關於民間融資借款 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E6%B0%91%E9%96%93%E8%9E%8D%E8%B3%87%E5%80%9F%E6%AC%BE/feed/" rel="self" type="application/rss+xml" /> <link>//danaherbertts.shop/tag/民間融資借款/</link> <description></description> <lastBuildDate>Mon, 16 Dec 2024 04:15:42 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於民間融資借款 的大小事，大揚代書幫你一網打?/title> <link>//danaherbertts.shop/tag/民間融資借款/</link> <width>32</width> <height>32</height> </image> <item> <title>雲林民間融資貸款：快速取得資金無負擔?/title> <link>//danaherbertts.shop/yunlin-people-financing/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Thu, 14 Oct 2021 08:00:45 +0000</pubDate> <category><![CDATA[個人信貸]]></category> <category><![CDATA[土地貸款]]></category> <category><![CDATA[房屋貸款]]></category> <category><![CDATA[24小時小額借款]]></category> <category><![CDATA[快速?5 萬]]></category> <category><![CDATA[民間借貸注意事項]]></category> <category><![CDATA[民間融資借款]]></category> <category><![CDATA[立即借款]]></category> <category><![CDATA[雲林小額借款]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=16129</guid> <description><![CDATA[<p>雲林民間融資貸款：快速取得資金無負擔?相信雲林古坑咖啡大家都不陌生，以農業立縣的雲林橫?0個鄉鎮，擁有引以 […]</p> <p>這篇文章 <a href="//danaherbertts.shop/yunlin-people-financing/">雲林民間融資貸款：快速取得資金無負擔?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="16129" class="elementor elementor-16129" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-3deb6841 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="3deb6841" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-16c2fcbe" data-id="16c2fcbe" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-61476357 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="61476357" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-d99f20f" data-id="d99f20f" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-40240067 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="40240067" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">民間融資借款</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-77c0b3e elementor-widget elementor-widget-heading" data-id="77c0b3e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">雲林民間融資貸款：快速取得資金無負擔?/h1> </div> </div> <div class="elementor-element elementor-element-5c00cb79 elementor-widget elementor-widget-image" data-id="5c00cb79" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2021/10/yunlin-people-financing.png" class="attachment-large size-large wp-image-47451" alt="雲林民間融資貸款：快速取得資金無負擔?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/10/yunlin-people-financing.png 1024w, //danaherbertts.shop/wp-content/uploads/2021/10/yunlin-people-financing-300x214.png 300w, //danaherbertts.shop/wp-content/uploads/2021/10/yunlin-people-financing-768x548.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-1375ba7a elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="1375ba7a" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-325f262a elementor-widget elementor-widget-text-editor" data-id="325f262a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>相信雲林古坑咖啡大家都不陌生，以農業立縣的雲林橫?0個鄉鎮，擁有引以為傲的自然資源和農產品，讓人不禁揣想若能在此生活或是經營自己的小事業或許也是不錯的選擇。若你正擔心手邊資金難以籌措的話，別擔心！雲林民間融資借款能替你解決困難並協助完成圓夢計畫，讓我們接著了解如何申辦雲林民間融資吧?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-3d989a09 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="3d989a09" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-234b26cf" data-id="234b26cf" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-1cefef03 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="1cefef03" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9455009" data-id="9455009" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-16f9c25d elementor-widget elementor-widget-heading" data-id="16f9c25d" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">雲林民間融資是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-23968963 elementor-widget elementor-widget-text-editor" data-id="23968963" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>雲林民間融資指的是貸款的申請途經並不是透過銀行一類的金融機構，但同樣屬於合法的貸款管道，也稱為民間貸款、民間融資借款。