關於房貸銀行推薦ptt 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E6%88%BF%E8%B2%B8%E9%8A%80%E8%A1%8C%E6%8E%A8%E8%96%A6ptt/feed/" rel="self" type="application/rss+xml" /> <link>//danaherbertts.shop/tag/房貸銀行推薦ptt/</link> <description></description> <lastBuildDate>Mon, 24 Feb 2025 03:31:56 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於房貸銀行推薦ptt 的大小事，大揚代書幫你一網打?/title> <link>//danaherbertts.shop/tag/房貸銀行推薦ptt/</link> <width>32</width> <height>32</height> </image> <item> <title>銀行房屋貸款利率比較！首購房貸試算這樣?/title> <link>//danaherbertts.shop/bank-house-loan/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Mon, 13 Sep 2021 02:24:48 +0000</pubDate> <category><![CDATA[房屋貸款]]></category> <category><![CDATA[銀行貸款]]></category> <category><![CDATA[中國信託房貸]]></category> <category><![CDATA[哪一家房貸利率最低]]></category> <category><![CDATA[房屋貸款利率]]></category> <category><![CDATA[房屋貸款利率試算]]></category> <category><![CDATA[房屋貸款條件]]></category> <category><![CDATA[房屋貸款條件查詢]]></category> <category><![CDATA[房貸成數最高銀行]]></category> <category><![CDATA[房貸試算]]></category> <category><![CDATA[房貸銀行]]></category> <category><![CDATA[房貸銀行推薦ptt]]></category> <category><![CDATA[首購房貸利率]]></category> <category><![CDATA[首購房貸試算]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=14599</guid> <description><![CDATA[<p>銀行房屋貸款利率比較！首購房貸試算這樣?銀行房屋貸款哪一家房貸利率最低？這是利率升息之時大家最關心的問題！?[…]</p> <p>這篇文章 <a href="//danaherbertts.shop/bank-house-loan/">銀行房屋貸款利率比較！首購房貸試算這樣?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="14599" class="elementor elementor-14599" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-171f2724 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="171f2724" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3dec1ac8" data-id="3dec1ac8" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-75a57ecd elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="75a57ecd" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6ebec0b0" data-id="6ebec0b0" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-5d761fd0 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="5d761fd0" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">房貸銀行推薦ptt</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-749ef1bd elementor-widget elementor-widget-heading" data-id="749ef1bd" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">銀行房屋貸款利率比較！首購房貸試算這樣?/h1> </div> </div> <div class="elementor-element elementor-element-705e0033 elementor-widget elementor-widget-image" data-id="705e0033" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="571" src="//danaherbertts.shop/wp-content/uploads/2021/09/銀行房屋貸款利率比較！首購房貸試算這樣?png" class="attachment-large size-large wp-image-34053" alt="銀行房屋貸款利率比較！首購房貸試算這樣做－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/09/銀行房屋貸款利率比較！首購房貸試算這樣?png 1024w, //danaherbertts.shop/wp-content/uploads/2021/09/銀行房屋貸款利率比較！首購房貸試算這樣?300x214.png 300w, //danaherbertts.shop/wp-content/uploads/2021/09/銀行房屋貸款利率比較！首購房貸試算這樣?768x548.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-3d3f5cff elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="3d3f5cff" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-3f24fe58 elementor-widget elementor-widget-text-editor" data-id="3f24fe58" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>銀行房屋貸款哪一家房貸利率最低？這是利率升息之時大家最關心的問題！現今社會絕大多數人買房都必須倚靠銀行房屋貸款才能達成目標，正因如此，銀行房貸變成不可不知的貸款知識。本篇文章將完整介紹，從銀行貸款方案比較、房屋貸款成數有哪些影響因素，到如何申貸，有哪些注意事項全部告訴你，還加碼送你其他房屋貸款管道喔！趕快看下去吧?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-228ad898 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="228ad898" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-274e00c8" data-id="274e00c8" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-71243b2d elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="71243b2d" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2567f3ef" data-id="2567f3ef" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-17be2dbc elementor-widget elementor-widget-heading" data-id="17be2dbc" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">2025銀行房屋貸款方案比?/h2> </div> </div> <div class="elementor-element elementor-element-2c655df7 elementor-widget elementor-widget-text-editor" data-id="2c655df7" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><strong>大揚代書</strong>為你整理?025年各大房貸銀行方案，可以點選連結觀看更細節的房貸內容，每間銀行有不同的限制。多數人都會想問「哪一家房貸利率最低」，在此提醒你，<span class="f-point">房貸利率不是越低就越好喔，還是要考慮其他細節，並多方比較才不吃虧</span>，以下是各家銀行一般房貸與首購房貸利率等方案內容比較：</p> </div> </div> <div class="elementor-element elementor-element-bc7283f elementor-widget elementor-widget-html" data-id="bc7283f" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th style="background-color:#f7f2eb;vertical-align: middle; text-align: center;" width="25%">房貸銀?