關於澎湖借款中心 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E6%BE%8E%E6%B9%96%E5%80%9F%E6%AC%BE%E4%B8%AD%E5%BF%83/feed/" rel="self" type="application/rss+xml" /> <link></link> <description></description> <lastBuildDate>Thu, 19 Sep 2024 09:34:42 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於澎湖借款中心 的大小事，大揚代書幫你一網打?/title> <link></link> <width>32</width> <height>32</height> </image> <item> <title>澎湖當舖代償?大步驟讓還款更輕?/title> <link>//danaherbertts.shop/penghu-pawnshop-loan-balance/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Thu, 14 Oct 2021 10:30:40 +0000</pubDate> <category><![CDATA[其他貸款]]></category> <category><![CDATA[澎湖借款中心]]></category> <category><![CDATA[當舖利息]]></category> <category><![CDATA[當舖利息計算]]></category> <category><![CDATA[當舖收什麼]]></category> <category><![CDATA[當舖收費]]></category> <category><![CDATA[當舖清償]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=16232</guid> <description><![CDATA[<p>澎湖當舖代償?大步驟讓還款更輕?如果背負的貸款金額太高，壓得你喘不過氣，你有想過什麼替代方案嗎？澎湖當舖代 […]</p> <p>這篇文章 <a href="//danaherbertts.shop/penghu-pawnshop-loan-balance/">澎湖當舖代償?大步驟讓還款更輕?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="16232" class="elementor elementor-16232" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-6b5b2fd1 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="6b5b2fd1" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3aa0f04" data-id="3aa0f04" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-53da4f94 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="53da4f94" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-4a4946b1" data-id="4a4946b1" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-2be99286 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="2be99286" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">澎湖借款中心</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-53d0b8da elementor-widget elementor-widget-heading" data-id="53d0b8da" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">澎湖當舖代償?大步驟讓還款更輕?/h1> </div> </div> <div class="elementor-element elementor-element-159202f5 elementor-widget elementor-widget-image" data-id="159202f5" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="571" src="//danaherbertts.shop/wp-content/uploads/2021/10/澎湖當舖代償?大步驟讓還款更輕?png" class="attachment-large size-large wp-image-34861" alt="澎湖當舖代償?大步驟讓還款更輕鬆－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/10/澎湖當舖代償?大步驟讓還款更輕?png 1024w, //danaherbertts.shop/wp-content/uploads/2021/10/澎湖當舖代償?大步驟讓還款更輕?300x214.png 300w, //danaherbertts.shop/wp-content/uploads/2021/10/澎湖當舖代償?大步驟讓還款更輕?768x548.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-140f8d97 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="140f8d97" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-388cfb17 elementor-widget elementor-widget-text-editor" data-id="388cfb17" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果背負的貸款金額太高，壓得你喘不過氣，你有想過什麼替代方案嗎？澎湖當舖代償可以讓你緩解原先的負債壓力，提供更優惠的貸款方案，讓還款變得輕鬆起來。但你知道澎湖當舖代償的運作方式嗎？有什麼申請條件及細項要注意呢?strong>大揚代書</strong>將為你完整介紹?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-7adffabe elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="7adffabe" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5bc25e24" data-id="5bc25e24" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-3aa90eca elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="3aa90eca" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6f455503" data-id="6f455503" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-2efa8e28 elementor-widget elementor-widget-heading" data-id="2efa8e28" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">澎湖當舖代償是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-15ad8df4 elementor-widget elementor-widget-text-editor" data-id="15ad8df4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>當舖代償又可稱為轉當降息，當你先前已向其他當舖借款，後來發覺另一間當舖的利率、額度或是還款方式比較划算，就能提出澎湖當舖代償。新當舖會出面幫你清償原先的債務然後轉當到新當舖，且轉當過程全程保密，不會讓對方知道是代償債務?/p> </div> </div> <div class="elementor-element elementor-element-e2f45c5 elementor-widget elementor-widget-text-editor" data-id="e2f45c5" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/leasing-company/" target="_blank" rel="noopener"><strong>租賃公司和當舖的差異原來是這些?/strong><strong>5</strong><strong>分鐘教你安全借錢</strong></a></b> </div> </div> <div class="elementor-element elementor-element-2b500635 elementor-widget elementor-widget-heading" data-id="2b500635" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">澎湖當舖代償有什麼優點？