關於民間借貸注意事項 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E6%B0%91%E9%96%93%E5%80%9F%E8%B2%B8%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85/feed/" rel="self" type="application/rss+xml" /> <link>//danaherbertts.shop/tag/民間借貸注意事項/</link> <description></description> <lastBuildDate>Mon, 10 Feb 2025 08:22:56 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於民間借貸注意事項 的大小事，大揚代書幫你一網打?/title> <link>//danaherbertts.shop/tag/民間借貸注意事項/</link> <width>32</width> <height>32</height> </image> <item> <title>雲林民間融資貸款：快速取得資金無負擔?/title> <link>//danaherbertts.shop/yunlin-people-financing/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Thu, 14 Oct 2021 08:00:45 +0000</pubDate> <category><![CDATA[個人信貸]]></category> <category><![CDATA[土地貸款]]></category> <category><![CDATA[房屋貸款]]></category> <category><![CDATA[24小時小額借款]]></category> <category><![CDATA[快速?5 萬]]></category> <category><![CDATA[民間借貸注意事項]]></category> <category><![CDATA[民間融資借款]]></category> <category><![CDATA[立即借款]]></category> <category><![CDATA[雲林小額借款]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=16129</guid> <description><![CDATA[<p>雲林民間融資貸款：快速取得資金無負擔?相信雲林古坑咖啡大家都不陌生，以農業立縣的雲林橫?0個鄉鎮，擁有引以 […]</p> <p>這篇文章 <a href="//danaherbertts.shop/yunlin-people-financing/">雲林民間融資貸款：快速取得資金無負擔?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="16129" class="elementor elementor-16129" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-3deb6841 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="3deb6841" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-16c2fcbe" data-id="16c2fcbe" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-61476357 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="61476357" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-d99f20f" data-id="d99f20f" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-40240067 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="40240067" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">民間借貸注意事項</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-77c0b3e elementor-widget elementor-widget-heading" data-id="77c0b3e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">雲林民間融資貸款：快速取得資金無負擔?/h1> </div> </div> <div class="elementor-element elementor-element-5c00cb79 elementor-widget elementor-widget-image" data-id="5c00cb79" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2021/10/yunlin-people-financing.png" class="attachment-large size-large wp-image-47451" alt="雲林民間融資貸款：快速取得資金無負擔?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/10/yunlin-people-financing.png 1024w, //danaherbertts.shop/wp-content/uploads/2021/10/yunlin-people-financing-300x214.png 300w, //danaherbertts.shop/wp-content/uploads/2021/10/yunlin-people-financing-768x548.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-1375ba7a elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="1375ba7a" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-325f262a elementor-widget elementor-widget-text-editor" data-id="325f262a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>相信雲林古坑咖啡大家都不陌生，以農業立縣的雲林橫?0個鄉鎮，擁有引以為傲的自然資源和農產品，讓人不禁揣想若能在此生活或是經營自己的小事業或許也是不錯的選擇。若你正擔心手邊資金難以籌措的話，別擔心！雲林民間融資借款能替你解決困難並協助完成圓夢計畫，讓我們接著了解如何申辦雲林民間融資吧?