關於房屋抵押貸款流程 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E6%88%BF%E5%B1%8B%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E6%B5%81%E7%A8%8B/feed/" rel="self" type="application/rss+xml" /> <link></link> <description></description> <lastBuildDate>Fri, 20 Sep 2024 02:18:17 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於房屋抵押貸款流程 的大小事，大揚代書幫你一網打?/title> <link></link> <width>32</width> <height>32</height> </image> <item> <title>房屋貸款流程如何進行?步驟為你解析?/title> <link>//danaherbertts.shop/house-loan-step/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Fri, 08 Apr 2022 06:50:09 +0000</pubDate> <category><![CDATA[申貸須知]]></category> <category><![CDATA[房屋抵押貸款流程]]></category> <category><![CDATA[房貸撥款流程]]></category> <category><![CDATA[房貸流程要多久]]></category> <category><![CDATA[房貸申請不過]]></category> <category><![CDATA[房貸需要什麼條件]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=28576</guid> <description><![CDATA[<p>房屋貸款流程如何進行?步驟為你解析?購屋是人生大事，但你了解房屋貸款流程有哪些步驟嗎？申請房貸需要什麼條?[…]</p> <p>這篇文章 <a href="//danaherbertts.shop/house-loan-step/">房屋貸款流程如何進行?步驟為你解析?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="28576" class="elementor elementor-28576" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-71453b4c elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="71453b4c" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6c960052" data-id="6c960052" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-5ff0468e elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="5ff0468e" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-be5c7f7" data-id="be5c7f7" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-5e679c98 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="5e679c98" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">房屋抵押貸款流程</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-71842547 elementor-widget elementor-widget-heading" data-id="71842547" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">房屋貸款流程如何進行?步驟為你解析?/h1> </div> </div> <div class="elementor-element elementor-element-b9c4085 elementor-widget elementor-widget-image" data-id="b9c4085" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2022/04/house-loan-step.webp" class="attachment-large size-large wp-image-53191" alt="房屋貸款流程如何進行?步驟為你解析！－大揚代書" /> </div> </div> <div class="elementor-element elementor-element-640e76fa elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="640e76fa" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-5002d1c2 elementor-widget elementor-widget-text-editor" data-id="5002d1c2" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>購屋是人生大事，但你了解房屋貸款流程有哪些步驟嗎？申請房貸需要什麼條件？別擔心！<strong>大揚代書</strong>為你一一整理了詳細流程以及申辦時的注意事項，快跟著我們一起來了解?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-2ef6bc13 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="2ef6bc13" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6fe63320" data-id="6fe63320" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-2e68cea4 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="2e68cea4" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ac02a6a" data-id="ac02a6a" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-64c613a4 elementor-widget elementor-widget-heading" data-id="64c613a4" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">房屋貸款流程有哪些？</h2> </div> </div> <div class="elementor-element elementor-element-1afd655c elementor-widget elementor-widget-heading" data-id="1afd655c" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">步驟一：提出申?