</h2> </div> </div> <div class="elementor-element elementor-element-1a6e1473 elementor-widget elementor-widget-heading" data-id="1a6e1473" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">降低還款利率</h3> </div> </div> <div class="elementor-element elementor-element-440dfe9f elementor-widget elementor-widget-text-editor" data-id="440dfe9f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>這當然是最大的優點之一，人在急需用錢時往往會一時心慌， 而落入不法當舖的陷阱當中。合法的澎湖當舖代償一定都會遵守當舖業法的規定?a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=D0080075&flno=11" target="_blank" rel="noopener">當舖業法?1?/a>就有明文規定<strong style="background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 0);">當舖利息不得超過年利?0％。若有收取倉棧?/strong>，也就是保管典當物品的費用，其費用根?a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=D0080075&flno=20" target="_blank" rel="noopener">當舖業法?0?/a>?strong style="background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 0);">不得超過收當金額5?/strong>。澎湖當舖代償都在規定利率區間，大大降低還款負擔?/p> </div> </div> <div class="elementor-element elementor-element-4547df9 elementor-widget elementor-widget-text-editor" data-id="4547df9" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>※貼心提醒：</b>若你的典當物品並沒有交由當舖保管，是不需收取倉棧費的，務必留意當舖是否有巧立名目，加收其他費用? </div> </div> <div class="elementor-element elementor-element-174e242b elementor-widget elementor-widget-heading" data-id="174e242b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">增加貸款額度</h3> </div> </div> <div class="elementor-element elementor-element-101183f6 elementor-widget elementor-widget-text-editor" data-id="101183f6" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 以新當舖的角度，為了吸引借貸人轉移抵押品到新當舖，大多都會提出增貸的服務，但如果想增貸的額度較高?strong style="background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 0);">建議你可以再抵押其他值錢的物品?/strong> </div> </div> <div class="elementor-element elementor-element-58f107de elementor-widget elementor-widget-heading" data-id="58f107de" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">澎湖當舖收什麼？</h2> </div> </div> <div class="elementor-element elementor-element-342a4f4 elementor-widget elementor-widget-text-editor" data-id="342a4f4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>想要提高借貸金額，可以拿以下物品到澎湖當舖抵押?/p><ul><li>個人動產：汽機車、電動車?/li><li>不動產：房屋、土?/li><li>其他有值物品：黃金、鑽石、金飾項鍊、名牌包包?C產品?/li></ul> </div> </div> <div class="elementor-element elementor-element-da2a449 elementor-widget elementor-widget-text-editor" data-id="da2a449" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>當然?a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=D0080075&flno=16">當舖業法?6?/a>也有說明哪些物品是不能收當的，例如違禁物、有價證券及各種存款憑證、軍警制服、政府核發的證明文件、機關印信、其他政府機關管理之財物等，這些物品都不能進行抵押，會有觸法的嫌疑?/p> </div> </div> <div class="elementor-element elementor-element-1b361d1 elementor-widget elementor-widget-text-editor" data-id="1b361d1" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><b>?延伸閱讀 ?br /></b><a href="//danaherbertts.shop/apply-penghu-second-loan/"><strong>想用房屋抵押借錢嗎？澎湖二胎貸款讓你順利取得資金?/strong></a><br /><a href="//danaherbertts.shop/penghu-land-loan/"><strong>持分土地好難申貸！民間澎湖土地貸款簡單申請輕鬆償?/strong></a><b></b></p> </div> </div> <div class="elementor-element elementor-element-715582b5 elementor-widget elementor-widget-heading" data-id="715582b5" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">如何申請澎湖當舖代償?/h2> </div> </div> <div class="elementor-element elementor-element-736941eb elementor-widget elementor-widget-text-editor" data-id="736941eb" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li>申請：攜帶雙證件影本、原當票到澎湖當舖?/li><li>審核：專員會進行原當票的審核，評估新的典當方案?/li><li>代償：新當舖出面代為清償，將抵押物品移轉到新當舖?/li><li>簽約：雙面確認新合約，包含借貸金額、當舖利息計算方式、如何還款等等?/li><li>放款：上述流程完成後，立即放款?/li></ol> </div> </div> <div class="elementor-element elementor-element-0253b29 elementor-widget elementor-widget-image" data-id="0253b29" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="783" src="//danaherbertts.shop/wp-content/uploads/2023/02/pawnship-loan-balance.png" class="attachment-large size-large wp-image-47332" alt="如何申請當舖代償- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2023/02/pawnship-loan-balance.png 1001w, //danaherbertts.shop/wp-content/uploads/2023/02/pawnship-loan-balance-300x294.png 300w, //danaherbertts.shop/wp-content/uploads/2023/02/pawnship-loan-balance-768x752.