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-3d989a09 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="3d989a09" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-234b26cf" data-id="234b26cf" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-1cefef03 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="1cefef03" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9455009" data-id="9455009" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-16f9c25d elementor-widget elementor-widget-heading" data-id="16f9c25d" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">雲林民間融資是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-23968963 elementor-widget elementor-widget-text-editor" data-id="23968963" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>雲林民間融資指的是貸款的申請途經並不是透過銀行一類的金融機構，但同樣屬於合法的貸款管道，也稱為民間貸款、民間融資借款。雲林民間融資的功能與銀行類似，但貸款條件、審核或貸款方式、擔保品的篩選門檻都與銀行相異，申貸項目從房地貸款到個人融資貸款相當多元?/p> </div> </div> <div class="elementor-element elementor-element-961206c elementor-widget elementor-widget-text-editor" data-id="961206c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/people-financing-loan/" target="_blank" rel="noopener">什麼是民間融資借款？申辦民間融資安全嗎?/a></b> </div> </div> <div class="elementor-element elementor-element-569ee0a1 elementor-widget elementor-widget-heading" data-id="569ee0a1" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">雲林民間融資承作地區</h2> </div> </div> <div class="elementor-element elementor-element-6f2f9f4e elementor-widget elementor-widget-text-editor" data-id="6f2f9f4e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <strong>雲林民間融資承作地區?/strong>麥寮鄉、崙背鄉、二崙鄉、西螺鎮、莿桐鄉、林內鄉、臺西鄉、東勢鄉、褒忠鄉、元長鄉、土庫鎮、大埤鄉、虎尾鎮、斗六市、斗南鎮、古坑鄉、四湖鄉、口湖鄉、水林鄉、北港鎮? </div> </div> <div class="elementor-element elementor-element-9b541f1 elementor-widget elementor-widget-image" data-id="9b541f1" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="570" height="413" src="//danaherbertts.shop/wp-content/uploads/2021/10/雲林縣地?png" class="attachment-large size-large wp-image-47453" alt="雲林縣地? srcset="//danaherbertts.shop/wp-content/uploads/2021/10/雲林縣地?png 570w, //danaherbertts.shop/wp-content/uploads/2021/10/雲林縣地?300x217.png 300w" sizes="(max-width: 570px) 100vw, 570px" /> </div> </div> <div class="elementor-element elementor-element-4acb7de elementor-widget elementor-widget-text-editor" data-id="4acb7de" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>圖片來源?a href="//household.yunlin.gov.tw/content/index.aspx?Parser=1,3,22" target="_blank" rel="noopener">雲林縣戶政入口資訊網</a></p> </div> </div> <div class="elementor-element elementor-element-fc3756e elementor-widget elementor-widget-heading" data-id="fc3756e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">雲林民間融資有哪些項目？</h2> </div> </div> <div class="elementor-element elementor-element-2afa2397 elementor-widget elementor-widget-heading" data-id="2afa2397" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">雲林土地貸款</h3> </div> </div> <div class="elementor-element elementor-element-13ae83c6 elementor-widget elementor-widget-text-editor" data-id="13ae83c6" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>雲林土地貸款即以雲林地區的自有的土地作為擔保、抵押品向銀行或民間貸款業者申請貸款，貸款機構會根據土地的價值給予相對的貸款額度及利率。需要注意的是，銀行若拒絕持分土地、某些土地種類之申貸，此時可尋求貸款條件相對寬鬆的民間借貸公司協助?/p> </div> </div> <div class="elementor-element elementor-element-315e2662 elementor-widget elementor-widget-heading" data-id="315e2662" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">雲林房屋貸款</h3> </div> </div> <div class="elementor-element elementor-element-52e8762c elementor-widget elementor-widget-text-editor" data-id="52e8762c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>通常買房都會向銀行進行第一次房屋貸款的申請，此時銀行稱為第一順位債權人，俗稱為一胎，若想將房屋的殘值拿去申請第二筆貸款，即是所謂的二胎（第二順位貸款），通常銀行的審核門檻較高，因此找代書申請民間二胎也是個不錯的管道?/p> </div> </div> <div class="elementor-element elementor-element-1557a349 elementor-widget elementor-widget-heading" data-id="1557a349" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">雲林個人信貸</h3> </div> </div> <div class="elementor-element elementor-element-2ab37086 elementor-widget elementor-widget-text-editor" data-id="2ab37086" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>是透過個人信用向金融機構申請的一種貸款方式，不同於不動產貸款需要抵押品做擔保，而是以申請人的信用狀況作為主要審核依據，是為個人信貸。