/h3> </div> </div> <div class="elementor-element elementor-element-070c5e2 elementor-widget elementor-widget-text-editor" data-id="070c5e2" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>當你決定好想購買的房屋後，下一步就是選擇合適的房貸方案，目前市面上房貸種類較多，建議購屋者可以根據自身的財務規劃及需求來挑選房貸方案，再提出申請?/p> </div> </div> <div class="elementor-element elementor-element-3966d95b elementor-widget elementor-widget-heading" data-id="3966d95b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">步驟二：房屋鑑價</h3> </div> </div> <div class="elementor-element elementor-element-3f5c927 elementor-widget elementor-widget-text-editor" data-id="3f5c927" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 收到申請後，銀行會派專員進行房屋鑑價?span class="f-point">主要根據房屋的坪數、座落區域、生活機能等條件，加上房屋的成交價格評估出可貸金?/span>? </div> </div> <div class="elementor-element elementor-element-d0ecd65 elementor-widget elementor-widget-heading" data-id="d0ecd65" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">步驟三：審核條件</h3> </div> </div> <div class="elementor-element elementor-element-64eaed6 elementor-widget elementor-widget-text-editor" data-id="64eaed6" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>完成鑑價後，銀行會根據鑑價結果及申請人的基本條件、信用狀況、還款能力等因素來決定是否核貸?/p> </div> </div> <div class="elementor-element elementor-element-76054f8 elementor-widget elementor-widget-heading" data-id="76054f8" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">步驟四：簽約對保</h3> </div> </div> <div class="elementor-element elementor-element-16dc28d elementor-widget elementor-widget-text-editor" data-id="16dc28d" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>若銀行確定核貸，房貸專員會與申請人聯絡並約定時間進行對保，當天須由申請人親自出席對保，向銀行房貸專員確認合約內容有無錯誤，可多留意以下事項?/p> </div> </div> <div class="elementor-element elementor-element-b870ce9 elementor-widget elementor-widget-text-editor" data-id="b870ce9" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>貸款年限</li><li>還款方式</li><li>申請人基本資?/li><li><a href="//danaherbertts.shop/mortgage-interest-rate-calculate/" target="_blank" rel="noopener">房貸利率計算方式</a></li><li>貸款總金額是否正?/li><li>違約相關限制及違約金的罰?/li></ul> </div> </div> <div class="elementor-element elementor-element-3f63894 elementor-widget elementor-widget-heading" data-id="3f63894" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">步驟五：抵押設定</h3> </div> </div> <div class="elementor-element elementor-element-6431563 elementor-widget elementor-widget-text-editor" data-id="6431563" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 對保完成後，須至地政機關進行抵押權設定，銀行將成為第一順位抵押權人?span class="f-point">日後若申請人無法繼續償還貸款，銀行可向法院聲請拍賣房屋並將成交金額用來償還剩餘款?/span>? </div> </div> <div class="elementor-element elementor-element-be42fa0 elementor-widget elementor-widget-text-editor" data-id="be42fa0" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/mortgage-registration/" target="_blank" rel="noopener">抵押權設定登記是什麼？應備文件與相關知識報你知</a></b> </div> </div> <div class="elementor-element elementor-element-f2dd4b4 elementor-widget elementor-widget-heading" data-id="f2dd4b4" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">步驟六：進行投保</h3> </div> </div> <div class="elementor-element elementor-element-038bb7d elementor-widget elementor-widget-text-editor" data-id="038bb7d" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 申請人須為房屋投保住宅火災及地震險，以降低銀行無法順利回收款項的風險?span class="f-point">若未投保，銀行通常不會同意撥款?/span>? </div> </div> <div class="elementor-element elementor-element-9cc6537 elementor-widget elementor-widget-heading" data-id="9cc6537" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">步驟七：銀行撥?/h3> </div> </div> <div class="elementor-element elementor-element-bb42018 elementor-widget elementor-widget-text-editor" data-id="bb42018" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>進入房貸撥款流程後，專員會協助借款人設立帳戶，作為銀行撥款或日後申請人繳納房貸的專用帳戶。