/th> <th style="background-color:#f7f2eb;vertical-align: middle; text-align: center;" width="25%">房貸利率</th> <th style="background-color:#f7f2eb;vertical-align: middle; text-align: center;" width="25%">貸款年限</th> <th style="background-color:#f7f2eb;vertical-align: middle; text-align: center;" width="25%">貸款額度</th> </tr> <tr> <th style="vertical-align: middle; text-align:center"><a href=" //www.ctbcbank.com/twrbo/zh_tw/loan_index/house_loan/house_loan_product_house.html" target="_blank">中國信託銀?/a></th> <td style="vertical-align: middle; text-align:center">2.68%?br>機動計息</td> <td style="vertical-align: middle; text-align:center">最?0?/td> <td style="vertical-align: middle; text-align:center">最?.5?/td> </tr> <tr> <tr> <th style="vertical-align: middle; text-align:center"><a href="//www.cathaybk.com.tw/cathaybk/personal/loan/product/mortgage/" target="_blank">國泰世華銀?/a></th> <td style="vertical-align: middle; text-align:center">2.72％起<br>機動計息</td> <td style="vertical-align: middle; text-align:center">（未提供?/td> <td style="vertical-align: middle; text-align:center">最??/td> </tr> <tr> <th style="vertical-align: middle; text-align: center;"><a href="//mkp.taishinbank.com.tw/TsCms/marketing/expose/WM_20190325132043672/buy-house-detail.html" target="_blank">台新銀?/a></th> <td style="vertical-align: middle; text-align: center;"> 2.68％起</td> <td style="vertical-align: middle; text-align: center;">最?0?/td> <td style="vertical-align: middle; text-align: center;">最??/td> </tr> <tr> <tr> <th style="vertical-align: middle; text-align: center;"><a href="//www.fubon.com/banking/personal/mortgage/home_loan/home_loan.htm" target="_blank">台北富邦銀?/a></th> <td style="vertical-align: middle; text-align: center;">2.65％起<br>機動計息</td> <td style="vertical-align: middle; text-align: center;">最?0?/td> <td style="vertical-align: middle; text-align: center;">最??/td> </tr> <tr> <th style="vertical-align: middle; text-align: center;"><a href="//www.skbank.com.tw/loan/HL/114" target="_blank">新光銀?/a></th> <td style="vertical-align: middle; text-align: center;">2.50%?/td> <td style="vertical-align: middle; text-align: center;">（未提供?/td> <td style="vertical-align: middle; text-align: center;">最??/td> </tr> <tr> <th style="vertical-align: middle; text-align: center;"><a href="//bank.sinopac.com/sinopacBT/personal/loan/mortgage/first-mortgage.html" target="_blank">永豐銀?/a></th> <td style="vertical-align: middle; text-align: center;">2.50％起<br>機動計息</td> <td style="vertical-align: middle; text-align: center;">最?0?/td> <td style="vertical-align: middle; text-align: center;">最?.5?/td> </tr> <tr> <th style="vertical-align: middle; text-align: center;"><a href="//www.esunbank.com/zh-tw/personal/loan/house/adjustable-rate-mortgages" target="_blank">玉山銀?/a></th> <td style="vertical-align: middle; text-align: center;">一段式利率2.5%?.95%?/td> <td style="vertical-align: middle; text-align: center;">最?0?/td> <td style="vertical-align: middle; text-align: center;">最???/td> </tr> <tr> <th style="vertical-align: middle; text-align: center;"><a href="//www.firstbank.com.tw/sites/fcb/Mortgage" target="_blank">第一銀?/a></th> <td style="vertical-align: middle; text-align: center;">2.60%?/td> <td style="vertical-align: middle; text-align: center;">（未提供?/td> <td style="vertical-align: middle; text-align: center;">個人申貸條件為主</td> </tr> <tr> <th style="vertical-align: middle; text-align: center;"><a href="//www.megabank.com.tw/personal/loan/house/mortgage-diversity" target="_blank">兆豐銀?/a></th> <td style="vertical-align: middle; text-align: center;">2.435％起</td> <td style="vertical-align: middle; text-align: center;">首購最?0?/td> <td style="vertical-align: middle; text-align: center;">最??/td> </tr> <tr> <tr> <th style="vertical-align: middle; text-align:center"><a href="//www.hncb.com.tw/wps/portal/HNCB/per_finance/loan/house/mortgage" target="_blank">華南銀?/a></th> <td style="vertical-align: middle; text-align:center"> 一段式利率2.5%?br>機動計息</td> <td style="vertical-align: middle; text-align:center">最?0?/td> <td style="vertical-align: middle; text-align:center">依該行鑑估辦法從優核?/td> </tr> <tr> <th style="vertical-align: middle; text-align:center"><a href="//www.tcb-bank.com.tw/personal-banking/loan/mortgage/house-loan-01" target="_blank">合作金庫</a></th> <td style="vertical-align: middle; text-align:center">分段式：第一?.888%起，第二年起3.098%起、一段式?.998%起（以上皆浮動計息）</td> <td style="vertical-align: middle; text-align:center">最?0?