ϲС~䁵ѺƷX //danaherbertts.shop/chiayi-people-mortgage/ Wed, 21 Jul 2021 10:03:53 +0000 //danaherbertts.shop/?p=10197 嘉義民間房貸知多少？為你介紹我們的貸款方案 當我們有大量資金需求時，就會以房屋或土地做為抵押品向銀行借貸，但?[…]

這篇文章 嘉義民間房貸知多少？為你介紹我們的貸款方案 最早出現於 大揚代書?/p> ]]>

嘉義民間房貸知多少？為你介紹我們的貸款方案

嘉義民間房貸知多少？為你介紹我們的貸款方案－大揚代? /> </div> </div> <div class=

當我們有大量資金需求時，就會以房屋或土地做為抵押品向銀行借貸，但是銀行條件嚴謹、審核過程漫長，也不一定能貸到期望的金額。其實嘉義民間房貸能達成你貸款的所有願望，以下由大揚代書為你介紹嘉義民間房貸相關資訊！

內容目錄

嘉義民間房貸是什麼？

嘉義民間房貸就是貸款人以自己的房屋做為擔保品向民間金融機構（例如合法的當舖或貸款公司）借款，假如你的房產已有第一順位的貸款，還能再申請第二順位房貸（也稱「二胎房貸」），發揮房地產的價值並有效利用，擁有更靈活的資金運用空間，對於急用資金的貸款人也能及時解決其資金缺口?
?延伸閱讀 ?a href="//danaherbertts.shop/chiayi-second-mortgage/" target="_blank" rel="noopener">嘉義民間房屋二胎輕鬆辦！5分鐘快速了?/strong>

嘉義民間房貸的優?/h2>

條件寬鬆

只要年滿18歲即可申辦，不用看個人收入證明，也不會調聯徵紀錄，只審核不動產的殘?/span>，即使是房屋?a href="//danaherbertts.shop/partial-property-house-loan/" target="_blank" rel="noopener">持分、信用小白或有信用瑕疵者，皆可申請?

撥款迅?/h3>

貸款人只要符合基本條件，最快可於當日內撥款，迅速解決貸款人資金上的燃眉之急?

流程簡便

相關事項評估完畢後，完成對保、設定及簽約後立即撥款，申請流程簡便又快速?

無額度上?/h3>

不須看貸款人的負債比，只參考不動產的殘?/span>，利率皆可談，沒有貸款額度上限的問題?

還款彈?/h3>

隨借隨還不綁約，方便貸款人靈活運用短期有效資金?

嘉義民間房貸辦理區?/h2>

嘉義市、太保市、朴子市、布袋鎮、大林鎮、民雄鄉、溪口鄉、新港鄉、六腳鄉、東石鄉、義竹鄉、鹿草鄉、水上鄉、中埔鄉、竹崎鄉、梅山鄉、番路鄉、大埔鄉、阿里山鄉?/p>

以上皆為我們的嘉義民間房貸服務範圍，不論你在臺灣何地，大揚代書都能受理你的案件，並提供免費諮詢服務?/p>

嘉義民間房貸準備資料

  1. 戶籍謄本
  2. 不動產所有權狀
  3. 印鑑證明及印鑑章
  4. 撥款存摺封面影本
  5. 雙證件（正本+影本，正本僅供核對身分）
民間房貸準備5項資料－大揚代書

嘉義民間房貸專案

專案項目 專案內容
貸款審核條件 只須審核不動產殘?/td>
貸款金額上限 沒有上限，依不動產市面價值而定
貸款撥款成數 最高可核貸至不動產市價90%
二胎房貸利率 利率1%?/td>
每月繳納金額 最低可以只繳利息，也可攤還部分本金
貸款申辦時間 1?個工作天，最快可當日內撥?/td>
貸款其他條件 只要有房屋作擔保，不論是否有收入證明、信用瑕疵或其他信用問題，皆能申請貸?/td>

嘉義房屋借錢專案是由我們專業的民間代書借款團隊共同經營企劃，代書貸款審核速度快、還款彈性、申辦時間短，代書借款推薦大揚代書?/p>

嘉義民間房貸申請流程

嘉義民間房屋借款流程簡單，只要依循以?個步驟，你就能輕鬆獲得嘉義民間房貸：

  1. 資料申請?/strong>歡迎撥打專線或線上表單聯絡大揚專員，並提供上述資料供我們進行房產市值估價?/li>
  2. 估價審核?/strong>我們有專業的從業人員進行貸款人的資料審核，完成後再向貸款人報告核貸金額、每月應繳金額與利息?/li>
  3. 核准對保?/strong>與貸款人約時間對保並簽訂貸款契約?/li>
  4. 設定抵押?/strong>對保完成後須經過抵押權設?/a>程序，抵押權設定金額為貸款金額的2倍?/li>
  5. 迅速撥款：上述流程完成後，將由我們核發貸款金額?/li>

