關於桃園農地代償 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E6%A1%83%E5%9C%92%E8%BE%B2%E5%9C%B0%E4%BB%A3%E5%84%9F/feed/" rel="self" type="application/rss+xml" /> <link>//danaherbertts.shop/tag/桃園農地代償/</link> <description></description> <lastBuildDate>Wed, 26 Feb 2025 07:15:07 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於桃園農地代償 的大小事，大揚代書幫你一網打?/title> <link>//danaherbertts.shop/tag/桃園農地代償/</link> <width>32</width> <height>32</height> </image> <item> <title>桃園農地代償為你解決高壓利息！誤觸高利貸也不?/title> <link>//danaherbertts.shop/taoyuan-farmland-loan-balance/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Fri, 10 Dec 2021 08:58:22 +0000</pubDate> <category><![CDATA[土地貸款]]></category> <category><![CDATA[土地貸款幾成]]></category> <category><![CDATA[持分農地借款]]></category> <category><![CDATA[桃園農地代償]]></category> <category><![CDATA[辦理農地抵押貸款]]></category> <category><![CDATA[農地貸款民間]]></category> <category><![CDATA[農地貸款需要什麼資料]]></category> <category><![CDATA[農舍貸款成數]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=20566</guid> <description><![CDATA[<p>桃園農地代償為你解決高壓利息！誤觸高利貸也不?土地貸款幾成才能符合借貸人的需求呢？條件除了貸款成數高以外，也 […]</p> <p>這篇文章 <a href="//danaherbertts.shop/taoyuan-farmland-loan-balance/">桃園農地代償為你解決高壓利息！誤觸高利貸也不?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="20566" class="elementor elementor-20566" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-51cfdb8a elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="51cfdb8a" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-20d39e51" data-id="20d39e51" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-2e7b9536 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="2e7b9536" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-197b3c48" data-id="197b3c48" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-17105567 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="17105567" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">桃園農地代償</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-39cda6b2 elementor-widget elementor-widget-heading" data-id="39cda6b2" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">桃園農地代償為你解決高壓利息！誤觸高利貸也不?/h1> </div> </div> <div class="elementor-element elementor-element-2491dd0e elementor-widget elementor-widget-image" data-id="2491dd0e" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2021/12/taoyuan-farmland-loan-balance.webp" class="attachment-large size-large wp-image-58073" alt="桃園農地代償為你解決高壓利息！誤觸高利貸也不?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/12/taoyuan-farmland-loan-balance.webp 1024w, //danaherbertts.shop/wp-content/uploads/2021/12/taoyuan-farmland-loan-balance-300x214.webp 300w, //danaherbertts.shop/wp-content/uploads/2021/12/taoyuan-farmland-loan-balance-768x548.webp 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-83e88f0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="83e88f0" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-60cb57c7 elementor-widget elementor-widget-text-editor" data-id="60cb57c7" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>土地貸款幾成才能符合借貸人的需求呢？條件除了貸款成數高以外，也記得要將利率、期數納入考量。若曾不小心借到民間高利，亦可透過較低利率的農地代償前胎高利，下文將帶你一一了解桃園農地代償?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-17523f57 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="17523f57" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-15322f33" data-id="15322f33" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-3efe34e3 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="3efe34e3" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-20d4f56b" data-id="20d4f56b" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-ea6765a elementor-widget elementor-widget-heading" data-id="ea6765a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">桃園農地代償是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-2762d288 elementor-widget elementor-widget-text-editor" data-id="2762d288" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>代償的意思是由第三方代為清償，再將原貸款轉貸到較低利率的機構分期攤還，目的是為了降低每月貸款利息負擔與應繳金額，並延長還款時間。代償會根據不同的項目分成房屋代償、土地代償等，而桃園農地代償顧名思義就是將原本的桃園農地貸款借低還高以轉貸降息?/p> </div> </div> <div class="elementor-element elementor-element-4a151e8f elementor-widget elementor-widget-heading" data-id="4a151e8f" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申請桃園農地代償有什麼條件？