關於身分證借錢 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E8%BA%AB%E5%88%86%E8%AD%89%E5%80%9F%E9%8C%A2/feed/" rel="self" type="application/rss+xml" /> <link></link> <description></description> <lastBuildDate>Mon, 06 Jan 2025 02:54:13 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於身分證借錢 的大小事，大揚代書幫你一網打?/title> <link></link> <width>32</width> <height>32</height> </image> <item> <title>身分證借款安全嗎？3大風險要注意?/title> <link>//danaherbertts.shop/identity-loan/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Fri, 08 Dec 2023 03:25:34 +0000</pubDate> <category><![CDATA[個人信貸]]></category> <category><![CDATA[24h證件借款]]></category> <category><![CDATA[證件小額借款]]></category> <category><![CDATA[身分證借款利息]]></category> <category><![CDATA[身分證借錢]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=44653</guid> <description><![CDATA[<p>身分證借款安全嗎？3大風險要注意?當你有資金需求時，上網搜尋會看到很多借款網站打著「線上身分證借款」的廣告?[…]</p> <p>這篇文章 <a href="//danaherbertts.shop/identity-loan/">身分證借款安全嗎？3大風險要注意?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="44653" class="elementor elementor-44653" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-21ca7594 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="21ca7594" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-24681780" data-id="24681780" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-446ebbde elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="446ebbde" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-376d5036" data-id="376d5036" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-4b97a8a1 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="4b97a8a1" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">身分證借錢</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-498109e2 elementor-widget elementor-widget-heading" data-id="498109e2" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">身分證借款安全嗎？3大風險要注意?/h1> </div> </div> <div class="elementor-element elementor-element-5e47cb6a elementor-widget elementor-widget-image" data-id="5e47cb6a" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2023/12/identity-loan.webp" class="attachment-large size-large wp-image-57239" alt="身分證借款安全嗎？3大風險要注意！－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2023/12/identity-loan.webp 1024w, //danaherbertts.shop/wp-content/uploads/2023/12/identity-loan-300x214.webp 300w, //danaherbertts.shop/wp-content/uploads/2023/12/identity-loan-768x548.webp 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-458b1714 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="458b1714" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-11ce6480 elementor-widget elementor-widget-text-editor" data-id="11ce6480" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>當你有資金需求時，上網搜尋會看到很多借款網站打著「線上身分證借款」的廣告，但身分證借款安全嗎？風險有哪些？大揚代書整理了一些關於身分證借款的資訊，一起往下看吧！</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-36e8e0fa elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="36e8e0fa" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-47a3a725" data-id="47a3a725" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-1a2d06c4 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="1a2d06c4" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-63fba1bb" data-id="63fba1bb" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-3cb38951 elementor-widget elementor-widget-heading" data-id="3cb38951" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">身分證借款是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-61ad2392 elementor-widget elementor-widget-text-editor" data-id="61ad2392" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>身分證借款意思是利用身分證作為擔保品，不需要抵押任何擔保品，也不用提供收入證明或保人，就可以申請一筆資金?/p> </div> </div> <div class="elementor-element elementor-element-331684c0 elementor-widget elementor-widget-text-editor" data-id="331684c0" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 但要提醒你，以重要證件進行借款或抵押的行為，不論是<span class="f-point">刑法或當舖業法都有明文規定該行為違法，因此身分證借款是不合法的行?/span>，若有資金需求，請向銀行或政府立案的民間貸款公司申請貸款? </div> </div> <div class="elementor-element elementor-element-52c74c5f elementor-widget elementor-widget-heading" data-id="52c74c5f" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">身分證借款風險有哪些？</h2> </div> </div> <div class="elementor-element elementor-element-49feb71 elementor-widget elementor-widget-text-editor" data-id="49feb71" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>身分證借款除了本身是違法行為，還存在很多風險，以下是大揚代書整理的身分證借款3大風險?