關於法扣意?的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E6%B3%95%E6%89%A3%E6%84%8F%E6%80%9D/feed/" rel="self" type="application/rss+xml" /> <link>//danaherbertts.shop/tag/法扣意?</link> <description></description> <lastBuildDate>Mon, 24 Feb 2025 03:07:22 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於法扣意?的大小事，大揚代書幫你一網打?/title> <link>//danaherbertts.shop/tag/法扣意?</link> <width>32</width> <height>32</height> </image> <item> <title>法扣貸款如何辦理？解決方法看這裡?/title> <link>//danaherbertts.shop/seizure-loan/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Fri, 30 Apr 2021 03:45:42 +0000</pubDate> <category><![CDATA[生活理財]]></category> <category><![CDATA[如何查詢自己被強制執行]]></category> <category><![CDATA[如何躲避強制扣薪]]></category> <category><![CDATA[強制扣薪流程]]></category> <category><![CDATA[法扣意思]]></category> <category><![CDATA[法扣最低生活費]]></category> <category><![CDATA[法扣種類]]></category> <category><![CDATA[法扣薪資]]></category> <category><![CDATA[法扣解套]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=4104</guid> <description><![CDATA[<p>法扣貸款如何辦理？解決方法看這裡?這幾年景氣不佳，物價年年升高，但薪水卻沒有跟隨物價同步成長，讓許多人的生?[…]</p> <p>這篇文章 <a href="//danaherbertts.shop/seizure-loan/">法扣貸款如何辦理？解決方法看這裡?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="4104" class="elementor elementor-4104" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-7791f947 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="7791f947" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-51709bf5" data-id="51709bf5" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-14e3f8d4 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="14e3f8d4" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3a894ad8" data-id="3a894ad8" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-67517fba elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="67517fba" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">法扣意?/span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-4a67a80 elementor-widget elementor-widget-heading" data-id="4a67a80" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">法扣貸款如何辦理？解決方法看這裡?/h1> </div> </div> <div class="elementor-element elementor-element-1db39f65 elementor-widget elementor-widget-image" data-id="1db39f65" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2021/04/seizure-loan.webp" class="attachment-large size-large wp-image-53104" alt="法扣貸款如何辦理？解決方法看這裡！－大揚代書" /> </div> </div> <div class="elementor-element elementor-element-50da12d6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="50da12d6" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-393e3536 elementor-widget elementor-widget-text-editor" data-id="393e3536" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>這幾年景氣不佳，物價年年升高，但薪水卻沒有跟隨物價同步成長，讓許多人的生活陷入困境，特別是負有債務的人。通常，銀行最常見的追債手法是向法院聲請強制執行扣薪，簡稱「法扣」。當遇到被法扣時，該採取哪些因應措施呢？本篇文章將會讓您了解法扣的定義、種類以及如何處理法扣的問題?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-2517083a elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="2517083a" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7a4e1d01" data-id="7a4e1d01" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-14c65f0f elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="14c65f0f" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4119c3d1" data-id="4119c3d1" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-2aa0d007 elementor-widget elementor-widget-heading" data-id="2aa0d007" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">法扣是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-22651c99 elementor-widget elementor-widget-text-editor" data-id="22651c99" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span class="f-point">法扣意思就是指法院強制扣薪，也就是常聽到的「法扣薪資」?