通常貸款額度?0萬以內，金額較小且撥款迅速，也稱為雲林小額借款，所以常作為申請人應急之用。不過根據每個人的狀況和需求，最高貸款額度可達月薪的22倍！</p> </div> </div> <div class="elementor-element elementor-element-7f92b92 elementor-widget elementor-widget-text-editor" data-id="7f92b92" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><b>?延伸閱讀 ?br /></b><a href="//danaherbertts.shop/yunlin-land-mortgage-loan/" target="_blank" rel="noopener"><strong>民間雲林土地抵押貸款持分也可以申?/strong></a><br /><a href="//danaherbertts.shop/yunlin-mortgage/" target="_blank" rel="noopener"><strong>民間雲林房屋貸款不失為一個優良的貸款管道</strong></a><br /><a href="//danaherbertts.shop/yunlin-public-employees/" target="_blank" rel="noopener"><strong>有急用資金困擾嗎？雲林軍公教信貸助你獲得小額資金應?/strong></a><b></b></p> </div> </div> <div class="elementor-element elementor-element-38a87b78 elementor-widget elementor-widget-heading" data-id="38a87b78" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">雲林民間融資借款的特色有哪些?/h2> </div> </div> <div class="elementor-element elementor-element-167100f elementor-widget elementor-widget-text-editor" data-id="167100f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>許多人以為雲林民間融資的貸款方案不會比銀行划算，事實上這只是迷思，若信用條件不佳或是資金需求較緊急的話，雲林民間融資比想像中還要更方便、更適合你，以下列出民間雲林融資?大優勢供你參考：</p> </div> </div> <div class="elementor-element elementor-element-e3461a2 elementor-widget elementor-widget-text-editor" data-id="e3461a2" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><span style="text-decoration: underline;"><strong>申辦門檻較?/strong></span><br />不論申貸人是否有信用瑕疵、信用小白?a href="//danaherbertts.shop/debt-ratio/" target="_blank" rel="noopener">負債?/a>過高、信用卡循環過高、貸款遲繳?a href="//danaherbertts.shop/debt-negotiation/" target="_blank" rel="noopener">債務協商</a>紀錄等情形，民間代書不會以此作為是否核貸之依據?/li><li><span style="text-decoration: underline;"><strong>過程保密且無須保證人</strong></span><br />民間雲林借錢重視個人隱私，辦理過程除了全程保密外，也不需要到處找親朋好友作保?/li><li><span style="text-decoration: underline;"><strong>審核速度?/strong></span><br />有別於銀行往往需??週的審核時間，只需??天就可以核發款項，讓你快速借貸，也可以24小時小額借款?/li><li><span style="text-decoration: underline;"><strong>還款方式彈?/strong></span><br />隨借隨還不綁約，可以本利攤還，或選擇單繳利息，申貸人可視自身狀況調整?/li></ul> </div> </div> <div class="elementor-element elementor-element-63b5b8a elementor-widget elementor-widget-image" data-id="63b5b8a" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="839" src="//danaherbertts.shop/wp-content/uploads/2021/10/people_financing_characteristic-976x1024.png" class="attachment-large size-large wp-image-47943" alt="民間融資借款的特色－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/10/people_financing_characteristic-976x1024.png 976w, //danaherbertts.shop/wp-content/uploads/2021/10/people_financing_characteristic-286x300.png 286w, //danaherbertts.shop/wp-content/uploads/2021/10/people_financing_characteristic-768x806.png 768w, //danaherbertts.shop/wp-content/uploads/2021/10/people_financing_characteristic.png 1001w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-2f2f0fd2 elementor-widget elementor-widget-heading" data-id="2f2f0fd2" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">雲林民間融資安全嗎？</h2> </div> </div> <div class="elementor-element elementor-element-44de7fd7 elementor-widget elementor-widget-text-editor" data-id="44de7fd7" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>許多人擔心民間融資借款的安全性，其實民間借貸注意事項只要掌握好，不怕落入非法公司的高利貸陷阱。坊間確實有不少惡質貸款公司假冒代書名義放款，實質上根本沒有合法執照與金流，因此尋找優良雲林民間融資時要注意貸款條件是否過於簡單，雖然二胎的核貸條件比銀行寬鬆，但若是連實體店面都沒有，甚至無法面對面對保就要小心了，這是對雙方的保障。如果對方不要求這個程序，很可能是詐騙?