關於新竹合法借款 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E6%96%B0%E7%AB%B9%E5%90%88%E6%B3%95%E5%80%9F%E6%AC%BE/feed/" rel="self" type="application/rss+xml" /> <link></link> <description></description> <lastBuildDate>Wed, 26 Feb 2025 07:17:27 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於新竹合法借款 的大小事，大揚代書幫你一網打?/title> <link></link> <width>32</width> <height>32</height> </image> <item> <title>新竹房屋借款高額又低利！快速周轉且還款彈?/title> <link>//danaherbertts.shop/hsinchu-house-lend-money/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Thu, 08 Jul 2021 07:39:31 +0000</pubDate> <category><![CDATA[房屋貸款]]></category> <category><![CDATA[房屋借款]]></category> <category><![CDATA[房屋抵押貸款試算]]></category> <category><![CDATA[房屋抵押貸款額度]]></category> <category><![CDATA[新竹借款]]></category> <category><![CDATA[新竹合法借款]]></category> <category><![CDATA[新竹房屋借款]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=9208</guid> <description><![CDATA[<p>新竹房屋借款高額又低利！快速周轉且還款彈?人生過程中，若遇到創業、買房、投資、結婚、遊學、家用短期周轉等問題 […]</p> <p>這篇文章 <a href="//danaherbertts.shop/hsinchu-house-lend-money/">新竹房屋借款高額又低利！快速周轉且還款彈?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="9208" class="elementor elementor-9208" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-10fdd17d elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="10fdd17d" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4ee6e7cf" data-id="4ee6e7cf" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-1b055b64 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="1b055b64" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-190502a9" data-id="190502a9" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-3db0387f elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="3db0387f" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">新竹合法借款</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-6868743b elementor-widget elementor-widget-heading" data-id="6868743b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">新竹房屋借款高額又低利！快速周轉且還款彈?/h1> </div> </div> <div class="elementor-element elementor-element-50677704 elementor-widget elementor-widget-image" data-id="50677704" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2021/07/hsinchu-house-lend-money.webp" class="attachment-large size-large wp-image-58108" alt="新竹房屋借款高額又低利！快速周轉且還款彈性－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/07/hsinchu-house-lend-money.webp 1024w, //danaherbertts.shop/wp-content/uploads/2021/07/hsinchu-house-lend-money-300x214.webp 300w, //danaherbertts.shop/wp-content/uploads/2021/07/hsinchu-house-lend-money-768x548.webp 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-200dfc95 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="200dfc95" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-787ab075 elementor-widget elementor-widget-text-editor" data-id="787ab075" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>人生過程中，若遇到創業、買房、投資、結婚、遊學、家用短期周轉等問題，難免會因為資金而困擾，但您可以透過信用、不動產、動甀企業貸款等途徑籌得資金。大揚代書新竹房屋借款利率雖然比銀行稍高，但可將房屋價值最大化，最高約可貸到房屋價值的9成，對於需要大筆資金的人來說，是相當好的貸款管道?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-146921d elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="146921d" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2186958b" data-id="2186958b" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-35cc6c86 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="35cc6c86" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9a725b5" data-id="9a725b5" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-38a210be elementor-widget elementor-widget-heading" data-id="38a210be" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">新竹房屋借款是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-6af24895 elementor-widget elementor-widget-text-editor" data-id="6af24895" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>房屋借款就是以名下的房屋向銀行等金融機構或民間貸款公司抵押貸款，因為有高價值的擔保品，利率會比信貸、車貸等方案低，不過最終結果還是要依申請人及房屋的條件核定?/p> </div> </div> <div class="elementor-element elementor-element-eaf6e4c elementor-widget elementor-widget-text-editor" data-id="eaf6e4c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>銀行房貸的年限最常見?0年，也有銀行提?0?0年房貸，民間則無年限限制。