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-35e25c55 elementor-widget elementor-widget-heading" data-id="35e25c55" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">3點分辨合法澎湖當舖代?/h2> </div> </div> <div class="elementor-element elementor-element-4f796cc8 elementor-widget elementor-widget-text-editor" data-id="4f796cc8" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>利率是否合理</strong>?br />前面有提到合法當舖一定都會按?a href="//law.moj.gov.tw/LawClass/LawAll.aspx?pcode=D0080075" target="_blank" rel="noopener">當舖業法</a>進行收費，遇到利率過高的請你另尋他家?/li><li><strong>是否有實體店?/strong>?br />合法澎湖當舖需有營業登記證和實體店面，有任何問題才找得到人?/li><li><strong>有無收取重要證件</strong>?br />常有當舖會收取借款人的身分證或其他證件作為抵押?strong>大揚代書</strong>提醒你萬萬不可，交出這些證件後極有可能變成人頭帳戶，不僅信用受損還須到警局說明，得不償失?/li></ol> </div> </div> <div class="elementor-element elementor-element-3b3ff2d elementor-widget elementor-widget-text-editor" data-id="3b3ff2d" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><b>?延伸閱讀 ?br /></b><a href="//danaherbertts.shop/legal-people-loan/"><strong>如何分辨合法民間貸款?/strong><strong>5</strong><strong>種方法與你分享！</strong></a><br /><a href="//danaherbertts.shop/alert-account/"><strong>成為警示帳戶竟如此嚴重！快速解除方法看這裡</strong></a></p> </div> </div> <div class="elementor-element elementor-element-1dc9218b elementor-widget elementor-widget-heading" data-id="1dc9218b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">當舖利息遲繳會怎麼樣嗎?/h2> </div> </div> <div class="elementor-element elementor-element-7e962ef6 elementor-widget elementor-widget-text-editor" data-id="7e962ef6" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果利息遲遲沒有繳納的話，澎湖當舖通常會採取以下任一作法?/p><ol><li>賣掉抵押品：可以和當舖商量將抵押品賣掉，不過賣掉的金額和實際金額還是會有所落差，所以通常需要再額外貼錢才能補足差額?/li><li>抵押品被流當：如果遲繳利息，且借款人一直不處理，抵押品就歸當舖所有?/li><li>依法催款：要是對債務一直置之不理，當舖便會依法聲請強制執行，要求借款人還清債務。清償方式有很多種，例如強制扣薪，若名下有不動產，也會有查封或拍賣的可能?/li></ol> </div> </div> <div class="elementor-element elementor-element-af65e91 elementor-widget elementor-widget-text-editor" data-id="af65e91" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/revoke-seizure/" target="_blank" rel="noopener"><strong>房屋被查封怎麼辦？</strong><strong>3</strong><strong>招教你撤銷查封！</strong></a></b> </div> </div> <div class="elementor-element elementor-element-509b8e43 elementor-widget elementor-widget-heading" data-id="509b8e43" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">澎湖當舖代償常見問題</h2> </div> </div> <div class="elementor-element elementor-element-37669d4 elementor-widget elementor-widget-accordion" data-id="37669d4" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-5801" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-5801" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：申請澎湖當舖代償需要符合什麼條件？</a> </div> <div id="elementor-tab-content-5801" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-5801"><ol><li>借款人須年滿18歲?/li><li>典當物來源須合法?/li></ol></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-5802" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-5802" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：澎湖當舖代償有金額上限嗎？</a> </div> <div id="elementor-tab-content-5802" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-5802"><p>沒有金額上限，只要借款人提供的典當物價值足夠、來源合法，並詳細了解當舖代償相關規定，雙方同意後就能放款?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-5803" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-5803" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：除了澎湖當舖代償，還有其他民間代償機構嗎？</a> </div> <div id="elementor-tab-content-5803" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-5803"><p>例如租賃融資公司、代書貸款公司等?strong>大揚代書</strong>就是你的澎湖借款中心，不但能讓你轉貸降息，還能代償所有債務?/p></div> </div> <script 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</div> </div> </div> <div class="elementor-element elementor-element-c7ee8ea elementor-widget elementor-widget-heading" data-id="c7ee8ea" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">結語</h2> </div> </div> <div class="elementor-element elementor-element-75314eb4 elementor-widget elementor-widget-text-editor" data-id="75314eb4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>澎湖當舖代償提供了方便的管道可以減輕債務負擔，但最正確的觀念還是要準時還款，並做好財務管理，以免金錢缺口越來越大。挖東牆補西牆並非長久之計，<strong>大揚代書</strong>建議你有這方面的問題前來諮詢，讓我們幫你規劃還款方案，並提供理財之道?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-478cd9cc elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="478cd9cc" data-element_type="section" data-settings="{"background_background":"classic"}"> <div 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