̨|gýӽXʡCX //danaherbertts.shop/credit-novice-loan/ Mon, 13 Dec 2021 02:49:14 +0000 //danaherbertts.shop/?p=20612 信用小白貸款被拒？學?招就能順利脫白！ 你知道即使有收入，但未曾貸款、辦過信用卡，銀行也可能會因為你是「信?[…]

這篇文章 信用小白貸款被拒？學?招就能順利脫白！ 最早出現於 大揚代書?/p> ]]>

信用小白貸款被拒？學?招就能順利脫白！

信用小白貸款被拒？學?招就能順利脫白！ - 大揚代書

你知道即使有收入，但未曾貸款、辦過信用卡，銀行也可能會因為你是「信用小白」而拒貸嗎？究竟信用小白是什麼？如何脫白和提高貸款過件率？本篇文章將帶你深入了解?/p>

內容目錄

信用小白是什麼？

信用小白又稱為「信用空白」，意思是?span class="f-point">個人從來沒有申辦過貸款或信用卡，在聯徵中心的個人信用報告中，查不到任何與銀行的往來資料，導致信用紀錄空白的情形。這樣的情形會被聯徵中心列為「暫時無法評分」，而銀行也會因無從評估信用紀錄，對於信用小白貸款有所顧慮?
※貼心提醒：由於就學貸款是政策性貸款，並非個人消費金融貸款，因此對銀行來說，雖然申貸人申辦過就學貸款，但仍屬於信用小白?/strong>

信用小白如何脫白?/h2>

如果信用小白想向銀行申請貸款，首先要「脫白」。那麼該怎麼做？以下與你分享3個脫離信用小白、培養信用的好方法：

申請信用?/h3>

申辦信用卡是脫白最快的方法，若想辦卡，必須穩定工作?個月並持有薪轉收入的存摺，而辦卡後只要持續使用3個月以上，即可逐漸累積信用分數。另外，務必?span class="f-point">養成信用卡消費後正常繳費並全額繳清的習慣，不要把卡刷爆、不要使用預借現金服務等，即可逐漸脫白並培養信用?
?延伸閱讀 ?strong>信用卡預借現金是什麼？申請方式、注意事項一次看

拒當月光?/h3>

有穩定的薪資轉帳還不夠，如果帳戶只剩幾百元，在銀行眼中就是月光族，因次不要每月領到薪水後就全部花光，建議薪轉帳戶裡頭最少有數萬元存款；另外，也不要每次只提領百元鈔，最低提領就?000?/span>，否則銀行會認為你有財務困難，未來也很難申請貸款?

從事有薪轉的穩定工作

穩定的薪資轉帳紀錄可培養信用分數，也有利於申請貸款，?span class="f-point">現職工作勞保年資越長，表示工作越穩定，對信用也會有加分效?/span>；如果是從事軍公教人員、金融機構人員、醫療從業人員、百大企業員工等較為穩定的職業，對銀行來說屬於優質客戶，通常核貸率也會提升?
3個脫離信用小白的方法－大揚代? srcset=

如何提高信用小白貸款過件率？

信用小白貸款很有可能會使銀行產生疑慮，畢竟銀行十分在乎申貸者的還款能力，但也不是完全無法申請貸款，只是需要運用以下的小技巧：

  • 提供擔保品：若信用小白貸款無薪轉，但名下有房屋、土地、汽車、機車等，申請貸款時提供給銀行作為擔保品，較能提升過件率、降低信用小白貸款利率，並提高貸款額度?/li>
  • 多比較、詢問：有些信用小白已知自己申貸條件不足，便選擇同時向多家銀行送件，想藉此提高過件率，造成聯徵次數過多，容易被銀行視為急需借錢而拒絕核貸。在此建議多比較、多詢問，精準度與核貸率才能提高?/li>
  • 備有一定金額的存款?/strong>許多銀行在審核貸款條件時，也會查看申貸人經常往來的存摺?span class="f-point">若近6個月內保持一定金額的存款，便能證明申貸人非月光族且財務管理良?/span>，也能有不錯的加分效果?/li>
  • 提供更多的財力證明：勞保明細、薪轉證明是申請信貸的基本資料，雖備妥以?項即可申辦，但對於過件率較低的信用小白，還是建議提供更多財力證明，例如：扣繳憑單、基金、儲蓄險保單、持股明細等資產證明?/li>