關於房屋貸款，還有轉貸、增貸和二胎等常見名稱，在申辦之前，不妨花點時間了解這些資訊，才能好好規劃貸款計畫?/p> </div> </div> <div class="elementor-element elementor-element-7f2e6589 elementor-widget elementor-widget-heading" data-id="7f2e6589" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">新竹房屋借款的承作地區</h2> </div> </div> <div class="elementor-element elementor-element-0164e9c elementor-widget elementor-widget-image" data-id="0164e9c" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="718" height="724" src="//danaherbertts.shop/wp-content/uploads/2022/07/Hsinchu_Districts.png" class="attachment-large size-large wp-image-37128" alt="新竹? srcset="//danaherbertts.shop/wp-content/uploads/2022/07/Hsinchu_Districts.png 718w, //danaherbertts.shop/wp-content/uploads/2022/07/Hsinchu_Districts-298x300.png 298w, //danaherbertts.shop/wp-content/uploads/2022/07/Hsinchu_Districts-150x150.png 150w" sizes="(max-width: 718px) 100vw, 718px" /> </div> </div> <div class="elementor-element elementor-element-b48024d elementor-widget elementor-widget-image" data-id="b48024d" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="525" height="558" src="//danaherbertts.shop/wp-content/uploads/2021/07/新竹縣行政區?png" class="attachment-large size-large wp-image-19740" alt="新竹縣行政區? srcset="//danaherbertts.shop/wp-content/uploads/2021/07/新竹縣行政區?png 525w, //danaherbertts.shop/wp-content/uploads/2021/07/新竹縣行政區?282x300.png 282w" sizes="(max-width: 525px) 100vw, 525px" /> </div> </div> <div class="elementor-element elementor-element-177ec46 elementor-widget elementor-widget-text-editor" data-id="177ec46" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>新竹房屋借款的承作地區有新竹市（北區、東區、香山區）、竹北市、竹東鎮、新埔鎮、關西鎮、湖口鄉、新豐鄉、峨眉鄉、寶山鄉、北埔鄉、芎林鄉、橫山鄉、尖石鄉、五峰鄉?/p> </div> </div> <div class="elementor-element elementor-element-bfd531f elementor-widget elementor-widget-text-editor" data-id="bfd531f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>圖片來源：維基百科（<a href="//zh.wikipedia.org/wiki/%E6%96%B0%E7%AB%B9%E5%B8%82" target="_blank" rel="noopener">新竹?/a>?a href="//zh.wikipedia.org/wiki/%E6%96%B0%E7%AB%B9%E7%B8%A3" target="_blank" rel="noopener">新竹?/a>?/p> </div> </div> <div class="elementor-element elementor-element-d10d42a elementor-widget elementor-widget-heading" data-id="d10d42a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">銀行與民間新竹房屋借款比較</h2> </div> </div> <div class="elementor-element elementor-element-6b1c322 elementor-widget elementor-widget-html" data-id="6b1c322" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th width="20%" style=" background-color: #f7f2eb; vertical-align: middle; text-align: center">比較項目</th> <th width="40%" style=" background-color: #f7f2eb; vertical-align: middle; text-align: center">銀行房屋貸?/th> <th width="40%" style=" background-color: #f7f2eb; vertical-align: middle; text-align: center">民間房屋借款</th> </tr> <tr> <th style="vertical-align: middle; text-align: center"> 申請條件</th> <td style="vertical-align: middle; text-align: left"> 1. 年滿18?5?br> 2. 工作與收入穩?br> 3. 信用狀況良好無瑕疵<br> 4. 名下持有房屋且產權完? </td> <td style="vertical-align: middle; text-align: left "> 1. 年滿18?5?br> 2. 無薪轉證明亦?br> 3. 信用瑕疵者亦?br> 4. 名下房屋仍有殘值，持分亦可 </td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款利率</th> <td style="vertical-align: middle; text-align:left">年利?.06%? （視借款人條件而有所不同?/td> <td style="vertical-align: middle; text-align:left">月利?.6%?/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款額度</th> <td style="vertical-align: middle; text-align:left">依房屋價值而定，最高可貸至8成左?/td> <td style="vertical-align: middle; text-align:left">最高可達房屋市值估?成，甚至可更?/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款年限</th> <td style="vertical-align: middle; text-align:left">最?0年，提供最?年的繳息寬限? （依個人條件而定? </td> <td style="vertical-align: middle; text-align:left">可隨借隨?/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">辦理時間</th> <td style="vertical-align: middle; text-align:left">1??/td> <td style="vertical-align: middle; text-align:left">1??/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">還款方式</th> <td style="vertical-align: middle; text-align:left">本利攤還／按月繳?/td> <td style="vertical-align: middle; text-align:left">本利攤還／按月繳?