e0e7cbf elementor-widget elementor-widget-image" data-id="e0e7cbf" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="400" src="//danaherbertts.shop/wp-content/uploads/2022/03/申辦民間轉銀行流程圖-大揚代書事務所.png" class="attachment-large size-large wp-image-28132" alt="申辦民間轉銀行流程圖－大揚代? srcset="//danaherbertts.shop/wp-content/uploads/2022/03/申辦民間轉銀行流程圖-大揚代書事務所.png 1000w, //danaherbertts.shop/wp-content/uploads/2022/03/申辦民間轉銀行流程圖-大揚代書事務所-300x150.png 300w, //danaherbertts.shop/wp-content/uploads/2022/03/申辦民間轉銀行流程圖-大揚代書事務所-768x384.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-63fdb95 elementor-widget elementor-widget-text-editor" data-id="63fdb95" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>申請?/strong>撥打<a href="//lihi3.cc/me7pL">服務專線</a>或填?a href="//danaherbertts.shop/#Online" target="_blank" rel="noopener">線上表單</a>?/li><li><strong>審核?/strong>專員根據提供文件，媒合出適合的銀行，評估銀行願意貸款的金額?/li><li><strong>送件?/strong>確認無誤後，我們會正式送件銀行，順利的話就可以轉貸?/li></ol> </div> </div> <div class="elementor-element elementor-element-8ce3999 elementor-widget elementor-widget-text-editor" data-id="8ce3999" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/bank-agency/">找銀行代辦要注意哪些事情？這樣做就能分辨其中差?/a></b> </div> </div> <div class="elementor-element elementor-element-6a70ed8 elementor-widget elementor-widget-heading" data-id="6a70ed8" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間轉銀行會如何處理?/h2> </div> </div> <div class="elementor-element elementor-element-48db4ef2 elementor-widget elementor-widget-text-editor" data-id="48db4ef2" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>銀行並不會協助清償民間的房屋二胎貸款，所以原本的貸款金額有兩種解決方式，一是貸款人先償還完畢，再進行銀行轉貸；二是由原貸款公司先為貸款人代償，塗銷抵押設定，等到銀行撥款後再將錢還給民間。第2種方式對民間風險高，較少貸款公司願意承作，有還款問題可以先來詢問<strong>大揚代書</strong>?/p> </div> </div> <div class="elementor-element elementor-element-5bcbf6c elementor-widget elementor-widget-heading" data-id="5bcbf6c" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間轉銀行申請失敗原因有哪些?/h2> </div> </div> <div class="elementor-element elementor-element-4fffc144 elementor-widget elementor-widget-text-editor" data-id="4fffc144" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 如果想要從民間轉貸銀行，以下原因都有可能導致失敗? </div> </div> <div class="elementor-element elementor-element-34d164a elementor-widget elementor-widget-text-editor" data-id="34d164a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>存款太低，無法確保還款能力?/strong></li><li><strong>負債比超?5倍以上?/strong></li><li><strong>信用卡曾經超額使用或遲繳，造成信用瑕疵問題?/strong></li><li><strong>3個月內查詢聯徵次數超?次?/strong></li><li><strong>房屋鑑價金額太低?/strong></li></ul> </div> </div> <div class="elementor-element elementor-element-a03b56e elementor-widget elementor-widget-text-editor" data-id="a03b56e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 要是原本的民間二胎方案不滿意，向銀行申請轉貸又失敗，可以轉貸到大揚代書，我們和其他民間貸款相比，有更好的服務及房屋二胎方案? </div> </div> <div class="elementor-element elementor-element-a00848a elementor-widget elementor-widget-heading" data-id="a00848a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申辦屏東房屋二胎轉貸要準備什麼資料？</h2> </div> </div> <div class="elementor-element elementor-element-057fd4f elementor-widget elementor-widget-text-editor" data-id="057fd4f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>身分?/li><li>收入證明</li><li>在職證明</li><li><a href="//www.ris.gov.tw/app/portal/16" target="_blank" rel="noopener">戶籍謄本</a></li><li><a href="//danaherbertts.shop/land-and-building-transcription/" target="_blank" rel="noopener">土地建物謄本</a></li><li>房貸最近一年繳款明?/li></ul> </div> </div> <div class="elementor-element elementor-element-a513ae7 elementor-widget elementor-widget-heading" data-id="a513ae7" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申辦屏東房屋二胎轉貸要注意什麼？</h2> </div> </div> <div class="elementor-element elementor-element-b600590 elementor-widget elementor-widget-text-editor" data-id="b600590" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>原貸款是否有綁定合約?/strong><br />如果是辦理銀行房屋二胎貸款，要注意綁定合約是否有違約限制，轉貸或提前清償可能需要支付違約金?/li><li><strong>確認本身還款能力?/strong><br />如果是為了提高額度而轉貸到民間貸款，就要確認是否有能力還款，民間的申貸條件雖然寬鬆，但利率會稍高一些?/li><li><strong>尋找合適代辦公司?/strong><br />想要私設轉銀行，有時會需要找代辦公司爭取更好的轉貸條件?strong style="background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 0);">要留意代辦公司是否為合法經營，建議找大揚代書，我們有相當豐富的代辦經?/strong>?/li></ul> </div> </div> <div class="elementor-element elementor-element-00987ad elementor-widget elementor-widget-image" data-id="00987ad" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="719" src="//danaherbertts.shop/wp-content/uploads/2022/03/second_remortgage_advertence.png" class="attachment-large size-large wp-image-36209" alt="房屋二胎轉貸要注意什麼－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2022/03/second_remortgage_advertence.png 1001w, //danaherbertts.shop/wp-content/uploads/2022/03/second_remortgage_advertence-300x270.png 300w, //danaherbertts.shop/wp-content/uploads/2022/03/second_remortgage_advertence-768x691.