ϽǮ֤WϽJƽ̨Y˾X //danaherbertts.shop/taichung-farmland-loan/ Thu, 16 Dec 2021 02:29:01 +0000 //danaherbertts.shop/?p=20898 【台中農地貸款】找這個管道可享有6大好處！ 想申辦台中農地貸款找哪個管道好？申請文件和流程又有哪些？若對台中農 […]

這篇文章 【台中農地貸款】找這個管道可享有6大好處！ 最早出現於 大揚代書?/p> ]]>

【台中農地貸款】找這個管道可享有6大好處！

【台中農地貸款】找這個管道可享有6大好處！－大揚代? srcset=

想申辦台中農地貸款找哪個管道好？申請文件和流程又有哪些？若對台中農地貸款有以上疑問，歡迎看大揚代書的介紹，我們整理了一些農地貸款相關資訊，協助你用農地補足資金缺口?/p>

內容目錄

台中農地貸款是什麼？

台中農地貸款是指抵押名下台中地區的農業用地給銀行、農會或民間貸款公司，以取得資金。根?strong>農業發展條例?條第10?/a>規定，農業用地指非都市土地或都市土地農業區、保護區範圍內，依法供下列使用之土地?/p>

  • 供農地、森林、養殖、畜牧及保育使用者?/li>
  • 供與農業經營不可分離之農舍、畜禽舍、倉儲設備、曬場、集貨場、農路、灌溉、排水及其他農用之土地?/li>
  • 農民團體與合作農場所有直接供農業使用之倉庫、冷凍（藏）庫、農機中心、蠶種製造（繁殖）場、集貨場、檢驗場等用地?/li>

申辦台中農地貸款的管?/h2>

台中農地借款管道有銀行、農會和民間貸款公司3種，以下分別說明?

銀?/h3>

由於農地屬於特殊的土地類別，目前承作的銀行只?strong>合庫農地貸款，而且審核非常嚴格?span class="f-point">貸款人不僅要具備農民身分、信用和還款能力良好、農地產權完整，貸款用途也須與農業發展有關，否則很難過件?/p>

農會

農會農地貸款限制多，貸款人除了要具備農會會員資格、投保農民保險、有良好的信用和收入狀況，農地還須產權完整並有實際耕作，否則農會不會受理?

民間貸款公司

民間農地貸款不看貸款人信用和收入狀況，也不限農地條件和貸款用途，只要名下農地有價值即可申?/span>，對於信用不良、無工作收入或農地條件不佳者來說是一個不錯的管道?

以下快速比較銀行、農會和民間台中農地借貸方案?/p>

銀?/th> 農會 民間貸款公司
貸款利率 年利?.5%?% 年利?.5%?% 月利?%?/td>
貸款成數 最高鑑???/td> 最高鑑??/td> 最高市??/td>
貸款年限 最?5?/td> 最?5?/td> 不限，隨借隨?/td>
還款方式 本利攤還 本利攤還 本利攤還或按月繳?/td>

民間台中農地貸款的優點有哪些?/h2>

了解銀行、農會和民間貸款公司的台中農地借款條件和方案後，以下總結民間台中農地借貸具備的優點：

  • 審核寬鬆?/strong>不調閱貸款人信用報告、不限農地條件，只要年滿18歲且名下農地有價值即可申?/span>，即使有信用不良、農地持分、負債比高等情況皆能辦理?/li>
?延伸閱讀 ?strong>持分農地貸款怎麼做？掌握?點就能取得周轉金
  • 額度更高?/strong>最高可貸到農地市?成，比銀行和農會農地貸款額度更高?/li>
  • 不限用途：不限制貸款用途，想用於投資、修繕房屋或當作孩子的教育基金都沒問題?/li>
  • 還款彈性：民間台中農地貸款期限不限，可以隨借隨還，且沒有清償限制，即使提前清償也不用付違約金?/li>
  • 撥款快速：只要備妥資料，大??天即可審核完成，如果急需要資金，最快也?天內撥款?/li>
  • 不限地區?/strong>民間台中農地借款沒有地區限制，全台皆可辦理，即使貸款人目前不在台中也能提出申請?/li>

