關於欠銀行錢不還會怎樣 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E6%AC%A0%E9%8A%80%E8%A1%8C%E9%8C%A2%E4%B8%8D%E9%82%84%E6%9C%83%E6%80%8E%E6%A8%A3/feed/" rel="self" type="application/rss+xml" /> <link></link> <description></description> <lastBuildDate>Thu, 14 Nov 2024 06:18:01 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於欠銀行錢不還會怎樣 的大小事，大揚代書幫你一網打?/title> <link></link> <width>32</width> <height>32</height> </image> <item> <title>欠銀行錢多久可以不用還？會有什麼影響嗎?/title> <link>//danaherbertts.shop/owe-money-to-bank/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Thu, 09 Nov 2023 08:14:01 +0000</pubDate> <category><![CDATA[生活理財]]></category> <category><![CDATA[欠銀行錢20年]]></category> <category><![CDATA[欠銀行錢不還會怎樣]]></category> <category><![CDATA[欠銀行錢可以出國嗎]]></category> <category><![CDATA[欠銀行錢多久可以不用還]]></category> <category><![CDATA[欠銀行錢如何協商]]></category> <category><![CDATA[欠銀行錢會被通緝嗎]]></category> <category><![CDATA[欠銀行錢追溯期]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=44132</guid> <description><![CDATA[<p>欠銀行錢多久可以不用還？會有什麼影響嗎?現今社會各種消費行為、金融服務，都和銀行脫不了關係，不論是申請貸款?[…]</p> <p>這篇文章 <a href="//danaherbertts.shop/owe-money-to-bank/">欠銀行錢多久可以不用還？會有什麼影響嗎?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="44132" class="elementor elementor-44132" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-4dd736f9 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="4dd736f9" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-28763358" data-id="28763358" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-eef2564 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="eef2564" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7a611f6b" data-id="7a611f6b" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-734d823a elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="734d823a" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">欠銀行錢不還會怎樣</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-7c730fd3 elementor-widget elementor-widget-heading" data-id="7c730fd3" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">欠銀行錢多久可以不用還？會有什麼影響嗎?/h1> </div> </div> <div class="elementor-element elementor-element-2fa079f7 elementor-widget elementor-widget-image" data-id="2fa079f7" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2023/11/owe-money-to-bank.webp" class="attachment-large size-large wp-image-54170" alt="欠銀行錢多久可以不用還？會有什麼影響嗎？－大揚代書" /> </div> </div> <div class="elementor-element elementor-element-23fdfea5 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="23fdfea5" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-3ba979c9 elementor-widget elementor-widget-text-editor" data-id="3ba979c9" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>現今社會各種消費行為、金融服務，都和銀行脫不了關係，不論是申請貸款或使用信用卡，其實都是跟銀行借錢，如果沒有做好財務管理導致欠銀行錢，會有什麼影響嗎？本文將介紹積欠銀行債務的各種面向，並與你分享妥善處理的方法?/p> </div> </div> <div class="elementor-element elementor-element-53785a2 elementor-widget elementor-widget-video" data-id="53785a2" data-element_type="widget" data-settings="{"youtube_url":"https:\/\/www.youtube.com\/watch?v=sT9qFAfCbOg","video_type":"youtube","controls":"yes"}" data-widget_type="video.default"> <div class="elementor-widget-container"> <div class="elementor-wrapper elementor-open-inline"> <div class="elementor-video"></div> </div> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-653161ad elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="653161ad" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-62c95b7c" data-id="62c95b7c" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-56b4d451 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="56b4d451" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-71660a42" data-id="71660a42" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-ae77c8e elementor-widget elementor-widget-heading" data-id="ae77c8e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">欠銀行錢多久可以不用還？