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-40510252 elementor-widget elementor-widget-heading" data-id="40510252" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">屏東房屋二胎轉貸常見問題</h2> </div> </div> <div class="elementor-element elementor-element-351b1dea elementor-widget elementor-widget-accordion" data-id="351b1dea" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-8901" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-8901" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：房屋二胎轉貸民間轉銀行不能自己辦嗎？</a> </div> <div id="elementor-tab-content-8901" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-8901"><p>當然也可以自己辦理，只是找我們辦理會有以下好處：</p><ol><li><strong>不需要調閱聯徵中心信用紀錄，就能大幅提升過件率?/strong></li><li><strong>收費符合一般行情價格，不會巧立名目收取不必要的費用?/strong></li><li><strong>節省你寶貴的時間，不須東奔西走?/strong></li><li><strong>有些銀行會去調查貸款人是否曾有民間私設的情況，若有則難以核貸，而大揚代書可以媒合適合的銀行方案，讓你無須逐一詢問?/strong></li><li><strong>能直接為你代償民間貸款債務並辦理塗銷抵押設定，不需要浪費時間等待?/strong></li></ol></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-8902" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-8902" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：民間轉銀行有什麼訣竅嗎?/a> </div> <div id="elementor-tab-content-8902" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-8902"><ul><li><strong>仔細檢視銀行轉貸失敗的原因，找出解決方式?/strong></li><li><strong>降低民間二胎房貸的貸款金額，若超出銀行審核條件就很容易失敗?/strong></li><li><strong>財力條件有一定水準者較容易申辦成功，因為核貸空間較大?/strong></li><li><strong>若能提供信用條件良好或收入狀況優良的保證人，較有機會提高貸款金額?/strong></li></ul></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-8903" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-8903" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：如果由民間轉銀行最後還是失敗了怎麼辦？</a> </div> <div id="elementor-tab-content-8903" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-8903"><p>如果因為貸款負擔太大導致無法周轉，且試過上述的民間轉銀行方法也無效，就可以考慮出售房屋，不僅能免去貸款負擔，也有機會獲得多餘資金可供運用，待經濟狀況許可再購買其他房屋也不失為一個好方法?/p></div> </div> <script 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</div> </div> </div> <div class="elementor-element elementor-element-da55ab0 elementor-widget elementor-widget-heading" data-id="da55ab0" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">結語</h2> </div> </div> <div class="elementor-element elementor-element-5aeebfb1 elementor-widget elementor-widget-text-editor" data-id="5aeebfb1" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>申請屏東房屋二胎轉貸和其他貸款比起來，要注意的細節比較多，申貸過程也較瑣碎。無論是轉貸至什麼機構，都要仔細思考轉貸原因、本身的還款條件，也要留意成本?strong>大揚代書</strong>提醒你，房屋二胎轉貸前先找專業顧問諮詢，才能找到最適合的解決之道?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-7ca46219 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="7ca46219" data-element_type="section" data-settings="{"background_background":"classic"}"> 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href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/pingtung-second-remortgage/">屏東房屋二胎轉貸可行嗎？2大管道優缺分?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> <item> <title>基隆房屋二胎?樓透天80?/title> <link>//danaherbertts.shop/keelung-people-balance/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Mon, 07 Feb 2022 10:01:24 +0000</pubDate> <category><![CDATA[北部案例]]></category> <category><![CDATA[台中房地借款]]></category> <category><![CDATA[台中房屋二胎借貸]]></category> <category><![CDATA[台中民間代償]]></category> <category><![CDATA[台中貸款代書]]></category> <category><![CDATA[房屋二胎 準備 資料]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=24597</guid> <description><![CDATA[<p>基隆房屋二胎?樓透天80?案件區域：基隆貸款方案：透天借貸（房屋二胎貸款）貸款金額?0?我是來自基隆?[…]</p> <p>這篇文章 <a href="//danaherbertts.shop/keelung-people-balance/">基隆房屋二胎?樓透天80?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="24597" class="elementor elementor-24597" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-394e8604 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="394e8604" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7543653d" data-id="7543653d" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-149fbb1c elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="149fbb1c" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2861b2e8" data-id="2861b2e8" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-762486f8 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="762486f8" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">房屋二胎 準備 資料</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-25a6f005 elementor-widget elementor-widget-heading" data-id="25a6f005" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">基隆房屋二胎?