雲林民間融資的功能與銀行類似，但貸款條件、審核或貸款方式、擔保品的篩選門檻都與銀行相異，申貸項目從房地貸款到個人融資貸款相當多元?/p> </div> </div> <div class="elementor-element elementor-element-961206c elementor-widget elementor-widget-text-editor" data-id="961206c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/people-financing-loan/" target="_blank" rel="noopener">什麼是民間融資借款？申辦民間融資安全嗎?/a></b> </div> </div> <div class="elementor-element elementor-element-569ee0a1 elementor-widget elementor-widget-heading" data-id="569ee0a1" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">雲林民間融資承作地區</h2> </div> </div> <div class="elementor-element elementor-element-6f2f9f4e elementor-widget elementor-widget-text-editor" data-id="6f2f9f4e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <strong>雲林民間融資承作地區?/strong>麥寮鄉、崙背鄉、二崙鄉、西螺鎮、莿桐鄉、林內鄉、臺西鄉、東勢鄉、褒忠鄉、元長鄉、土庫鎮、大埤鄉、虎尾鎮、斗六市、斗南鎮、古坑鄉、四湖鄉、口湖鄉、水林鄉、北港鎮? </div> </div> <div class="elementor-element elementor-element-9b541f1 elementor-widget elementor-widget-image" data-id="9b541f1" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="570" height="413" src="//danaherbertts.shop/wp-content/uploads/2021/10/雲林縣地?png" class="attachment-large size-large wp-image-47453" alt="雲林縣地? srcset="//danaherbertts.shop/wp-content/uploads/2021/10/雲林縣地?png 570w, //danaherbertts.shop/wp-content/uploads/2021/10/雲林縣地?300x217.png 300w" sizes="(max-width: 570px) 100vw, 570px" /> </div> </div> <div class="elementor-element elementor-element-4acb7de elementor-widget elementor-widget-text-editor" data-id="4acb7de" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>圖片來源?a href="//household.yunlin.gov.tw/content/index.aspx?Parser=1,3,22" target="_blank" rel="noopener">雲林縣戶政入口資訊網</a></p> </div> </div> <div class="elementor-element elementor-element-fc3756e elementor-widget elementor-widget-heading" data-id="fc3756e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">雲林民間融資有哪些項目？</h2> </div> </div> <div class="elementor-element elementor-element-2afa2397 elementor-widget elementor-widget-heading" data-id="2afa2397" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">雲林土地貸款</h3> </div> </div> <div class="elementor-element elementor-element-13ae83c6 elementor-widget elementor-widget-text-editor" data-id="13ae83c6" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>雲林土地貸款即以雲林地區的自有的土地作為擔保、抵押品向銀行或民間貸款業者申請貸款，貸款機構會根據土地的價值給予相對的貸款額度及利率。需要注意的是，銀行若拒絕持分土地、某些土地種類之申貸，此時可尋求貸款條件相對寬鬆的民間借貸公司協助?/p> </div> </div> <div class="elementor-element elementor-element-315e2662 elementor-widget elementor-widget-heading" data-id="315e2662" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">雲林房屋貸款</h3> </div> </div> <div class="elementor-element elementor-element-52e8762c elementor-widget elementor-widget-text-editor" data-id="52e8762c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>通常買房都會向銀行進行第一次房屋貸款的申請，此時銀行稱為第一順位債權人，俗稱為一胎，若想將房屋的殘值拿去申請第二筆貸款，即是所謂的二胎（第二順位貸款），通常銀行的審核門檻較高，因此找代書申請民間二胎也是個不錯的管道?/p> </div> </div> <div class="elementor-element elementor-element-1557a349 elementor-widget elementor-widget-heading" data-id="1557a349" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">雲林個人信貸</h3> </div> </div> <div class="elementor-element elementor-element-2ab37086 elementor-widget elementor-widget-text-editor" data-id="2ab37086" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>是透過個人信用向金融機構申請的一種貸款方式，不同於不動產貸款需要抵押品做擔保，而是以申請人的信用狀況作為主要審核依據，是為個人信貸。通常貸款額度?0萬以內，金額較小且撥款迅速，也稱為雲林小額借款，所以常作為申請人應急之用。不過根據每個人的狀況和需求，最高貸款額度可達月薪的22倍！</p> </div> </div> <div class="elementor-element elementor-element-7f92b92 elementor-widget elementor-widget-text-editor" data-id="7f92b92" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><b>?