信用小白如何貸款?/h2>

作為信用小白該尋求什麼管道申請貸款呢？有2個方向供你參考：

  1. 銀行等金融機構?/strong>平常可多留意是否有銀行正在主打信用貸款的方案，並嘗試詢問貸款內容，較容易因行員有業績壓力而提高過件率?/li>
  2. 合法民間貸款業者：如果你的申貸條件未符合銀行標準，或急需周轉、無法花時間培養信用，建議另尋合法的民間貸款業者，例如民間代書貸款，就能獲得資金協助?/li>
?延伸閱讀 ?strong>代書貸款推薦！撥款快速、額度更高的管道在這裡

信用小白可以貸多少？

根據金管?/a>規定，銀行信貸額度最高不能超過申請人平均月收入的22倍。但接受小白的銀行較少，若信用小白想和銀行申請信用貸款，建議可從小額信貸開始，並將額度設?0萬內，這對銀行來說承作風險較低，有助於提升核貸機率?/p>

不過申辦信貸不是只能透過銀行，如果想取得更高的信用小白貸款額度，也可考慮向民間貸款公司、民間代書申貸，只要提供收入證明與在職證明，就算有信用瑕疵、信用小白等問題都可以順利申?/span>?/p>

信用小白貸款常見問題

  1. 年滿18?0歲之國民，工作滿3個月
  2. 若為公務員、教職員，信用正常、工作滿3個月即可
  3. 若為軍人，須為職業軍人、士官、非義務役軍人身?/li>
  1. 身分證等雙證?/li>
  2. 戶籍謄本
  3. 收入證明
  4. 在職證明（必須為正職?/li>
  5. 財產清冊

當然有！可參?a href="//danaherbertts.shop/pingtung-credit-novice-loan/" target="_blank" rel="noopener">信用小白無法辦銀行信?/a>一文，內有當事人成功核貸的過程?/p>

信用小白貸款找大揚代?/h2>

信用小白倘若想成功申貸，需要慎選貸款機構，畢竟受理信用小白貸款銀行仍占少數，若申貸條件不理想或急需資金，都可以來找大揚代書！不僅借貸管道合法安全，且利率合理、不過件不收費，我們會依照你的條件打造合適的方案，歡迎來電免費諮詢或?strong>線上填單，將有專人為你服務?/p>

