關於購買建地貸款 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E8%B3%BC%E8%B2%B7%E5%BB%BA%E5%9C%B0%E8%B2%B8%E6%AC%BE/feed/" rel="self" type="application/rss+xml" /> <link>//danaherbertts.shop/tag/購買建地貸款/</link> <description></description> <lastBuildDate>Wed, 26 Feb 2025 06:52:06 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於購買建地貸款 的大小事，大揚代書幫你一網打?/title> <link>//danaherbertts.shop/tag/購買建地貸款/</link> <width>32</width> <height>32</height> </image> <item> <title>基隆建地借貸有哪些限制？減擔6步驟取得周轉?/title> <link>//danaherbertts.shop/keelung-building-land-loan/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Mon, 06 Dec 2021 03:46:18 +0000</pubDate> <category><![CDATA[土地貸款]]></category> <category><![CDATA[土地貸款額度]]></category> <category><![CDATA[基隆建地借貸]]></category> <category><![CDATA[建地貸款ptt]]></category> <category><![CDATA[建地貸款年限]]></category> <category><![CDATA[建地貸款試算]]></category> <category><![CDATA[建地貸款限制]]></category> <category><![CDATA[購買建地貸款]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=20187</guid> <description><![CDATA[<p>基隆建地借貸有哪些優點？減擔6步驟取得周轉?如果需要資金，但名下只有建地，可以透過基隆建地借貸來取得周轉金?[…]</p> <p>這篇文章 <a href="//danaherbertts.shop/keelung-building-land-loan/">基隆建地借貸有哪些限制？減擔6步驟取得周轉?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="20187" class="elementor elementor-20187" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-3768ec17 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="3768ec17" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3e973efc" data-id="3e973efc" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-28177be elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="28177be" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-59fc6cec" data-id="59fc6cec" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-5a73007b elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="5a73007b" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">購買建地貸款</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-48268b4e elementor-widget elementor-widget-heading" data-id="48268b4e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">基隆建地借貸有哪些優點？減擔6步驟取得周轉?/h1> </div> </div> <div class="elementor-element elementor-element-8bb280c elementor-widget elementor-widget-image" data-id="8bb280c" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2021/12/keelung-building-land-loan.webp" class="attachment-large size-large wp-image-58029" alt="基隆建地借貸有哪些優點？減擔6步驟取得周轉金－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/12/keelung-building-land-loan.webp 1024w, //danaherbertts.shop/wp-content/uploads/2021/12/keelung-building-land-loan-300x214.webp 300w, //danaherbertts.shop/wp-content/uploads/2021/12/keelung-building-land-loan-768x548.webp 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-e381ea8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="e381ea8" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-16219923 elementor-widget elementor-widget-text-editor" data-id="16219923" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果需要資金，但名下只有建地，可以透過基隆建地借貸來取得周轉金。現在是申辦建地借貸的好時機嗎？購買建地貸款是可行的嗎？不論任何時機都是好時機，只要讀完本篇保證你先掌握基隆建地借貸的先機！</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-71150a5f elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="71150a5f" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-65655ddf" data-id="65655ddf" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-6eae99e9 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="6eae99e9" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7387b9b4" data-id="7387b9b4" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-6b4dc5a0 elementor-widget elementor-widget-heading" data-id="6b4dc5a0" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">基隆建地借貸是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-29c70059 elementor-widget elementor-widget-text-editor" data-id="29c70059" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>「建地」也屬於土地貸款的承作範疇內，加上建地上可以合法建造住宅、商業大樓、工廠及機關用地等各式建物，是土地類別中價值最高的，因此特別受到銀行的歡迎。而基隆建地借貸顧名思義就是將基隆地區的建地拿去向金融機構貸款?/p> </div> </div> <div class="elementor-element elementor-element-e6cff58 elementor-widget elementor-widget-text-editor" data-id="e6cff58" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/building-land-financing-loan/" target="_blank" rel="noopener"><strong>建地種類有哪些？什麼是容積率與建蔽率？