延伸閱讀 ?br /></b><a href="//danaherbertts.shop/yunlin-land-mortgage-loan/" target="_blank" rel="noopener"><strong>民間雲林土地抵押貸款持分也可以申?/strong></a><br /><a href="//danaherbertts.shop/yunlin-mortgage/" target="_blank" rel="noopener"><strong>民間雲林房屋貸款不失為一個優良的貸款管道</strong></a><br /><a href="//danaherbertts.shop/yunlin-public-employees/" target="_blank" rel="noopener"><strong>有急用資金困擾嗎？雲林軍公教信貸助你獲得小額資金應?/strong></a><b></b></p> </div> </div> <div class="elementor-element elementor-element-38a87b78 elementor-widget elementor-widget-heading" data-id="38a87b78" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">雲林民間融資借款的特色有哪些?/h2> </div> </div> <div class="elementor-element elementor-element-167100f elementor-widget elementor-widget-text-editor" data-id="167100f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>許多人以為雲林民間融資的貸款方案不會比銀行划算，事實上這只是迷思，若信用條件不佳或是資金需求較緊急的話，雲林民間融資比想像中還要更方便、更適合你，以下列出民間雲林融資?大優勢供你參考：</p> </div> </div> <div class="elementor-element elementor-element-e3461a2 elementor-widget elementor-widget-text-editor" data-id="e3461a2" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><span style="text-decoration: underline;"><strong>申辦門檻較?/strong></span><br />不論申貸人是否有信用瑕疵、信用小白?a href="//danaherbertts.shop/debt-ratio/" target="_blank" rel="noopener">負債?/a>過高、信用卡循環過高、貸款遲繳?a href="//danaherbertts.shop/debt-negotiation/" target="_blank" rel="noopener">債務協商</a>紀錄等情形，民間代書不會以此作為是否核貸之依據?/li><li><span style="text-decoration: underline;"><strong>過程保密且無須保證人</strong></span><br />民間雲林借錢重視個人隱私，辦理過程除了全程保密外，也不需要到處找親朋好友作保?/li><li><span style="text-decoration: underline;"><strong>審核速度?/strong></span><br />有別於銀行往往需??週的審核時間，只需??天就可以核發款項，讓你快速借貸，也可以24小時小額借款?/li><li><span style="text-decoration: underline;"><strong>還款方式彈?/strong></span><br />隨借隨還不綁約，可以本利攤還，或選擇單繳利息，申貸人可視自身狀況調整?/li></ul> </div> </div> <div class="elementor-element elementor-element-63b5b8a elementor-widget elementor-widget-image" data-id="63b5b8a" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="839" src="//danaherbertts.shop/wp-content/uploads/2021/10/people_financing_characteristic-976x1024.png" class="attachment-large size-large wp-image-47943" alt="民間融資借款的特色－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/10/people_financing_characteristic-976x1024.png 976w, //danaherbertts.shop/wp-content/uploads/2021/10/people_financing_characteristic-286x300.png 286w, //danaherbertts.shop/wp-content/uploads/2021/10/people_financing_characteristic-768x806.png 768w, //danaherbertts.shop/wp-content/uploads/2021/10/people_financing_characteristic.png 1001w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-2f2f0fd2 elementor-widget elementor-widget-heading" data-id="2f2f0fd2" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">雲林民間融資安全嗎？</h2> </div> </div> <div class="elementor-element elementor-element-44de7fd7 elementor-widget elementor-widget-text-editor" data-id="44de7fd7" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>許多人擔心民間融資借款的安全性，其實民間借貸注意事項只要掌握好，不怕落入非法公司的高利貸陷阱。坊間確實有不少惡質貸款公司假冒代書名義放款，實質上根本沒有合法執照與金流，因此尋找優良雲林民間融資時要注意貸款條件是否過於簡單，雖然二胎的核貸條件比銀行寬鬆，但若是連實體店面都沒有，甚至無法面對面對保就要小心了，這是對雙方的保障。如果對方不要求這個程序，很可能是詐騙?/p> </div> </div> <div class="elementor-element elementor-element-da64d42 elementor-widget elementor-widget-text-editor" data-id="da64d42" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 另外?span class="f-point">雲林民間融資會向你審核雙證件、戶籍謄本、土地建物所有權狀正本等文件，但不會要求郵寄重要證件正本，更不會在手續辦好前要求提前匯款、收取不明費?/span>，需要小心注意！雲林民間融資推薦<strong>大揚代書</strong>，我們能為申貸人規劃量身打造的貸款方案? </div> </div> <div class="elementor-element elementor-element-a676228 elementor-widget elementor-widget-text-editor" data-id="a676228" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/legal-people-loan/" target="_blank" rel="noopener"><strong>分辨合法民間貸款?/strong><strong>6</strong><strong>大要?