</h2> </div> </div> <div class="elementor-element elementor-element-8f8dd54 elementor-widget elementor-widget-text-editor" data-id="8f8dd54" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>要申請桃園農地代償的前提是，你名下必須有農地並且已經辦理過農地貸款，然而要辦理農地貸款並非易事，如果想向農會、銀行申貸的話需要具備相應的身分資格，也就是你必須是農民，且農地有耕作之實才可申請。關於如何辦理農地抵押貸款、農地貸款需要什麼資料、農舍貸款成數有多少等詳盡資訊，可參閱下方延伸閱讀，就算想要申請持分農地借款也無煩惱?/p> </div> </div> <div class="elementor-element elementor-element-7b16dc5 elementor-widget elementor-widget-text-editor" data-id="7b16dc5" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>有些人因條件不符，選擇向民間貸款公司申請農地貸款，但各家利率有所差異，過件不代表優惠，若有找到更適合的貸款方案，還是可以請該貸款公司協助轉貸、代償。桃園農地代償、農地貸款民間公司承作案例不少，建議可以妥善評比，通常民間貸款公司的審核條件都不會太嚴苛，非常體恤申貸者急需資金的焦急，只要年滿二十歲，就算農地已經閒置多時沒在耕種也可申請?/p> </div> </div> <div class="elementor-element elementor-element-bb6c543 elementor-widget elementor-widget-text-editor" data-id="bb6c543" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/farmland-mortgage-loan/" target="_blank" rel="noopener">5分鐘帶你深入了解農地抵押貸款</a></b> </div> </div> <div class="elementor-element elementor-element-7573ce1 elementor-widget elementor-widget-heading" data-id="7573ce1" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申請桃園農地代償的管?/h2> </div> </div> <div class="elementor-element elementor-element-74f8136 elementor-widget elementor-widget-text-editor" data-id="74f8136" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>桃園農地代償的意義就是找到可以降低還款壓力的方式，因此貸款人只要能取得第三方的資金代為清償後轉貸，都可以是桃園農地代償的管道。信用狀況良好的人可以詢問看看銀行或農會的土地貸款有沒有接受農地代償的項目，這會是利率最低的管道，不過相對的過件機率極低。也有人向親朋好友求援，但要低聲下氣請人幫忙不是每個人可以接受的?/p> </div> </div> <div class="elementor-element elementor-element-3b6f9d9 elementor-widget elementor-widget-text-editor" data-id="3b6f9d9" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/people-loan-integrate/">債務項目過多感到雜亂嗎？3步驟搞定貸款整合?/a></b> </div> </div> <div class="elementor-element elementor-element-a5b3f62 elementor-widget elementor-widget-text-editor" data-id="a5b3f62" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span class="f-point">申辦桃園農地代償，最普遍的方式其實是透過民間貸款公司，不僅能代償高利、整合債務，還能降低每月利息，而且不限制貸款人和農地的狀?/span>，隨時都可以免費諮詢獲取最新方案的消息，是目前最受歡迎的代償管道? </div> </div> <div class="elementor-element elementor-element-5dcd8d4 elementor-widget elementor-widget-text-editor" data-id="5dcd8d4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/taoyuan-land-mortgage-loan/" target="_blank" rel="noopener">民間桃園土地抵押貸款幫你代償各種債務</a></b> </div> </div> <div class="elementor-element elementor-element-e0747f4 elementor-widget elementor-widget-heading" data-id="e0747f4" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">什麼情況適合申請桃園農地代償？</h2> </div> </div> <div class="elementor-element elementor-element-ec2c368 elementor-widget elementor-widget-text-editor" data-id="ec2c368" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>申請農地貸款之後覺得哪裡「卡卡」的話，可以審視一下自己是否為下列族群，那麼你或許可以思考是不是要透過桃園農地代償來減少高壓支出：</p> </div> </div> <div class="elementor-element elementor-element-501a9190 elementor-widget elementor-widget-text-editor" data-id="501a9190" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>每月還款負擔比想像中大，希望能轉貸降?/strong></li><li><strong>想辦理增貸，但農地殘值有限導致核貸困?/strong></li><li><strong>對貸款成數、額度不滿意，無法應付資金缺?/strong></li></ul> </div> </div> <div class="elementor-element elementor-element-6e2b587 elementor-widget elementor-widget-image" data-id="6e2b587" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="679" src="//danaherbertts.shop/wp-content/uploads/2021/12/farmland_loan_balance.png" class="attachment-large size-large wp-image-36391" alt="什麼情況適合農地貸款－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/12/farmland_loan_balance.png 1001w, //danaherbertts.shop/wp-content/uploads/2021/12/farmland_loan_balance-300x255.png 300w, //danaherbertts.shop/wp-content/uploads/2021/12/farmland_loan_balance-768x652.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-c9b3598 elementor-widget elementor-widget-heading" data-id="c9b3598" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申請桃園農地代償前需要評估什麼？</h2> </div> </div> <div class="elementor-element elementor-element-11804ab9 elementor-widget elementor-widget-heading" data-id="11804ab9" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">利率調降是否真的划算</h3> </div> </div> <div class="elementor-element elementor-element-554c0653 elementor-widget elementor-widget-text-editor" data-id="554c0653" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>代償的目的是要降低還款壓力，所以需要注意代償方案的利率在調降後是否真的比原貸款划算，有時候地政規費、代償和轉貸的手續費、代書費用等林林總總加上去後和原貸款不會相差太多，反而花費許多時間成本不見得划算，通常利差只要?.02%以上再來考慮，而且還需要將還款期限納入考量?