/td> <td style="vertical-align: middle; text-align:center">最??/td> </tr> <tr> <th style="vertical-align:middle;text-align:center"><a href="//oi.landbank.com.tw/product/10" target="_blank">土地銀?/a></th> <td style="vertical-align:middle;text-align:center">2.575%?/td> <td style="vertical-align:middle;text-align:center">最?0?/td> <td style="vertical-align:middle;text-align:center">個人申貸條件為主</td> </tr> <tr> <th style="vertical-align:middle;text-align:center"><a href="//cln.bot.com.tw/fln/fln01002/020?product=HLN_03" target="_blank">台灣銀?/a></th> <td style="vertical-align:middle;text-align:center">2.485%?/td> <td style="vertical-align:middle;text-align:center">最?0?/td> <td style="vertical-align:middle;text-align:center">最??/td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-919b20d elementor-widget elementor-widget-text-editor" data-id="919b20d" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <strong>※機動計息：貸款期間內，利率依銀行牌告利率為主，每次繳款的利息會隨之調整，便是機動計息?/strong> </div> </div> <div class="elementor-element elementor-element-a215714 elementor-widget elementor-widget-text-editor" data-id="a215714" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/mortgage-fee-compare/" target="_blank" rel="noopener"><strong>辦理房貸注意事項？各房貸手續費比較看這裡?/strong></a></b> </div> </div> <div class="elementor-element elementor-element-3fb09566 elementor-widget elementor-widget-heading" data-id="3fb09566" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">銀行房屋貸款利率有什麼種類？</h2> </div> </div> <div class="elementor-element elementor-element-21c09e62 elementor-widget elementor-widget-heading" data-id="21c09e62" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">一段式利率</h3> </div> </div> <div class="elementor-element elementor-element-3d8a21dc elementor-widget elementor-widget-text-editor" data-id="3d8a21dc" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 銀行房貸利率通常都是指標利率（i?+ 個人加碼利率，而一段式利率就是?span class="f-point">在貸款期間內個人加碼利率都是固定、不會變更的，只有指標利率會浮動</span>? </div> </div> <div class="elementor-element elementor-element-3615c54e elementor-widget elementor-widget-heading" data-id="3615c54e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">分段式利?/h3> </div> </div> <div class="elementor-element elementor-element-3cd8ffa1 elementor-widget elementor-widget-text-editor" data-id="3cd8ffa1" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 一樣是採用指標利率（i?+ 個人加碼利率，並<span class="f-point">將貸款期間分??個階段，不同階段採用不一樣的個人加碼利率來計?/span>，利率多半是「前低後高」，又稱為階梯式利率? </div> </div> <div class="elementor-element elementor-element-abcbf0f elementor-widget elementor-widget-text-editor" data-id="abcbf0f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>申貸前務必要根據自身還款能力與財務狀況，進行房屋貸款利率試算，選擇適合自己的房貸利率種類才能為自己的荷包省下更多錢！</p> </div> </div> <div class="elementor-element elementor-element-5469037 elementor-widget elementor-widget-heading" data-id="5469037" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申請銀行房屋貸款條件有哪些?/h2> </div> </div> <div class="elementor-element elementor-element-c0919c5 elementor-widget elementor-widget-text-editor" data-id="c0919c5" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 如果看到喜歡的銀行房貸方案，想進行房屋貸款條件查詢，以?點要注意? </div> </div> <div class="elementor-element elementor-element-0d3e5ec elementor-widget elementor-widget-heading" data-id="0d3e5ec" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">▎財力條?/h3> </div> </div> <div class="elementor-element elementor-element-a9a80e4 elementor-widget elementor-widget-text-editor" data-id="a9a80e4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>通常較受銀行歡迎的貸款族群，例如軍公教人員、大型公司職員、專業人士，或是固定和銀行有往來習慣的優良客戶。近來也有銀行針對這些族群開設新的貸款專案，不僅利率有優惠，額度也有更大的討論空間，申貸時不如先看看自己適不適用吧?/p> </div> </div> <div class="elementor-element elementor-element-47feb5d elementor-widget elementor-widget-heading" data-id="47feb5d" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">▎信用條?/h3> </div> </div> <div class="elementor-element elementor-element-6fb896f elementor-widget elementor-widget-text-editor" data-id="6fb896f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>當你向銀行提出貸款申請後，銀行便會從<a href="//www.jcic.org.tw/main_ch/docDetail.aspx?uid=170&pid=93&docid=412" target="_blank" rel="noopener">聯徵中心調閱信用報告</a>，檢視你有沒有信用瑕疵、負債比過高、有<a href="//danaherbertts.shop/debt-negotiation/">債務協商</a>、其他貸款遲繳紀錄等，或本身是信用小白，沒有任何銀行往來紀錄，這些在申貸過程都會大大扣分，甚至直接不能貸款喔?/p> </div> </div> <div class="elementor-element elementor-element-5117494 elementor-widget elementor-widget-heading" data-id="5117494" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">▎不動產狀?