</h2> </div> </div> <div class="elementor-element elementor-element-3bf5f557 elementor-widget elementor-widget-text-editor" data-id="3bf5f557" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>依據<a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=B0000001&flno=125" target="_blank" rel="noopener">民法?25?/a>?a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=B0000001&flno=126" target="_blank" rel="noopener">?26?/a>?a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=B0000001&flno=127" target="_blank" rel="noopener">?27?/a>規定，請求權的消滅時效按不同債權種類，可分為15年（原則）?年和2年（例外）。以銀行借款來說，本金債權、違約金的消滅時效是15年，利息的消滅時效則?年，也就是說<span class="f-point">欠銀行錢追溯期最長可?5?/span>，在此追討時效內，債權人都可以採取法律行動來保障自身權利?/p> </div> </div> <div class="elementor-element elementor-element-8a2858e example elementor-widget elementor-widget-text-editor" data-id="8a2858e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span style="color: #8c6c5b;"><strong>※貼心提醒：「消滅時效」是法律上的「有效期限」，指請求權在一定期間內不行使，就會消滅或效力減損的時效制度。而此處的「追溯期」就是指債權的消滅時效?/strong></span> </div> </div> <div class="elementor-element elementor-element-4ca019f4 elementor-widget elementor-widget-heading" data-id="4ca019f4" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">欠銀行錢20年可以不還嗎?/h2> </div> </div> <div class="elementor-element elementor-element-5afde5f8 elementor-widget elementor-widget-text-editor" data-id="5afde5f8" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果欠銀行錢多年，其實不必等?0年，只要在消滅時效的15年間，銀行都沒有主動進行催討，例如向債務人請求、起訴、聲請支付命令、本票裁定?a href="//danaherbertts.shop/enforcement/" target="_blank" rel="noopener">強制執行</a>等，債務人就可以主張時效抗辯，不用還錀?/p> </div> </div> <div class="elementor-element elementor-element-2b76727 elementor-widget elementor-widget-text-editor" data-id="2b76727" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>然而現今金融業已有一定規模，不僅有內控風險管理、科技化運作，債權催收系統也更完善，再加上銀行會透過以下2種方式來延長債務追溯期，因此不太可能發生超過債務追溯期而不用還銀行錢的情彀?/p> </div> </div> <div class="elementor-element elementor-element-9ea46a2 elementor-widget elementor-widget-text-editor" data-id="9ea46a2" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>中斷消滅時效?/strong>根據<a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=B0000001&flno=129" target="_blank" rel="noopener"><strong>民法?29</strong><strong>?/strong></a>規定，只要銀行在債務追溯期結束前提出請求、承認、起訴等方式要求債務人償還債務，即可中斷消滅時效，並使債務追溯期重新?5年計算?/li><li><strong>換發債權憑證?/strong>如果債務人名下沒有或太少資產，導致債務無法完全清償，銀行會?年向法院聲請換發債權憑證。當債務人的帳戶裡有存入款項時，銀行就可以強制執行債務人的財產?/li></ul> </div> </div> <div class="elementor-element elementor-element-4184b41 example elementor-widget elementor-widget-text-editor" data-id="4184b41" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span style="color: #8c6c5b;"><strong>※貼心提醒：就法律上來說，超過消滅時效的權利並不會消失，只是債務人可以主張債權人的債權行使已超過時效，拒絕還款，但若債務人堅持要還款，債權人也不會有不當得利的問題?/strong></span> </div> </div> <div class="elementor-element elementor-element-a6836ec elementor-widget elementor-widget-heading" data-id="a6836ec" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">欠銀行錢不還會怎樣?/h2> </div> </div> <div class="elementor-element elementor-element-c81fb88 elementor-widget elementor-widget-text-editor" data-id="c81fb88" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 不論向銀行借了什麼款項（房貸、車貸、信貸、卡債），只要欠銀行錢就是要還錢，即便債務人過世，銀行還是會向繼承人追討。