</strong></a></b> </div> </div> <div class="elementor-element elementor-element-294ebfdc elementor-widget elementor-widget-heading" data-id="294ebfdc" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">基隆建地借貸承作區?/h2> </div> </div> <div class="elementor-element elementor-element-8b53bd5 elementor-widget elementor-widget-image" data-id="8b53bd5" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="500" height="390" src="//danaherbertts.shop/wp-content/uploads/2021/12/基隆建地借貸承作地區.gif" class="attachment-large size-large wp-image-20191" alt="基隆建地借貸承作地區" /> </div> </div> <div class="elementor-element elementor-element-a0f3703 elementor-widget elementor-widget-text-editor" data-id="a0f3703" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 基隆建地借貸承作地區有仁愛區、中正區、信義區、中山區、安樂區、暖暖區、七堵區，可以跨區辦理，沒有地域的限制? </div> </div> <div class="elementor-element elementor-element-5acf604 elementor-widget elementor-widget-text-editor" data-id="5acf604" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 資料來源?a href="//www.kl-land.klcg.gov.tw/tw/land/400.html" target="_blank" rel="noopener">基隆市地政事務所</a> </div> </div> <div class="elementor-element elementor-element-6663faa8 elementor-widget elementor-widget-heading" data-id="6663faa8" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">影響建地借貸成數的因?/h2> </div> </div> <div class="elementor-element elementor-element-70e076a6 elementor-widget elementor-widget-text-editor" data-id="70e076a6" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>土地：建地形狀、格局是否方正、建地大小坪數?/li><li>位置：建地坐落位置是否為市區中心、建地周邊地區的生活機能及開發情形?/li><li>建築線：建地與道路的連接狀況?/li><li>建地種類：建地屬於甲、乙、丙、丁何種建築用地?/li><li>容積率與建蔽率?/li></ul> </div> </div> <div class="elementor-element elementor-element-1ddbe850 elementor-widget elementor-widget-heading" data-id="1ddbe850" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">銀行基隆建地借貸沒過怎麼辦？</h2> </div> </div> <div class="elementor-element elementor-element-f3dbc elementor-widget elementor-widget-text-editor" data-id="f3dbc" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>建地價值比農地、工業用地高，也是最受銀行歡迎的土地貸款項目，但總體來說土地貸款額度、成數本來相對低，尤其近年為了防止有心人士炒地皮?strong style="background: linear-gradient(rgba(0,0,0,0)40% ,#faf0e2 0);">銀行最高只能貸?成，建地貸款限制又多</strong>，如果貸款人不巧又有信用瑕疵、貸款遲繳、持分土地等問題，銀行基本上就會拒絕承作?/p> </div> </div> <div class="elementor-element elementor-element-ecad030 elementor-widget elementor-widget-text-editor" data-id="ecad030" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 如果被銀行拒貸怎麼辦？其實你還可以向民間貸款公司申辦，即使信用不好也不用擔心，<span class="f-point">民間建地借貸只重視土地價值，不看貸款人本身的條件，也不限建地種類，一般來說都可以貸到9成以?/span>? </div> </div> <div class="elementor-element elementor-element-a13dbb5 elementor-widget elementor-widget-text-editor" data-id="a13dbb5" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/keelung-land-mortgage-loan/" target="_blank" rel="noopener">信用不好也沒關係！民間基隆土地抵押貸款助你取得資?/a></b> </div> </div> <div class="elementor-element elementor-element-c8963a1 elementor-widget elementor-widget-heading" data-id="c8963a1" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間建地借貸有什麼優點？</h2> </div> </div> <div class="elementor-element elementor-element-43bef349 elementor-widget elementor-widget-text-editor" data-id="43bef349" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>民間貸款公司有許多不同於銀行的優勢，以下為民間借貸管道的好處：</p> </div> </div> <div class="elementor-element elementor-element-377836b2 elementor-widget elementor-widget-text-editor" data-id="377836b2" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>建地貸款成數較高</strong><br />最高可貸款到土?0%的價值，額度比銀行還高?/li><li><strong>沒有信用狀況限?/strong><br />不論申貸人是否有<a href="//danaherbertts.shop/credit-blemish-loan/"><strong>信用瑕疵</strong></a>、信用小白，甚至是貸款遲繳?a href="//danaherbertts.shop/debt-negotiation/"><strong>債務協商</strong></a>紀錄等情形，民間貸款公司不會以此作為是否貸款之依據?/li><li><strong>持有建地就能申辦</strong><br />若申貸人沒有薪轉證明、勞保投保證明或財力證明，只要持有建地就能申辦貸款?/li><li><strong>核發款項時間較短</strong><br />不同於銀行冗長的申辦時間，民間貸款公司最?天內天就可以核發款項?/li><li><strong>還款方式比較彈?/strong><br />可以本利攤還，也可以只繳利息，端看申貸人的意願?/li><li><strong>全台服務不限地區</strong><br />無論申辦人在台灣何處，都能不受地區限制進行建地融資貸款申請，減少舟車勞頓的時間與疲憊?/li></ul> </div> </div> <div class="elementor-element elementor-element-99ee707 elementor-widget elementor-widget-image" data-id="99ee707" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="640" src="//danaherbertts.shop/wp-content/uploads/2021/12/building_land_loan_advantage.png" class="attachment-large size-large wp-image-34547" alt="民間建地借貸6大優勢－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/12/building_land_loan_advantage.png 1000w, //danaherbertts.shop/wp-content/uploads/2021/12/building_land_loan_advantage-300x240.png 300w, //danaherbertts.shop/wp-content/uploads/2021/12/building_land_loan_advantage-768x614.