/td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-89cbea2 elementor-widget elementor-widget-text-editor" data-id="89cbea2" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 民間房屋借款除了利率較高外，比起銀行房屋貸款有許多好處，例?span class="f-point">申請條件寬鬆、額度高、年限彈性、審核房屋抵押貸款時間短</span>。新竹房屋借款推薦<strong>大揚代書</strong>，不限區域，全台皆可辦理，免費諮詢，過件才收費！ </div> </div> <div class="elementor-element elementor-element-02ba39e elementor-widget elementor-widget-text-editor" data-id="02ba39e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/hsinchu-mortgage/" target="_blank" rel="noopener">民間新竹房屋貸款比銀行更容易借到錢！</a></b> </div> </div> <div class="elementor-element elementor-element-f6a41cb elementor-widget elementor-widget-heading" data-id="f6a41cb" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">影響新竹房屋借款成數的原?/h2> </div> </div> <div class="elementor-element elementor-element-5fef31e elementor-widget elementor-widget-text-editor" data-id="5fef31e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>房屋貸款成數與申辦管道有極大關聯，銀行最高可?成，民間機構可貸9成或更多。貸款成數依以下幾項條件評估?/p> </div> </div> <div class="elementor-element elementor-element-53d2afe elementor-widget elementor-widget-text-editor" data-id="53d2afe" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><span style="text-decoration: underline;"><a href="//stat2.hccg.gov.tw/map/" target="_blank" rel="noopener"><strong>房屋地段</strong></a></span><br />若持有的房產位於市區，銀行可貸成數相對會比較高；若位於郊區或偏鄉，銀行的核貸意願與可貸成數可能會較低?/li><li><strong><u>房屋屋齡</u></strong><br />假如屋齡尚未?0年，銀行認為放款風險較低，較容易提高借款成數?/li><li><strong><u>財力收入</u></strong><br />若工作有公司勞保、薪資轉帳證明，或擔任軍公教人員等較有利的條件，也能提高銀行可貸成數?/li><li><strong><u>還款來源<br /></u></strong>如果工作與收入皆穩定，或在百大企業工作，銀行會認定放款風險低，可貸成數會比較高?/li></ul> </div> </div> <div class="elementor-element elementor-element-f0bc1c4 elementor-widget elementor-widget-text-editor" data-id="f0bc1c4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>以上條件主要是銀行審核較嚴格，民間則會放寬，若您有大量資金需求，建議找民間借貸機構，比較容易如您所願?/p> </div> </div> <div class="elementor-element elementor-element-08b743d elementor-widget elementor-widget-image" data-id="08b743d" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" src="//danaherbertts.shop/wp-content/uploads/2021/07/house-lend-money.png" title="" alt="影響房屋借款成數原因－大揚代? loading="lazy" /> </div> </div> <div class="elementor-element elementor-element-c1686f2 elementor-widget elementor-widget-heading" data-id="c1686f2" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">為什麼需要民間新竹房屋借款?/h2> </div> </div> <div class="elementor-element elementor-element-e276869 elementor-widget elementor-widget-text-editor" data-id="e276869" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>提不出財力證?/strong></li><li><strong>個人負債比過?/strong></li><li><strong>無法提供薪轉證明</strong></li><li><strong>曾有貸款或信用卡遲繳紀錄，信用評分不佳</strong></li><li><strong>臨時需要資金周轉，無法等待銀行冗長的審核時間</strong></li></ul> </div> </div> <div class="elementor-element elementor-element-7ab33c0 elementor-widget elementor-widget-text-editor" data-id="7ab33c0" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果有以上困擾的人，可以改找民間代書辦理房屋借款，不僅申請門檻低、額度高、過件率高、撥款速度快，重點是借款利息比其他民間借貸機構低，是您貸款的好選擇?/p> </div> </div> <div class="elementor-element elementor-element-86e11d4 elementor-widget elementor-widget-heading" data-id="86e11d4" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間新竹房屋借款有哪些優點？</h2> </div> </div> <div class="elementor-element elementor-element-19241138 elementor-widget elementor-widget-heading" data-id="19241138" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">借款利率額度</h3> </div> </div> <div class="elementor-element elementor-element-4ffa8050 elementor-widget elementor-widget-text-editor" data-id="4ffa8050" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>借款利率低：</strong>房屋抵押借款是新竹借款利息低的貸款種類，約0.6%起?/li><li><strong>借款額度高：</strong>主要依房屋價值來評估，比起信用貸款可高出10?0倍?/li><li><strong>借款方式多：</strong>若房屋殘值足夠，甚至可辦理房屋二胎?a href="//danaherbertts.shop/third-mortgage/" target="_blank" rel="noopener">三胎</a>等項目?/li></ul> </div> </div> <div class="elementor-element elementor-element-4237188f elementor-widget elementor-widget-heading" data-id="4237188f" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">借款申請條件</h3> </div> </div> <div class="elementor-element elementor-element-713ccbc9 elementor-widget elementor-widget-text-editor" data-id="713ccbc9" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>申請條件低：</strong>借款人審核條件寬鬆，主要依房屋殘值核定貸款，而且持分房屋也能申貸，個人條件僅用來加分?