/p> </div> </div> <div class="elementor-element elementor-element-c028952 elementor-widget elementor-widget-text-editor" data-id="c028952" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul> <li><strong>身分證件被盜用：</strong>身分證抵押給借貸業者後，如果遭到不肖人士盜用，並拿去做違法之事，後續可能會使借款人惹上許多法律責任?/li> <li><strong>被收取高額利息：</strong>有些非法業者會用?4h證件借款」、「沒工作身分證借款」等話術吸引民眾申辦，卻藉機收取高額的身分證借款利息，例如以7天?0天或15天為一期等，導致借款人還款壓力變大?/li> <li><strong>個人資料被外洩：</strong>身分證上都有記載借款人的姓名、出生年月日、身分證字號、戶籍地址等資訊，如果被有心人士外洩，<span class="f-point">可能會被電話、簡訊騷擾，若被人拿去借貸，還會使借款人背上繁重的債務</span>?/li> </ul> </div> </div> <div class="elementor-element elementor-element-0af7630 elementor-widget elementor-widget-image" data-id="0af7630" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="768" src="//danaherbertts.shop/wp-content/uploads/2023/12/identity-loan-risk.png" class="attachment-large size-large wp-image-57229" alt="身分證借款?大風險－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2023/12/identity-loan-risk.png 1000w, //danaherbertts.shop/wp-content/uploads/2023/12/identity-loan-risk-300x288.png 300w, //danaherbertts.shop/wp-content/uploads/2023/12/identity-loan-risk-768x737.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-3f3eaf20 elementor-widget elementor-widget-heading" data-id="3f3eaf20" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間借款注意事項</h2> </div> </div> <div class="elementor-element elementor-element-5752aa96 elementor-widget elementor-widget-text-editor" data-id="5752aa96" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果想向民間借款，須注意業者是否符合以?點，才能有效避開非法機構?/p> </div> </div> <div class="elementor-element elementor-element-d45aed4 elementor-widget elementor-widget-text-editor" data-id="d45aed4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>有完整的貸款流程，不會隨意辦理或省略審核、對保程序?/li><li><span class="f-point">合法民間貸款利率不超過月?%</span>，若業者提供的利率超過此標準太多就要小心?/li><li><span class="f-point">不會要求貸款人抵押重要證?/span>，只會請貸款人出示證件來確認身分，確認後就會立即歸還?/li><li>有實體店面，可以查到公司名稱、地址、電話等資訊，且店內放置政府核發的營業登記證明?/li><li>專員會和貸款人詳細說明收費項目和金額，且<span class="f-point">核貸後才會收?/span>，若沒有核貸，也不會以各種名目向貸款人收取額外費用?/li></ul> </div> </div> <div class="elementor-element elementor-element-65e87eb elementor-widget elementor-widget-heading" data-id="65e87eb" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">身分證借款外有其他借貸方案嗎？</h2> </div> </div> <div class="elementor-element elementor-element-ecf16bf elementor-widget elementor-widget-text-editor" data-id="ecf16bf" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果有小額貸款需求，可申請以?種借款方案取得周轉金?/p> </div> </div> <div class="elementor-element elementor-element-577a3b16 elementor-widget elementor-widget-text-editor" data-id="577a3b16" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>保單借款?/strong>用名下保單價值準備金的保單向保險公司借款，額度為保價金的7?成?/li><li><strong>手機貸款?/strong>抵押手機給貸款機構，以申請資金，貸款額度約為2萬～15萬，貸款期間手機可以正常使用?/li><li><strong>信用貸款?/strong>以個人信用條件和工作證明作為擔保，向貸款機構借款。銀行信貸額度受<strong><a href="//law.fsc.gov.tw/LawContent.aspx?id=FE052046" target="_blank" rel="noopener">負債?2?/a></strong>限制；民間信貸額度則不限，依個人條件而定?/li><li><strong>汽機車借款?/strong>以名下汽機車作為擔保品，向貸款機構申請資金。機車貸款額度約?0萬～30萬，汽車貸款額度則約為車價的80%?50%。貸款期間免留車，仍可以正常使用汽機車?/li><li><strong>信用卡預借現金：</strong>將當月信用卡剩餘額度轉換為現金周轉，額度約為每月刷卡消費額度?0%?0%?/li></ol> </div> </div> <div class="elementor-element elementor-element-f22ea2a elementor-widget elementor-widget-image" data-id="f22ea2a" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="768" src="//danaherbertts.shop/wp-content/uploads/2023/12/other-loan-options.png" class="attachment-large size-large wp-image-57228" alt="其他借貸方案有哪些－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2023/12/other-loan-options.png 1000w, //danaherbertts.shop/wp-content/uploads/2023/12/other-loan-options-300x288.png 300w, //danaherbertts.shop/wp-content/uploads/2023/12/other-loan-options-768x737.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-3d408cc7 elementor-widget elementor-widget-text-editor" data-id="3d408cc7" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 小額借貸歡迎找大揚代書，<span class="f-point">我們的還款方式彈性、撥款速度快，且審核條件寬鬆，即使信用不良、負債比高、無薪轉證明等情況都可申?/span>，是申請條件不佳或急用資金者的最佳借錢管道? </div> </div> <div class="elementor-element elementor-element-cd200b7 elementor-widget elementor-widget-text-editor" data-id="cd200b7" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?strong><a href="//danaherbertts.shop/fifty-thousand-loan/" target="_blank" rel="noopener">小額貸款怎麼借？申請管道、種類看這篇?/a></strong> </b> </div> </div> <div class="elementor-element elementor-element-1895cea elementor-widget elementor-widget-heading" data-id="1895cea" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">身分證借款常見問題</h2> </div> </div> <div class="elementor-element elementor-element-23c457cb elementor-widget elementor-widget-accordion" data-id="23c457cb" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-6001" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-6001" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：當舖可以用身分證借款嗎？