/h3> </div> </div> <div class="elementor-element elementor-element-f5b3134 elementor-widget elementor-widget-text-editor" data-id="f5b3134" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>銀行進行房屋鑑價時，會將<a href="//lvr.land.moi.gov.tw/">房屋市價</a>?a href="//danaherbertts.shop/house-current-value/">房屋評定現?/a>、屋況、坪數大小、周遭生活機能作為鑑價考量，因此除了房屋本身的價格以外，坐落區段也很重要，另外也要注意附近是否有聲色場所或靈骨塔?a href="//danaherbertts.shop/not-in-my-backyard/">嫌惡設施</a>?/p> </div> </div> <div class="elementor-element elementor-element-acc4beb elementor-widget elementor-widget-text-editor" data-id="acc4beb" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/civil-servants-mortgage/" target="_blank" rel="noopener"><strong>公教房貸好優惠！申請時要注意什麼呢?/strong></a></b> </div> </div> <div class="elementor-element elementor-element-1505665 elementor-widget elementor-widget-image" data-id="1505665" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="880" src="//danaherbertts.shop/wp-content/uploads/2021/09/bank-house-loan-931x1024.png" class="attachment-large size-large wp-image-57143" alt="銀行房?大條件要注意－大揚代? srcset="//danaherbertts.shop/wp-content/uploads/2021/09/bank-house-loan-931x1024.png 931w, //danaherbertts.shop/wp-content/uploads/2021/09/bank-house-loan-273x300.png 273w, //danaherbertts.shop/wp-content/uploads/2021/09/bank-house-loan-768x845.png 768w, //danaherbertts.shop/wp-content/uploads/2021/09/bank-house-loan.png 1000w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-8a8a5e9 elementor-widget elementor-widget-heading" data-id="8a8a5e9" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申請銀行房屋貸款要準備什麼文件？</h2> </div> </div> <div class="elementor-element elementor-element-b85df16 elementor-widget elementor-widget-text-editor" data-id="b85df16" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>申貸人及保證人的身分?/li><li>在職證明（如員工名片、識別證等）</li><li>所得證明（如扣繳憑單、薪轉存摺、銀行月結帳單、薪資明細等?/li><li>土地及建物登記謄?/li><li>買賣契約書影?/li></ul> </div> </div> <div class="elementor-element elementor-element-cc2579b elementor-widget elementor-widget-heading" data-id="cc2579b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">銀行房屋貸款申請流程為何？</h2> </div> </div> <div class="elementor-element elementor-element-3ddbf49 elementor-widget elementor-widget-text-editor" data-id="3ddbf49" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>提出申請</strong></li></ol><p style="padding-left: 40px;">先找出想要申貸的銀行，<a href="//pip.moi.gov.tw/V3/C/SCRC0201.aspx" target="_blank" rel="noopener">內政部不動產資訊平台</a>?a href="//mortgage.591.com.tw/calculator" target="_blank" rel="noopener">591房屋交易?/a>的房貸計算器都可以多加利用，各家銀行也都有提供線上房貸試算的服務，填寫貸款申請書時也要檢附財力證明文件?/p><ol start="2"><li><strong>房屋鑑價並簽署聯徵同意書</strong></li></ol><p style="padding-left: 40px;">銀行收到申請後會根據申貸人提供的房屋進行鑑價，回報可貸額度，一般來說最高可到鑑價金額的8成，同時也會請申貸人簽署聯徵同意書，讓銀行可以調閱信用報告檢視還款能力?/p><ol start="3"><li><strong>銀行審?/strong></li></ol><p style="padding-left: 40px;">有了貸款申請書、財力證明文件、聯徵紀錄後，銀行就會開始進行審核，這裡提醒你，每向一家銀行提出申請，就會調閱一次聯徵，如果銀行發現短時間內次數過多，會懷疑該申請人是否有急用資金問題，而對還款能力持保留態度，因此要好好考慮後再提出貸款申請。此外，如果有其他特殊需求，例如<a href="//danaherbertts.shop/grace-perio/">寬限?/a>，或是想搭配政府優惠貸款等，都要記得在此時一併提出?/p><ol start="4"><li><strong>照會</strong></li></ol><p style="padding-left: 40px;">審核書面資料後，銀行會打電話給申貸人詢問相關問題，包含個人資料、貸款目的、房屋相關事宜，即為<a href="//danaherbertts.shop/bank-phone-confirm/">銀行照?/a>，審視資料是否有所出入?/p><ol start="5"><li><strong>簽約對保</strong></li></ol><p style="padding-left: 40px;">上述流程都沒問題後，銀行會將貸款方案回報給申貸人，若對方案內容沒有問題，就會和申貸人約時間到銀行進行對保與簽約。提醒你要特別留意下?點，以確保自身權益：</p><ul><li style="list-style-type: none;"><ul><li><strong>總金額是否正?/strong></li><li><strong>貸款利率計算方式</strong></li><li><strong>貸款年限</strong></li><li><strong>附加條約是否正確</strong></li><li><strong>提前清償的違約金比例及年?/strong></li></ul></li></ul><ol start="6"><li><strong>不動產設?/strong></li></ol><p style="padding-left: 80px;">攜帶房屋、土地權狀至地政事務所辦理不動產抵押權設定，讓銀行確保貸款期間不動產不會有買賣交易的可能，這步驟通常都會請專業代書協助?/p><ol start="7"><li><strong>銀行撥?/strong></li></ol><p style="padding-left: 40px;">上述流程都完成後，銀行就會撥款至申貸人指定帳戶，並開設房屋貸款專戶，往後繳款都匯到該專戶即可。整體房屋貸款申請流程時間約7?5天?/p> </div> </div> <div class="elementor-element elementor-element-b1a1e05 elementor-widget elementor-widget-image" data-id="b1a1e05" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="880" src="//danaherbertts.shop/wp-content/uploads/2021/09/bank-house-loan-process-931x1024.png" class="attachment-large size-large wp-image-57144" alt="銀行房屋貸款申請流程－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/09/bank-house-loan-process-931x1024.png 931w, //danaherbertts.shop/wp-content/uploads/2021/09/bank-house-loan-process-273x300.png 273w, //danaherbertts.shop/wp-content/uploads/2021/09/bank-house-loan-process-768x845.png 768w, //danaherbertts.shop/wp-content/uploads/2021/09/bank-house-loan-process.png 1000w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-22e92e17 elementor-widget elementor-widget-heading" data-id="22e92e17" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申請銀行房屋貸款還要注意哪些事項？