大揚代書24H免費諮詢

我們提供事前的免費貸款諮詢，不用擔心還沒辦理就要先付一筆費用，我們保證不過件就不收費?/p>

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追蹤粉絲專頁獲得最新資?/h5>
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class="f-point">從來沒有和銀行往來的紀錄，也沒辦過信用卡、貸款，甚至是沒有薪轉證明的?/span>，簡單來說，就是完全沒有信用紀錄導致調閱聯徵時查不?a href="//danaherbertts.shop/credit-score/" target="_blank" rel="noopener"><strong>信用評分</strong></a>，難以作為核卡、核貸的依據?/p> </div> </div> <div class="elementor-element elementor-element-f698a6a elementor-widget elementor-widget-text-editor" data-id="f698a6a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/loan-without-credit-report/" target="_blank" rel="noopener">免調聯徵能夠借款嗎？有哪些管道？</a></b> </div> </div> <div class="elementor-element elementor-element-44804f1 elementor-widget elementor-widget-heading" data-id="44804f1" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">信用小白辦卡比較容易?/h2> </div> </div> <div class="elementor-element elementor-element-7be0edc elementor-widget elementor-widget-text-editor" data-id="7be0edc" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 很多人以為信用小白雖然鮮少與銀行互動，但起碼沒有負債，辦卡應該不至於太困難吧？其實不對，對銀行來說，<span class="f-point">沒有任何往來紀錄的客戶反而是相對高風險的</span>? </div> </div> <div class="elementor-element elementor-element-14e3473 elementor-widget elementor-widget-text-editor" data-id="14e3473" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 每個人在申辦信用卡前，專員都會查看一次客戶的聯徵紀錄，如果是信用小白的話評分多半為零，這也是為什麼銀行對於信用小白抱持保留態度，有些審核門檻更高的銀行甚至會直接婉拒。因此，<span class="f-point">信用小白並不等於信用良好，如果想要辦卡的話，盡早累積自己的信用以擺脫小白身分，才能增加成功率</span>? </div> </div> <div class="elementor-element elementor-element-2b634573 elementor-widget elementor-widget-heading" data-id="2b634573" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">信用小白辦卡哪些比較好過?/h2> </div> </div> <div class="elementor-element elementor-element-f81c40a elementor-widget elementor-widget-text-editor" data-id="f81c40a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <h4><span style="color: #e7b77b;">辦理薪轉銀行的信用?/span></h4><p>薪轉銀行因為有穩定的薪水轉入，往來紀錄也是最穩定的，因此建議如果是第一張辦卡，可以選擇薪轉銀行的信用卡方案?/p> </div> </div> <div class="elementor-element elementor-element-d6673d6 elementor-widget elementor-widget-text-editor" data-id="d6673d6" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <h4><span style="color: #e7b77b;">選擇定存<strong>?/strong>存款較多的銀行信用卡</span></h4><p>如果沒有薪轉帳戶的話，也可以選擇存款較多的銀行申辦信用卡，或是開戶並存入一筆錢，這樣一來可以提高核卡率?/p> </div> </div> <div class="elementor-element elementor-element-260266b elementor-widget elementor-widget-text-editor" data-id="260266b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <h4><span style="color: #e7b77b;">申辦主打年輕族群的信用卡</span></h4><p>有些銀行也針對年輕族群推出信用卡，這些卡片回饋不比別人差，核卡率也比較一般信用卡高，?a href="//www.taishinbank.com.tw/TSB/personal/credit/intro/overview/cg021/card001/" target="_blank" rel="noopener"><strong>台新銀行@GoGo</strong><strong>?/strong></a>?a href="//www.esunbank.com/zh-tw/personal/credit-card/intro/bank-card/u-bear" target="_blank" rel="noopener"><strong>玉山銀行UBear</strong><strong>?/strong></a>?a href="//www.fubon.com/banking/personal/credit_card/all_card/omiyage/omiyage.htm?fromUrl=IPASS01" target="_blank" rel="noopener"><strong>富邦銀行J</strong><strong>?/strong></a>等信用卡，都是較能接受小白的銀行?/p> </div> </div> <div class="elementor-element elementor-element-44452ed elementor-widget elementor-widget-text-editor" data-id="44452ed" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <h4><span style="color: #e7b77b;">選擇「聯名卡」申?/span></h4><p>量販店、數位支付等功能性較強的聯名卡，因為是針對特定族群的客戶開發，因此過件率也會比較高?/p> </div> </div> <div class="elementor-element elementor-element-2e92032 elementor-widget elementor-widget-text-editor" data-id="2e92032" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <h4><span style="color: #e7b77b;">選擇「新上市」的信用卡申?