/strong><strong>看這裡?/strong></a></b> </div> </div> <div class="elementor-element elementor-element-5d2cf26e elementor-widget elementor-widget-heading" data-id="5d2cf26e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">日日會是合法的嗎?/h2> </div> </div> <div class="elementor-element elementor-element-198515e9 elementor-widget elementor-widget-text-editor" data-id="198515e9" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>雲林地區常有「雲林日仔會」的廣告，日仔會又稱為日日會，通常以日計費，試圖讓借貸者誤以為每日還款較低利划算，但其實日利率加上開辦費換算後都是年息超過30%的高利貸！提醒你切勿輕易相信網路上標榜「線上借錢平台」、「合法借錢網」的廣告，許多業者聲稱快速借５萬、低利息立即借款，其實已經先預扣了好幾千塊，這些美其名是預先扣款的小動作和代辦費用，其實都是隱形的利率成本！</p> </div> </div> <div class="elementor-element elementor-element-1806d897 elementor-widget elementor-widget-heading" data-id="1806d897" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申辦雲林民間融資的流?/h2> </div> </div> <div class="elementor-element elementor-element-15155601 elementor-widget elementor-widget-text-editor" data-id="15155601" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>資料申請?/strong><a href="//danaherbertts.shop/#Online" target="_blank" rel="noopener">免費填寫表單</a>?a href="tel:0800-885-697" target="_blank" rel="noopener">撥打免付費專?/a>，並提供上述資料供我們進行評估?/li><li><strong>估價審核?/strong>我們有專業團隊進行借款人的資料及擔保品審核，審核完成後再向借款人通知核貸金額、每月應繳金額、利息?/li><li><strong>核准對保?/strong>審核通過後將與借款人完?a href="//danaherbertts.shop/identity-verification/" target="_blank" rel="noopener">對保</a>手續，並簽訂契約?/li><li><strong>設定抵押?/strong>與借款人共同至地政機關申請抵押權設定登記（如為信貸則不須經此步驟）?/li><li><strong>迅速撥款：</strong>上述程序完成後，以最快的速度核發貸款金額?/li></ol> </div> </div> <div class="elementor-element elementor-element-64786b21 elementor-widget elementor-widget-heading" data-id="64786b21" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">雲林民間融資就找大揚</h2> </div> </div> <div class="elementor-element elementor-element-6b07848b elementor-widget elementor-widget-text-editor" data-id="6b07848b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>市面上有不少民間貸款公司，要取得一筆資金其實不難，難的是如何辨明合法民間貸款公司並了解自己的借貸需求，<strong>大揚代書</strong>已經看過不少案例因為沒有妥善評估自己的還款條件和計畫，貿然聽信不肖公司借錢以致滿身負債而後悔不堪，若不確定怎樣的資金用度是合理的，不妨在做決定前先?strong>大揚代書</strong>諮詢，讓我們替你量身打造最適合的融資方案！</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-11a71f70 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="11a71f70" data-element_type="section" 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href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/yunlin-people-financing/">雲林民間融資貸款：快速取得資金無負擔?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> <item> <title>民間融資借款是什麼？掌握6大重點就能取得合法民間貸款資?/title> <link>//danaherbertts.shop/people-financing-loan/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Fri, 04 Jun 2021 03:32:49 +0000</pubDate> <category><![CDATA[個人信貸]]></category> <category><![CDATA[個人融資貸款]]></category> <category><![CDATA[合法民間貸款]]></category> <category><![CDATA[合法民間貸款推薦]]></category> <category><![CDATA[合法貸款公司]]></category> <category><![CDATA[房屋融資]]></category> <category><![CDATA[民間借貸]]></category> <category><![CDATA[民間借貸合法]]></category> <category><![CDATA[民間融資借款]]></category> <category><![CDATA[民間貸款]]></category> <category><![CDATA[民間貸款利率]]></category> <category><![CDATA[民間貸款是什麼]]></category> <category><![CDATA[融資貸款]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=6609</guid> <description><![CDATA[<p>民間融資借款是什麼？掌握6大重點就能取得合法民間貸款資?有些人會疑惑民間借貸合法嗎？別擔心，只要找到對的管道 […]</p> <p>這篇文章 <a href="//danaherbertts.shop/people-financing-loan/">民間融資借款是什麼？掌握6大重點就能取得合法民間貸款資?