為了達到台中農地代償的效益，通常會將較高利率的貸款移轉到利率較低的貸款機構，以降低每月還款金額及利息的目標進行?/p>

民間農地代償6大優點－大揚代書

台中農地貸款應備文件

  • 雙證?/strong>
  • 戶籍謄本
  • 土地所有權狀
  • 收入或在職證?/strong>（加分條件）

台中農地貸款流程

  1. 提出申請?/strong>撥打專線或填?strong>線上表單，向大揚代書提出申請，並準備相關資料供專員評估?/li>
  2. 評估審核?/strong>專員會評估農地價值，並根據貸款人條件和資料進行農地貸款試算，制定貸款方案後會回報給貸款人?/li>
  3. 對保簽約?/strong>貸款人同意方案後，雙方共同完成對保手續，並簽訂合約?/li>
  4. 抵押設定?/strong>簽約後須到地政事務所辦理抵押權設?/a>?/li>
  5. 完成撥款?/strong>抵押權設定完成後就會撥款到貸款人的帳戶?/li>
農地貸款申請5大步?- 大揚代書

台中農地貸款就找大揚代書

民間台中農地借貸的管道非常多，提醒你，申請前一定要慎選公司及方案，才能順利取得周轉金?strong>大揚代書不僅是合法的代書，經手的農地貸款案件也不少，歡迎有相關疑問的你與我們聯絡，將由我們的專員替你免費評估?/p>