/span>每個月會固定扣掉債務人的部分薪水，作為償還債務的一種方式，如果債務人還不出錢，債權人就會向法院聲請強制扣薪來拿回自己的錀常見的形式分為2種：扣存款、扣薪水? </div> </div> <div class="elementor-element elementor-element-55ad82a elementor-widget elementor-widget-heading" data-id="55ad82a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">法扣存款</h3> </div> </div> <div class="elementor-element elementor-element-8a182f5 elementor-widget elementor-widget-text-editor" data-id="8a182f5" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 當天有效，隔天就失去效力！銀行或郵局收到存款扣押命令時，會查詢債務人的帳戶有沒有存款，不管戶頭內有沒有錢，執行強制扣款命令的效力只限當天有效，因此，之後再將錢存入帳戶，也不會被扣住? </div> </div> <div class="elementor-element elementor-element-968aec1 elementor-widget elementor-widget-heading" data-id="968aec1" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">法扣薪水</h3> </div> </div> <div class="elementor-element elementor-element-3629a12e elementor-widget elementor-widget-text-editor" data-id="3629a12e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 薪水屬於繼續性給付之債權，所以只要債務人還在同一家公司工作，執行扣薪命令會一直有效，債權銀行每月都可以向公司領取扣薪款項? </div> </div> <div class="elementor-element elementor-element-092943c elementor-widget elementor-widget-image" data-id="092943c" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="879" src="//danaherbertts.shop/wp-content/uploads/2021/04/seizure-loan-932x1024.png" class="attachment-large size-large wp-image-53153" alt="法扣常見形式?種－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/04/seizure-loan-932x1024.png 932w, //danaherbertts.shop/wp-content/uploads/2021/04/seizure-loan-273x300.png 273w, //danaherbertts.shop/wp-content/uploads/2021/04/seizure-loan-768x844.png 768w, //danaherbertts.shop/wp-content/uploads/2021/04/seizure-loan.png 1001w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-5fd54599 elementor-widget elementor-widget-heading" data-id="5fd54599" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">法扣有哪些種類？</h2> </div> </div> <div class="elementor-element elementor-element-e41b3a9 elementor-widget elementor-widget-text-editor" data-id="e41b3a9" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>依照法院強制扣薪的執行方式，法扣種類可分為以?種：<span style="text-decoration: underline;"><strong>收取命令</strong></span>?span style="text-decoration: underline;"><strong>扣押命令</strong></span>?span style="text-decoration: underline;"><strong>支付轉給命令</strong></span>?span style="text-decoration: underline;"><strong>移轉命令</strong></span>?/p> </div> </div> <div class="elementor-element elementor-element-74a6a88 elementor-widget elementor-widget-heading" data-id="74a6a88" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">收取命令</h3> </div> </div> <div class="elementor-element elementor-element-9510e9e elementor-widget elementor-widget-text-editor" data-id="9510e9e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>法院通知債權銀行可以扣薪，此一命令如有其他債權銀行，想一起併案扣薪的話，也能在薪?/3的範圍內扣薪?/p> </div> </div> <div class="elementor-element elementor-element-c9ac692 elementor-widget elementor-widget-heading" data-id="c9ac692" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">扣押命令</h3> </div> </div> <div class="elementor-element elementor-element-1feb34d elementor-widget elementor-widget-text-editor" data-id="1feb34d" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>法院通知公司先把債務人的薪水扣下，但是只准扣不准收，換句話說，就是債務人收不到薪資，銀行也收不到債務人的薪水，但利息仍持續計算?/p> </div> </div> <div class="elementor-element elementor-element-6904b22 elementor-widget elementor-widget-heading" data-id="6904b22" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">支付轉給</h3> </div> </div> <div class="elementor-element elementor-element-21f4ace elementor-widget elementor-widget-text-editor" data-id="21f4ace" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>公司將每月扣薪的錢送至法院，待一段時間後，假如半年至一年，再看共有多少間債權銀行來分，按債務比例來分配，利息仍然會照算?