ɽС~XˢQF //danaherbertts.shop/people-and-bank-penny-loan/ Mon, 06 Sep 2021 03:28:15 +0000 //danaherbertts.shop/?p=14016 政府小額貸款有哪些項目？來這裡申辦最快！ 近幾年新冠肺炎疫情衝擊我國各行各業，導致許多就業人口生計維持困難，必 […]

這篇文章 政府小額貸款有哪些項目？來這裡申辦最快！ 最早出現於 大揚代書?/p> ]]>

政府小額貸款有哪些項目？來這裡申辦最快！

政府小額貸款有哪些項目？來這裡申辦最快－大揚代書

近幾年新冠肺炎疫情衝擊我國各行各業，導致許多就業人口生計維持困難，必須另闢財源或借貸，然而沒工作小額貸款怎麼申請呢？行政院推出勞保紓困貸款、中小企業紓困貸款，協助勞工、中小企業主度過難關。除了上述的政府小額貸款，還有什麼管道呢?strong>大揚代書也有小額貸款提供申請，手續更便利迅速，是資金周轉的最佳管道?/p>

內容目錄

勞保紓困貸款內容為何?/h2>

方案名稱 勞保紓困貸款
申請資格 ●生活困難需要紓?br> ●參加勞工保險年資滿15年（計算至受理截止日?br> ●無欠繳勞工保險費及滯納?br> ●未曾借貸勞保紓困貸款，或曾借貸已繳清貸款本金及利息
申請方式 ❶線上申?/a>
❷郵寄申?br>❸臨櫃申?/td>
檢附資料 ●掛號回郵信封（填妥收件人姓名、住址，並貼足郵票?br> ●被保險人印?br> ●未在土地銀行開立存款帳戶者：被保險人身分證正本及正、背面影?份、健保卡（或駕照）正本及正、背面影??br> ●已在土地銀行開立存款帳戶者：存摺、被保險人身分證正本及正、背面影??/td>
貸款額度 每人最?0萬元
貸款期間 3?/td>
貸款利率 年息2.165%，嗣後每?月及7月第一個營業日，按勞工保險基金定存平均年利率＋代辦銀行手續費率公告調整年利率計算
還款方式 由借款人之土地銀行存款帳戶按月扣繳： ?個月：按月付息不還本 自第7個月起：按月平均攤還本息
其他事項 申辦本項貸款無需繳交任何費用，且被保險人每人限申?次，不得重複申請

資料來源?a href="//www.bli.gov.tw/0108739.html" target="_blank" rel="noopener">勞動部勞工保險局

中小企業紓困貸款內容為何?/h2>

方案名稱 疫後振興專案貸款
適用對象 以下僅得擇一類別申請?br> 第一類：辦理公司／商業／有限合夥登記之中小企?br> 第二類：
1. 員工數未?人（不含負責人）之中小企?br> 2. 僅有稅籍登記之營利事?/td>
申請資格 符合其中一項即可申請：
?原申辦經濟部營運（振興）貸款或央行中小企業貸款專案融通方案經信用保證?br> ?疫後時期營運困難事業?11?14年月營業額減少達15%?br> ?109?11年停業再復業
申請限制 1. 營業正常
2. 債票信正?br> 3. 行業限制：非金融保險業、特殊娛樂業
貸款額度 第一類：最?500萬元
第二類：最?00萬元
貸款利率 第一類：2.22%
第二類：1.72%?00萬元內）?.22%（超?00萬元?
信用保證 新貸 第一類：最?成，手續?.1%
第二類：10成（100萬元內）、最?.5成（超過100萬元），手續費皆0.1%
借新還舊 不分適用對象類別，皆為原申貸紓困振興貸款保證成數，手續費0.1%
貸款用?/th> 資本性支?/td> 1. 購建（修）廠房、營運場所及相關設?br> 2. 購置機器設備（含運輸工具?/td>
週轉性支?/td> 營運週轉?/td>
貸款期限 ?廠房最?5年（寬限期最?年）
?機器設備最?年（寬限期最?年）
?週轉金最?年（寬限期最?年）

