關於軍公教退休金月領 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E8%BB%8D%E5%85%AC%E6%95%99%E9%80%80%E4%BC%91%E9%87%91%E6%9C%88%E9%A0%98/feed/" rel="self" type="application/rss+xml" /> <link>//danaherbertts.shop/tag/軍公教退休金月領/</link> <description></description> <lastBuildDate>Wed, 15 Jan 2025 06:20:01 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於軍公教退休金月領 的大小事，大揚代書幫你一網打?/title> <link>//danaherbertts.shop/tag/軍公教退休金月領/</link> <width>32</width> <height>32</height> </image> <item> <title>軍公教退休金最新資訊！改革重點、請領方式都在?/title> <link>//danaherbertts.shop/public-employees-pension/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Thu, 06 May 2021 07:09:37 +0000</pubDate> <category><![CDATA[生活理財]]></category> <category><![CDATA[公務人員退休金]]></category> <category><![CDATA[軍公教退休金]]></category> <category><![CDATA[軍公教退休金月領]]></category> <category><![CDATA[軍公教退休金試算]]></category> <category><![CDATA[軍公教退休金調整]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=4395</guid> <description><![CDATA[<p>軍公教退休金最新資訊！改革重點、請領方式都在?台灣的軍公教退休金制度已實行多年，不過近來的制度修改讓各界均有 […]</p> <p>這篇文章 <a href="//danaherbertts.shop/public-employees-pension/">軍公教退休金最新資訊！改革重點、請領方式都在?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="4395" class="elementor elementor-4395" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-41e6bd78 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="41e6bd78" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4eccd56f" data-id="4eccd56f" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-72c4cd83 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="72c4cd83" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1e8abba7" data-id="1e8abba7" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-650b15c elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="650b15c" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">軍公教退休金月領</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-2e090e49 elementor-widget elementor-widget-heading" data-id="2e090e49" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">軍公教退休金最新資訊！改革重點、請領方式都在?/h1> </div> </div> <div class="elementor-element elementor-element-1b796116 elementor-widget elementor-widget-image" data-id="1b796116" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2021/05/public-employees-pension.webp" class="attachment-large size-large wp-image-57564" alt="軍公教退休金最新資訊！改革重點、請領方式都在?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/05/public-employees-pension.webp 1024w, //danaherbertts.shop/wp-content/uploads/2021/05/public-employees-pension-300x214.webp 300w, //danaherbertts.shop/wp-content/uploads/2021/05/public-employees-pension-768x548.webp 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-67493d76 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="67493d76" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-743829d9 elementor-widget elementor-widget-text-editor" data-id="743829d9" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>台灣的軍公教退休金制度已實行多年，不過近來的制度修改讓各界均有不同意見，軍公教退休金如何請領？近年來軍公教退休金改革內容和爭議又有哪些呢？以下就讓大揚代書為你說明！</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-5cc9339c elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="5cc9339c" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-10261c1b" data-id="10261c1b" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-3b2c71c7 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="3b2c71c7" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6d2c405c" data-id="6d2c405c" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-68dee6c7 elementor-widget elementor-widget-heading" data-id="68dee6c7" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">軍公教退休金制度修改歷程</h2> </div> </div> <div class="elementor-element elementor-element-46ea817a elementor-widget elementor-widget-text-editor" data-id="46ea817a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>軍公教退休金制度創立初期是採取政府負擔的「恩給制」，但這樣的制度容易使國家有較嚴重的財務失衡，因此制度建立後也歷經4次較大的軍公教退休金調整，以下為你快速統整：</p> </div> </div> <div class="elementor-element elementor-element-bddf620 elementor-widget elementor-widget-text-editor" data-id="bddf620" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul> <li><strong>民國84??日：</strong>成立退撫基金制度，提撥比例?%（以公教人員的本俸作為計算基準）?span class="f-point">由軍公教人員繳交應繳金額?5%、政府支?5%的費?/span>?/li> <li><strong>民國107??1日：</strong><span class="f-point">國軍由於服役特性，退休金制度採單獨專案處?