/p> </div> </div> <div class="elementor-element elementor-element-74bc298 elementor-widget elementor-widget-heading" data-id="74bc298" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">移轉命令</h3> </div> </div> <div class="elementor-element elementor-element-7e8cc13 elementor-widget elementor-widget-text-editor" data-id="7e8cc13" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>意思是法院向公司收取薪水的權力交給其債權銀行來處理，等於是一家銀行扣完才能再換下一家，其他債權銀行在此移轉命令下，不能做併案扣薪，無法再從剩下的2/3去扣，也因扣薪銀行僅限一家，相對來說比較容易扣到本金?/p> </div> </div> <div class="elementor-element elementor-element-8fc487f elementor-widget elementor-widget-heading" data-id="8fc487f" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">如何查詢自己被強制執行？</h2> </div> </div> <div class="elementor-element elementor-element-c3a98d0 elementor-widget elementor-widget-text-editor" data-id="c3a98d0" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>若薪水、存款或財產被法扣或查封，必定嚴重影響到生活，許多人有債務問題但積欠已久未清償完畢，一定會想知道如何查詢自己是否被強制執行?/p> </div> </div> <div class="elementor-element elementor-element-ff7c62d elementor-widget elementor-widget-text-editor" data-id="ff7c62d" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>目前?a href="//lawsearch.judicial.gov.tw/" target="_blank" rel="noopener"><strong>司法院法學資料檢索系?/strong></a>是無法查詢強制執行進度，只能查詢支付命令、本票裁定或民事判決等，所以當債務遲延2個月左右，先查有沒有被發支付命令、本票裁定或起訴，若有，大約1?個月就會收到強制執行的通知?/p> </div> </div> <div class="elementor-element elementor-element-749056d elementor-widget elementor-widget-text-editor" data-id="749056d" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?/b><a href="//danaherbertts.shop/petition-for-payment-order/" target="_blank" rel="noopener">聲請支付命令怎麼做？７分鐘教你維護財產權益！</a> </div> </div> <div class="elementor-element elementor-element-1dd707ee elementor-widget elementor-widget-heading" data-id="1dd707ee" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">被法扣該怎麼辦？</h2> </div> </div> <div class="elementor-element elementor-element-2d40d20a elementor-widget elementor-widget-text-editor" data-id="2d40d20a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果您已經被強制扣除薪資，要儘快申請<a href="//danaherbertts.shop/debt-negotiation/" target="_blank" rel="noopener">債務協商</a>來解決債務上的問題！假如還沒有被法扣，但債務已經累積過多，建議要及早辦理債務整合，以免走上被支付命令的道路！<span class="f-point">辦理債務協商並開始進入程序後，債權人就不能繼續訴訟或強制執行支付命?/span>，當協商一成立，就不會被強制扣除薪水與催收，而且還能降低每月還款金額與利率！</p> </div> </div> <div class="elementor-element elementor-element-5c08be19 elementor-widget elementor-widget-heading" data-id="5c08be19" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">被法扣就沒錢可用了嗎?/h2> </div> </div> <div class="elementor-element elementor-element-5394f472 elementor-widget elementor-widget-text-editor" data-id="5394f472" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 雖然欠錢還錢是天經地義的事，但在法律上來說，還是會考慮到債務人的基本生活需要，並不會將薪資全數扣除?span class="f-point">大多是扣取每月薪?/3為標準計?/span>，留給債務人2/3的薪水收入作為生活維持? </div> </div> <div class="elementor-element elementor-element-b0d7232 elementor-widget elementor-widget-text-editor" data-id="b0d7232" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>民國107?月重新修?a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=B0010004&flno=122" target="_blank" rel="noopener">《強制執行法》第122?/a>，明文解釋強制執行扣薪的計算標準，須留給債務人「每月最低生活費」?/p> </div> </div> <div class="elementor-element elementor-element-ac84450 elementor-widget elementor-widget-heading" data-id="ac84450" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">強制扣薪流程有哪些？如何躲避強制扣薪?