</a> </div> <div id="elementor-tab-content-6001" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-6001"><p>不可以，<span class="f-point">根據<a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=D0080075&flno=16" target="_blank" rel="noopener">當舖業法?6條第1項第5?/a>規定，當舖業不得收當政府核發之證照及私人身分證明文件</span>，所以當舖身分證借錢是違法的?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-6002" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-6002" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：可以拿別人身分證借款嗎？</a> </div> <div id="elementor-tab-content-6002" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-6002"><p>不可以，如果未經別人同意，擅自拿別人身分證借錢，必須負刑事責任，若有心人士拿去做違法之事，需要負擔的罪責又會更大?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-6003" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-6003" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：如果被別人盜用身分證借款怎麼辦？</a> </div> <div id="elementor-tab-content-6003" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-6003"><p>如果你發現自己的身分證被別人盜用拿去借錢?span class="f-point">一定要先到<a href="//www.ris.gov.tw/app/portal/3012">內政部戶政司全球資訊?/a>?a href="//danaherbertts.shop/citizen-digital-certificate-uses/">自然人憑?/a>線上掛失並報警，接著到戶政事務所補發身分?/span>，這樣不僅可以讓原本的身分證失效，也避免後續發生責任歸屬問題?/p></div> </div> <script type="application/ld+json">{"@context":"https:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Q\uff1a\u7576\u8216\u53ef\u4ee5\u7528\u8eab\u5206\u8b49\u501f\u6b3e\u55ce\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p>\u4e0d\u53ef\u4ee5\uff0c<span class=\"f-point\">\u6839\u64da<a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawSingle.aspx?pcode=D0080075&flno=16\" target=\"_blank\" rel=\"noopener\">\u7576\u8216\u696d\u6cd5\u7b2c16\u689d\u7b2c1\u9805\u7b2c5\u6b3e<\/a>\u898f\u5b9a\uff0c\u7576\u8216\u696d\u4e0d\u5f97\u6536\u7576\u653f\u5e9c\u6838\u767c\u4e4b\u8b49\u7167\u53ca\u79c1\u4eba\u8eab\u5206\u8b49\u660e\u6587\u4ef6<\/span>\uff0c\u6240\u4ee5\u7576\u8216\u8eab\u5206\u8b49\u501f\u9322\u662f\u9055\u6cd5\u7684\u3002<\/p>"}},{"@type":"Question","name":"Q\uff1a\u53ef\u4ee5\u62ff\u5225\u4eba\u8eab\u5206\u8b49\u501f\u6b3e\u55ce\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p>\u4e0d\u53ef\u4ee5\uff0c\u5982\u679c\u672a\u7d93\u5225\u4eba\u540c\u610f\uff0c\u64c5\u81ea\u62ff\u5225\u4eba\u8eab\u5206\u8b49\u501f\u9322\uff0c\u5fc5\u9808\u8ca0\u5211\u4e8b\u8cac\u4efb\uff0c\u82e5\u6709\u5fc3\u4eba\u58eb\u62ff\u53bb\u505a\u9055\u6cd5\u4e4b\u4e8b\uff0c\u9700\u8981\u8ca0\u64d4\u7684\u7f6a\u8cac\u53c8\u6703\u66f4\u5927\u3002<\/p>"}},{"@type":"Question","name":"Q\uff1a\u5982\u679c\u88ab\u5225\u4eba\u76dc\u7528\u8eab\u5206\u8b49\u501f\u6b3e\u600e\u9ebc\u8fa6\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p>\u5982\u679c\u4f60\u767c\u73fe\u81ea\u5df1\u7684\u8eab\u5206\u8b49\u88ab\u5225\u4eba\u76dc\u7528\u62ff\u53bb\u501f\u9322\uff0c<span class=\"f-point\">\u4e00\u5b9a\u8981\u5148\u5230<a href=\"https:\/\/www.ris.gov.tw\/app\/portal\/3012\">\u5167\u653f\u90e8\u6236\u653f\u53f8\u5168\u7403\u8cc7\u8a0a\u7db2<\/a>\u7528<a href=\"https:\/\/danaherbertts.shop\/citizen-digital-certificate-uses\/\">\u81ea\u7136\u4eba\u6191\u8b49<\/a>\u7dda\u4e0a\u639b\u5931\u4e26\u5831\u8b66\uff0c\u63a5\u8457\u5230\u6236\u653f\u4e8b\u52d9\u6240\u88dc\u767c\u8eab\u5206\u8b49<\/span>\uff0c\u9019\u6a23\u4e0d\u50c5\u53ef\u4ee5\u8b93\u539f\u672c\u7684\u8eab\u5206\u8b49\u5931\u6548\uff0c\u4e5f\u907f\u514d\u5f8c\u7e8c\u767c\u751f\u8cac\u4efb\u6b78\u5c6c\u554f\u984c\u3002<\/p>"}}]}</script> </div> </div> </div> <div class="elementor-element elementor-element-3573278e elementor-widget elementor-widget-heading" data-id="3573278e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">結語</h2> </div> </div> <div class="elementor-element elementor-element-d2cc9d9 elementor-widget elementor-widget-text-editor" data-id="d2cc9d9" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>以上就是身分證借款的介紹。身分證借款不僅是違法行為，風險也很高，建議你，如果有小額借款需求，還是向銀行或合法的民間貸款公司申辦會比較安全。民間小額借款推薦大揚代書，我們會訂製適合你的貸款方案，協助你解決資金問題?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-64e477b7 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="64e477b7" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6c321922" data-id="6c321922" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-1ccbd80f elementor-widget 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