結語

房屋貸款有眾多選擇對象與方式，能在短時間內合法取得借貸者只有民間房貸，不但能補足你的資金，又能方便你操作短期投資理財。大揚代書為民間借貸合法優質團隊，可以協助你清償原本的房屋貸款，並提供你便利的增貸及降低利息的資金紓困方案，減輕你的資金負擔，嘉義民間房貸推薦大揚代書！

大揚代書24H免費諮詢

我們提供事前的免費貸款諮詢，不用擔心還沒辦理就要先付一筆費用，我們保證不過件就不收費?/p>

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elementor-widget-text-editor" data-id="32339a8e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span class="f-point">只要和銀行、農會、信用合作社等金融機構以外的管道申請貸款，就稱為民間融資借款</span>。由於金融機構對貸款人的信用條件有嚴格限制，申辦時間又長，因此有些人會轉而找民間辦理個人融資貸款，以求方便、快速? </div> </div> <div class="elementor-element elementor-element-7d1d688e elementor-widget elementor-widget-heading" data-id="7d1d688e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間融資借款和銀行貸款有何不同？</h2> </div> </div> <div class="elementor-element elementor-element-a08dc6a elementor-widget elementor-widget-html" data-id="a08dc6a" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th width="41%" style="vertical-align: middle; text-align: center;">銀?/th> <th width="18%" style="vertical-align: middle; text-align: center;">項目</th> <th width="41%" style="vertical-align: middle; text-align: center;">民間融資借款</th> </tr> <tr> <td style="vertical-align: middle;">●年?8歲，具備完全行為能力<br> ●信用良?br> ●現職滿6個月<br> ●工作穩定，有勞?br> ●有薪轉等財力證?br> ●其他條件依貸款方案而異</td> <th style="vertical-align: middle; text-align: center;">貸款條件</th> <td style="vertical-align: middle;">●年?8歲，具備完全行為能力<br> ●勞保滿3個月<br>（無勞保薪轉可提供其?a href="//danaherbertts.shop/proof-of-income/">財力證明</a>?/td> </tr> <tr> <td style="vertical-align: middle; ">依貸款方案而異</td> <th style="vertical-align: middle; text-align: center;">貸款利率</th> <td style="vertical-align: middle; ">月利??%</td> </tr> <tr> <td style="vertical-align: middle; ">依銀行方案而異</td> <th style="vertical-align: middle; text-align: center;">貸款額度</th> <td style="vertical-align: middle; ">額度無上限，依貸款人或擔保品條件評估</td> </tr> <tr> <td style="vertical-align: middle; ">依方案而異。信?年，房貸20?0?/td> <th style="vertical-align: middle; text-align: center;">貸款期限</th> <td style="vertical-align: middle; ">不限，隨借隨還不綁約 </td> </tr> <tr> <td style="vertical-align: middle; ">須耗費7?5個工作天</td> <th style="vertical-align: middle; text-align: center;">撥款速度</th> <td style="vertical-align: middle; ">1?個工作天即可完成?br>當日設定當日撥款</td> </tr> <tr> <td style="vertical-align: middle; ">多為本利攤還</td> <th style="vertical-align: middle; text-align: center;">還款方式</th> <td style="vertical-align: middle;">可本利攤還，也可按月繳息</td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-027b6f6 elementor-widget elementor-widget-text-editor" data-id="027b6f6" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><b>?延伸閱讀 ?br /><a href="//danaherbertts.shop/no-financial-statement/" target="_blank" rel="noopener"><strong>無財力證明可以貸款嗎?/strong><strong>3</strong><strong>招提高過件率</strong></a><br /><a href="//danaherbertts.shop/land-mortgage-loan/" target="_blank" rel="noopener">民間土地抵押貸款不看土地種類即可貸！</a><br /><a href="//danaherbertts.shop/second-mortgage/" target="_blank" rel="noopener">民間房屋二胎貸款只要有房屋就能貸?/a><br /></b></p> </div> </div> <div class="elementor-element elementor-element-8e25fda elementor-widget elementor-widget-heading" data-id="8e25fda" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間融資借款有哪些優點？</h2> </div> </div> <div class="elementor-element elementor-element-6b79bb2a elementor-widget elementor-widget-text-editor" data-id="6b79bb2a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 民間貸款利率雖然比銀行稍高，但也有以?項優點： <ul> <li><strong>審核條件寬鬆?/strong> 不看貸款人的聯徵中心<a href="//www.jcic.org.tw/main_ch/docDetail.aspx?uid=170&pid=93&docid=412">信用報告</a>，也不要求一定要有勞保薪轉，適合信用瑕疵、信用小白、收入不穩定的人?/li> <li><strong>貸款額度較高?/strong> 以房屋融資來說，銀行放款約5?成，民間能貸?