/h2> </div> </div> <div class="elementor-element elementor-element-a266d65 elementor-widget elementor-widget-text-editor" data-id="a266d65" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 強制執行扣薪流程可分三階段： </div> </div> <div class="elementor-element elementor-element-26250e7 elementor-widget elementor-widget-heading" data-id="26250e7" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">第一階段—查?/h3> </div> </div> <div class="elementor-element elementor-element-dd0fba8 elementor-widget elementor-widget-text-editor" data-id="dd0fba8" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>將債務人的資產扣押起來，如不動產、動產的查封，存款、薪資的扣押命令等?/p> </div> </div> <div class="elementor-element elementor-element-69c575e elementor-widget elementor-widget-heading" data-id="69c575e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">第二階段—換?/h3> </div> </div> <div class="elementor-element elementor-element-debb688 elementor-widget elementor-widget-text-editor" data-id="debb688" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>將債務人的資產變賣換成現金，如不動產、汽車等動產之鑑價及拍賣，存款、薪資之收取或移轉、支付轉給命令等強制扣薪?/p> </div> </div> <div class="elementor-element elementor-element-7de528f elementor-widget elementor-widget-heading" data-id="7de528f" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">第三階段—分?/h3> </div> </div> <div class="elementor-element elementor-element-4080599 elementor-widget elementor-widget-text-editor" data-id="4080599" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 將換價後之款項交付給債權人? </div> </div> <div class="elementor-element elementor-element-b377324 elementor-widget elementor-widget-text-editor" data-id="b377324" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>至於停止強制執行扣薪的方法，也就是如何為法扣解套，則可利?a href="//law.moj.gov.tw/LawClass/LawAll.aspx?pcode=B0010042" target="_blank" rel="noopener">消費者債務清理條?/a>（以下簡稱「消債條例」）來處理債務，只要藉由消債條例去申請前置協商，將已提出協商申請的情事，以存證信函通知執行強制扣薪的債權銀行，要求暫緩執行，依?a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=B0010004&flno=10" target="_blank" rel="noopener">《強制執行法》第10?/a>之規定，經過債權人同意，執行法院就得延緩執行，同時也不必擔心債權銀行不同意，因為按<a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=B0010042&flno=151" target="_blank" rel="noopener">消債條例?51?/a>之規定，債務人申請協商或調解之後，若債權銀行有聲請強制執行的行為，或不同意延緩強制執行的程序，那麼協商或調解就視為不成立，一旦協商或調解不成立，債務人就可以繼續聲請更生，依<a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=B0010042&flno=48" target="_blank" rel="noopener">消債條例?8?/a>的規定，當更生程序開始後，就會停止強制執行。倘若擔心法院裁定開始更生的時間太慢，來不及停止強制執行，也可以憑<a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=B0010042&flno=19" target="_blank" rel="noopener">消債條例?9?/a>之規定，申請保全處分?/p> </div> </div> <div class="elementor-element elementor-element-24b414a elementor-widget elementor-widget-image" data-id="24b414a" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="300" height="360" src="//danaherbertts.shop/wp-content/uploads/2021/04/強制扣薪流程-1.png" class="attachment-large size-large wp-image-11223" alt="強制扣薪流程 - 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/04/強制扣薪流程-1.png 300w, //danaherbertts.shop/wp-content/uploads/2021/04/強制扣薪流程-1-250x300.png 250w" sizes="(max-width: 300px) 100vw, 300px" /> </div> </div> <div class="elementor-element elementor-element-553c0cba elementor-widget elementor-widget-heading" data-id="553c0cba" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">如何計算每月最低生活費?/h2> </div> </div> <div class="elementor-element elementor-element-b4ce71f elementor-widget elementor-widget-text-editor" data-id="b4ce71f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>按衛生福利部之公告，114年台灣省低收入戶最低生活費公告金額??,515元，中低收入戶家庭總收入平均分配全家人口每人每月不超??,273元。按照規定，須依「最近一年衛生福利部或直轄市政府所公告當地區每人每月最低生活費」的1.2倍來計算，也就是公告的最低生活費再乘?.2倍?