當銀行完成撥款就表示合約生效，民眾須每月按時將月付金存入帳戶內，貸款本息也將從帳戶中扣除?/p> </div> </div> <div class="elementor-element elementor-element-df34bb9 elementor-widget elementor-widget-heading" data-id="df34bb9" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">房貸流程要多?/h2> </div> </div> <div class="elementor-element elementor-element-9a419e6 elementor-widget elementor-widget-text-editor" data-id="9a419e6" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>辦理房貸的過程中，每個步驟可能花費的時間如下?/p> </div> </div> <div class="elementor-element elementor-element-a920cd4 elementor-widget elementor-widget-html" data-id="a920cd4" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th width="50%" style="background-color:#f7f2eb; vertical-align:middle;text-align:center">申請步驟</th> <th width="50%" style="background-color:#f7f2eb; vertical-align:middle;text-align:center">花費時間</th> </tr> <tr> <th style="vertical-align:middle;text-align: center">申請貸款</th> <td style="vertical-align:middle;text-align:center">大約1??/td> </tr> <tr> <th style="vertical-align: middle;text-align:center">房屋鑑價</th> <td style="vertical-align:middle;text-align:center">大約2??/td> </tr> <tr> <th style="vertical-align: middle;text-align:center">簽約對保</th> <td style="vertical-align:middle;text-align:center">大約1?/td> </tr> <tr> <th style="vertical-align: middle;text-align:center">抵押設定</th> <td style="vertical-align:middle;text-align:center">大約1??/td> </tr> <tr> <th style="vertical-align: middle;text-align:center">投保保險</th> <td style="vertical-align:middle;text-align:center">大約1??/td> </tr> <tr> <th style="vertical-align: middle;text-align:center">完成撥款</th> <td style="vertical-align:middle;text-align:center">大約1?/td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-5621650d elementor-widget elementor-widget-text-editor" data-id="5621650d" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 不過<span class="f-point">房屋抵押貸款流程的時間會依照個案及銀行而有差異，若有等待過久的問題，可直接向專員詢問貸款進度</span>? </div> </div> <div class="elementor-element elementor-element-18987c14 elementor-widget elementor-widget-heading" data-id="18987c14" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">房屋貸款申請應備文件</h2> </div> </div> <div class="elementor-element elementor-element-a3c4c00 elementor-widget elementor-widget-text-editor" data-id="a3c4c00" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li>雙證?/li><li>戶籍謄本</li><li>收入證明</li><li>土地建物所有權狀</li><li>勞保異動明細或在職證?/li></ol> </div> </div> <div class="elementor-element elementor-element-95ffc7d elementor-widget elementor-widget-heading" data-id="95ffc7d" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">房貸申請注意事項</h2> </div> </div> <div class="elementor-element elementor-element-1a633fe elementor-widget elementor-widget-text-editor" data-id="1a633fe" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>多方蒐集方案?/strong>建議<span class="f-point">申貸前可先列出自身的需求，再蒐集各家銀行提供的房貸方案進行比較，才能挑選到最合適的貸款方?/span>?/li><li><strong>預先進行試算?/strong>選定房貸方案後，可利用各銀行官網或591提供?a href="//mortgage.591.com.tw/calculator" target="_blank" rel="noopener">房貸計算?/a>來估算貸款額度，制定房貸還款計畫，並評估須準備多少頭期款?/li><li><strong>必須投保保險?/strong>雖然政府並未規定申請房貸前必須投保哪些保險，?span class="f-point">若你是貸款買房，銀行通常會強制規定須投保火災險及地震?/span>，民眾千萬別忘記了！</li><li><strong>央行貸款限制?/strong>借款人在申請房貸前，可先留意自己是否會受到打房政策影響。例如於特定地區購置第二間房屋時，房貸最高不超過6成?