/li><li><strong>借款易過件：</strong>房屋借款的過件率較高，通常可達90%以上?/li><li><strong>無徵信條件：</strong>免徵信、免保人，不必擔心信用不良貸不過或親朋好友會發現?/li><li><strong>資金用途多?/strong>可協助代償當舖、地下錢莊的高利貸款，平轉降息或整合負債，減輕負擔?/li></ul> </div> </div> <div class="elementor-element elementor-element-1e0fda21 elementor-widget elementor-widget-heading" data-id="1e0fda21" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">新竹房屋借款申請資料</h2> </div> </div> <div class="elementor-element elementor-element-a05007c elementor-widget elementor-widget-text-editor" data-id="a05007c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>想以名下房屋在新竹借款，可先備妥以下資料：</p> </div> </div> <div class="elementor-element elementor-element-e4b8c31 elementor-widget elementor-widget-text-editor" data-id="e4b8c31" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>雙證?/li><li>戶籍謄本</li><li>土地及建物所有權狀</li><li>房貸近一年繳款明?/li><li>收入或在職證明（加分條件?/li></ul> </div> </div> <div class="elementor-element elementor-element-320fce6e elementor-widget elementor-widget-heading" data-id="320fce6e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申請新竹房屋借款流程</h2> </div> </div> <div class="elementor-element elementor-element-53b40c4e elementor-widget elementor-widget-text-editor" data-id="53b40c4e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>申請?/strong>申貸人提出需求，由專員提供諮詀?/li><li><strong>估價?/strong>針對房屋狀況、市價?a href="//lvr.land.moi.gov.tw/" target="_blank" rel="noopener"><strong>實價登錄</strong></a>等做鑑價報告?/li><li><strong>審核?/strong>根據鑑價報告進行房屋抵押貸款試算，並將可貸額度、利率回報給申貸人?/li><li><strong>設定?/strong>由合法代書與申貸人當?a href="//danaherbertts.shop/identity-verification/" target="_blank" rel="noopener">對保</a>簽約，並於地政機關辦理抵押權設定?/li><li><strong>撥款?/strong>上述流程完成後，將核貸金額撥款至申貸人帳戶?/li></ol> </div> </div> <div class="elementor-element elementor-element-7a282c33 elementor-widget elementor-widget-image" data-id="7a282c33" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="748" height="124" src="//danaherbertts.shop/wp-content/uploads/2021/06/台南房屋借貸辦理流程.png" class="attachment-large size-large wp-image-15340" alt="台南房屋借貸辦理流程 - 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/06/台南房屋借貸辦理流程.png 748w, //danaherbertts.shop/wp-content/uploads/2021/06/台南房屋借貸辦理流程-300x50.png 300w" sizes="(max-width: 748px) 100vw, 748px" /> </div> </div> <div class="elementor-element elementor-element-4c150fe elementor-widget elementor-widget-heading" data-id="4c150fe" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">新竹房屋借款常見問題</h2> </div> </div> <div class="elementor-element elementor-element-ed148c2 elementor-widget elementor-widget-accordion" data-id="ed148c2" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2481" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-2481" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：民間新竹房屋借款一定會過件嗎？</a> </div> <div id="elementor-tab-content-2481" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-2481"><p>民間借款比銀行審核寬鬆，過件率相對高，但貸款人還是要證明自己有還款能力，信用瑕疵也不能太過嚴重，否則民間金主也沒辦法安心把錢借出喔！</p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2482" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-2482" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：如何分辨合法民間房屋借款機構?/a> </div> <div id="elementor-tab-content-2482" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-2482"><p>民間借貸機構雖然並非每家都合法，但也有政府立案經營的公司，想找新竹合法借款可用以下5種方法辨別：</p><ol><li>事先不繳交重要證?/li><li>過件前不會收取費?/li><li>利息不超過行情範?/li><li>雙方一定要對保簽約</li><li>確實有實體店面經?/li></ol></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2483" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-2483" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：有新竹房屋借款實際案例可以參考嗎?/a> </div> <div id="elementor-tab-content-2483" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-2483"><p>歡迎參?a href="//danaherbertts.shop/hsinchu-apartment-second-mortgage/" target="_blank" rel="noopener">銀行貸款緩不濟?/a>一文，臨時需要資金周轉者都很適合申請民間房屋借款?/p></div> </div> <script 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