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-e1e5acc elementor-widget elementor-widget-heading" data-id="e1e5acc" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申辦基隆建地借貸所需資料</h2> </div> </div> <div class="elementor-element elementor-element-73c860c9 elementor-widget elementor-widget-text-editor" data-id="73c860c9" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>雙證?/strong></li><li><strong>戶籍謄本</strong></li><li><strong>土地所有權狀</strong></li></ul><ul><li><strong>收入或在職證?/strong>（加分條件）</li></ul> </div> </div> <div class="elementor-element elementor-element-4a341af3 elementor-widget elementor-widget-heading" data-id="4a341af3" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">基隆建地借貸申辦流程</h2> </div> </div> <div class="elementor-element elementor-element-220fb7ba elementor-widget elementor-widget-text-editor" data-id="220fb7ba" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>申請?/strong>提供建地謄本及財力證明，向銀行或民間貸款公司申請建地貸款?/li><li><strong>估價?/strong>提出申請後，金融單位會根據土地面積大小、坐落位置，使用分區等因素評估土地價值，或參考近期的土地成交價，進行建地貸款試算?/li><li><strong>審核?/strong>完成估價後，銀行會透過聯徵查看申貸人的信用紀錄及近期貸款紀錄；民間貸款公司則無?/li><li><strong>對保?/strong>審核核准後，專員會和申貸人聯絡約?a href="//danaherbertts.shop/identity-verification/"><strong>對保</strong></a>時間、完成簽約?/li><li><strong>設定?/strong>須提供土地權狀影本，進行抵押設定?/li><li><strong>撥款?/strong>上述手續完成後，便會撥款至指定銀行帳戶?/li></ol> </div> </div> <div class="elementor-element elementor-element-42fc713a elementor-widget elementor-widget-image" data-id="42fc713a" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="123" src="//danaherbertts.shop/wp-content/uploads/2021/08/土地貸款流程?png" class="attachment-large size-large wp-image-13545" alt="土地貸款流程?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/08/土地貸款流程?png 850w, //danaherbertts.shop/wp-content/uploads/2021/08/土地貸款流程?300x46.png 300w, //danaherbertts.shop/wp-content/uploads/2021/08/土地貸款流程?768x118.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-28ca8107 elementor-widget elementor-widget-heading" data-id="28ca8107" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">基隆建地借貸常見問題</h2> </div> </div> <div class="elementor-element elementor-element-a4a9061 elementor-widget elementor-widget-accordion" data-id="a4a9061" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1721" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-1721" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：民間基隆建地借貸利率是多少？</a> </div> <div id="elementor-tab-content-1721" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-1721"><p>民間基隆建地借貸月息1分起（依個人申貸條件而定）?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1722" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-1722" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：基隆建地借貸需要保證人嗎？</a> </div> <div id="elementor-tab-content-1722" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-1722"><p>如果是向銀行申請就需要保證人，但向民間貸款公司申請則不必?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-1723" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-1723" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：申請民間基隆建地借貸需要檢附興建計畫嗎?/a> </div> <div id="elementor-tab-content-1723" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-1723"><p>不需要，民間貸款公司的申貸條件寬鬆，不看貸款資金用途，只要你有需求都能來申請?/p></div> </div> <script 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</div> </div> </div> <div class="elementor-element elementor-element-bcb3706 elementor-widget elementor-widget-heading" data-id="bcb3706" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">基隆建地借貸就找大揚</h2> </div> </div> <div class="elementor-element elementor-element-583bf4cc elementor-widget elementor-widget-text-editor" data-id="583bf4cc" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果銀行不願意承作建地借貸，透過<strong>大揚代書</strong>申辦或許會是你的好選擇，大揚提供的建地借貸方案不僅審核寬鬆、放款迅速，還有寬裕的建地貸款年限，如果你手邊剛好有閒置建地需要貸款，歡迎與我們聯繫！</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-27337085 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="27337085" data-element_type="section" data-settings="{"background_background":"classic"}"> <div 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