/p> </div> </div> <div class="elementor-element elementor-element-da64d42 elementor-widget elementor-widget-text-editor" data-id="da64d42" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 另外?span class="f-point">雲林民間融資會向你審核雙證件、戶籍謄本、土地建物所有權狀正本等文件，但不會要求郵寄重要證件正本，更不會在手續辦好前要求提前匯款、收取不明費?/span>，需要小心注意！雲林民間融資推薦<strong>大揚代書</strong>，我們能為申貸人規劃量身打造的貸款方案? </div> </div> <div class="elementor-element elementor-element-a676228 elementor-widget elementor-widget-text-editor" data-id="a676228" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/legal-people-loan/" target="_blank" rel="noopener"><strong>分辨合法民間貸款?/strong><strong>6</strong><strong>大要?/strong><strong>看這裡?/strong></a></b> </div> </div> <div class="elementor-element elementor-element-5d2cf26e elementor-widget elementor-widget-heading" data-id="5d2cf26e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">日日會是合法的嗎?/h2> </div> </div> <div class="elementor-element elementor-element-198515e9 elementor-widget elementor-widget-text-editor" data-id="198515e9" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>雲林地區常有「雲林日仔會」的廣告，日仔會又稱為日日會，通常以日計費，試圖讓借貸者誤以為每日還款較低利划算，但其實日利率加上開辦費換算後都是年息超過30%的高利貸！提醒你切勿輕易相信網路上標榜「線上借錢平台」、「合法借錢網」的廣告，許多業者聲稱快速借５萬、低利息立即借款，其實已經先預扣了好幾千塊，這些美其名是預先扣款的小動作和代辦費用，其實都是隱形的利率成本！</p> </div> </div> <div class="elementor-element elementor-element-1806d897 elementor-widget elementor-widget-heading" data-id="1806d897" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申辦雲林民間融資的流?/h2> </div> </div> <div class="elementor-element elementor-element-15155601 elementor-widget elementor-widget-text-editor" data-id="15155601" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>資料申請?/strong><a href="//danaherbertts.shop/#Online" target="_blank" rel="noopener">免費填寫表單</a>?a href="tel:0800-885-697" target="_blank" rel="noopener">撥打免付費專?/a>，並提供上述資料供我們進行評估?/li><li><strong>估價審核?/strong>我們有專業團隊進行借款人的資料及擔保品審核，審核完成後再向借款人通知核貸金額、每月應繳金額、利息?/li><li><strong>核准對保?/strong>審核通過後將與借款人完?a href="//danaherbertts.shop/identity-verification/" target="_blank" rel="noopener">對保</a>手續，並簽訂契約?/li><li><strong>設定抵押?/strong>與借款人共同至地政機關申請抵押權設定登記（如為信貸則不須經此步驟）?/li><li><strong>迅速撥款：</strong>上述程序完成後，以最快的速度核發貸款金額?/li></ol> </div> </div> <div class="elementor-element elementor-element-64786b21 elementor-widget elementor-widget-heading" data-id="64786b21" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">雲林民間融資就找大揚</h2> </div> </div> <div class="elementor-element elementor-element-6b07848b elementor-widget elementor-widget-text-editor" data-id="6b07848b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>市面上有不少民間貸款公司，要取得一筆資金其實不難，難的是如何辨明合法民間貸款公司並了解自己的借貸需求，<strong>大揚代書</strong>已經看過不少案例因為沒有妥善評估自己的還款條件和計畫，貿然聽信不肖公司借錢以致滿身負債而後悔不堪，若不確定怎樣的資金用度是合理的，不妨在做決定前先?strong>大揚代書</strong>諮詢，讓我們替你量身打造最適合的融資方案！</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-11a71f70 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="11a71f70" data-element_type="section" 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href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/yunlin-people-financing/">雲林民間融資貸款：快速取得資金無負擔?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> <item> <title>彰化民間房屋借款：超詳細重點彙整在這裡?/title> <link>//danaherbertts.shop/changhua-people-house-loan/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Tue, 20 Jul 2021 06:10:24 +0000</pubDate> <category><![CDATA[房屋貸款]]></category> <category><![CDATA[代書貸款利息怎麼算]]></category> <category><![CDATA[代書貸款審核]]></category> <category><![CDATA[合法借貸公司]]></category> <category><![CDATA[合法民間貸款]]></category> <category><![CDATA[彰化房屋融資]]></category> <category><![CDATA[彰化民間房屋借款]]></category> <category><![CDATA[民間借貸合法嗎]]></category> <category><![CDATA[民間借貸注意事項]]></category> <category><![CDATA[民間房屋借款]]></category> <category><![CDATA[民間貸款推薦]]></category> <category><![CDATA[民間貸款流程]]></category> <category><![CDATA[民間貸款風險]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=10023</guid> <description><![CDATA[<p>彰化民間房屋借款：超詳細重點彙整在這裡?