大揚代書24H免費諮詢

我們提供事前的免費貸款諮詢，不用擔心還沒辦理就要先付一筆費用，我們保證不過件就不收費?/p>

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class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-31b766ac elementor-widget elementor-widget-text-editor" data-id="31b766ac" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>若你需要資金且名下持有農地，可申請彰化農地借貸換取現金，但你知道有什麼申請管道、條件和限制嗎？彰化農地貸款不像一般土地貸款，其中有許多細節要注意?strong>大揚代書</strong>為你整理好一系列彰化農地借貸的相關知識，讓你申貸無負擔，取得資金超簡單！</p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-4fe73adf elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="4fe73adf" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-697cfd4c" data-id="697cfd4c" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-2480a5d8 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="2480a5d8" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5f168275" data-id="5f168275" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-389357ad elementor-widget elementor-widget-heading" data-id="389357ad" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">什麼是彰化農地貸款?/h2> </div> </div> <div class="elementor-element elementor-element-79af93f7 elementor-widget elementor-widget-text-editor" data-id="79af93f7" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span class="f-point">彰化農地貸款是指抵押名下的彰化地區農地，向銀行、農會、民間貸款公司申請資?/span>。由於農地屬於較特殊的土地類別，因此銀行、農會申貸的條件都很嚴格，對農地分區也有要求? </div> </div> <div class="elementor-element elementor-element-78d8dc3 elementor-widget elementor-widget-text-editor" data-id="78d8dc3" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>一般來說，彰化農地可分為「都市計畫內農地」和「非都市計畫內農地」。由於和房屋貸款或是建地、工業地貸款比起來，農地貸款不是受歡迎的貸款項目，如果農地位於都市計畫內，金融機構會有較高的意願辦理；反之，非都市計畫內的農地，辦理意願會降低許多，貸款額度也會有所限制?/p> </div> </div> <div class="elementor-element elementor-element-6884e8b1 elementor-widget elementor-widget-heading" data-id="6884e8b1" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化農地貸款管道比較</h2> </div> </div> <div class="elementor-element elementor-element-1951917 elementor-widget elementor-widget-html" data-id="1951917" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th width="19%" style="background-color:#f7f2eb;vertical-align: middle; text-align: center">農地借貸管道</th> <th width="27%" style="background-color:#f7f2eb;vertical-align: middle; text-align: center">銀?/th> <th width="27%" style="background-color:#f7f2eb;vertical-align: middle; text-align: center">農會</th> <th width="27%" style="background-color:#f7f2eb;vertical-align: middle; text-align: center">民間</th> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款成數</th> <td style="vertical-align: middle; text-align: center">最高鑑??/td> <td style="vertical-align: middle; text-align: center">最高鑑??/td> <td style="vertical-align: middle; text-align: center">最高市??/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款利率</th> <td style="vertical-align: middle; text-align: center">年利???/td> <td style="vertical-align: middle; text-align: center">年利?.5??/td> <td style="vertical-align: middle; text-align: center"> 月利???/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">貸款年限</th> <td style="vertical-align: middle; text-align: center">最?5?/td> <td style="vertical-align: middle; text-align: center">最?0?/td> <td style="vertical-align: middle; text-align: center">隨借隨還，不綁?/td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-1fd75b3 elementor-widget elementor-widget-text-editor" data-id="1fd75b3" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>從上表可以看到，雖然民間農地借貸的利率略高，但貸款額度、年限都有更大的彈性，對於想短期周轉者來說，民間是個很好的管道?/p> </div> </div> <div class="elementor-element elementor-element-f0ed601 elementor-widget elementor-widget-heading" data-id="f0ed601" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化農地貸款限制有哪些？</h2> </div> </div> <div class="elementor-element elementor-element-52ccd01b elementor-widget elementor-widget-text-editor" data-id="52ccd01b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>向金融機構（銀行、農會）辦理農地貸款時，?大要求：</p><ol><li>須為農會會員</li><li>要有農民保險</li><li>信用分數良好</li><li>農地不能?strong><a href="//danaherbertts.shop/multiple-owner-land/" target="_blank" rel="noopener">持分土地</a></strong></li><li>有實際農業、農耕行?/li><li>若有農舍須有保存登記</li><li>土地謄本的使用分區註記為「農?/li></ol> </div> </div> <div class="elementor-element elementor-element-7c11c8d elementor-widget elementor-widget-text-editor" data-id="7c11c8d" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 此外，辦理彰化農地借貸時，<span class="f-point">還需要向銀行、農會提出農業營運計畫、資金用途報告書，且資金用途必須與農業相關</span>，例如興建農舍、購買農用機器等? </div> </div> <div class="elementor-element elementor-element-de4d07a elementor-widget elementor-widget-text-editor" data-id="de4d07a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/apply-for-a-farmhouse/" target="_blank" rel="noopener">合法興建農舍有幾種？需要注意哪些？</a></b> </div> </div> <div class="elementor-element elementor-element-576fe2a elementor-widget elementor-widget-heading" data-id="576fe2a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">民間彰化農地貸款優點?