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="6609" class="elementor elementor-6609" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-133134ff elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="133134ff" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-831e0ea" data-id="831e0ea" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-5e0f4da4 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="5e0f4da4" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-396ecf53" data-id="396ecf53" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-21566fbe elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="21566fbe" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">民間融資借款</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-65d7c492 elementor-widget elementor-widget-heading" data-id="65d7c492" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">民間融資借款是什麼？掌握6大重點就能取得合法民間貸款資?/h1> </div> </div> <div class="elementor-element elementor-element-36c9a370 elementor-widget elementor-widget-image" data-id="36c9a370" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="571" src="//danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-1.png" class="attachment-large size-large wp-image-39521" alt="民間融資借款是什麼？掌握6大重點就能取得合法民間貸款資金－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-1.png 1024w, //danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-1-300x214.png 300w, //danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-1-768x548.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-6e4b21d8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="6e4b21d8" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-23a23005 elementor-widget elementor-widget-text-editor" data-id="23a23005" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>有些人會疑惑民間借貸合法嗎？別擔心，只要找到對的管道就不用害怕被詐騙！那要怎麼尋找合法貸款公司呢？找民間融資借款有哪些優點？誰適合融資貸款？找錯民間借貸管道會有什麼風險？看完本篇文章，就能知道這些訣竅囉！</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-71a06518 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="71a06518" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2f8815b2" data-id="2f8815b2" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-68fadc0b elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="68fadc0b" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1e75d6bb" data-id="1e75d6bb" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-6fba218a elementor-widget elementor-widget-heading" data-id="6fba218a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間融資借款（民間貸款）是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-32339a8e elementor-widget elementor-widget-text-editor" data-id="32339a8e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span class="f-point">只要和銀行、農會、信用合作社等金融機構以外的管道申請貸款，就稱為民間融資借款</span>。由於金融機構對貸款人的信用條件有嚴格限制，申辦時間又長，因此有些人會轉而找民間辦理個人融資貸款，以求方便、快速? </div> </div> <div class="elementor-element elementor-element-7d1d688e elementor-widget elementor-widget-heading" data-id="7d1d688e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間融資借款和銀行貸款有何不同？</h2> </div> </div> <div class="elementor-element elementor-element-a08dc6a elementor-widget elementor-widget-html" data-id="a08dc6a" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th width="41%" style="vertical-align: middle; text-align: center;">銀?/th> <th width="18%" style="vertical-align: middle; text-align: center;">項目</th> <th width="41%" style="vertical-align: middle; text-align: center;">民間融資借款</th> </tr> <tr> <td style="vertical-align: middle;">●年?8歲，具備完全行為能力<br> ●信用良?br> ●現職滿6個月<br> ●工作穩定，有勞?br> ●有薪轉等財力證?br> ●其他條件依貸款方案而異</td> <th style="vertical-align: middle; text-align: center;">貸款條件</th> <td style="vertical-align: middle;">●年?8歲，具備完全行為能力<br> ●勞保滿3個月<br>（無勞保薪轉可提供其?a href="//danaherbertts.shop/proof-of-income/">財力證明</a>?/td> </tr> <tr> <td style="vertical-align: middle; ">依貸款方案而異</td> <th style="vertical-align: middle; text-align: center;">貸款利率</th> <td style="vertical-align: middle; ">月利??%</td> </tr> <tr> <td style="vertical-align: middle; ">依銀行方案而異</td> <th style="vertical-align: middle; text-align: center;">貸款額度</th> <td style="vertical-align: middle; ">額度無上限，依貸款人或擔保品條件評估</td> </tr> <tr> <td style="vertical-align: middle; ">依方案而異。