/span>，退休金的計算方式也與一般公教人員不同?/li> <li><strong>民國107??日：</strong>為重大的年金改革，推動「取?8％存款優惠利息」、「逐年降低1%所得替代率」等改革方案，提撥比例維?2%，適用對象為新制實施後退休的軍公教人員?/li> </ul> </div> </div> <div class="elementor-element elementor-element-90b2939 example elementor-widget elementor-widget-text-editor" data-id="90b2939" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span style="color: #8c6c5b;"><strong>※備註：</strong>退撫基金的提撥比例在民?3年分3年調升為12%?/span> </div> </div> <div class="elementor-element elementor-element-e2b5f66 elementor-widget elementor-widget-text-editor" data-id="e2b5f66" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>民國112??日：</strong><span class="f-point">實施確定提撥?/span>，民?12??日初任的公教人員將改為建立個人提撥專戶管理?/li></ul> </div> </div> <div class="elementor-element elementor-element-00e1d98 elementor-widget elementor-widget-image" data-id="00e1d98" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="602" height="1024" src="//danaherbertts.shop/wp-content/uploads/2021/05/public-employees-pension-course-602x1024.png" class="attachment-large size-large wp-image-57574" alt="軍公教退休金改革歷程 - 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2021/05/public-employees-pension-course-602x1024.png 602w, //danaherbertts.shop/wp-content/uploads/2021/05/public-employees-pension-course-176x300.png 176w, //danaherbertts.shop/wp-content/uploads/2021/05/public-employees-pension-course-768x1306.png 768w, //danaherbertts.shop/wp-content/uploads/2021/05/public-employees-pension-course-904x1536.png 904w, //danaherbertts.shop/wp-content/uploads/2021/05/public-employees-pension-course.png 1000w" sizes="(max-width: 602px) 100vw, 602px" /> </div> </div> <div class="elementor-element elementor-element-78eb7fa elementor-widget elementor-widget-heading" data-id="78eb7fa" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">公教退休金制度改革重點</h2> </div> </div> <div class="elementor-element elementor-element-35dca38 elementor-widget elementor-widget-text-editor" data-id="35dca38" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>下面將說?07年及112年公教退休金主要的改革重點：</p> </div> </div> <div class="elementor-element elementor-element-14259364 elementor-widget elementor-widget-heading" data-id="14259364" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">107???/h3> </div> </div> <div class="elementor-element elementor-element-4507d71 elementor-widget elementor-widget-text-editor" data-id="4507d71" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul> <li><strong>逐步調整退休年齡：</strong>109年前須滿50歲?10年後須滿55歲?15年後須滿60歲，?20年後須滿65歲?/li> <li><strong>修改退休金計算基準?/strong>將逐步調整為最後在?5年平均俸（薪）額?/li> <li><strong>降低所得替代率?/strong>?0年逐步調降，調降至最低保障金額時維持，不再調整?/li> <li><strong>取消優惠存款?8%）制度：</strong> <ul> <li><strong>月（兼）領退休金者：</strong><span class="f-point">低於最低保障金額時維持18%</span>?07??日～109?2?1日降?%?10年起歸零並領回本金?/li> <li><strong>一次領退休金者：</strong>優存利息低於最低保障金額者不調整；高於者，最低保障金額以外的優存本金部分?07??日～109?2?1日優存利率降?2%，之後每2年調?%，降?%歀?/li> </ul> </li> </ul> </div> </div> <div class="elementor-element elementor-element-faeaa7e elementor-widget elementor-widget-heading" data-id="faeaa7e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">112???/h3> </div> </div> <div class="elementor-element elementor-element-e390ddf elementor-widget elementor-widget-text-editor" data-id="e390ddf" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>實施建立個人提撥專戶，除了強制提撥的比例外，初任人員也可自願增加提撥，每月上限為5.25%?/p> </div> </div> <div class="elementor-element elementor-element-cac315d elementor-widget elementor-widget-text-editor" data-id="cac315d" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>另外?span class="f-point">104??日也開辦個人提撥專戶的自主投?/span>，信託銀行會?13?0?8日起陸續寄發通知郵件到有個人專戶的公教人員，讓人員可設定登入自主投資平台，選擇想投資的標的組合，以自行投資的方式增加退休金金額?/p> </div> </div> <div class="elementor-element elementor-element-1729a9e example elementor-widget elementor-widget-text-editor" data-id="1729a9e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span style="color: #8c6c5b;"><strong>※貼心提醒：</strong>112??日起，強制提撥比例調升為15%?/span> </div> </div> <div class="elementor-element elementor-element-2458630 elementor-widget elementor-widget-heading" data-id="2458630" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">公教人員退休金請領方式</h2> </div> </div> <div class="elementor-element elementor-element-0321404 elementor-widget elementor-widget-text-editor" data-id="0321404" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>依照<a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=S0080034&flno=27" target="_blank" rel="noopener">公務人員退休資遣撫卹法?7?