資料來源?a href="//0800056476.sme.gov.tw/plus/news_new_1.php" target="_blank" rel="noopener">經濟部中小企業處

政府小額貸款以外還有什麼管道？

如果您覺得政府小額貸款方案內容太過繁複、資金取得速度仍緩不濟急，那麼您可以考慮民間合法小額借款，小額貸款推?strong>大揚代書，我們的快速小額貸款方案如下：
適用對象 18?0歲之國民，銀行拒絕往來、呆帳、逾催、債務協商、查封、信用瑕疵、跳票無法申請者皆可辦理?/td>
貸款額度 依個人狀況而定
貸款利率 小額貸款利率2%起（依個人申貸條件而定?/td>
貸款年限 最高繳息期限為7年。採分期付款，依個人經濟狀況?/td>
撥款方式 一次全額撥貸，貸款本金一次核撥，撥貸後依年金法計算，並按月繳息（即月付金）?/td>
檢附文件 ●身分證等雙證件
●戶籍謄?/b>
●收入證?/a>
●在職證明（需正職?/b>
●財產清?/a>

我們擁有實體店面，也是政府合法立案的民間貸款機構，全台服務、撥款迅速、過件率高，歡迎撥打免付費專?800-885-697，或線上填單，也能申請線上小額貸款，節省您東奔西跑的寶貴時間，不過件也不收費?/p>

?延伸閱讀 ?br />房屋被貼封條勿驚慌！學會?招就能撤銷查?/a>
信用瑕疵免擔心！只要5分鐘就能學會貸款方法

小額貸款推薦大揚代書

透過民間代書辦理小額貸款，審核條件寬鬆，放款快速，不僅沒有銀行的高門檻，也不用保證人，還款方式採每月本利攤還，或可只繳利?/span>。如果您有投保公司勞保，收入有薪資轉帳，歡迎來電大揚代書，我們提供您一對一免費諮詢，詳細解說各種小額貸款流程，量身打造最適合的貸款方案，協助您快速取得資金，順利度過金錢難關?