如果您是中部人，考量台中房價高而選擇到彰化購屋，卻發現彰化近年來的?[…]</p> <p>這篇文章 <a href="//danaherbertts.shop/changhua-people-house-loan/">彰化民間房屋借款：超詳細重點彙整在這裡?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="10023" class="elementor elementor-10023" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-38de81ed elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="38de81ed" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-325169cd" data-id="325169cd" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-78e18e8e elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="78e18e8e" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-56043854" data-id="56043854" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-68cc62d9 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="68cc62d9" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">民間借貸注意事項</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-39a07a7f elementor-widget elementor-widget-heading" data-id="39a07a7f" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">彰化民間房屋借款：超詳細重點彙整在這裡?/h1> </div> </div> <div class="elementor-element elementor-element-271c48db elementor-widget elementor-widget-image" data-id="271c48db" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2021/07/changhua-people-house-loan.webp" class="attachment-large size-large wp-image-58283" alt="彰化民間房屋借款：超詳細重點彙整在這裡！－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/07/changhua-people-house-loan.webp 1024w, //danaherbertts.shop/wp-content/uploads/2021/07/changhua-people-house-loan-300x214.webp 300w, //danaherbertts.shop/wp-content/uploads/2021/07/changhua-people-house-loan-768x548.webp 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-cd500b6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="cd500b6" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-6af2e28e elementor-widget elementor-widget-text-editor" data-id="6af2e28e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果您是中部人，考量台中房價高而選擇到彰化購屋，卻發現彰化近年來的房價不見得比較便宜，再加上銀行審核條件太過嚴苛，屢屢挫敗是否讓您打消彰化買房的夢想呢？其實還有更好的選擇哦！讓我們告訴您比銀行借貸更快速又方便的彰化民間房屋借款?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-5acef5d elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="5acef5d" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9640697" data-id="9640697" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-526493ac elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="526493ac" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-369c7a13" data-id="369c7a13" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-7d811fdb elementor-widget elementor-widget-heading" data-id="7d811fdb" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化民間房屋借款是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-6d5d09db elementor-widget elementor-widget-text-editor" data-id="6d5d09db" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>彰化民間房屋借款是指借款人以名下的不動產作抵押設定，向民間借貸公司申請貸款，透過彰化房屋融資取得資金，常見的二胎房貸就屬於房屋借款的範疇，一般都是先有一胎房貸，後續才會有二胎房貸的貸款方式。若您有買車、投資理財、信用卡債務、舊屋貸款買新屋或其他資金運用計畫，就可以透過民間房屋借款獲得較高額的資金?