以下是債務人欠銀行錢會面臨的後果? </div> </div> <div class="elementor-element elementor-element-a56a54d elementor-widget elementor-widget-heading" data-id="a56a54d" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">須負法律責任</h3> </div> </div> <div class="elementor-element elementor-element-41e5f965 elementor-widget elementor-widget-text-editor" data-id="41e5f965" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果欠銀行錢且遲未還款，短期內會遭催收，長期則可能面臨法律責任，例如法院訴訟、強制執行（扣薪、查封、扣押、拍賣財產）來抵債?/p> </div> </div> <div class="elementor-element elementor-element-5ac10bf9 elementor-widget elementor-widget-heading" data-id="5ac10bf9" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">影響個人信用</h3> </div> </div> <div class="elementor-element elementor-element-78c4d515 elementor-widget elementor-widget-text-editor" data-id="78c4d515" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span class="f-point">債務遲繳、逾期未繳都會降低個人信用評分，也會進一步影響貸款、信用卡申請</span>，債務積欠時間越久，未來就更難向銀行申請金融服務? </div> </div> <div class="elementor-element elementor-element-ad7514b elementor-widget elementor-widget-heading" data-id="ad7514b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">影響個人資產</h3> </div> </div> <div class="elementor-element elementor-element-71f8c5b elementor-widget elementor-widget-text-editor" data-id="71f8c5b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 如果沒有按時還款，就<span class="f-point">必須支付高額利息和違約金、進入法律催收程序的訴訟費用，再加上強制執行會扣押帳戶、拍賣財?/span>等，連帶每月薪水和名下財產也會大幅減少? </div> </div> <div class="elementor-element elementor-element-cac2b1f elementor-widget elementor-widget-heading" data-id="cac2b1f" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">影響個人工作</h3> </div> </div> <div class="elementor-element elementor-element-126404e elementor-widget elementor-widget-text-editor" data-id="126404e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>部分金融業業主會定期調查員工的信用資料，若債務人是金融從業人員且欠銀行錢不還，除了會被債權人強制扣薪，也會影響工作考績、喪失升遷機會，嚴重者還有可能被解雇?/p> </div> </div> <div class="elementor-element elementor-element-2f1135c elementor-widget elementor-widget-heading" data-id="2f1135c" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">心理壓力遽增</h3> </div> </div> <div class="elementor-element elementor-element-5f34598 elementor-widget elementor-widget-text-editor" data-id="5f34598" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>當銀行透過電話、簡訊、郵件等方式催收債務，再加上名下資產、個人信用和工作都受到影響，債務人很容易出現精神壓力，影響身心健康?/p> </div> </div> <div class="elementor-element elementor-element-4e755e4 elementor-widget elementor-widget-image" data-id="4e755e4" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="767" src="//danaherbertts.shop/wp-content/uploads/2023/11/owe-money-to-bank-1.png" class="attachment-large size-large wp-image-44135" alt="欠銀行會面臨什麼後果－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2023/11/owe-money-to-bank-1.png 1001w, //danaherbertts.shop/wp-content/uploads/2023/11/owe-money-to-bank-1-300x288.png 300w, //danaherbertts.shop/wp-content/uploads/2023/11/owe-money-to-bank-1-768x737.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-67de20fb elementor-widget elementor-widget-heading" data-id="67de20fb" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">欠銀行錢要怎麼處理?/h2> </div> </div> <div class="elementor-element elementor-element-6106432c elementor-widget elementor-widget-text-editor" data-id="6106432c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 若積欠銀行債務，建議要積極面對，儘管免不了要還錢，但有以?種選擇： </div> </div> <div class="elementor-element elementor-element-94e28e5 elementor-widget elementor-widget-heading" data-id="94e28e5" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">債務整合</h3> </div> </div> <div class="elementor-element elementor-element-22136d3 elementor-widget elementor-widget-text-editor" data-id="22136d3" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span class="f-point">向銀行額外申請一筆高額低利的貸款，代償小額高利的債務，也就是借新還舊</span>，可延長還款期限、降低每月還款負擔，例如申請低利的信貸來償還利率較高的卡債、申請房貸清償信貸或車貸? </div> </div> <div class="elementor-element elementor-element-e7bef20 elementor-widget elementor-widget-text-editor" data-id="e7bef20" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/integrate-debt/" target="_blank" rel="noopener"><strong>債務整合是什麼？