</h2> </div> </div> <div class="elementor-element elementor-element-c8e2cac elementor-widget elementor-widget-heading" data-id="c8e2cac" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">是否已準備好足夠的自備款</h3> </div> </div> <div class="elementor-element elementor-element-34a3710 elementor-widget elementor-widget-text-editor" data-id="34a3710" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>一般銀行會根據房屋鑑價決定房貸成數，最高可貸到8成左右，當然這必須視申貸人的還款能力與信用狀況、房屋價值而定，各方面條件都符合銀行規定者，才有機會貸到這麼高的成數，意思就是只要申貸人準備?00萬元的自備款（也就是頭期款），就有機會能買到1000萬元的房屋?/p> </div> </div> <div class="elementor-element elementor-element-7639b8e elementor-widget elementor-widget-heading" data-id="7639b8e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">寬限期和提前清償之違約金</h3> </div> </div> <div class="elementor-element elementor-element-47db40a elementor-widget elementor-widget-text-editor" data-id="47db40a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>許多銀行房貸在貸款期間都會提供寬限期的優惠，在期限內可以只繳利息或本金，但要注意期限到了月付金額可能會增加2?倍，建議你要做好財務規畫。另外，如果原訂貸款年限?0年，但你發現可以提前償還所有金額，也要留意違約金的計算方式?/p> </div> </div> <div class="elementor-element elementor-element-db7a9af elementor-widget elementor-widget-heading" data-id="db7a9af" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">是否符合政府優惠貸款條件</h3> </div> </div> <div class="elementor-element elementor-element-753db21 elementor-widget elementor-widget-text-editor" data-id="753db21" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>申請房貸前，可以上網搜尋資料，看看自己是否符合政府提供的購屋優惠貸款，例?a href="//www.nta.gov.tw/singlehtml/108"><strong>青年安心成家購屋優惠貸款</strong></a>，或?a href="//pip.moi.gov.tw/V3/B/SCRB0108.aspx?KeyID=GroupB"><strong>自購住宅貸款利息補貼</strong></a>。如果是身心障礙、中低收入戶也都有相關補貼可以申請，可以?a href="//pip.moi.gov.tw/V3/Z/SCRZ0211.aspx?Mode=PN05"><strong>內政部不動產資訊平台</strong></a>查詢?/p> </div> </div> <div class="elementor-element elementor-element-378a3c00 elementor-widget elementor-widget-heading" data-id="378a3c00" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申請銀行房屋貸款沒過怎麼辦？</h2> </div> </div> <div class="elementor-element elementor-element-3d8d3903 elementor-widget elementor-widget-text-editor" data-id="3d8d3903" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果不幸不符合銀行房貸申請條件，或是貸款方案讓你不滿意，也可以考慮找民間貸款公司申請房貸代辦，<strong>大揚代書</strong>是專業合法的房屋貸款專家，不僅能為你媒合銀行房貸方案，還能爭取低利率、高額度，提高過件率，且申辦過程快速。如果被銀行拒絕貸款申請，不要氣餒，歡?a href="tel:0800-885-697">來電0800-885-697</a>或填?a href="//danaherbertts.shop/#Online">線上表單</a>，我們的專員會為你規劃最有利的房貸方案?/p> </div> </div> <div class="elementor-element elementor-element-87ee14c elementor-widget elementor-widget-text-editor" data-id="87ee14c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/bank-mortgage/" target="_blank" rel="noopener">不符合銀行房貸申請條件嗎？讓大揚代書為你媒合更有利的銀行房屋貸款方?/a></b> </div> </div> <div class="elementor-element elementor-element-689da059 elementor-widget elementor-widget-heading" data-id="689da059" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">銀行房屋貸款常見問?/h2> </div> </div> <div class="elementor-element elementor-element-ed6f9e4 elementor-widget elementor-widget-accordion" data-id="ed6f9e4" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2481" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-2481" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：如何提高銀行房屋貸款成數？</a> </div> <div id="elementor-tab-content-2481" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-2481">銀行房屋貸款成數除了取決於申貸人的收入條件、信用狀況外，也會視其他條件而審酌，例如<span class="f-point">申貸人提供信用狀況佳的保證人、有價擔保品，或願意降低貸款年限，都是可以提高房貸成數的辦法</span>?/div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2482" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-2482" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：為什麼申請銀行房屋貸款會遭拒?/a> </div> <div id="elementor-tab-content-2482" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-2482"><p>並非所有人向銀行申請貸款時都能順利過件，常見原因有以下7項：</p><ol><li><strong>工作收入為領現金的方式，無薪資轉帳證明?/strong></li><li><strong>曾有貸款或信用卡遲繳、未繳紀錄?/strong></li><li><strong>信用紀錄空白，也就是俗稱的「信用小白」?/strong></li><li><strong>債務協商進行中?/strong></li><li><strong>聯徵紀錄與信用評分不佳?/strong></li><li><strong>負債比及信用卡循環信用過高?/strong></li><li><strong>年齡超過</strong><strong>65</strong><strong>歲以上，或沒有財力及收入證明?