/p> </div> </div> <div class="elementor-element elementor-element-ab80346 elementor-widget elementor-widget-text-editor" data-id="ab80346" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/changhua-mortgage/" target="_blank" rel="noopener">彰化房屋貸款讓您取得高額資金周轉</a></b> </div> </div> <div class="elementor-element elementor-element-4768d127 elementor-widget elementor-widget-heading" data-id="4768d127" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化民間房屋借款承作地區</h2> </div> </div> <div class="elementor-element elementor-element-7299418 elementor-widget elementor-widget-image" data-id="7299418" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="501" src="//danaherbertts.shop/wp-content/uploads/2021/07/彰化民間房屋借款承作地區.jpg" class="attachment-large size-large wp-image-10027" alt="彰化民間房屋借款承作地區" srcset="//danaherbertts.shop/wp-content/uploads/2021/07/彰化民間房屋借款承作地區.jpg 800w, //danaherbertts.shop/wp-content/uploads/2021/07/彰化民間房屋借款承作地區-300x188.jpg 300w, //danaherbertts.shop/wp-content/uploads/2021/07/彰化民間房屋借款承作地區-768x481.jpg 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-e1207b1 elementor-widget elementor-widget-text-editor" data-id="e1207b1" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <h5>彰化民間房屋借款承作地區?/h5> 彰化市、鹿港鎮、和美鎮、線西鄉、伸港鄉、福興鄉、秀水鄉、花壇鄉、芬園鄉、員林市、溪湖鎮、田中鎮、大村鄉、埔鹽鄉、埔心鄉、永靖鄉、社頭鄉、二水鄉、北斗鎮、二林鎮、田尾鄉、埤頭鄉、芳苑鄉、大城鄉、竹塘鄉、溪州鄉? </div> </div> <div class="elementor-element elementor-element-f114508 elementor-widget elementor-widget-text-editor" data-id="f114508" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>圖片來源?a href="//zh.wikipedia.org/zh-tw/%E5%BD%B0%E5%8C%96%E7%B8%A3">維基百科</a></p> </div> </div> <div class="elementor-element elementor-element-47b5f98 elementor-widget elementor-widget-heading" data-id="47b5f98" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化民間房屋借款有什麼優點？</h2> </div> </div> <div class="elementor-element elementor-element-4b960e4 elementor-widget elementor-widget-text-editor" data-id="4b960e4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>還款時間彈?/strong></li><li><strong>借款條件寬鬆</strong></li><li><strong>審核及撥款快?/strong></li><li><strong>無須審核聯徵紀?/strong></li><li><strong>借款額度較銀行高</strong></li><li><strong>適合信用瑕疵、無收入證明、無薪轉證明?/strong></li></ul> </div> </div> <div class="elementor-element elementor-element-b1a319b elementor-widget elementor-widget-image" data-id="b1a319b" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="759" src="//danaherbertts.shop/wp-content/uploads/2021/07/people-house-loan-advantage.png" class="attachment-large size-large wp-image-42475" alt="民間房屋借款優點 - 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/07/people-house-loan-advantage.png 1001w, //danaherbertts.shop/wp-content/uploads/2021/07/people-house-loan-advantage-300x285.png 300w, //danaherbertts.shop/wp-content/uploads/2021/07/people-house-loan-advantage-768x729.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-1ea24d4 elementor-widget elementor-widget-heading" data-id="1ea24d4" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化民間房屋借款有什麼風險？</h2> </div> </div> <div class="elementor-element elementor-element-1d451f30 elementor-widget elementor-widget-text-editor" data-id="1d451f30" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>「民間借貸合法嗎？」相信許多人對於民間借款都有這樣的疑問，相較於銀行嚴格的審核過程，彰化民間房屋借款的條件較為寬鬆，即使您沒有收入證明，或是因為個人信用瑕疵被銀行拒於門外，都可以透過民間房屋借款實現其他投資的夢想，然而選擇借貸公司申請彰化房屋融資時，難免讓人有疑慮，還是要小心民間貸款風險的可能，以?點民間借貸注意事項讓您分辨什麼才是合法借貸公司?/p> </div> </div> <div class="elementor-element elementor-element-3ad22fa elementor-widget elementor-widget-text-editor" data-id="3ad22fa" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>利率是否在合法範圍內</strong><br />民間房屋借款因為申請迅速、條件寬鬆的原因，利率在合理的範圍會比銀行略高。但如果您發現選擇的民間房屋借款公司的利息超過月??%，那請您要另外尋找合法民間貸款了，有可能遇到非法的借貸公司?/li><li><strong>申請流程是否太過簡略</strong><br />合法民間貸款的申請流程即使比銀行簡易許多，但民間借貸公司為了控管風險，房屋借款流程仍須遵循一定的程序，如果重要流程都省略，很有可能就是不合法的公司?/li><li><strong>是否事先要求抵押重要證件或先收取費用</strong><br />假如您事先被要求提供存摺、印章、甚至是身分證，或是一開始就向您收費，那絕對不是合法借貸公司，請您趕快另尋他家?