/a>?點?a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=S0080034&flno=29">?9?/a>?07??日後退休的公教人員，請領退休金的方式及規定如下?/p> </div> </div> <div class="elementor-element elementor-element-29c99a9 elementor-widget elementor-widget-heading" data-id="29c99a9" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">一次退休金</h3> </div> </div> <div class="elementor-element elementor-element-5a0fd22 elementor-widget elementor-widget-text-editor" data-id="5a0fd22" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>計算基準?/strong>114年基準為最後在?1年之平均俸（薪）額?/li><li><strong>基數內涵?/strong>依計算基?2?/li><li><strong>可領金額?/strong>每任?年給?個基數，最?5年（53個基數）；退休審定總年資超過35年者，從第36年起，每年增?個基數，最高給?0個基數（退休年資未?年，按月數比例計算；未滿1個月者，?個月計）?/li></ul> </div> </div> <div class="elementor-element elementor-element-f22b445 elementor-widget elementor-widget-heading" data-id="f22b445" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">月退休金</h3> </div> </div> <div class="elementor-element elementor-element-d711486 elementor-widget elementor-widget-text-editor" data-id="d711486" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>計算基準?/strong>114年基準為最後在?1年之平均俸（薪）額?/li><li><strong>基數內涵?/strong>依計算基?2?/li><li><strong>可領金額?/strong>每任?年，照基數內?%給與（累積後形成所得替代率），最?5年，給與70%；退休審定總年資超過35年者，從第36年起，每?年，照基數內?%給與，最高給?5%（退休年資未?年，按月數比例計算；未滿1個月者，?個月計）?/li></ul> </div> </div> <div class="elementor-element elementor-element-22b7d3e elementor-widget elementor-widget-heading" data-id="22b7d3e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">兼領月退休金</h3> </div> </div> <div class="elementor-element elementor-element-d1ebc62 elementor-widget elementor-widget-text-editor" data-id="d1ebc62" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>兼領1/2之一次退休金?/2之月退休金，各依其應領一次退休金與月退休金，按比例計算之?/p> </div> </div> <div class="elementor-element elementor-element-38242db0 elementor-widget elementor-widget-heading" data-id="38242db0" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">軍人退休金請領方式</h2> </div> </div> <div class="elementor-element elementor-element-20646a4 elementor-widget elementor-widget-heading" data-id="20646a4" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">一次退伍金</h3> </div> </div> <div class="elementor-element elementor-element-9214b96 elementor-widget elementor-widget-text-editor" data-id="9214b96" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>服役?年以上的軍人就能選擇請領一次退伍金?/p> </div> </div> <div class="elementor-element elementor-element-784bda9 elementor-widget elementor-widget-text-editor" data-id="784bda9" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul> <li><strong>基數內涵?/strong><span class="f-point">以退伍除役生效日，現役同官階俸級人員之本?2為基?/span>，每?年加?個基數，最高加?0個基數?/li> <li><strong>優惠存款?8%）：</strong>?年及?年降?2%，之後每2年調?%，實施第7年以後降?％?/li> </ul> </div> </div> <div class="elementor-element elementor-element-a3b1699 elementor-widget elementor-widget-heading" data-id="a3b1699" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">月退休俸</h3> </div> </div> <div class="elementor-element elementor-element-d08cb1e elementor-widget elementor-widget-text-editor" data-id="d08cb1e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>服役?0年的軍人就能選擇請領月退休俸?/p> </div> </div> <div class="elementor-element elementor-element-f8c83cd elementor-widget elementor-widget-text-editor" data-id="f8c83cd" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul> <li><strong>基數內涵?/strong>以現役同官階俸級人員服役期間最?/5年資之本俸平均數*2?/li> <li><strong>年資俸率?/strong>服役?0年者，起支俸率?5%，每增加1年增?%，但<span class="f-point">軍官最高俸率不超過90%，士官最高俸率不超過95%</span>?/li> <li><strong>優惠存款?8%）：</strong>原每月退伍除役所得高於新制之差額，分10年平均調降，優存本金於第11年歸還?/li> </ul> </div> </div> <div class="elementor-element elementor-element-5eb5e20 example elementor-widget elementor-widget-text-editor" data-id="5eb5e20" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span style="color: #8c6c5b;"><strong>※貼心提醒：</strong>無論是公務人員或軍人，較常請領退休金的方式為軍公教退休金月領?