/h2> </div> </div> <div class="elementor-element elementor-element-2dd15abe elementor-widget elementor-widget-text-editor" data-id="2dd15abe" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>看完金融機構的限制後，是不是對農地貸款失去信心了呢？別忘了還有民間彰化農地借款可以派上用場?/p><ul><li><strong>還款方便不綁約，沒有違約金問?/strong></li><li><strong>申請時間快速，最?天資金到?/strong></li><li><strong>持分農地也可辦理，不通知其他持有?/strong></li><li><strong>農地貸款成數高，最高可貸到市價9?/strong></li><li><strong>不調閱信用報告，信用瑕疵、信用小白也可申?/strong></li><li><strong>身分不受限，只要年滿18歲、名下有農地即可</strong></li></ul> </div> </div> <div class="elementor-element elementor-element-c203e27 elementor-widget elementor-widget-heading" data-id="c203e27" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化農地貸款金額影響原因?/h2> </div> </div> <div class="elementor-element elementor-element-f34a131 elementor-widget elementor-widget-text-editor" data-id="f34a131" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>地理位置?/strong>農地價格會因城鎮發展情況而不同。例如較繁華的員林市和花壇相比，員林的農地價格會高一點?/li><li><strong>自然條件?/strong>農地本身的條件、面積、土地使用限制、有無臨路等等都會影響最終貸款成數?/li><li><strong>農地分區?/strong>由於非都市計畫、都市計畫內農地的發展可能、經濟規劃程度有所不同，地價也會有差別?/li></ul> </div> </div> <div class="elementor-element elementor-element-c76ad34 elementor-widget elementor-widget-image" data-id="c76ad34" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="788" height="1024" src="//danaherbertts.shop/wp-content/uploads/2021/10/farmland-loan-money-influence-788x1024.png" class="attachment-large size-large wp-image-57167" alt="農地借貸金額影響原因－大揚代? srcset="//danaherbertts.shop/wp-content/uploads/2021/10/farmland-loan-money-influence-788x1024.png 788w, //danaherbertts.shop/wp-content/uploads/2021/10/farmland-loan-money-influence-231x300.png 231w, //danaherbertts.shop/wp-content/uploads/2021/10/farmland-loan-money-influence-768x998.png 768w, //danaherbertts.shop/wp-content/uploads/2021/10/farmland-loan-money-influence.png 1000w" sizes="(max-width: 788px) 100vw, 788px" /> </div> </div> <div class="elementor-element elementor-element-3b1085c elementor-widget elementor-widget-heading" data-id="3b1085c" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化農地貸款流程</h2> </div> </div> <div class="elementor-element elementor-element-741dd660 elementor-widget elementor-widget-text-editor" data-id="741dd660" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>申請?/strong>撥打大揚代書?strong><a href="tel:0800-885-697" target="_blank" rel="noopener">免費專線</a></strong>?strong><a href="//danaherbertts.shop/#Online" target="_blank" rel="noopener">填線上表?/a></strong>?/li><li><strong>評估?/strong>專員評估農地價值和貸款人條件，並進行農地貸款試算，規劃合適的彰化農地借款方案?/li><li><strong>對保?/strong>雙方簽約對保，確認方案內容?/li><li><strong>設定?/strong>簽約後到地政機關進行抵押權設定?/li><li><strong>撥款?/strong>最?天撥款到指定戶頭?/li></ol> </div> </div> <div class="elementor-element elementor-element-70ddfe0d elementor-widget elementor-widget-image" data-id="70ddfe0d" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="760" src="//danaherbertts.shop/wp-content/uploads/2021/10/land-process.png" class="attachment-large size-large wp-image-57169" alt="貸款申請流程－大揚代? srcset="//danaherbertts.shop/wp-content/uploads/2021/10/land-process.png 1000w, //danaherbertts.shop/wp-content/uploads/2021/10/land-process-300x285.png 300w, //danaherbertts.shop/wp-content/uploads/2021/10/land-process-768x730.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-d289e5e elementor-widget elementor-widget-heading" data-id="d289e5e" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化農地貸款準備資料</h2> </div> </div> <div class="elementor-element elementor-element-cb03592 elementor-widget elementor-widget-text-editor" data-id="cb03592" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>土地所有權狀</strong></li><li><strong>雙證件正影本</strong></li><li><strong>印鑑證明</strong></li><li><strong>戶籍騰本</strong></li><li><strong>收入證明</strong>（薪轉存摺、工作證等做為加分條件）</li></ul> </div> </div> <div class="elementor-element elementor-element-c6b86d0 elementor-widget elementor-widget-text-editor" data-id="c6b86d0" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/proof-of-income/" target="_blank" rel="noopener">收入證明有哪些種類？沒有財力證明可以貸款嗎？</a></b> </div> </div> <div class="elementor-element elementor-element-daea508 elementor-widget elementor-widget-heading" data-id="daea508" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">彰化農地二胎也可辦理嗎？</h2> </div> </div> <div class="elementor-element elementor-element-d395244 elementor-widget elementor-widget-text-editor" data-id="d395244" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果先前有向其他機構貸款，但貸款期間還需要資金，?span class="f-point">可以用農地殘值向大揚代書辦理二胎貸款，可貸額度最高達9?/span>。若是有轉貸的需求，也能和我們提出，專員都會為你處理?/p> </div> </div> <div class="elementor-element elementor-element-c7d9a8f elementor-widget elementor-widget-text-editor" data-id="c7d9a8f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?strong><a href="//danaherbertts.shop/land-second-loan/" target="_blank" rel="noopener">土地二胎是什麼？7大重點帶你了解！