/li></ol> </div> </div> <div class="elementor-element elementor-element-de46eed elementor-widget elementor-widget-image" data-id="de46eed" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="879" src="//danaherbertts.shop/wp-content/uploads/2022/04/attention-house-loan-932x1024.png" class="attachment-large size-large wp-image-53431" alt="房貸申請注意4大事項－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2022/04/attention-house-loan-932x1024.png 932w, //danaherbertts.shop/wp-content/uploads/2022/04/attention-house-loan-273x300.png 273w, //danaherbertts.shop/wp-content/uploads/2022/04/attention-house-loan-768x844.png 768w, //danaherbertts.shop/wp-content/uploads/2022/04/attention-house-loan.png 1001w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-3fabcc36 elementor-widget elementor-widget-heading" data-id="3fabcc36" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">房屋貸款流程常見問題</h2> </div> </div> <div class="elementor-element elementor-element-63ace0c3 elementor-widget elementor-widget-accordion" data-id="63ace0c3" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1671" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-1671" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：房貸流程需要繳納手續費或其他費用嗎?/a> </div> <div id="elementor-tab-content-1671" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-1671"><ul><li><strong>火險?/strong>每年投保1次，保費?350元?/li><li><strong>地震險：</strong>每年投保1次，保費?00元?/li><li><strong>代書費：</strong>目前行情價約?500?000元?/li><li><strong>貸款設定登記規費?/strong>按設定金額的千分之一做計算?/li><li><strong>帳務管理費、徵信作業手續費?/strong>?000?000元?/li></ul></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1672" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-1672" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：申請房貸需要什麼條件？</a> </div> <div id="elementor-tab-content-1672" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-1672"><ul><li>年齡符合規定</li><li>房屋價值充?/li><li>還款能力穩定</li><li>信用狀況良?/li></ul></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1673" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-1673" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：房貸申請不過該怎麼辦？</a> </div> <div id="elementor-tab-content-1673" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-1673"><p>建議?span class="f-point">可向<strong>大揚代書</strong>申請民間房屋貸款，民間房屋貸款只要年滿民法成年且房屋價值足夠即可申請，且有機會可取得較高額?/span>，適合所有民眾申辦?/p><p>延伸閱讀?a href="//danaherbertts.shop/people-mortgage/" target="_blank" rel="noopener">民間房屋貸款好嗎？申請前必看?大重點！</a></p></div> </div> <script type="application/ld+json">{"@context":"https:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Q\uff1a\u623f\u8cb8\u6d41\u7a0b\u9700\u8981\u7e73\u7d0d\u624b\u7e8c\u8cbb\u6216\u5176\u4ed6\u8cbb\u7528\u55ce\uff1f","acceptedAnswer":{"@type":"Answer","text":"<ul><li><strong>\u706b\u96aa\uff1a<\/strong>\u6bcf\u5e74\u6295\u4fdd1\u6b21\uff0c\u4fdd\u8cbb\u7d041350\u5143\u3002<\/li><li><strong>\u5730\u9707\u96aa\uff1a<\/strong>\u6bcf\u5e74\u6295\u4fdd1\u6b21\uff0c\u4fdd\u8cbb\u7d04500\u5143\u3002<\/li><li><strong>\u4ee3\u66f8\u8cbb\uff1a<\/strong>\u76ee\u524d\u884c\u60c5\u50f9\u7d04\u57282500\uff5e6000\u5143\u3002<\/li><li><strong>\u8cb8\u6b3e\u8a2d\u5b9a\u767b\u8a18\u898f\u8cbb\uff1a<\/strong>\u6309\u8a2d\u5b9a\u91d1\u984d\u7684\u5343\u5206\u4e4b\u4e00\u505a\u8a08\u7b97\u3002<\/li><li><strong>\u5e33\u52d9\u7ba1\u7406\u8cbb\u3001\u5fb5\u4fe1\u4f5c\u696d\u624b\u7e8c\u8cbb\uff1a<\/strong>\u7d044000\uff5e6000\u5143\u3002<\/li><\/ul>"}},{"@type":"Question","name":"Q\uff1a\u7533\u8acb\u623f\u8cb8\u9700\u8981\u4ec0\u9ebc\u689d\u4ef6\uff1f","acceptedAnswer":{"@type":"Answer","text":"<ul><li>\u5e74\u9f61\u7b26\u5408\u898f\u5b9a<\/li><li>\u623f\u5c4b\u50f9\u503c\u5145\u8db3<\/li><li>\u9084\u6b3e\u80fd\u529b\u7a69\u5b9a<\/li><li>\u4fe1\u7528\u72c0\u6cc1\u826f\u597d<\/li><\/ul>"}},{"@type":"Question","name":"Q\uff1a\u623f\u8cb8\u7533\u8acb\u4e0d\u904e\u8a72\u600e\u9ebc\u8fa6\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p>\u5efa\u8b70\u4f60<span