/li></ul> </div> </div> <div class="elementor-element elementor-element-34ff443 elementor-widget elementor-widget-text-editor" data-id="34ff443" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>想找彰化合法借款公司安心借貸嗎？歡迎找大揚代書為您服務！不僅<span class="f-point">利率在合法範圍內，也有一定的申請流程，不會事先要求抵押重要證件，而且不過件不收費</span>，是多數人申請合法民間貸款的第一選擇?/p> </div> </div> <div class="elementor-element elementor-element-4283ba86 elementor-widget elementor-widget-heading" data-id="4283ba86" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化民間房屋借款申請條件</h2> </div> </div> <div class="elementor-element elementor-element-d842d94 elementor-widget elementor-widget-text-editor" data-id="d842d94" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>年滿18?5歲之國民?/li><li>不分房屋種類，名下房屋有殘餘價值即可?/li></ul> </div> </div> <div class="elementor-element elementor-element-372c928 elementor-widget elementor-widget-heading" data-id="372c928" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化民間房屋借款申請文件</h2> </div> </div> <div class="elementor-element elementor-element-5f5db03 elementor-widget elementor-widget-text-editor" data-id="5f5db03" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>辦理彰化民間房屋借款前可先備妥下列資料，以供後續審核?/p> </div> </div> <div class="elementor-element elementor-element-f251dfe elementor-widget elementor-widget-text-editor" data-id="f251dfe" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>雙證?/li><li>戶籍謄本</li><li>土地及建物所有權狀</li><li>房貸近一年繳款明?/li><li>收入或在職證明（加分條件?/li></ul> </div> </div> <div class="elementor-element elementor-element-aee5d87 elementor-widget elementor-widget-heading" data-id="aee5d87" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化民間房屋借款申請流程</h2> </div> </div> <div class="elementor-element elementor-element-2dff7df elementor-widget elementor-widget-text-editor" data-id="2dff7df" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 在您申請房屋借款時，請先了解自身的財務狀況以及需要的貸款額度，搭配以下民間貸款流程就能完成借款? </div> </div> <div class="elementor-element elementor-element-a3a733e elementor-widget elementor-widget-text-editor" data-id="a3a733e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>提出申請?/strong>當您提出申請時，民間借貸公司便會有專員提供諮詢服務?/li><li><strong>評估審核?/strong>專員會根據您的條件與需求，進行代書貸款審核、鑑價程序，以提供可貸方案?/li><li><strong>對保簽約?/strong>安排時間、地點面對面<a href="//danaherbertts.shop/identity-verification/"><strong>對保</strong></a>簽約，讓您親自確認貸款額度、期數、利息等?/li><li><strong>撥款入帳?/strong>簽約完成後，大約1?個工作天就能將款項撥入您指定的帳戶?/li></ol> </div> </div> <div class="elementor-element elementor-element-4c15a659 elementor-widget elementor-widget-image" data-id="4c15a659" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="142" src="//danaherbertts.shop/wp-content/uploads/2021/09/4步驟流程?png" class="attachment-large size-large wp-image-14552" alt="勞保貸款4步驟流程?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/09/4步驟流程?png 904w, //danaherbertts.shop/wp-content/uploads/2021/09/4步驟流程?300x53.png 300w, //danaherbertts.shop/wp-content/uploads/2021/09/4步驟流程?768x136.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-ad66876 elementor-widget elementor-widget-heading" data-id="ad66876" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化民間房屋借款常見問題</h2> </div> </div> <div class="elementor-element elementor-element-09f0575 elementor-widget elementor-widget-accordion" data-id="09f0575" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1041" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-1041" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：民間代書貸款利息怎麼算？</a> </div> <div id="elementor-tab-content-1041" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-1041"><p>每一家民間借貸公司的房屋借款利息算法都不太一樣，最常見的為月利??%，確切方案還是依借款人狀況而異?/p></div> </div> <div class="elementor-accordion-item"> <div 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