</a></strong></b> </div> </div> <div class="elementor-element elementor-element-e91e38c elementor-widget elementor-widget-heading" data-id="e91e38c" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">申請彰化農地貸款要注?/h2> </div> </div> <div class="elementor-element elementor-element-aa440f3 elementor-widget elementor-widget-text-editor" data-id="aa440f3" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>如果想申請民間彰化農地借款，建議避開有以下3種情況的民間貸款機構，以免掉入農地貸款陷阱中?/p> </div> </div> <div class="elementor-element elementor-element-7d35c36 elementor-widget elementor-widget-text-editor" data-id="7d35c36" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>手續太過簡便?/strong>要是你找的借貸機構流程太過草率或省略審核、對保程序，請留意可能遇到非法公司。若對方標榜只要身分證即可貸款，一定是詐騙集團，不要交出重要證件以免變成警示帳戶！</li><li><strong>事先收取費用?/strong><span class="f-point">合法的彰化農地貸款未過件就不會收?/span>，遇到事先收費的公司，小心錢有去無回?/li><li><strong>沒有</strong><strong>實體店面?/strong><span class="f-point">合法彰化農地借貸公司會有實體店面</span>，發生問題才找得到人，對保簽約時也才有保障?/li></ul> </div> </div> <div class="elementor-element elementor-element-c667811 elementor-widget elementor-widget-heading" data-id="c667811" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">結語</h2> </div> </div> <div class="elementor-element elementor-element-19b2e3ff elementor-widget elementor-widget-text-editor" data-id="19b2e3ff" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>彰化農地借貸和其他貸款相比，申貸較難，限制也很多?strong>大揚代書</strong>提供便利又安全的貸款服務，讓你可以發揮名下農地最大價值，不限用途。也提醒你在尋找民間土地貸款時要睜大眼睛，別因為急需要資金而落入借貸陷阱，有任何問題都可來電諮詢?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-1e18e431 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="1e18e431" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6455d333" data-id="6455d333" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-a3cb568 elementor-widget elementor-widget-heading" data-id="a3cb568" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">大揚代書24H免費諮詢</p> </div> </div> <div class="elementor-element elementor-element-390ab64 elementor-widget elementor-widget-text-editor" data-id="390ab64" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>我們提供事前的免費貸款諮詢，不用擔心還沒辦理就要先付一筆費用，我們保證不過件就不收費?/p> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-653114ea" data-id="653114ea" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-5271c4c2 elementor-shape-square elementor-grid-mobile-0 elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons" data-id="5271c4c2" data-element_type="widget" data-widget_type="social-icons.default"> <div class="elementor-widget-container"> <div class="elementor-social-icons-wrapper elementor-grid"> <span 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value=""> <button id="clear-with-button" type="reset"> <i class="fas fa-times" aria-hidden="true"></i> </button> <button class="hfe-search-submit" type="submit"> <i class="fas fa-search" aria-hidden="true"></i> </button> </div> </form> </div> </div> <div class="elementor-element elementor-element-6f2ee68c elementor-widget elementor-widget-wp-widget-recent-posts" data-id="6f2ee68c" data-element_type="widget" id="Sidebar" data-widget_type="wp-widget-recent-posts.default"> <div class="elementor-widget-container"> <h5>最新文?/h5> <ul> <li> <a href="//danaherbertts.shop/loan-application-purpose/">貸款資金用途怎麼說？這樣回答就能輕鬆過關?/a> </li> <li> <a href="//danaherbertts.shop/court-notarize/">【法院公證須知】辦理流程、費用看這篇就懂?/a> </li> <li> <a href="//danaherbertts.shop/buy-and-sell-house-step/">房屋買賣流程4步驟！一篇為你詳細說?/a> </li> <li> <a href="//danaherbertts.shop/store-loan/">店面貸款如何申請?要點幫助你申貸及投資更順?/a> </li> <li> <a href="//danaherbertts.shop/stock-replace-pay/">股票代墊怎麼辦理？一篇條件、流程帶你取得資?/a> </li> <li> <a 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href="//danaherbertts.shop/tainan-mortgage-knowledge/">台南房貸3分鐘解析！古都置產不是夢?/a></li><li><a href="//danaherbertts.shop/taoyuan-farmland-loan/">桃園農地貸款只要找對申貸管道，再也不怕被拒貸?/a></li></ul> </div> </div> <div class="elementor-element elementor-element-534f60c3 elementor-widget elementor-widget-wp-widget-categories" data-id="534f60c3" data-element_type="widget" id="Sidebar" data-widget_type="wp-widget-categories.default"> <div class="elementor-widget-container"> <h5>文章分類</h5> <ul> <li class="cat-item cat-item-8"><a href="//danaherbertts.shop/category/escrow-business-area/">代書業務</a> </li> <li class="cat-item cat-item-4711"><a href="//danaherbertts.shop/category/share-loan/">案例分享</a> <ul class='children'> <li class="cat-item cat-item-4672"><a href="//danaherbertts.shop/category/share-loan/central-area-cases/">中部案例</a> </li> <li class="cat-item cat-item-4671"><a href="//danaherbertts.shop/category/share-loan/northern-area-cases/">北部案例</a> </li> <li class="cat-item cat-item-4673"><a 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href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/changhua-farmland-loan/">彰化農地貸款管道有哪些？3大管道一次比?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> <item> <title>農地抵押貸款如何申請?大管道分析看這篇?