class=\"f-point\">\u53ef\u5411<strong>\u5927\u63da\u4ee3\u66f8<\/strong>\u7533\u8acb\u6c11\u9593\u623f\u5c4b\u8cb8\u6b3e\uff0c\u6c11\u9593\u623f\u5c4b\u8cb8\u6b3e\u53ea\u8981\u5e74\u6eff\u6c11\u6cd5\u6210\u5e74\u4e14\u623f\u5c4b\u50f9\u503c\u8db3\u5920\u5373\u53ef\u7533\u8acb\uff0c\u4e14\u6709\u6a5f\u6703\u53ef\u53d6\u5f97\u8f03\u9ad8\u984d\u5ea6<\/span>\uff0c\u9069\u5408\u6240\u6709\u6c11\u773e\u7533\u8fa6\u3002<\/p><p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/danaherbertts.shop\/people-mortgage\/\" target=\"_blank\" rel=\"noopener\">\u6c11\u9593\u623f\u5c4b\u8cb8\u6b3e\u597d\u55ce\uff1f\u7533\u8acb\u524d\u5fc5\u770b\u76846\u5927\u91cd\u9ede\uff01<\/a><\/p>"}}]}</script> </div> </div> </div> <div class="elementor-element elementor-element-2ef64de0 elementor-widget elementor-widget-heading" data-id="2ef64de0" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">貸款建議洽詢專業代書</h2> </div> </div> <div class="elementor-element elementor-element-e46dbad elementor-widget elementor-widget-text-editor" data-id="e46dbad" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 以上就是房屋貸款流程的說明，再次提醒你，每間銀行在房貸利率、額度及違約限制上可能有些許差異，若<span class="f-point">想了解此房貸是否適合自己，可先撥打電話向銀行專員諮詢，千萬不要直接申請，否則容易使後續財務狀況出現問題喔</span>? </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-7ce1171 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="7ce1171" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1bd9cb11" data-id="1bd9cb11" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-1bbc1279 elementor-widget elementor-widget-heading" data-id="1bbc1279" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">大揚代書24H免費諮詢</p> </div> </div> <div class="elementor-element elementor-element-91e8d0e elementor-widget elementor-widget-text-editor" data-id="91e8d0e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>我們提供事前的免費貸款諮詢，不用擔心還沒辦理就要先付一筆費用，我們保證不過件就不收費?/p> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7b7ac6c9" data-id="7b7ac6c9" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-7f5a0358 elementor-shape-square elementor-grid-mobile-0 elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons" data-id="7f5a0358" data-element_type="widget" data-widget_type="social-icons.default"> <div class="elementor-widget-container"> <div class="elementor-social-icons-wrapper elementor-grid"> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-phone-alt elementor-animation-shrink elementor-repeater-item-72f6e4b" href="tel:0800-885-697" target="_blank"> <span class="elementor-screen-only">Phone-alt</span> <i class="fas fa-phone-alt"></i> </a> </span> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-envelope elementor-animation-shrink elementor-repeater-item-09c7b15" href="//danaherbertts.shop/contact/#online"> <span class="elementor-screen-only">Envelope</span> <i class="fas fa-envelope"></i> </a> </span> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-line elementor-animation-shrink elementor-repeater-item-73f8653" href="//line.me/R/ti/p/@bigyang" target="_blank"> <span class="elementor-screen-only">Line</span> <i class="fab fa-line"></i> </a> </span> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-facebook-f elementor-animation-shrink elementor-repeater-item-7923573" href="//www.facebook.com/%E5%A4%A7%E6%8F%9A%E5%9C%B0%E6%94%BF%E5%A3%AB%E4%BA%8B%E5%8B%99%E6%89%80-263936910644467" target="_blank"> <span class="elementor-screen-only">Facebook-f</span> <i class="fab