/strong></li></ol></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2483" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-2483" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：銀行房屋貸款還不出來怎麼辦？</a> </div> <div id="elementor-tab-content-2483" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-2483"><p>其實只要4個方法就能解套：</p><ol><li><strong>降低月繳金額?/strong></li><li><strong>降低貸款利率?/strong></li><li><strong>延長還款期限?/strong></li><li><strong>申請增額資金</strong>，例如申?a href="//danaherbertts.shop/bank-second-mortgage/">二順位房?/a>?a href="//danaherbertts.shop/mortgage-increase/">房屋增貸</a>、轉貸?a href="//danaherbertts.shop/remortgage/">轉增?/a>來增加周轉資金?/li></ol></div> </div> <script type="application/ld+json">{"@context":"https:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Q\uff1a\u5982\u4f55\u63d0\u9ad8\u9280\u884c\u623f\u5c4b\u8cb8\u6b3e\u6210\u6578\uff1f","acceptedAnswer":{"@type":"Answer","text":"\u9280\u884c\u623f\u5c4b\u8cb8\u6b3e\u6210\u6578\u9664\u4e86\u53d6\u6c7a\u65bc\u7533\u8cb8\u4eba\u7684\u6536\u5165\u689d\u4ef6\u3001\u4fe1\u7528\u72c0\u6cc1\u5916\uff0c\u4e5f\u6703\u8996\u5176\u4ed6\u689d\u4ef6\u800c\u5be9\u914c\uff0c\u4f8b\u5982<span class=\"f-point\">\u7533\u8cb8\u4eba\u63d0\u4f9b\u4fe1\u7528\u72c0\u6cc1\u4f73\u7684\u4fdd\u8b49\u4eba\u3001\u6709\u50f9\u64d4\u4fdd\u54c1\uff0c\u6216\u9858\u610f\u964d\u4f4e\u8cb8\u6b3e\u5e74\u9650\uff0c\u90fd\u662f\u53ef\u4ee5\u63d0\u9ad8\u623f\u8cb8\u6210\u6578\u7684\u8fa6\u6cd5<\/span>\u3002"}},{"@type":"Question","name":"Q\uff1a\u70ba\u4ec0\u9ebc\u7533\u8acb\u9280\u884c\u623f\u5c4b\u8cb8\u6b3e\u6703\u906d\u62d2\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p>\u4e26\u975e\u6240\u6709\u4eba\u5411\u9280\u884c\u7533\u8acb\u8cb8\u6b3e\u6642\u90fd\u80fd\u9806\u5229\u904e\u4ef6\uff0c\u5e38\u898b\u539f\u56e0\u6709\u4ee5\u4e0b7\u9805\uff1a<\/p><ol><li><strong>\u5de5\u4f5c\u6536\u5165\u70ba\u9818\u73fe\u91d1\u7684\u65b9\u5f0f\uff0c\u7121\u85aa\u8cc7\u8f49\u5e33\u8b49\u660e\u3002<\/strong><\/li><li><strong>\u66fe\u6709\u8cb8\u6b3e\u6216\u4fe1\u7528\u5361\u9072\u7e73\u3001\u672a\u7e73\u7d00\u9304\u3002<\/strong><\/li><li><strong>\u4fe1\u7528\u7d00\u9304\u7a7a\u767d\uff0c\u4e5f\u5c31\u662f\u4fd7\u7a31\u7684\u300c\u4fe1\u7528\u5c0f\u767d\u300d\u3002<\/strong><\/li><li><strong>\u50b5\u52d9\u5354\u5546\u9032\u884c\u4e2d\u3002<\/strong><\/li><li><strong>\u806f\u5fb5\u7d00\u9304\u8207\u4fe1\u7528\u8a55\u5206\u4e0d\u4f73\u3002<\/strong><\/li><li><strong>\u8ca0\u50b5\u6bd4\u53ca\u4fe1\u7528\u5361\u5faa\u74b0\u4fe1\u7528\u904e\u9ad8\u3002<\/strong><\/li><li><strong>\u5e74\u9f61\u8d85\u904e<\/strong><strong>65<\/strong><strong>\u6b72\u4ee5\u4e0a\uff0c\u6216\u6c92\u6709\u8ca1\u529b\u53ca\u6536\u5165\u8b49\u660e\u3002<\/strong><\/li><\/ol>"}},{"@type":"Question","name":"Q\uff1a\u9280\u884c\u623f\u5c4b\u8cb8\u6b3e\u9084\u4e0d\u51fa\u4f86\u600e\u9ebc\u8fa6\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p>\u5176\u5be6\u53ea\u89814\u500b\u65b9\u6cd5\u5c31\u80fd\u89e3\u5957\uff1a<\/p><ol><li><strong>\u964d\u4f4e\u6708\u7e73\u91d1\u984d\u3002<\/strong><\/li><li><strong>\u964d\u4f4e\u8cb8\u6b3e\u5229\u7387\u3002<\/strong><\/li><li><strong>\u5ef6\u9577\u9084\u6b3e\u671f\u9650\u3002<\/strong><\/li><li><strong>\u7533\u8acb\u589e\u984d\u8cc7\u91d1<\/strong>\uff0c\u4f8b\u5982\u7533\u8acb<a href=\"https:\/\/danaherbertts.shop\/bank-second-mortgage\/\">\u4e8c\u9806\u4f4d\u623f\u8cb8<\/a>\u3001<a href=\"https:\/\/danaherbertts.shop\/mortgage-increase\/\">\u623f\u5c4b\u589e\u8cb8<\/a>\u3001\u8f49\u8cb8\u3001<a href=\"https:\/\/danaherbertts.shop\/remortgage\/\">\u8f49\u589e\u8cb8<\/a>\u4f86\u589e\u52a0\u5468\u8f49\u8cc7\u91d1\u3002<\/li><\/ol>"}}]}</script> </div> </div> </div> <div class="elementor-element elementor-element-9a9c6d2 elementor-widget elementor-widget-heading" data-id="9a9c6d2" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">結語</h2> </div> </div> <div class="elementor-element elementor-element-35db0c70 elementor-widget elementor-widget-text-editor" data-id="35db0c70" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>只要有買房規畫，申請銀行房屋貸款可說是無法避免的課題，越早開始了解房貸知識，往後是否申請首購房貸，就越能得心應手，尤其向銀行申貸又有許多眉角，如果能在事前多做功課，往後就能減少支出不必要的費用、避免浪費時間?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-46f293c5 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="46f293c5" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-76f1b4cc" data-id="76f1b4cc" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-5e6ea9a0 elementor-widget elementor-widget-heading" data-id="5e6ea9a0" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">大揚代書24H免費諮詢</p> </div> </div> <div class="elementor-element elementor-element-7d5c7f8f elementor-widget elementor-widget-text-editor" data-id="7d5c7f8f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>我們提供事前的免費貸款諮詢，不用擔心還沒辦理就要先付一筆費用，我們保證不過件就不收費?