信?年，房貸20?0?/td> <th style="vertical-align: middle; text-align: center;">貸款期限</th> <td style="vertical-align: middle; ">不限，隨借隨還不綁約 </td> </tr> <tr> <td style="vertical-align: middle; ">須耗費7?5個工作天</td> <th style="vertical-align: middle; text-align: center;">撥款速度</th> <td style="vertical-align: middle; ">1?個工作天即可完成?br>當日設定當日撥款</td> </tr> <tr> <td style="vertical-align: middle; ">多為本利攤還</td> <th style="vertical-align: middle; text-align: center;">還款方式</th> <td style="vertical-align: middle;">可本利攤還，也可按月繳息</td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-027b6f6 elementor-widget elementor-widget-text-editor" data-id="027b6f6" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><b>?延伸閱讀 ?br /><a href="//danaherbertts.shop/no-financial-statement/" target="_blank" rel="noopener"><strong>無財力證明可以貸款嗎?/strong><strong>3</strong><strong>招提高過件率</strong></a><br /><a href="//danaherbertts.shop/land-mortgage-loan/" target="_blank" rel="noopener">民間土地抵押貸款不看土地種類即可貸！</a><br /><a href="//danaherbertts.shop/second-mortgage/" target="_blank" rel="noopener">民間房屋二胎貸款只要有房屋就能貸?/a><br /></b></p> </div> </div> <div class="elementor-element elementor-element-8e25fda elementor-widget elementor-widget-heading" data-id="8e25fda" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間融資借款有哪些優點？</h2> </div> </div> <div class="elementor-element elementor-element-6b79bb2a elementor-widget elementor-widget-text-editor" data-id="6b79bb2a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 民間貸款利率雖然比銀行稍高，但也有以?項優點： <ul> <li><strong>審核條件寬鬆?/strong> 不看貸款人的聯徵中心<a href="//www.jcic.org.tw/main_ch/docDetail.aspx?uid=170&pid=93&docid=412">信用報告</a>，也不要求一定要有勞保薪轉，適合信用瑕疵、信用小白、收入不穩定的人?/li> <li><strong>貸款額度較高?/strong> 以房屋融資來說，銀行放款約5?成，民間能貸?成以上；以信貸來說，並不?a href="//law.fsc.gov.tw/LawContent.aspx?id=FE052046&kw=dbr22">金管會DBR 22倍之規定</a>?/li> <li><strong>撥款時間快速：</strong> 通常??個工作天即可撥款，若情況緊急，也能當日拿到款項?/li> <li><strong>還款方式彈性：</strong> 銀行通常都會綁約，在綁約期內不能提前還款，大多都是本利攤還；民間貸款不綁約，可隨借隨還，且可本利攤還或可先繳息，資金運用更靈活?/li> <li><strong>資金運用多元?</strong>有別於銀行貸款對於貸款用途限制重重，民間融資借款可讓你多元運用，例如<span class="f-point">整合負債、債務代償、投資等，或可配合轉貸降?/span>，使用資金不會綁手綁腳，還能減輕財務負擔?strong> </strong></li> </ul> </div> </div> <div class="elementor-element elementor-element-9019f8a elementor-widget elementor-widget-image" data-id="9019f8a" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="679" src="//danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-advantage.png" class="attachment-large size-large wp-image-39601" alt="民間融資借款5項優點－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-advantage.png 1001w, //danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-advantage-300x255.png 300w, //danaherbertts.shop/wp-content/uploads/2021/06/people-financing-loan-advantage-768x652.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-f35f79b elementor-widget elementor-widget-heading" data-id="f35f79b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">哪些人適合辦理民間融資借款?/h2> </div> </div> <div class="elementor-element elementor-element-380c207d elementor-widget elementor-widget-text-editor" data-id="380c207d" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>信用小白</li><li>信用瑕疵</li><li>負債比過?/li><li>剛辦理過貸款</li><li>聯徵信用分數太低</li><li>正在進行<a href="//danaherbertts.shop/debt-negotiation/">債務協商</a></li><li>有貸款或信用卡遲繳紀?/li><li>工作領現金，沒有薪轉證明</li><li>急需資金，希望能當天取得</li><li>需要協助代償、解除假扣押?a href="//danaherbertts.shop/revoke-seizure/">查封解套</a></li><li>本身已有其他民間貸款，想要轉貸降?/li></ul> </div> </div> <div class="elementor-element elementor-element-19e45fee elementor-widget elementor-widget-heading" data-id="19e45fee" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間融資借款流程</h2> </div> </div> <div class="elementor-element elementor-element-f9ab951 elementor-widget elementor-widget-text-editor" data-id="f9ab951" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>申請?