成以上；以信貸來說，並不?a href="//law.fsc.gov.tw/LawContent.aspx?id=FE052046&kw=dbr22">金管會DBR 22倍之規定</a>?/li> <li><strong>撥款時間快速：</strong> 通常??個工作天即可撥款，若情況緊急，也能當日拿到款項?/li> <li><strong>還款方式彈性：</strong> 銀行通常都會綁約，在綁約期內不能提前還款，大多都是本利攤還；民間貸款不綁約，可隨借隨還，且可本利攤還或可先繳息，資金運用更靈活?/li> <li><strong>資金運用多元?</strong>有別於銀行貸款對於貸款用途限制重重，民間融資借款可讓你多元運用，例如<span class="f-point">整合負債、債務代償、投資等，或可配合轉貸降?/span>，使用資金不會綁手綁腳，還能減輕財務負擔?strong> </strong></li> </ul> </div> </div> <div class="elementor-element elementor-element-9019f8a elementor-widget elementor-widget-image" data-id="9019f8a" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="679" src="//danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-advantage.png" class="attachment-large size-large wp-image-39601" alt="民間融資借款5項優點－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-advantage.png 1001w, //danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-advantage-300x255.png 300w, //danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-advantage-768x652.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-f35f79b elementor-widget elementor-widget-heading" data-id="f35f79b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">哪些人適合辦理民間融資借款?/h2> </div> </div> <div class="elementor-element elementor-element-380c207d elementor-widget elementor-widget-text-editor" data-id="380c207d" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>信用小白</li><li>信用瑕疵</li><li>負債比過?/li><li>剛辦理過貸款</li><li>聯徵信用分數太低</li><li>正在進行<a href="//danaherbertts.shop/debt-negotiation/">債務協商</a></li><li>有貸款或信用卡遲繳紀?/li><li>工作領現金，沒有薪轉證明</li><li>急需資金，希望能當天取得</li><li>需要協助代償、解除假扣押?a href="//danaherbertts.shop/revoke-seizure/">查封解套</a></li><li>本身已有其他民間貸款，想要轉貸降?/li></ul> </div> </div> <div class="elementor-element elementor-element-19e45fee elementor-widget elementor-widget-heading" data-id="19e45fee" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間融資借款流程</h2> </div> </div> <div class="elementor-element elementor-element-f9ab951 elementor-widget elementor-widget-text-editor" data-id="f9ab951" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>申請?/strong>利用撥打免費專線或是填寫線上表單諮詢?/li><li><strong>估價?/strong>評估自身條件及可貸額度，準備檢附文件，以利規劃後續貸款專案?/li><li><strong>審核?/strong>計算核貸金額、每期應繳金額、利息，並回報給貸款人?/li><li><strong>設定?/strong>向貸款人解說貸款專案，再共同對保並至地政機關作抵押權設定。（如為信貸僅對保不做設定）</li><li><strong>撥款?/strong>手續完成後，立即撥款?/li></ol> </div> </div> <div class="elementor-element elementor-element-ebc96ca elementor-widget elementor-widget-heading" data-id="ebc96ca" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間融資借款常見問題</h2> </div> </div> <div class="elementor-element elementor-element-e6afbdb elementor-widget elementor-widget-accordion" data-id="e6afbdb" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2411" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-2411" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：民間貸款安全嗎?/a> </div> <div id="elementor-tab-content-2411" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-2411"><p>民間融資借款確實有遇到非法業者的風險存在，但也不是所有民間貸款公司都是非法經營。申請之前仔細多打聽合法貸款公司，只要掌握以下幾點，基本上就能避免掉入民間貸款陷阱：</p><ul><li>過件前絕對不會先收費</li><li>相關費用均透明且合?/li><li>借款利率在法定範圍內（月息上?%，年息上?6%，當舖年?0%?/li><li>借款條件不會太過隨便（別相信證件借款?/li><li>會有當面對保簽約流程</li><li>實體店面經營且有執照</li></ul></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2412" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-2412" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：民間貸款還不出來怎麼辦？</a> </div> <div id="elementor-tab-content-2412" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-2412">如果貸款人只是不小心忘記繳款時間而逾期繳款幾天，民間貸款公司僅會按照合約內容要求支付罰息和違約金，日後恢復正常繳款，並不會有什麼太大問題。