/p> </div> </div> <div class="elementor-element elementor-element-5c1444b1 elementor-widget elementor-widget-heading" data-id="5c1444b1" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">還款計畫是否妥善規劃</h3> </div> </div> <div class="elementor-element elementor-element-31b357db elementor-widget elementor-widget-text-editor" data-id="31b357db" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>儘管桃園農地代償對於降低還款壓力有一定效用，但無論是透過什麼方式，自己欠下的債務終究得靠自己清償，貸款公司協助代償只是暫時的，並不會因為轉貸降息而一勞永逸，所以在申請代償前，請先根據歷來貸款的還款狀況，重新評估貸款利息調降、還款期限延長真的有助於達成未來的還款規劃嗎？要做足功課，而不是因為條件寬鬆後而隨之鬆懈！</p> </div> </div> <div class="elementor-element elementor-element-6eb51222 elementor-widget elementor-widget-heading" data-id="6eb51222" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申請桃園農地代償會影響信用嗎?/h2> </div> </div> <div class="elementor-element elementor-element-4c9eb71e elementor-widget elementor-widget-text-editor" data-id="4c9eb71e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>農地代償只能算一般的轉增貸服務項目，所以不論找的是銀行、農會或民間貸款公司申請桃園農地代償，代償本身都不會影響貸款人的信用。但還是需要注意農地代償有沒有增加負債比，而且申請後也要定期繳納本金利息，才不會因為貸款遲繳而影響信用?/p> </div> </div> <div class="elementor-element elementor-element-c394c99 elementor-widget elementor-widget-text-editor" data-id="c394c99" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/credit-blemish-loan/">貸款遲繳導致信用瑕疵，我還能貸款嗎？</a></b> </div> </div> <div class="elementor-element elementor-element-7baf8244 elementor-widget elementor-widget-heading" data-id="7baf8244" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">桃園農地代償應備文件</h2> </div> </div> <div class="elementor-element elementor-element-763a0373 elementor-widget elementor-widget-text-editor" data-id="763a0373" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>雙證?/strong></li><li><strong>戶籍謄本</strong></li><li><strong>土地所有權狀</strong></li><li><strong>收入或在職證明（加分條件?/strong></li></ul> </div> </div> <div class="elementor-element elementor-element-3625bd7e elementor-widget elementor-widget-heading" data-id="3625bd7e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">桃園農地代償流程</h2> </div> </div> <div class="elementor-element elementor-element-3c87b2c8 elementor-widget elementor-widget-text-editor" data-id="3c87b2c8" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>申請評估?/strong>提交申請書，並準備相關資料供貸款公司評估?/li><li><strong>對保簽約</strong><strong>?/strong>審核通過後將與申貸人完成<a href="//danaherbertts.shop/identity-verification/" target="_blank" rel="noopener">對保</a>手續，並簽訂契約?/li><li><strong>抵押設定?/strong>設定農地的第二順位抵押權給代償機構?/li><li><strong>代償貸款?/strong>貸款機構會協助代償原銀行的貸款，原貸款機構核發<a href="//danaherbertts.shop/proof-of-settlement/" target="_blank" rel="noopener">清償證明</a>及相關文件?/li><li><strong>塗銷、更改設定：</strong>申貸人持清償證明與相關文件，到地政機關塗銷原貸款機構的抵押權設定，並將代償機構變更為首位抵押權人?/li></ol> </div> </div> <div class="elementor-element elementor-element-2696cc82 elementor-widget elementor-widget-image" data-id="2696cc82" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="500" height="257" src="//danaherbertts.shop/wp-content/uploads/2021/12/農地代償流程?大揚代書事務所.png" class="attachment-large size-large wp-image-20402" alt="農地代償流程?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/12/農地代償流程?大揚代書事務所.png 500w, //danaherbertts.shop/wp-content/uploads/2021/12/農地代償流程?大揚代書事務所-300x154.png 300w" sizes="(max-width: 500px) 100vw, 500px" /> </div> </div> <div class="elementor-element elementor-element-6c951db2 elementor-widget elementor-widget-heading" data-id="6c951db2" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">桃園農地代償就找大揚</h2> </div> </div> <div class="elementor-element elementor-element-489d9c6f elementor-widget elementor-widget-text-editor" data-id="489d9c6f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>願意承作桃園農地代償的機構雖然不多，但別忘了在申貸前多方比較各家貸款專案的差異、利率、成數，才能把握農地代償的成功要件?strong>大揚代書</strong>專辦各項房地貸款業務，如果你正猶豫找誰辦理農地貸款，又或是辦了他家貸款後想找代償降息，歡迎聯繫撥?a href="//lihi3.cc/me7pL" target="_blank" rel="noopener">免費諮詢專線</a>或立即填?a href="//danaherbertts.shop/#Online" target="_blank" rel="noopener">線上表單</a>，將安排專員為你量身打造一套專屬方案?/p> </div> </div> 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