/span> </div> </div> <div class="elementor-element elementor-element-3ee6234 elementor-widget elementor-widget-heading" data-id="3ee6234" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">軍公教退休金試算</h2> </div> </div> <div class="elementor-element elementor-element-15f9db3 elementor-widget elementor-widget-text-editor" data-id="15f9db3" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>為了協助軍公教人員能計算自己的退休金，銓敘部於官網推?strong><a href="//iocs.mocs.gov.tw/medmvc/cal1010000" target="_blank" rel="noopener">公務人員退休金試算?/a></strong>，公務人員可上線試算改革後領取退休金的情況，但試算結果僅供參考，實際數據與計算方式仍要以最後確定方案為準?/p> </div> </div> <div class="elementor-element elementor-element-464bd4db elementor-widget elementor-widget-heading" data-id="464bd4db" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">軍公教退休金可以用來貸款嗎？</h2> </div> </div> <div class="elementor-element elementor-element-183021c0 elementor-widget elementor-widget-text-editor" data-id="183021c0" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span class="f-point">對銀行來說，退休人員的退休金只能作為生活的基本保障，較難當作還款能力的證?/span>，因此承作貸款的意願較低。若想向銀行申貸，建議主動增加信用良好、有穩定工作的保證人；或是也可向合法的民間貸款申請退休軍公教貸款，以下為你快速比?個管道的差異? </div> </div> <div class="elementor-element elementor-element-65359a2 elementor-widget elementor-widget-html" data-id="65359a2" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th style="background-color:#f7f2eb;vertical-align: middle; text-align: center;" width="14%">比較項目</th> <th style="vertical-align: middle; text-align: center;" width="43%">銀?/th> <th style="vertical-align: middle; text-align: center;" width="43%">民間（大揚代書）</th> </tr> <tr> <th style="background-color:#f7f2eb;vertical-align: middle; text-align: center">適用對象</th> <td style="vertical-align: middle; text-align: left">●軍公教員工<br/> ●公營事業編制內員工<br/> ●連續服務?年以上之約聘僱人?/td> <td style="vertical-align: middle; text-align: left">?8?0歲之國民<br/> ●職業軍人、士官、非義務役軍?br/> ●公務員、教職員信用正常工作?個月</td> </tr> <tr> <th style="background-color:#f7f2eb;vertical-align: middle; text-align: center">貸款利率</th> <td style="vertical-align: middle; text-align: center">年利?.3%?/td> <td style="vertical-align: middle; text-align: center">月利率最?%</td> </tr> <tr> <th style="background-color:#f7f2eb;vertical-align: middle; text-align: center">貸款年限</th> <td style="vertical-align: middle; text-align: center">最??/td> <td style="vertical-align: middle; text-align: center">依個人狀況而定</td> </tr> <tr> <th style="background-color:#f7f2eb;vertical-align: middle; text-align: center">貸款額度</th> <td style="vertical-align: middle; text-align: center">最?00萬元</td> <td style="vertical-align: middle; text-align: center">依個人狀況而定，無額度限制</td> </tr> <tr> <th style="background-color:#f7f2eb;vertical-align: middle; text-align: center">其他事項</th> <td style="vertical-align: middle; text-align: center">須為信用良好，且有穩定收入、財力證明?/td> <td style="vertical-align: middle; text-align: center">銀行拒絕往來、呆帳、逾催?a href="//danaherbertts.shop/debt-negotiation/">協商</a>?a href="//danaherbertts.shop/revoke-seizure/">查封</a>、個人已瑕疵、跳票無法申請者皆可辦?/td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-3462946 elementor-widget elementor-widget-heading" data-id="3462946" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間軍公教退休金貸款應備文件</h2> </div> </div> <div class="elementor-element elementor-element-4525801 elementor-widget elementor-widget-text-editor" data-id="4525801" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>民間軍公教貸款適合有各項信用瑕疵且需要資金周轉者，若有貸款需求，可先準備以下文件?/p> </div> </div> <div class="elementor-element elementor-element-9194876 elementor-widget elementor-widget-text-editor" data-id="9194876" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong><a 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//danaherbertts.shop/wp-content/uploads/2021/05/public-employees-pension-200x300.png 200w, //danaherbertts.shop/wp-content/uploads/2021/05/public-employees-pension-768x1152.png 768w, //danaherbertts.shop/wp-content/uploads/2021/05/public-employees-pension.png 1000w" sizes="(max-width: 683px) 100vw, 683px" /> </div> </div> <div class="elementor-element elementor-element-49b024b4 elementor-widget elementor-widget-heading" data-id="49b024b4" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">軍公教退休金貸款找大揚代?/h2> </div> </div> <div class="elementor-element elementor-element-122716c3 elementor-widget elementor-widget-text-editor" data-id="122716c3" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p><strong>大揚代書</strong>提供軍公教貸款退休人員方案，憑退休金就能輕鬆辦理貸款，若有任何軍公教貸款的問題都歡迎?strong>大揚代書</strong>，撥?a href="tel:0800-885-697" target="_blank" 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