假如貸款人有任何經濟上的困難，以致於短期內無法還款?strong style="background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 0);">建議不要避不見面，應積極出面協商討論，共同尋求解決辦?/strong>?/div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2413" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-2413" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：有民間融資借款成功案例可以參考嗎?/a> </div> <div id="elementor-tab-content-2413" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-2413"><p>可參?a href="//danaherbertts.shop/changhua-house-land-lend-money/" target="_blank" rel="noopener">因信用不良又借了高利?/a>一文，內有當事人因故借高利貸最後順利轉貸降息的過程?/p></div> </div> <script 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style=\"background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 0);\">\u5efa\u8b70\u4e0d\u8981\u907f\u4e0d\u898b\u9762\uff0c\u61c9\u7a4d\u6975\u51fa\u9762\u5354\u5546\u8a0e\u8ad6\uff0c\u5171\u540c\u5c0b\u6c42\u89e3\u6c7a\u8fa6\u6cd5<\/strong>\u3002"}},{"@type":"Question","name":"Q\uff1a\u6709\u6c11\u9593\u878d\u8cc7\u501f\u6b3e\u6210\u529f\u6848\u4f8b\u53ef\u4ee5\u53c3\u8003\u55ce\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p>\u53ef\u53c3\u8003<a href=\"https:\/\/danaherbertts.shop\/changhua-house-land-lend-money\/\" target=\"_blank\" rel=\"noopener\">\u56e0\u4fe1\u7528\u4e0d\u826f\u53c8\u501f\u4e86\u9ad8\u5229\u8cb8<\/a>\u4e00\u6587\uff0c\u5167\u6709\u7576\u4e8b\u4eba\u56e0\u6545\u501f\u9ad8\u5229\u8cb8\u6700\u5f8c\u9806\u5229\u8f49\u8cb8\u964d\u606f\u7684\u904e\u7a0b\u3002<\/p>"}}]}</script> </div> </div> </div> <div class="elementor-element elementor-element-4fa84cd5 elementor-widget elementor-widget-heading" data-id="4fa84cd5" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間融資借款歡迎找大?/h2> </div> </div> <div class="elementor-element elementor-element-13148223 elementor-widget elementor-widget-text-editor" data-id="13148223" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>借款管道一定要慎選，別讓自己落入陷阱。即使順利申貸，也不要忘記做財務規劃，免得又負債累累哦！合法民間貸款推薦<strong>大揚代書</strong>，政府立案且有實體門市，全台為你服務，歡迎立即填單或來電免費諮詢?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-d623b73 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="d623b73" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1cc81472" 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href="//danaherbertts.shop/category/share-loan/northern-area-cases/">北部案例</a> </li> <li class="cat-item cat-item-4673"><a href="//danaherbertts.shop/category/share-loan/southern-area-cases/">南部案例</a> </li> <li class="cat-item cat-item-4674"><a href="//danaherbertts.shop/category/share-loan/eastern-area-cases/">東部案例</a> </li> <li class="cat-item cat-item-4675"><a href="//danaherbertts.shop/category/share-loan/offshore-islands-cases/">離島案例</a> </li> </ul> </li> <li class="cat-item cat-item-3771"><a href="//danaherbertts.shop/category/law-knowledge-area/">法律知識</a> </li> <li class="cat-item cat-item-4713"><a href="//danaherbertts.shop/category/financial-knowledge/">認識理財</a> <ul class='children'> <li class="cat-item cat-item-4610"><a href="//danaherbertts.shop/category/financial-knowledge/house-knowledge/">房產知識</a> </li> <li class="cat-item cat-item-2992"><a href="//danaherbertts.shop/category/financial-knowledge/topical-fields/">時事話題</a> </li> <li class="cat-item cat-item-4611"><a 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href="//danaherbertts.shop/category/loan-guide/civil-servants-loan-area/">軍公教貸?/a> </li> <li class="cat-item cat-item-7"><a href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/people-financing-loan/">民間融資借款是什麼？掌握6大重點就能取得合法民間貸款資?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> </channel> </rss>