大揚代書24H免費諮詢

我們提供事前的免費貸款諮詢，不用擔心還沒辦理就要先付一筆費用，我們保證不過件就不收費?/p>

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追蹤粉絲專頁獲得最新資?/h5>
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data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a602f21" data-id="a602f21" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-abdcdc9 elementor-widget elementor-widget-heading" data-id="abdcdc9" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">勞保紓困貸款方案內容</h2> </div> </div> <div class="elementor-element elementor-element-2f57162 elementor-widget elementor-widget-html" data-id="2f57162" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th width="15%" style="background-color:#f7f2eb;vertical-align: middle; text-align: center">項目</th> <th width="85%" style="vertical-align: middle; text-align: center">方案內容</th> </tr> <tr> <th style="background-color:#f7f2eb;vertical-align: middle; text-align: center">貸款金額</th> <td style="vertical-align: middle">最?0萬元</td> </tr> <tr> <th style="background-color:#f7f2eb;vertical-align: middle; text-align: center">貸款利率</th> <td style="vertical-align: middle">2.165%?/td> </tr> <tr> <th style="background-color:#f7f2eb;vertical-align: middle; text-align: center">貸款年限</th> <td style="vertical-align: middle">3?/td> </tr> <tr> <th style="background-color:#f7f2eb;vertical-align: middle; text-align: center">還款方式</th> <td style="vertical-align: middle">?個月：按月繳息不還本<br> ?個月起：按月平均攤還本息 </td> </tr> <tr> <th style="background-color:#f7f2eb;vertical-align: middle; text-align: center">辦理費用</th> <td style="vertical-align: middle">無須繳交任何費用</td> </tr> <tr> <th style="background-color:#f7f2eb;vertical-align: middle; text-align: center">受理銀?/th> <td style="vertical-align: middle">土地銀行所屬分行或其委託之金融機構</td> </tr> <tr> <th style="background-color:#f7f2eb;vertical-align: middle; text-align: center">注意事項</th> <td style="vertical-align: middle">每人限申?次，不得重複申請</td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-7dbb845 elementor-widget elementor-widget-text-editor" data-id="7dbb845" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>資料來源?a href="//www.bli.gov.tw/0108739.html" target="_blank" rel="noopener"><strong>勞動部勞工保險局</strong></a></p> </div> </div> <div class="elementor-element elementor-element-67f5eaf elementor-widget elementor-widget-heading" data-id="67f5eaf" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">勞保紓困貸款申請資格</h2> </div> </div> <div class="elementor-element elementor-element-4f535d49 elementor-widget elementor-widget-text-editor" data-id="4f535d49" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>符合以下勞保紓困貸款資格者即可申請：</p><ol><li>生活困難需要紓?/li><li>參加勞工保險年資?5?/li><li>無欠繳勞工保險費及滯納金</li><li>未借貸本貸款，或曾借貸已繳清?/li><li>未請領老年給付、終身無工作能力之失能給付或向其所屬機關請領勞工保險補償金?/li></ol> </div> </div> <div class="elementor-element elementor-element-353d281 example elementor-widget elementor-widget-text-editor" data-id="353d281" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span style="color: #8c6c5b;"><strong>※溫馨提醒：勞工保險年資計算?025/1/10歀?/strong></span> </div> </div> <div class="elementor-element elementor-element-1b71689 elementor-widget elementor-widget-image" data-id="1b71689" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="799" src="//danaherbertts.shop/wp-content/uploads/2021/07/labor_insurance_relief_package.png" class="attachment-large size-large wp-image-45265" alt="勞保紓困貸款申請資格－大揚代? srcset="//danaherbertts.shop/wp-content/uploads/2021/07/labor_insurance_relief_package.png 1001w, //danaherbertts.shop/wp-content/uploads/2021/07/labor_insurance_relief_package-300x300.png 300w, //danaherbertts.shop/wp-content/uploads/2021/07/labor_insurance_relief_package-150x150.png 150w, //danaherbertts.shop/wp-content/uploads/2021/07/labor_insurance_relief_package-768x767.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-313f7585 elementor-widget elementor-widget-heading" data-id="313f7585" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">勞保紓困貸款申請方式及時?/h2> </div> </div> <div class="elementor-element elementor-element-19d57aa elementor-widget elementor-widget-heading" data-id="19d57aa" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">線上申請</h3> </div> </div> <div class="elementor-element elementor-element-0d31b2e elementor-widget elementor-widget-text-editor" data-id="0d31b2e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>申請時間?024/12/26 8:00?025/1/10 23:59</p><p>申請方式：至<a href="//oi.landbank.com.tw/labor" target="_blank" rel="noopener">土地銀行申請網?/a>點選「申請」，依序填妥申請資料，並上傳完整彩色清晰?span class="f-point">身分證正反面、健保卡正面影像?/span>?/p> </div> </div> <div class="elementor-element elementor-element-42e0be8 elementor-widget elementor-widget-heading" data-id="42e0be8" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">郵遞申請</h3> </div> </div> <div class="elementor-element elementor-element-a15be5f elementor-widget elementor-widget-text-editor" data-id="a15be5f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>申請時間?024/12/26?025/1/10（以郵戳為憑?