/title> <link>//danaherbertts.shop/farmland-mortgage-loan/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Tue, 08 Jun 2021 07:30:10 +0000</pubDate> <category><![CDATA[土地貸款]]></category> <category><![CDATA[持分農地可以貸款嗎]]></category> <category><![CDATA[農地借款]]></category> <category><![CDATA[農地抵押貸款利率]]></category> <category><![CDATA[農地貸款]]></category> <category><![CDATA[農地貸款流程]]></category> <category><![CDATA[農地貸款申請]]></category> <category><![CDATA[農地貸款試算]]></category> <category><![CDATA[農地貸款農會]]></category> <category><![CDATA[農地貸款限制]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=6774</guid> <description><![CDATA[<p>農地抵押貸款如何申請?大管道分析看這篇?若名下有農地或是想從事農業相關工作，農地貸款是取得資金的好方法，?[…]</p> <p>這篇文章 <a href="//danaherbertts.shop/farmland-mortgage-loan/">農地抵押貸款如何申請?大管道分析看這篇?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="6774" class="elementor elementor-6774" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-452bd4da elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="452bd4da" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-35a1f37a" data-id="35a1f37a" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-2bfe960e elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="2bfe960e" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-20ee82ef" data-id="20ee82ef" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-2d46c736 elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="2d46c736" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">農地貸款限制</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-380b38f0 elementor-widget elementor-widget-heading" data-id="380b38f0" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">農地抵押貸款如何申請?大管道分析看這篇?/h1> </div> </div> <div class="elementor-element elementor-element-20c9a0d6 elementor-widget elementor-widget-image" data-id="20c9a0d6" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2021/06/farmland-mortgage-loan.webp" class="attachment-large size-large wp-image-51164" alt="農地抵押貸款如何申請?大管道分析看這篇！－大揚代書" /> </div> </div> <div class="elementor-element elementor-element-74fcb763 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="74fcb763" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-6e74d2fb elementor-widget elementor-widget-text-editor" data-id="6e74d2fb" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>若名下有農地或是想從事農業相關工作，農地貸款是取得資金的好方法，但申辦農地貸款有很多條件的限制，該怎麼做才能順利辦理呢？以下是農地貸款管道介紹，幫助你順利申請農地抵押貸款，取得所需資金?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-30ef5156 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="30ef5156" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5671f896" data-id="5671f896" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-fd62514 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="fd62514" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-75d28edd" data-id="75d28edd" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-485ec297 elementor-widget elementor-widget-heading" data-id="485ec297" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">農地抵押貸款是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-3dcb99e6 elementor-widget elementor-widget-text-editor" data-id="3dcb99e6" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>農地貸款為以農地向貸款機構申請抵押借款，取得資金的行為。農地指在都市土地、非都市土地被劃分為農業區的土地，和一般土地貸款相比，由於大多貸款機構會限制貸款人的身分及借貸用途，因此農地抵押借款要留意的細節更多?/p> </div> </div> <div class="elementor-element elementor-element-adde5e4 elementor-widget elementor-widget-heading" data-id="adde5e4" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">農地貸款成數、利率多少？</h2> </div> </div> <div class="elementor-element elementor-element-c4f283b elementor-widget elementor-widget-text-editor" data-id="c4f283b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>目前提供農地借貸的管道有銀行、農會、民間貸款，以下?種管道的農地抵押貸款利率、成數：</p> </div> </div> <div class="elementor-element elementor-element-0fd93e5 elementor-widget elementor-widget-html" data-id="0fd93e5" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th width="20%" style="background-color:#f7f2eb;vertical-align: middle; text-align:center"></th> <th width="40%" style="background-color:#f7f2eb;vertical-align:middle;text-align:center">農地貸款成數</th> <th width="40%" style="background-color:#f7f2eb;vertical-align: middle;text-align:center">農地貸款利率</th> </tr> <tr> <th style="vertical-align: middle;text-align:center">銀?/th> <td style="vertical-align:middle;text-align:center">最高鑑價金?~7?/td> <td style="vertical-align:middle;text-align:center">年利率約2.5%~6%</td> </tr> <tr> <th style="vertical-align:middle;text-align:center">農會</th> <td style="vertical-align:middle;text-align:center">最高鑑價金??/td> <td style="vertical-align:middle;text-align:center">年利率約1.5%~5%</td> </tr> <tr> <th style="vertical-align:middle;text-align:center">民間</th> <td style="vertical-align:middle;text-align:center">最高市??/td> <td style="vertical-align:middle;text-align:center">最低月利率1%</td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-534f299 elementor-widget elementor-widget-text-editor" data-id="534f299" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>雖然民間農地貸款利率較高，但在貸款額度和申請條件都相對寬鬆許多，以下是更詳細的農地抵押管道比較?