樓透天80?</h1> </div> </div> <div class="elementor-element elementor-element-21191890 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="21191890" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-62b7108 elementor-widget elementor-widget-image" data-id="62b7108" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="500" height="500" src="//danaherbertts.shop/wp-content/uploads/2022/02/keelung-people-balance.png" class="attachment-large size-large wp-image-47263" alt="基隆二胎4樓透天－大揚代? srcset="//danaherbertts.shop/wp-content/uploads/2022/02/keelung-people-balance.png 500w, //danaherbertts.shop/wp-content/uploads/2022/02/keelung-people-balance-300x300.png 300w, //danaherbertts.shop/wp-content/uploads/2022/02/keelung-people-balance-150x150.png 150w" sizes="(max-width: 500px) 100vw, 500px" /> </div> </div> <div class="elementor-element elementor-element-2162fefb elementor-widget elementor-widget-text-editor" data-id="2162fefb" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>案件區域：基隆<br />貸款方案：透天借貸?a href="//danaherbertts.shop/keelung-mortgage/" target="_blank" rel="noopener">房屋二胎貸款</a>?br />貸款金額?0?/p><p>我是來自基隆的林小姐，擔任家教、補教老師多年，也和朋友合夥開了一間補習班。前陣子受疫情影響，為了配合政府的防疫政策，補習班暫停上課一段時間，所以我只能偶爾接接家教，多少補貼一點補習班停課的損失，但是<span class="f-point">在停課之前我曾經跟民間貸款公司借貸過，還剩下一些欠款需要繳清，接家教的鐘點費其實很難同時支撐貸款款項和生活費用</span>?/p><p>沒多久我就在信箱收到大揚代書的DM，發現他們有代償民間貸款的方案，就打電話過去詢問相關資訊，經過專員評估後我決定用名下一間四樓透天貸款80萬，而且每個月還可以本利攤還，這筆錢就先清償原民間借款，剩下款項當家庭生活備用金，謝謝大揚代書幫助我度過這次的財務危機?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-7fb3f5c1 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="7fb3f5c1" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4dd92604" data-id="4dd92604" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-426ae016 elementor-widget elementor-widget-heading" data-id="426ae016" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">房屋二胎貸款優勢</h2> </div> </div> <div class="elementor-element elementor-element-7cd112b1 elementor-widget elementor-widget-text-editor" data-id="7cd112b1" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul style="list-style-type: none;"><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>貸款額度：依房屋市值估價為?/li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>貸款利率?.6%?/li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>還款方式：分期付款或按月繳息</li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>撥款方式：貸款本金一次核?/li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>急用錢，當日快速撥?/li></ul> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-47bf649" data-id="47bf649" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-5d39ae1c elementor-widget elementor-widget-heading" data-id="5d39ae1c" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申辦條件</h2> </div> </div> <div class="elementor-element elementor-element-44b208d2 elementor-widget elementor-widget-text-editor" data-id="44b208d2" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul style="list-style-type: none;"><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>本人持有房屋所有權</li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>年齡18-85?/li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>產權持分、離島地區</li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>不限職業，無須薪資證?/li><li><img decoding="async" class="alignleft wp-image-11318" src="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png" alt="案例貸款項目符號 - 大揚代書事務所" width="31" height="31" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark.png 256w, //danaherbertts.shop/wp-content/uploads/2021/08/003-checkmark-150x150.png 150w" sizes="(max-width: 31px) 100vw, 31px" /></li><li>銀行拒絕往來?/li></ul> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-2312fa9 elementor-widget elementor-widget-heading" data-id="2312fa9" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">看更多相關文?/h2> </div> </div> <div class="elementor-element elementor-element-380adfea elementor-widget elementor-widget-lae-posts-carousel" data-id="380adfea" data-element_type="widget" data-widget_type="lae-posts-carousel.default"> <div class="elementor-widget-container"> <div id="lae-posts-carousel-67c567e780cae" 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class="cat-item cat-item-4"><a href="//danaherbertts.shop/category/loan-guide/house-loan-area/">房屋貸款</a> </li> <li class="cat-item cat-item-5"><a href="//danaherbertts.shop/category/loan-guide/civil-servants-loan-area/">軍公教貸?/a> </li> <li class="cat-item cat-item-7"><a href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/keelung-people-balance/">基隆房屋二胎?樓透天80?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> </channel> </rss>