/p> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3bf32e" data-id="3bf32e" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-5008297a elementor-shape-square elementor-grid-mobile-0 elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons" data-id="5008297a" data-element_type="widget" data-widget_type="social-icons.default"> <div class="elementor-widget-container"> <div class="elementor-social-icons-wrapper elementor-grid"> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-phone-alt elementor-animation-shrink elementor-repeater-item-72f6e4b" href="tel:0800-885-697" target="_blank"> <span class="elementor-screen-only">Phone-alt</span> <i class="fas fa-phone-alt"></i> </a> </span> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-envelope elementor-animation-shrink elementor-repeater-item-09c7b15" href="//danaherbertts.shop/contact/#online"> <span class="elementor-screen-only">Envelope</span> <i class="fas fa-envelope"></i> </a> </span> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-line elementor-animation-shrink elementor-repeater-item-73f8653" href="//maac.io/3hk4W" target="_blank"> <span class="elementor-screen-only">Line</span> <i class="fab fa-line"></i> </a> </span> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-facebook-f elementor-animation-shrink elementor-repeater-item-7923573" href="//www.facebook.com/%E5%A4%A7%E6%8F%9A%E5%9C%B0%E6%94%BF%E5%A3%AB%E4%BA%8B%E5%8B%99%E6%89%80-263936910644467" target="_blank"> <span class="elementor-screen-only">Facebook-f</span> <i class="fab fa-facebook-f"></i> </a> </span> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-188c6e19" data-id="188c6e19" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-70435b5 hfe-search-layout-icon_text elementor-widget elementor-widget-hfe-search-button" data-id="70435b5" data-element_type="widget" data-settings="{"size":{"unit":"px","size":50,"sizes":[]},"size_tablet":{"unit":"px","size":"","sizes":[]},"size_mobile":{"unit":"px","size":"","sizes":[]},"icon_size":{"unit":"px","size":"16","sizes":[]},"icon_size_tablet":{"unit":"px","size":"","sizes":[]},"icon_size_mobile":{"unit":"px","size":"","sizes":[]},"button_width":{"unit":"px","size":"","sizes":[]},"button_width_tablet":{"unit":"px","size":"","sizes":[]},"button_width_mobile":{"unit":"px","size":"","sizes":[]},"close_icon_size":{"unit":"px","size":"20","sizes":[]},"close_icon_size_tablet":{"unit":"px","size":"","sizes":[]},"close_icon_size_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="hfe-search-button.default"> <div class="elementor-widget-container"> <form class="hfe-search-button-wrapper" role="search" action="//danaherbertts.shop/" method="get"> <div class="hfe-search-form__container" role="tablist"> <input placeholder="要找什麼服務？" class="hfe-search-form__input" type="search" name="s" title="Search" value=""> <button id="clear-with-button" type="reset"> <i class="fas fa-times" aria-hidden="true"></i> </button> <button class="hfe-search-submit" type="submit"> <i class="fas fa-search" aria-hidden="true"></i> </button> </div> </form> </div> </div> <div class="elementor-element elementor-element-6a9ef93f elementor-widget elementor-widget-wp-widget-recent-posts" data-id="6a9ef93f" data-element_type="widget" id="Sidebar" data-widget_type="wp-widget-recent-posts.default"> <div class="elementor-widget-container"> <h5>最新文?/h5> <ul> <li> <a href="//danaherbertts.shop/loan-application-purpose/">貸款資金用途怎麼說？這樣回答就能輕鬆過關?/a> </li> <li> <a href="//danaherbertts.shop/court-notarize/">【法院公證須知】辦理流程、費用看這篇就懂?/a> </li> <li> <a href="//danaherbertts.shop/buy-and-sell-house-step/">房屋買賣流程4步驟！一篇為你詳細說?/a> </li> <li> <a href="//danaherbertts.shop/store-loan/">店面貸款如何申請?要點幫助你申貸及投資更順?/a> </li> <li> <a href="//danaherbertts.shop/stock-replace-pay/">股票代墊怎麼辦理？一篇條件、流程帶你取得資?/a> </li> <li> <a href="//danaherbertts.shop/credit-guarantee-fund/">信保基金是什麼？你絕不可錯過的申請須知快來看?/a> </li> </ul> </div> </div> <div class="elementor-element elementor-element-e04ddb9 elementor-widget elementor-widget-heading" data-id="e04ddb9" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h5 class="elementor-heading-title elementor-size-default">追蹤粉絲專頁獲得最新資?