/span></h4> 一般來說，<span class="f-point">新上市的信用卡，會為了擴大市占率、衝發卡量，而稍微降低核卡的門?/span>。所以想要信用卡比較好過的話，可以申辦看看新上市的信用卡? </div> </div> <div class="elementor-element elementor-element-3bb1e5b elementor-widget elementor-widget-heading" data-id="3bb1e5b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">信用小白辦卡需要注意什麼？</h2> </div> </div> <div class="elementor-element elementor-element-ad2c0a1 elementor-widget elementor-widget-heading" data-id="ad2c0a1" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">穩定工作一段時?/h3> </div> </div> <div class="elementor-element elementor-element-a68d9c3 elementor-widget elementor-widget-text-editor" data-id="a68d9c3" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><span class="f-point">銀行會評估申請人的還款能力決定是否過件，建議穩定工??個月以上後申請，可提高過件率</span>。此外，若在公司行號上班、有固定的工作地點也會加分，這讓銀行在<a href="//danaherbertts.shop/bank-phone-confirm/" target="_blank" rel="noopener"><strong>照會</strong></a>上更方便?/p> </div> </div> <div class="elementor-element elementor-element-28bf8fe2 elementor-widget elementor-widget-heading" data-id="28bf8fe2" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">短期內不要多次申?/h3> </div> </div> <div class="elementor-element elementor-element-4867bd0 elementor-widget elementor-widget-text-editor" data-id="4867bd0" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span class="f-point">辦卡紀錄會在信用報告上註記長達3個月</span>，若短期內多次申請，不僅銀行會對你的財務狀況有疑慮，信用分數也會被扣分，導致過件率降低，建?span class="f-point">3個月內不要申請超?張信用卡比較適當</span>? </div> </div> <div class="elementor-element elementor-element-885db40 elementor-widget elementor-widget-heading" data-id="885db40" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">提出存款或學貸、保險紀?/h3> </div> </div> <div class="elementor-element elementor-element-9552242 elementor-widget elementor-widget-text-editor" data-id="9552242" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span class="f-point">假如申請人沒有工作，可用一定金額、一定持有期間以上的定存、定儲，來證明具有還款能?/span>；若是年?8歲的學生，可提出學貸的還款紀錄，或是在欲辦卡的銀行買保險，也可以讓銀行多了解你的信用和狀況? </div> </div> <div class="elementor-element elementor-element-550c10b elementor-widget elementor-widget-text-editor" data-id="550c10b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/proof-of-income/" target="_blank" rel="noopener"><strong>收入證明有哪些？如何申請?/strong></a></b> </div> </div> <div class="elementor-element elementor-element-7ac21ab3 elementor-widget elementor-widget-heading" data-id="7ac21ab3" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">如何申請信用卡？</h2> </div> </div> <div class="elementor-element elementor-element-af9b04b elementor-widget elementor-widget-text-editor" data-id="af9b04b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 申請信用卡的方式有銀行臨櫃與線上申請? </div> </div> <div class="elementor-element elementor-element-fe2547c elementor-widget elementor-widget-heading" data-id="fe2547c" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">臨櫃申請信用卡流?/h3> </div> </div> <div class="elementor-element elementor-element-f60ff56 elementor-widget elementor-widget-text-editor" data-id="f60ff56" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>備齊相關證明資料文件</strong></li><li><strong>填寫信用卡申請書</strong></li><li><strong>送交銀行等待審核結?/strong></li><li><strong>審核過件後等待取卡通知</strong></li><li><strong>按照說明指示開卡後即可開始使?/strong></li></ol> </div> </div> <div class="elementor-element elementor-element-5e40d4d elementor-widget elementor-widget-image" data-id="5e40d4d" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="1001" height="960" src="//danaherbertts.shop/wp-content/uploads/2021/04/ICCAP.png" class="attachment-1536x1536 size-1536x1536 wp-image-45882" alt="臨櫃申請信用卡流?