擺脫高額負債就看這一篇！</strong></a></b> </div> </div> <div class="elementor-element elementor-element-166680e elementor-widget elementor-widget-heading" data-id="166680e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">債務協商</h3> </div> </div> <div class="elementor-element elementor-element-5e98fc2 elementor-widget elementor-widget-text-editor" data-id="5e98fc2" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><span class="f-point">由債權人和債務人針對既有債務，共同規劃、擬訂可行的償還方案，以收入償還既有債務</span>，來降低利率或延長還款期限，同時聯徵中心個人信用報告也會註記。由於協商期間不能向銀行貸款，也無法使用信用卡，因此債務人不會產生新的銀行債務。至於欠銀行錢如何協商呢？歡迎參?a href="//danaherbertts.shop/debt-negotiation/" target="_blank" rel="noopener"><strong>債務協商</strong></a>一文?/p> </div> </div> <div class="elementor-element elementor-element-ff6ac90 elementor-widget elementor-widget-heading" data-id="ff6ac90" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">更生清算</h3> </div> </div> <div class="elementor-element elementor-element-a04b39f elementor-widget elementor-widget-text-editor" data-id="a04b39f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>若債務人和最大債權金融機構協商失敗、後續也無法清償債務，就必須向法院聲?a href="//danaherbertts.shop/debt-rehabilitation/"><strong>債務更生</strong></a>或清算。債務更生是指由債務人提出一份經法院認可的債務清償計畫並確實履行；債務清算則是由法院將債務人名下所有財產拍賣變現後分配給債權人，以清償債務?/p> </div> </div> <div class="elementor-element elementor-element-3c5a42d0 elementor-widget elementor-widget-heading" data-id="3c5a42d0" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">欠銀行錢常見問題</h2> </div> </div> <div class="elementor-element elementor-element-9f71914 elementor-widget elementor-widget-accordion" data-id="9f71914" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1671" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-1671" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：欠銀行錢帳戶會被凍結嗎？</a> </div> <div id="elementor-tab-content-1671" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-1671"><p>不會，但帳戶會被扣押。「帳戶凍結」是因涉及不法或異常交易，經法院、檢警單位通報銀行，將該帳戶列為<a href="//danaherbertts.shop/alert-account/" target="_blank" rel="noopener">警示帳戶</a>，使提領及存款功能受限制；然而欠銀行錢、欠稅、罰金未繳等情況，帳戶內的錢就會因強制執行遭扣押、無法提領，雖然仍可使用存款功能，但只要債務尚未清償，存款一樣會被扣押?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1672" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-1672" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：欠銀行錢會被通緝嗎？</a> </div> <div id="elementor-tab-content-1672" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-1672">不會?span class="f-point">欠銀行錢非屬犯罪行為，並不會觸犯刑法，因此既不會被通緝，也不會遭逮捕被關?/span>。除非是向銀行詐貸（例如持偽造的收入證明向銀行貸款）、因不想還錢而隱匿財產（例如將財產假買賣或贈與第三人）等，就有可能觸?a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=C0000001&flno=339" target="_blank" rel="noopener"><strong>刑法?39</strong><strong>?/strong></a>詐欺罪?a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=C0000001&flno=216" target="_blank" rel="noopener"><strong>?16</strong><strong>?/strong></a>偽造文書罪?a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=C0000001&flno=356" target="_blank" rel="noopener"><strong>?56</strong><strong>?/strong></a>損害債權罪等?/div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1673" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-1673" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：欠銀行錢可以出國嗎？</a> </div> <div id="elementor-tab-content-1673" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-1673">可以?span class="f-point">欠銀行錢屬於債務人和債權人之間的私權糾紛，不會影響個人出國自由</span>。但債務人聲請債務更生或清算後，法院就會發出禁奢命令並限制出境?