fa-facebook-f"></i> </a> </span> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-27724f08" data-id="27724f08" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-1d77ee66 hfe-search-layout-icon_text elementor-widget elementor-widget-hfe-search-button" data-id="1d77ee66" data-element_type="widget" data-settings="{"size":{"unit":"px","size":50,"sizes":[]},"size_tablet":{"unit":"px","size":"","sizes":[]},"size_mobile":{"unit":"px","size":"","sizes":[]},"icon_size":{"unit":"px","size":"16","sizes":[]},"icon_size_tablet":{"unit":"px","size":"","sizes":[]},"icon_size_mobile":{"unit":"px","size":"","sizes":[]},"button_width":{"unit":"px","size":"","sizes":[]},"button_width_tablet":{"unit":"px","size":"","sizes":[]},"button_width_mobile":{"unit":"px","size":"","sizes":[]},"close_icon_size":{"unit":"px","size":"20","sizes":[]},"close_icon_size_tablet":{"unit":"px","size":"","sizes":[]},"close_icon_size_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="hfe-search-button.default"> <div class="elementor-widget-container"> <form class="hfe-search-button-wrapper" role="search" action="//danaherbertts.shop/" method="get"> <div class="hfe-search-form__container" role="tablist"> <input placeholder="要找什麼服務？" class="hfe-search-form__input" type="search" name="s" title="Search" value=""> <button id="clear-with-button" type="reset"> <i class="fas fa-times" aria-hidden="true"></i> </button> <button class="hfe-search-submit" type="submit"> <i class="fas fa-search" aria-hidden="true"></i> </button> </div> </form> </div> </div> <div class="elementor-element elementor-element-486bfcbe elementor-widget elementor-widget-wp-widget-recent-posts" data-id="486bfcbe" data-element_type="widget" id="Sidebar" data-widget_type="wp-widget-recent-posts.default"> <div class="elementor-widget-container"> <h5>最新文?/h5> <ul> <li> <a href="//danaherbertts.shop/loan-application-purpose/">貸款資金用途怎麼說？這樣回答就能輕鬆過關?/a> </li> <li> <a href="//danaherbertts.shop/court-notarize/">【法院公證須知】辦理流程、費用看這篇就懂?/a> </li> <li> <a href="//danaherbertts.shop/buy-and-sell-house-step/">房屋買賣流程4步驟！一篇為你詳細說?/a> </li> <li> <a href="//danaherbertts.shop/store-loan/">店面貸款如何申請?要點幫助你申貸及投資更順?/a> </li> <li> <a href="//danaherbertts.shop/stock-replace-pay/">股票代墊怎麼辦理？一篇條件、流程帶你取得資?/a> </li> <li> <a href="//danaherbertts.shop/credit-guarantee-fund/">信保基金是什麼？你絕不可錯過的申請須知快來看?/a> </li> </ul> </div> </div> <div class="elementor-element elementor-element-49bc84ce elementor-widget elementor-widget-heading" data-id="49bc84ce" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h5 class="elementor-heading-title elementor-size-default">追蹤粉絲專頁獲得最新資?/h5> </div> </div> <div class="elementor-element elementor-element-7ca4a4a8 elementor-widget elementor-widget-facebook-page" data-id="7ca4a4a8" data-element_type="widget" data-widget_type="facebook-page.default"> <div class="elementor-widget-container"> <div class="elementor-facebook-widget fb-page" data-href="//www.facebook.com/profile.php?id=100063756952206" data-tabs="timeline" data-height="300px" data-width="500px" data-small-header="false" data-hide-cover="false" data-show-facepile="true" data-hide-cta="false" style="min-height: 1px;height:300px"></div> </div> </div> <div class="elementor-element elementor-element-6e79538c elementor-widget elementor-widget-heading" data-id="6e79538c" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h5 class="elementor-heading-title elementor-size-large">精選文章</h5> </div> </div> <div class="elementor-element elementor-element-e404738 elementor-widget elementor-widget-text-editor" data-id="e404738" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul class="slider-a"><li><a href="//danaherbertts.shop/taichung-second-mortgage/">台中二胎房貸?