/p> </div> </div> <div class="elementor-element elementor-element-72691a51 elementor-widget elementor-widget-heading" data-id="72691a51" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">農地抵押貸款申請管道比較</h2> </div> </div> <div class="elementor-element elementor-element-2e04ca01 elementor-widget elementor-widget-heading" data-id="2e04ca01" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">銀行農地貸?/h3> </div> </div> <div class="elementor-element elementor-element-3eac7992 elementor-widget elementor-widget-text-editor" data-id="3eac7992" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>貸款人身分：須具備農民身分，或實際從事農業相關工作的法人或個人</li><li>貸款用途：僅作農業發展使用</li></ul> </div> </div> <div class="elementor-element elementor-element-680da3f elementor-widget elementor-widget-text-editor" data-id="680da3f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>銀行農地貸款除了上述條件外，貸款人還須信用良好、有穩定收入，且目前<span class="f-point">一般銀行較少承辦農地貸款，必須找受理農地貸款的銀行才能申?/span>，例如合作金庫的<a href="//www.tcb-bank.com.tw/company-banking/corporate/policy-loan/agriculture-fishery" target="_blank" rel="noopener"><strong>合庫農漁業貸?/strong></a>?/p> </div> </div> <div class="elementor-element elementor-element-453503cf elementor-widget elementor-widget-heading" data-id="453503cf" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">農會農地貸款</h3> </div> </div> <div class="elementor-element elementor-element-36bf925c elementor-widget elementor-widget-text-editor" data-id="36bf925c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>貸款人身分：農民且具農會會員身分</li><li>貸款用途：僅作農業發展使用</li></ul> </div> </div> <div class="elementor-element elementor-element-6686ab8 elementor-widget elementor-widget-text-editor" data-id="6686ab8" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>農地農會貸款的借款利率雖然最低，但身分資格限制也是最嚴格的，且和銀行一樣會要求申貸人信用良好、有穩定收入。若平常就有固定和農會來往，建議可先向所在地區的農會詢問?/p> </div> </div> <div class="elementor-element elementor-element-21d246c elementor-widget elementor-widget-heading" data-id="21d246c" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">民間農地貸款</h3> </div> </div> <div class="elementor-element elementor-element-37f95338 elementor-widget elementor-widget-text-editor" data-id="37f95338" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li>貸款人身分：不限，只要年?8歲且名下有農地即?/li><li>貸款用途：不限，除了農業發展，還可用來投資、修繕房屋等</li></ul> </div> </div> <div class="elementor-element elementor-element-18e9a5f elementor-widget elementor-widget-text-editor" data-id="18e9a5f" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>一般民間貸款公司屬於非金融機構的融資管道，只要你有農地都可以輕鬆申辦貸款，不僅在貸款資格、用途、額度都寬鬆許多外，<span class="f-point">即使借款人有信用瑕疵或是無固定收入，都還是可以提出申請?/span>除了一般的農地抵押貸款外，還提供土地二胎、民間高?a href="//danaherbertts.shop/loan-balance/" target="_blank" rel="noopener"><strong>代償</strong></a>等多元服務?/p> </div> </div> <div class="elementor-element elementor-element-73652df elementor-widget elementor-widget-text-editor" data-id="73652df" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <strong>?延伸閱讀 ?/strong><a href="//danaherbertts.shop/land-second-loan/" target="_blank" rel="noopener"><strong>土地二胎是什麼？5</strong><strong>步驟就能用土地換現金?/strong></a> </div> </div> <div class="elementor-element elementor-element-21a017f elementor-widget elementor-widget-image" data-id="21a017f" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="679" src="//danaherbertts.shop/wp-content/uploads/2021/06/farmland-mortgage-loan.png" class="attachment-large size-large wp-image-51526" alt="農地抵押貸款申請管道－大揚代? srcset="//danaherbertts.shop/wp-content/uploads/2021/06/farmland-mortgage-loan.png 1001w, //danaherbertts.shop/wp-content/uploads/2021/06/farmland-mortgage-loan-300x255.png 300w, //danaherbertts.shop/wp-content/uploads/2021/06/farmland-mortgage-loan-768x652.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-64c29126 elementor-widget elementor-widget-heading" data-id="64c29126" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">農地抵押貸款申請文件</h2> </div> </div> <div class="elementor-element elementor-element-6d8a4751 elementor-widget elementor-widget-text-editor" data-id="6d8a4751" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>向銀行或農會申貸，借款人和保證人要備齊?/p><ol><li><strong>身分證正本、印章?/strong></li><li><strong>全戶</strong><strong>戶籍謄本、所得證明?/strong></li><li><strong>?/strong><strong>地與建物所有權狀影本?/strong></li><li><strong>與貸款用途有關文件，如資金使用計畫書、投資周轉計畫、買賣契約書?/strong><strong>?/strong></li></ol> </div> </div> <div class="elementor-element elementor-element-4298bf7 elementor-widget elementor-widget-text-editor" data-id="4298bf7" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>想要在農會辦理農地抵押貸款，就必須找農地所在地附近的農會辦理，可以?a href="//www.farmer.org.tw/basic_book.aspx" target="_blank" rel="noopener"><strong>全國農會通訊?/strong></a>查詢?/p> </div> </div> <div class="elementor-element elementor-element-56808a9 elementor-widget elementor-widget-text-editor" data-id="56808a9" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>向民間融資機構辦理農地抵押貸款，借款人要備齊以下文件?