/div> </div> <script type="application/ld+json">{"@context":"https:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Q\uff1a\u6b20\u9280\u884c\u9322\u5e33\u6236\u6703\u88ab\u51cd\u7d50\u55ce\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p>\u4e0d\u6703\uff0c\u4f46\u5e33\u6236\u6703\u88ab\u6263\u62bc\u3002\u300c\u5e33\u6236\u51cd\u7d50\u300d\u662f\u56e0\u6d89\u53ca\u4e0d\u6cd5\u6216\u7570\u5e38\u4ea4\u6613\uff0c\u7d93\u6cd5\u9662\u3001\u6aa2\u8b66\u55ae\u4f4d\u901a\u5831\u9280\u884c\uff0c\u5c07\u8a72\u5e33\u6236\u5217\u70ba<a href=\"https:\/\/danaherbertts.shop\/alert-account\/\" target=\"_blank\" rel=\"noopener\">\u8b66\u793a\u5e33\u6236<\/a>\uff0c\u4f7f\u63d0\u9818\u53ca\u5b58\u6b3e\u529f\u80fd\u53d7\u9650\u5236\uff1b\u7136\u800c\u6b20\u9280\u884c\u9322\u3001\u6b20\u7a05\u3001\u7f70\u91d1\u672a\u7e73\u7b49\u60c5\u6cc1\uff0c\u5e33\u6236\u5167\u7684\u9322\u5c31\u6703\u56e0\u5f37\u5236\u57f7\u884c\u906d\u6263\u62bc\u3001\u7121\u6cd5\u63d0\u9818\uff0c\u96d6\u7136\u4ecd\u53ef\u4f7f\u7528\u5b58\u6b3e\u529f\u80fd\uff0c\u4f46\u53ea\u8981\u50b5\u52d9\u5c1a\u672a\u6e05\u511f\uff0c\u5b58\u6b3e\u4e00\u6a23\u6703\u88ab\u6263\u62bc\u3002<\/p>"}},{"@type":"Question","name":"Q\uff1a\u6b20\u9280\u884c\u9322\u6703\u88ab\u901a\u7ddd\u55ce\uff1f","acceptedAnswer":{"@type":"Answer","text":"\u4e0d\u6703\uff0c<span 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rel=\"noopener\"><strong>\u7b2c216<\/strong><strong>\u689d<\/strong><\/a>\u507d\u9020\u6587\u66f8\u7f6a\u3001<a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawSingle.aspx?pcode=C0000001&flno=356\" target=\"_blank\" rel=\"noopener\"><strong>\u7b2c356<\/strong><strong>\u689d<\/strong><\/a>\u640d\u5bb3\u50b5\u6b0a\u7f6a\u7b49\u3002"}},{"@type":"Question","name":"Q\uff1a\u6b20\u9280\u884c\u9322\u53ef\u4ee5\u51fa\u570b\u55ce\uff1f","acceptedAnswer":{"@type":"Answer","text":"\u53ef\u4ee5\uff0c<span class=\"f-point\">\u6b20\u9280\u884c\u9322\u5c6c\u65bc\u50b5\u52d9\u4eba\u548c\u50b5\u6b0a\u4eba\u4e4b\u9593\u7684\u79c1\u6b0a\u7cfe\u7d1b\uff0c\u4e0d\u6703\u5f71\u97ff\u500b\u4eba\u51fa\u570b\u81ea\u7531<\/span>\u3002\u4f46\u50b5\u52d9\u4eba\u8072\u8acb\u50b5\u52d9\u66f4\u751f\u6216\u6e05\u7b97\u5f8c\uff0c\u6cd5\u9662\u5c31\u6703\u767c\u51fa\u7981\u5962\u547d\u4ee4\u4e26\u9650\u5236\u51fa\u5883\u3002"}}]}</script> </div> </div> </div> <div class="elementor-element elementor-element-602739d3 elementor-widget elementor-widget-heading" data-id="602739d3" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">結語</h2> </div> </div> <div class="elementor-element elementor-element-6c8d1525 elementor-widget elementor-widget-text-editor" data-id="6c8d1525" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>相信多數人都不希望欠銀行錢，但有些人因經濟困頓、財務危機造成負債過高、生活難以維持，就會想要逃避負擔不了的債務。若目前身陷債務困境，建議你積極面對、使用正確方法，才能解決債務難題，否則積欠時間越久，最後只會越難處理?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-f6b6eaf elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="f6b6eaf" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-261dbd43" data-id="261dbd43" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-1ffeae46 elementor-widget elementor-widget-heading" data-id="1ffeae46" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">大揚代書24H免費諮詢</p> </div> </div> <div class="elementor-element elementor-element-e4a7107 elementor-widget elementor-widget-text-editor" data-id="e4a7107" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>我們提供事前的免費貸款諮詢，不用擔心還沒辦理就要先付一筆費用，我們保證不過件就不收費?/p> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-60cdc16c" data-id="60cdc16c" data-element_type="column"> <div 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