分鐘學會活化房產讓資金入?/a></li><li><a href="//danaherbertts.shop/kaohsiung-house-second-mortgage/">高雄房屋二胎怎麼貸最划算?招取得優惠利率！</a></li><li><a href="//danaherbertts.shop/new-taipei-second/">新北二胎怎麼貸？超完整介紹讓你申貸無煩惱</a></li><li><a href="//danaherbertts.shop/taipei-house-land-mortgage/">台北房地二胎申辦超簡單！6步驟就能取得資金?/a></li><li><a href="//danaherbertts.shop/tainan-mortgage-knowledge/">台南房貸3分鐘解析！古都置產不是夢?/a></li><li><a href="//danaherbertts.shop/taoyuan-farmland-loan/">桃園農地貸款只要找對申貸管道，再也不怕被拒貸?/a></li></ul> </div> </div> <div class="elementor-element elementor-element-4aca35ae elementor-widget elementor-widget-wp-widget-categories" data-id="4aca35ae" data-element_type="widget" id="Sidebar" data-widget_type="wp-widget-categories.default"> <div class="elementor-widget-container"> <h5>文章分類</h5> <ul> <li class="cat-item cat-item-8"><a href="//danaherbertts.shop/category/escrow-business-area/">代書業務</a> </li> <li class="cat-item cat-item-4711"><a href="//danaherbertts.shop/category/share-loan/">案例分享</a> <ul class='children'> <li class="cat-item cat-item-4672"><a href="//danaherbertts.shop/category/share-loan/central-area-cases/">中部案例</a> </li> <li class="cat-item cat-item-4671"><a href="//danaherbertts.shop/category/share-loan/northern-area-cases/">北部案例</a> </li> <li class="cat-item cat-item-4673"><a href="//danaherbertts.shop/category/share-loan/southern-area-cases/">南部案例</a> </li> <li class="cat-item cat-item-4674"><a href="//danaherbertts.shop/category/share-loan/eastern-area-cases/">東部案例</a> </li> <li class="cat-item cat-item-4675"><a href="//danaherbertts.shop/category/share-loan/offshore-islands-cases/">離島案例</a> </li> </ul> </li> <li class="cat-item cat-item-3771"><a href="//danaherbertts.shop/category/law-knowledge-area/">法律知識</a> </li> <li class="cat-item cat-item-4713"><a href="//danaherbertts.shop/category/financial-knowledge/">認識理財</a> <ul class='children'> <li class="cat-item cat-item-4610"><a href="//danaherbertts.shop/category/financial-knowledge/house-knowledge/">房產知識</a> </li> <li class="cat-item cat-item-2992"><a href="//danaherbertts.shop/category/financial-knowledge/topical-fields/">時事話題</a> </li> <li class="cat-item cat-item-4611"><a href="//danaherbertts.shop/category/financial-knowledge/daily-money-management/">生活理財</a> </li> <li class="cat-item cat-item-4609"><a href="//danaherbertts.shop/category/financial-knowledge/apply-loan-notice/">申貸須知</a> </li> </ul> </li> <li class="cat-item cat-item-4712"><a href="//danaherbertts.shop/category/loan-guide/">貸款指南</a> <ul class='children'> <li class="cat-item cat-item-6"><a href="//danaherbertts.shop/category/loan-guide/personal-credit-loan-area/">個人信貸</a> </li> <li class="cat-item cat-item-1959"><a href="//danaherbertts.shop/category/loan-guide/other-loan-area/">其他貸款</a> </li> <li class="cat-item cat-item-2310"><a href="//danaherbertts.shop/category/loan-guide/movable-property-loan-area/">動產貸款</a> </li> <li class="cat-item cat-item-456"><a href="//danaherbertts.shop/category/loan-guide/land-loan-area/">土地貸款</a> </li> <li class="cat-item cat-item-4"><a href="//danaherbertts.shop/category/loan-guide/house-loan-area/">房屋貸款</a> </li> <li class="cat-item cat-item-5"><a href="//danaherbertts.shop/category/loan-guide/civil-servants-loan-area/">軍公教貸?/a> </li> <li class="cat-item cat-item-7"><a href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/house-loan-step/">房屋貸款流程如何進行?步驟為你解析?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> </channel> </rss>