/p><p>申請方式：於受理申請期間<span class="f-point">填妥申請書、檢附身分證影本</span>，以掛號郵寄至土地銀行所屬分行，<span class="f-point">待核定通過後再檢齊相關文件</span>，親赴原申請分行辦理簽約、對保及撥款手續?/p> </div> </div> <div class="elementor-element elementor-element-ac684a7 elementor-widget elementor-widget-heading" data-id="ac684a7" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">臨櫃申請</h3> </div> </div> <div class="elementor-element elementor-element-a5a3d4c elementor-widget elementor-widget-text-editor" data-id="a5a3d4c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>申請時間?024/12/26?025/1/10（營業日9:00?7:00?/p><p>申請方式：於受理申請期間<span class="f-point">填妥申請書、檢齊相關文?/span>，親赴土地銀行所屬分行提出申請?/p> </div> </div> <div class="elementor-element elementor-element-b5f680e elementor-widget elementor-widget-heading" data-id="b5f680e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">勞保紓困貸款申請文件</h2> </div> </div> <div class="elementor-element elementor-element-d46ea16 elementor-widget elementor-widget-heading" data-id="d46ea16" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">線上申請</h3> </div> </div> <div class="elementor-element elementor-element-a03f96e elementor-widget elementor-widget-text-editor" data-id="a03f96e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>讀卡機</li><li>身分?/li><li>健保?/li><li>可上網的手機／電?/li></ul> </div> </div> <div class="elementor-element elementor-element-43af56b elementor-widget elementor-widget-heading" data-id="43af56b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">郵寄／臨櫃申?/h3> </div> </div> <div class="elementor-element elementor-element-fba586f elementor-widget elementor-widget-text-editor" data-id="fba586f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>申請?/li><li>被保險人印章</li><li>掛號回郵信封（限郵寄申請者，須填妥收件人姓名、住址並貼足郵資）</li><li>已在土地銀行開立存款帳戶者：請攜帶存摺、本人身分證正本及正、背面影??/li><li>未在土地銀行開立存款帳戶者：請攜帶本人身分證正本及正、背面影?份、健保卡（或駕照）正本及正、背面影?份，辦理存款開戶手續</li></ul> </div> </div> <div class="elementor-element elementor-element-bea966e elementor-widget elementor-widget-image" data-id="bea966e" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="799" src="//danaherbertts.shop/wp-content/uploads/2021/07/LIR-loan-document.png" class="attachment-large size-large wp-image-45266" alt="勞保紓困貸款申請文件－大揚代? srcset="//danaherbertts.shop/wp-content/uploads/2021/07/LIR-loan-document.png 1001w, //danaherbertts.shop/wp-content/uploads/2021/07/LIR-loan-document-300x300.png 300w, //danaherbertts.shop/wp-content/uploads/2021/07/LIR-loan-document-150x150.png 150w, //danaherbertts.shop/wp-content/uploads/2021/07/LIR-loan-document-768x767.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-01a9f65 elementor-widget elementor-widget-heading" data-id="01a9f65" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">勞保紓困貸款常見問題</h2> </div> </div> <div class="elementor-element elementor-element-77388fe elementor-widget elementor-widget-accordion" data-id="77388fe" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1251" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-1251" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：勞保紓困貸款利率會機動調整嗎？</a> </div> <div id="elementor-tab-content-1251" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-1251"><p>申請時利率是2.165%，之後每?月?月第一個營業日，按勞工保險基金定存平均年利率＋代辦銀行手續費率公告去調整年利率計算?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1252" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-1252" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：勞保紓困貸款查詢結果時間是何時?/a> </div> <div id="elementor-tab-content-1252" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-1252"><p><strong>2024/12/26 8:00</strong><strong>?025/4/1 23:59</strong>，如有資料不齊者也可申請補件?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1253" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-1253" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：若當天還清前次勞保紓困貸款本息，還可再申請嗎？</a> </div> <div id="elementor-tab-content-1253" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-1253"><p>舊貸戶完成前次勞保紓困貸款還款，即可當日臨櫃（或隔日在線上）申請本次貸款?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1254" class="elementor-tab-title" data-tab="4" role="button" aria-controls="elementor-tab-content-1254" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：勞保紓困貸款沒還會怎樣?/a> </div> <div id="elementor-tab-content-1254" class="elementor-tab-content elementor-clearfix" data-tab="4" role="region" aria-labelledby="elementor-tab-title-1254"><p>未清償的本息會在<span class="f-point">未來請領勞保給付時扣?/span>。建議申貸後務必要按時還款，避免未來申請給付時給付金額會遭扣減而影響生活?/p></div> </div> <script 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href="//danaherbertts.shop/category/loan-guide/civil-servants-loan-area/">軍公教貸?/a> </li> <li class="cat-item cat-item-7"><a href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/labor-insurance-relief-loan/">勞保紓困貸款2024申請指南！助?0萬補助順?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> </channel> </rss>