/p> </div> </div> <div class="elementor-element elementor-element-2725e86 elementor-widget elementor-widget-text-editor" data-id="2725e86" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 各地區的法扣最低生活費標準如下? </div> </div> <div class="elementor-element elementor-element-03596a0 elementor-widget elementor-widget-text-editor" data-id="03596a0" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>台北市：20,379?.2?4,455?/strong></li><li><strong>新北市：16,900?.2?0,280?/strong></li><li><strong>桃園市：16,768?.2?0,122?/strong></li><li><strong>台中市：16,077?.2?9,292?/strong></li><li><strong>台南市：15,515?.2?8,618?/strong></li><li><strong>高雄市：16,040?.2?9,248?/strong></li><li><strong>金門縣、連江縣：14,341?.2?7,209?/strong></li><li><strong>其他縣市?5,515?.2?8,618?/strong></li></ul> </div> </div> <div class="elementor-element elementor-element-7247259b elementor-widget elementor-widget-heading" data-id="7247259b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">被法扣還能貸款嗎?/h2> </div> </div> <div class="elementor-element elementor-element-0778f66 elementor-widget elementor-widget-text-editor" data-id="0778f66" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 通常被法扣的債務人會在徵信上留下紀錄，在揭露期限內幾乎是不可能再向銀行貸款的。因此，若正在執行法扣程序，但仍有金錢上的需求，有以?種法扣貸款解決方案提供您參考： </div> </div> <div class="elementor-element elementor-element-791ca0a4 elementor-widget elementor-widget-text-editor" data-id="791ca0a4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>親友貸款?/strong>尋求周遭親朋好友的幫助或幫您貸款，將債務清償後，終止法院的扣薪命令，找到一個最低利率、最高額度的方案來幫您申辦，此方法的好處是利息可能較低或甚至不用利息?/li><li><strong>民間貸款?/strong>民間貸款與銀行貸款的差異，是民間不會看您的信用狀況與聯徵紀錄，即便有法扣也可以成功貸款，並提供您最寬鬆的貸款方式，但是利率與月繳金額較高，在辦理前必須先評估您的負擔情況，比較常見的方法為<a href="//danaherbertts.shop/people-financing-loan/" target="_blank" rel="noopener"><strong>民間貸款</strong></a>?a href="//danaherbertts.shop/escrow-loan/" target="_blank" rel="noopener"><strong>代書貸款</strong></a>，條件要求較寬鬆，不過值得注意的是，一定要找尋合法正當的管道，以免落入高利貸陷阱中，歡迎詢問大揚代書，我們有24小時專員隨時為您服務，若遭法扣代書貸款能為您解決問題?/li><li><strong>擔保品貸款：</strong>如果您的信用有瑕疵，建議可以用擔保品來貸款，例如?a href="//danaherbertts.shop/people-second-mortgage-lending/" target="_blank" rel="noopener"><strong>房屋</strong></a>?a href="//danaherbertts.shop/land-second-loan/" target="_blank" rel="noopener"><strong>土地</strong></a>?a href="//danaherbertts.shop/second-car-loan/" target="_blank" rel="noopener"><strong>汽機?/strong></a>，因為只要有擔保品的貸款方式，就不會太注重個人的信用條件?/li></ul> </div> </div> <div class="elementor-element elementor-element-2211d12 elementor-widget elementor-widget-text-editor" data-id="2211d12" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/loan-without-credit-report/" target="_blank" rel="noopener"><strong>即使有信用瑕疵，也可以免聯徵借款?/strong></a></b> </div> </div> <div class="elementor-element elementor-element-de8f834 elementor-widget elementor-widget-heading" data-id="de8f834" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">法扣貸款就找大揚代書</h2> </div> </div> <div class="elementor-element elementor-element-5fa437a3 elementor-widget elementor-widget-text-editor" data-id="5fa437a3" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>面對龐大債務灰心失意只是一時，只要您勇於面對債務，並且保持樂觀正向的態度，就有機會告別負債人生，回歸正常生活！只要向前跨出一小步，剩餘的路將?strong>大揚代書</strong>陪伴您繼續前行。若有需求，請聯絡我們，將有專人竭誠為您服務?/p> </div> </div> <div class="elementor-element elementor-element-02ed8ed elementor-widget elementor-widget-text-editor" data-id="02ed8ed" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/second-mortgage/" target="_blank" rel="noopener"><strong>薪水被法扣沒有資金可用嗎？民間房屋二胎貸款助您度過難關！</strong></a></b> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-4d1ba69c elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="4d1ba69c" data-element_type="section" 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href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/seizure-loan/">法扣貸款如何辦理？解決方法看這裡?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> </channel> </rss>