/strong>利用撥打免費專線或是填寫線上表單諮詢?/li><li><strong>估價?/strong>評估自身條件及可貸額度，準備檢附文件，以利規劃後續貸款專案?/li><li><strong>審核?/strong>計算核貸金額、每期應繳金額、利息，並回報給貸款人?/li><li><strong>設定?/strong>向貸款人解說貸款專案，再共同對保並至地政機關作抵押權設定。（如為信貸僅對保不做設定）</li><li><strong>撥款?/strong>手續完成後，立即撥款?/li></ol> </div> </div> <div class="elementor-element elementor-element-ebc96ca elementor-widget elementor-widget-heading" data-id="ebc96ca" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間融資借款常見問題</h2> </div> </div> <div class="elementor-element elementor-element-e6afbdb elementor-widget elementor-widget-accordion" data-id="e6afbdb" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2411" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-2411" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：民間貸款安全嗎?/a> </div> <div id="elementor-tab-content-2411" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-2411"><p>民間融資借款確實有遇到非法業者的風險存在，但也不是所有民間貸款公司都是非法經營。申請之前仔細多打聽合法貸款公司，只要掌握以下幾點，基本上就能避免掉入民間貸款陷阱：</p><ul><li>過件前絕對不會先收費</li><li>相關費用均透明且合?/li><li>借款利率在法定範圍內（月息上?%，年息上?6%，當舖年?0%?/li><li>借款條件不會太過隨便（別相信證件借款?/li><li>會有當面對保簽約流程</li><li>實體店面經營且有執照</li></ul></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2412" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-2412" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：民間貸款還不出來怎麼辦？</a> </div> <div id="elementor-tab-content-2412" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-2412">如果貸款人只是不小心忘記繳款時間而逾期繳款幾天，民間貸款公司僅會按照合約內容要求支付罰息和違約金，日後恢復正常繳款，並不會有什麼太大問題。假如貸款人有任何經濟上的困難，以致於短期內無法還款?strong style="background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 0);">建議不要避不見面，應積極出面協商討論，共同尋求解決辦?/strong>?/div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2413" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-2413" aria-expanded="false"> <span class="elementor-accordion-icon 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style=\"background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 0);\">\u5efa\u8b70\u4e0d\u8981\u907f\u4e0d\u898b\u9762\uff0c\u61c9\u7a4d\u6975\u51fa\u9762\u5354\u5546\u8a0e\u8ad6\uff0c\u5171\u540c\u5c0b\u6c42\u89e3\u6c7a\u8fa6\u6cd5<\/strong>\u3002"}},{"@type":"Question","name":"Q\uff1a\u6709\u6c11\u9593\u878d\u8cc7\u501f\u6b3e\u6210\u529f\u6848\u4f8b\u53ef\u4ee5\u53c3\u8003\u55ce\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p>\u53ef\u53c3\u8003<a href=\"https:\/\/danaherbertts.shop\/changhua-house-land-lend-money\/\" target=\"_blank\" rel=\"noopener\">\u56e0\u4fe1\u7528\u4e0d\u826f\u53c8\u501f\u4e86\u9ad8\u5229\u8cb8<\/a>\u4e00\u6587\uff0c\u5167\u6709\u7576\u4e8b\u4eba\u56e0\u6545\u501f\u9ad8\u5229\u8cb8\u6700\u5f8c\u9806\u5229\u8f49\u8cb8\u964d\u606f\u7684\u904e\u7a0b\u3002<\/p>"}}]}</script> </div> </div> </div> <div class="elementor-element elementor-element-4fa84cd5 elementor-widget elementor-widget-heading" data-id="4fa84cd5" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間融資借款歡迎找大?/h2> </div> </div> <div class="elementor-element elementor-element-13148223 elementor-widget elementor-widget-text-editor" data-id="13148223" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>借款管道一定要慎選，別讓自己落入陷阱。即使順利申貸，也不要忘記做財務規劃，免得又負債累累哦！合法民間貸款推薦<strong>大揚代書</strong>，政府立案且有實體門市，全台為你服務，歡迎立即填單或來電免費諮詢?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-d623b73 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="d623b73" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1cc81472" 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href="//danaherbertts.shop/category/loan-guide/civil-servants-loan-area/">軍公教貸?/a> </li> <li class="cat-item cat-item-7"><a href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/people-financing-loan/">民間融資借款是什麼？掌握6大重點就能取得合法民間貸款資?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> </channel> </rss>