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/04/ICCAP.png 1001w, //danaherbertts.shop/wp-content/uploads/2021/04/ICCAP-300x288.png 300w, //danaherbertts.shop/wp-content/uploads/2021/04/ICCAP-768x737.png 768w" sizes="(max-width: 1001px) 100vw, 1001px" /> </div> </div> <div class="elementor-element elementor-element-abe61d5 elementor-widget elementor-widget-heading" data-id="abe61d5" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">線上申請信用卡流?/h3> </div> </div> <div class="elementor-element elementor-element-db4d693 elementor-widget elementor-widget-text-editor" data-id="db4d693" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>至銀行官網選擇辦理卡?/strong></li><li><strong>填寫個人相關資料</strong></li><li><strong>上傳身分證件及財力證?/strong></li><li><strong>等待銀行審核結?/strong></li><li><strong>審核通過等待銀行寄?/strong></li><li><strong>收件後依照指示開?/strong></li></ol> </div> </div> <div class="elementor-element elementor-element-360b2b9 elementor-widget elementor-widget-image" data-id="360b2b9" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="1001" height="960" src="//danaherbertts.shop/wp-content/uploads/2021/04/OCCAP.png" class="attachment-1536x1536 size-1536x1536 wp-image-45883" alt="線上申請信用卡流?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/04/OCCAP.png 1001w, //danaherbertts.shop/wp-content/uploads/2021/04/OCCAP-300x288.png 300w, //danaherbertts.shop/wp-content/uploads/2021/04/OCCAP-768x737.png 768w" sizes="(max-width: 1001px) 100vw, 1001px" /> </div> </div> <div class="elementor-element elementor-element-215f641 elementor-widget elementor-widget-heading" data-id="215f641" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">信用小白如何培養信用評分?/h2> </div> </div> <div class="elementor-element elementor-element-4808113 elementor-widget elementor-widget-text-editor" data-id="4808113" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>每個人都曾經是信用小白，只要循序漸進的培養信用評分，就可以邁向脫白之路了?/p> </div> </div> <div class="elementor-element elementor-element-b4fec5a elementor-widget elementor-widget-text-editor" data-id="b4fec5a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>申辦信用卡：</strong>穩定消費、還款便能累積信用評分，不同銀行推出的信用卡方案不同，建議<span class="f-point">可諮詢專業，並嘗試申請目前對自己條件友善的方?/span>?/li><li><strong>申辦數位帳戶?/strong>現今許多人選擇申請數位帳戶，銀行為了吸引客戶，會降?a href="//danaherbertts.shop/open-an-bank-account/" target="_blank" rel="noopener">開戶</a>門檻，對於小白族群來說相對友善。順利開戶後也能增加自身信用條件?/li><li><strong>工作、薪水穩定入帳：</strong>有些人會問：「辦信用卡戶頭要有多少錢？」，其實並不是戶頭有特定金額才能辦卡?span class="f-point">只要工作和薪轉穩定，證明自身有足夠的還款能力就會得到銀行的信賴?/span>?/li></ul> </div> </div> <div class="elementor-element elementor-element-fccf3ad elementor-widget elementor-widget-heading" data-id="fccf3ad" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">信用小白辦卡常見問題</h2> </div> </div> <div class="elementor-element elementor-element-cc52134 elementor-widget elementor-widget-accordion" data-id="cc52134" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2141" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-2141" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：申請信用卡後多久能拿到？銀行如何決定信用額度的?/a> </div> <div id="elementor-tab-content-2141" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-2141"><p><span class="f-point">從申請、核准到銀行寄發卡片工作日平均?~10?/span>。各銀行收齊相關資料後，並調閱申請人的「聯徵紀錄」，聯徵裡記錄著申請人曾辦過多少信用卡及貸款相關紀錄，銀行將依據申請人的信用評分、收入、職業等，來決定要發多少<a href="//danaherbertts.shop/credit-card-limit/" target="_blank" rel="noopener"><strong>信用卡額?/strong></a>?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2142" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-2142" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：信用卡是否有年費？</a> </div> <div id="elementor-tab-content-2142" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-2142">一般信用卡會有年費的要求，而且每間發卡銀行的免年費條件都不同，因此在<span class="f-point">辦卡前要多注意此張信用卡是否會常使用、卡片年費金額多少，以及該如何達到免年費的條?/span>，避免額外支出信用卡費?