/p><ol><li><strong>雙證?/strong><strong>?/strong></li><li><strong>戶籍謄本</strong><strong>?/strong></li><li><strong>?/strong><strong>地所有權狀?/strong></li><li><strong>收入或在職證明（加分條件）?/strong></li></ol> </div> </div> <div class="elementor-element elementor-element-89bc0a9 elementor-widget elementor-widget-heading" data-id="89bc0a9" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">農地貸款流程</h2> </div> </div> <div class="elementor-element elementor-element-41eba78 elementor-widget elementor-widget-text-editor" data-id="41eba78" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>依循以下農地貸款申請流程，就能獲得農地抵押貸款資金：</p> </div> </div> <div class="elementor-element elementor-element-6db7dfd2 elementor-widget elementor-widget-text-editor" data-id="6db7dfd2" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>申請?/strong>借款人評估個人資金需求，擬定申貸金額，並準備上述文件，向承貸單位提出申請?/li><li><strong>審核</strong>：先評估農地價值，再根據申請文件及本身的資金需求提供農地貸款試算，規劃合適的方案並回報給你?/li><li><strong>對保</strong>：雙方見面共同確認貸款方案，並進行簽約。針對額度、利率、還款方式及期數都會詳細說明?/li><li><strong>設定</strong>：對保完成至撥款前，專業代書會協助辦理抵押權設定，相關地政機關設定費、規費、代書費用會開立收費明細?/li><li><strong>撥款</strong>：農地設定抵押完成後立刻撥款。撥款前會先取得申請人同意，自動從貸款金額中扣除相關手續費?/li></ol> </div> </div> <div class="elementor-element elementor-element-4db0fd76 elementor-widget elementor-widget-image" data-id="4db0fd76" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="800" height="800" src="//danaherbertts.shop/wp-content/uploads/2022/01/farmland-loan-process.png" class="attachment-large size-large wp-image-55877" alt="農地貸款申請5大步?- 大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2022/01/farmland-loan-process.png 1000w, //danaherbertts.shop/wp-content/uploads/2022/01/farmland-loan-process-300x300.png 300w, //danaherbertts.shop/wp-content/uploads/2022/01/farmland-loan-process-150x150.png 150w, //danaherbertts.shop/wp-content/uploads/2022/01/farmland-loan-process-768x768.png 768w" sizes="(max-width: 800px) 100vw, 800px" /> </div> </div> <div class="elementor-element elementor-element-10719ccd elementor-widget elementor-widget-heading" data-id="10719ccd" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">農地抵押貸款常見問題</h2> </div> </div> <div class="elementor-element elementor-element-e10542e elementor-widget elementor-widget-accordion" data-id="e10542e" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2351" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-2351" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：持分農地可以貸款嗎?/a> </div> <div id="elementor-tab-content-2351" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-2351"><p><a href="//danaherbertts.shop/partially-land-loan/" target="_blank" rel="noopener"><strong>持分農地貸款</strong></a>可以貸款，但若是透過銀行、農會申請，為降低金融機構的借款風險，會要求所有持有人一起出面申請；如果是向大揚代書申請，只須持有人一人申辦即可，也不會通知其他持有人?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2352" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-2352" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：農地貸款限制有哪些?/a> </div> <div id="elementor-tab-content-2352" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-2352"><p>以貸款用途來說，金融機構會嚴格限制農地借款資金只可用來做為農業發展使用，如購買農業生財器具、興建農舍等，民間則無用途限制?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-2353" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-2353" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：影響農地借款額度的因素有哪些?/a> </div> <div id="elementor-tab-content-2353" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-2353"><ul><li>農地位置：位於都市區的農業用地會比非都市用地的額度高?/li><li>農地使用狀況：若農地有確實在耕作，且周圍有一定開發程度，也會獲得較高的貸款成數?/li><li>農地面積、形狀：格局方正、面積較大的農地會有更高的估價結果?/li><li>申貸人本身條件：如果貸款人本身的信用分數、還款能力良好，也會對貸款額度有正面影響?/li></ul></div> </div> <script 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</div> </div> </div> <div class="elementor-element elementor-element-55c63dc elementor-widget elementor-widget-heading" data-id="55c63dc" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">農地抵押貸款就找大揚</h2> </div> </div> <div class="elementor-element elementor-element-45755a07 elementor-widget elementor-widget-text-editor" data-id="45755a07" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>以上就是農地貸款的介紹，農地抵押貸款推薦大揚代書，我們有最優秀的團隊為你打造最合適的借款方案?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-74baec02 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="74baec02" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1d70d7de" data-id="1d70d7de" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-1f4260b0 elementor-widget elementor-widget-heading" data-id="1f4260b0" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">大揚代書24H免費諮詢</p> </div> </div> <div class="elementor-element elementor-element-12c6b5a9 elementor-widget elementor-widget-text-editor" data-id="12c6b5a9" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>我們提供事前的免費貸款諮詢，不用擔心還沒辦理就要先付一筆費用，我們保證不過件就不收費?/p> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6c463307" data-id="6c463307" 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