/h5> </div> </div> <div class="elementor-element elementor-element-c062e82 elementor-widget elementor-widget-facebook-page" data-id="c062e82" data-element_type="widget" data-widget_type="facebook-page.default"> <div class="elementor-widget-container"> <div class="elementor-facebook-widget fb-page" data-href="//www.facebook.com/profile.php?id=100063756952206" data-tabs="timeline" data-height="300px" data-width="500px" data-small-header="false" data-hide-cover="false" data-show-facepile="true" data-hide-cta="false" style="min-height: 1px;height:300px"></div> </div> </div> <div class="elementor-element elementor-element-0412a19 elementor-widget elementor-widget-heading" data-id="0412a19" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h5 class="elementor-heading-title elementor-size-large">精選文章</h5> </div> </div> <div class="elementor-element elementor-element-b40bc80 elementor-widget elementor-widget-text-editor" data-id="b40bc80" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul class="slider-a"><li><a href="//danaherbertts.shop/taichung-second-mortgage/">台中二胎房貸?分鐘學會活化房產讓資金入?/a></li><li><a href="//danaherbertts.shop/kaohsiung-house-second-mortgage/">高雄房屋二胎怎麼貸最划算?招取得優惠利率！</a></li><li><a href="//danaherbertts.shop/new-taipei-second/">新北二胎怎麼貸？超完整介紹讓你申貸無煩惱</a></li><li><a href="//danaherbertts.shop/taipei-house-land-mortgage/">台北房地二胎申辦超簡單！6步驟就能取得資金?/a></li><li><a href="//danaherbertts.shop/tainan-mortgage-knowledge/">台南房貸3分鐘解析！古都置產不是夢?/a></li><li><a href="//danaherbertts.shop/taoyuan-farmland-loan/">桃園農地貸款只要找對申貸管道，再也不怕被拒貸?/a></li></ul> </div> </div> <div class="elementor-element elementor-element-6b9af519 elementor-widget elementor-widget-wp-widget-categories" data-id="6b9af519" data-element_type="widget" id="Sidebar" data-widget_type="wp-widget-categories.default"> <div class="elementor-widget-container"> <h5>文章分類</h5> <ul> <li class="cat-item cat-item-8"><a href="//danaherbertts.shop/category/escrow-business-area/">代書業務</a> </li> <li class="cat-item cat-item-4711"><a href="//danaherbertts.shop/category/share-loan/">案例分享</a> <ul class='children'> <li class="cat-item cat-item-4672"><a href="//danaherbertts.shop/category/share-loan/central-area-cases/">中部案例</a> </li> <li class="cat-item cat-item-4671"><a href="//danaherbertts.shop/category/share-loan/northern-area-cases/">北部案例</a> </li> <li class="cat-item cat-item-4673"><a href="//danaherbertts.shop/category/share-loan/southern-area-cases/">南部案例</a> </li> <li class="cat-item cat-item-4674"><a href="//danaherbertts.shop/category/share-loan/eastern-area-cases/">東部案例</a> </li> <li class="cat-item cat-item-4675"><a href="//danaherbertts.shop/category/share-loan/offshore-islands-cases/">離島案例</a> </li> </ul> </li> <li class="cat-item cat-item-3771"><a href="//danaherbertts.shop/category/law-knowledge-area/">法律知識</a> </li> <li class="cat-item cat-item-4713"><a href="//danaherbertts.shop/category/financial-knowledge/">認識理財</a> <ul class='children'> <li class="cat-item cat-item-4610"><a href="//danaherbertts.shop/category/financial-knowledge/house-knowledge/">房產知識</a> </li> <li class="cat-item cat-item-2992"><a href="//danaherbertts.shop/category/financial-knowledge/topical-fields/">時事話題</a> </li> <li class="cat-item cat-item-4611"><a href="//danaherbertts.shop/category/financial-knowledge/daily-money-management/">生活理財</a> </li> <li class="cat-item cat-item-4609"><a href="//danaherbertts.shop/category/financial-knowledge/apply-loan-notice/">申貸須知</a> </li> </ul> </li> <li class="cat-item cat-item-4712"><a href="//danaherbertts.shop/category/loan-guide/">貸款指南</a> <ul class='children'> <li class="cat-item cat-item-6"><a href="//danaherbertts.shop/category/loan-guide/personal-credit-loan-area/">個人信貸</a> </li> <li class="cat-item cat-item-1959"><a href="//danaherbertts.shop/category/loan-guide/other-loan-area/">其他貸款</a> </li> <li class="cat-item cat-item-2310"><a href="//danaherbertts.shop/category/loan-guide/movable-property-loan-area/">動產貸款</a> </li> <li class="cat-item cat-item-456"><a href="//danaherbertts.shop/category/loan-guide/land-loan-area/">土地貸款</a> </li> <li class="cat-item cat-item-4"><a href="//danaherbertts.shop/category/loan-guide/house-loan-area/">房屋貸款</a> </li> <li class="cat-item cat-item-5"><a href="//danaherbertts.shop/category/loan-guide/civil-servants-loan-area/">軍公教貸?/a> </li> <li class="cat-item cat-item-7"><a href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/bank-house-loan/">銀行房屋貸款利率比較！首購房貸試算這樣?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> </channel> </rss>