/div> </div> <script type="application/ld+json">{"@context":"https:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Q\uff1a\u7533\u8acb\u4fe1\u7528\u5361\u5f8c\u591a\u4e45\u80fd\u62ff\u5230\uff1f\u9280\u884c\u5982\u4f55\u6c7a\u5b9a\u4fe1\u7528\u984d\u5ea6\u7684\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p><span 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rel=\"noopener\"><strong>\u4fe1\u7528\u5361\u984d\u5ea6<\/strong><\/a>\u3002<\/p>"}},{"@type":"Question","name":"Q\uff1a\u4fe1\u7528\u5361\u662f\u5426\u6709\u5e74\u8cbb\uff1f","acceptedAnswer":{"@type":"Answer","text":"\u4e00\u822c\u4fe1\u7528\u5361\u6703\u6709\u5e74\u8cbb\u7684\u8981\u6c42\uff0c\u800c\u4e14\u6bcf\u9593\u767c\u5361\u9280\u884c\u7684\u514d\u5e74\u8cbb\u689d\u4ef6\u90fd\u4e0d\u540c\uff0c\u56e0\u6b64\u5728<span class=\"f-point\">\u8fa6\u5361\u524d\u8981\u591a\u6ce8\u610f\u6b64\u5f35\u4fe1\u7528\u5361\u662f\u5426\u6703\u5e38\u4f7f\u7528\u3001\u5361\u7247\u5e74\u8cbb\u91d1\u984d\u591a\u5c11\uff0c\u4ee5\u53ca\u8a72\u5982\u4f55\u9054\u5230\u514d\u5e74\u8cbb\u7684\u689d\u4ef6<\/span>\uff0c\u907f\u514d\u984d\u5916\u652f\u51fa\u4fe1\u7528\u5361\u8cbb\u3002"}}]}</script> </div> </div> </div> <div class="elementor-element elementor-element-27fb3207 elementor-widget elementor-widget-heading" data-id="27fb3207" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">結語</h2> </div> </div> <div class="elementor-element elementor-element-50e593b elementor-widget elementor-widget-text-editor" data-id="50e593b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>身為信用小白你並不孤單！在網路上搜尋「信用小白辦卡」，都很容易找到小白辦卡的種種訣竅！順利脫白、累積信用紀錄，未來再辦其他信用卡或申請貸款，也會比較容易過件?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-10e18446 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="10e18446" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7bcf6b72" data-id="7bcf6b72" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-1e853a09 elementor-widget elementor-widget-heading" data-id="1e853a09" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">大揚代書24H免費諮詢</p> </div> </div> <div class="elementor-element elementor-element-5d8d7d7e elementor-widget elementor-widget-text-editor" data-id="5d8d7d7e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>我們提供事前的免費貸款諮詢，不用擔心還沒辦理就要先付一筆費用，我們保證不過件就不收費?/p> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-32f6bfcb" data-id="32f6bfcb" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-89843cc elementor-shape-square elementor-grid-mobile-0 elementor-grid-0 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href="//danaherbertts.shop/category/share-loan/southern-area-cases/">南部案例</a> </li> <li class="cat-item cat-item-4674"><a href="//danaherbertts.shop/category/share-loan/eastern-area-cases/">東部案例</a> </li> <li class="cat-item cat-item-4675"><a href="//danaherbertts.shop/category/share-loan/offshore-islands-cases/">離島案例</a> </li> </ul> </li> <li class="cat-item cat-item-3771"><a href="//danaherbertts.shop/category/law-knowledge-area/">法律知識</a> </li> <li class="cat-item cat-item-4713"><a href="//danaherbertts.shop/category/financial-knowledge/">認識理財</a> <ul class='children'> <li class="cat-item cat-item-4610"><a href="//danaherbertts.shop/category/financial-knowledge/house-knowledge/">房產知識</a> </li> <li class="cat-item cat-item-2992"><a href="//danaherbertts.shop/category/financial-knowledge/topical-fields/">時事話題</a> </li> <li class="cat-item cat-item-4611"><a href="//danaherbertts.shop/category/financial-knowledge/daily-money-management/">生活理財</a> </li> <li class="cat-item 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href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/credit-novice-apply-card/">信用小白辦卡攻略！了解?點就能順利辦?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> </channel> </rss>