關於銀拍屋 的大小事，大揚代書幫你一網打?/title> <atom:link href="//danaherbertts.shop/tag/%E9%8A%80%E6%8B%8D%E5%B1%8B/feed/" rel="self" type="application/rss+xml" /> <link></link> <description></description> <lastBuildDate>Thu, 19 Sep 2024 04:53:21 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//danaherbertts.shop/wp-content/uploads/2021/01/icon-150x150.png</url> <title>關於銀拍屋 的大小事，大揚代書幫你一網打?/title> <link></link> <width>32</width> <height>32</height> </image> <item> <title>法拍屋是什麼？5分鐘了解法拍屋相關細節?/title> <link>//danaherbertts.shop/what-is-foreclosure/</link> <dc:creator><![CDATA[danaherbertts.shop]]></dc:creator> <pubDate>Tue, 08 Mar 2022 01:55:58 +0000</pubDate> <category><![CDATA[房產知識]]></category> <category><![CDATA[法拍屋是什麼]]></category> <category><![CDATA[法拍屋查詢]]></category> <category><![CDATA[法拍屋缺點]]></category> <category><![CDATA[法拍屋風險]]></category> <category><![CDATA[買法拍屋可以貸款嗎]]></category> <category><![CDATA[買法拍屋好嗎]]></category> <category><![CDATA[銀拍屋]]></category> <category><![CDATA[銀行法拍屋公告]]></category> <guid isPermaLink="false">//danaherbertts.shop/?p=27314</guid> <description><![CDATA[<p>法拍屋是什麼？5分鐘了解法拍屋相關細節?一般大眾誤以為法拍屋多半會和凶宅或黑道有關，其實只要了解其中原因和狀 […]</p> <p>這篇文章 <a href="//danaherbertts.shop/what-is-foreclosure/">法拍屋是什麼？5分鐘了解法拍屋相關細節?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></description> <content:encoded><![CDATA[ <div data-elementor-type="wp-post" data-elementor-id="27314" class="elementor elementor-27314" data-elementor-post-type="post"> <section class="elementor-section elementor-top-section elementor-element elementor-element-6c5049ea elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="6c5049ea" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-background-overlay"></div> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-47fbcd1d" data-id="47fbcd1d" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <section class="elementor-section elementor-inner-section elementor-element elementor-element-2594cfda elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="2594cfda" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-476de578" data-id="476de578" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-6fa5804c elementor-widget elementor-widget-global elementor-global-2793 elementor-widget-breadcrumbs" data-id="6fa5804c" data-element_type="widget" data-widget_type="breadcrumbs.default"> <div class="elementor-widget-container"> <p id="breadcrumbs"><span><span><a href="//danaherbertts.shop/">首頁</a></span> » <span class="breadcrumb_last" aria-current="page">銀拍屋</span></span></p> </div> </div> </div> </div> </div> </section> <div class="elementor-element elementor-element-7850e59a elementor-widget elementor-widget-heading" data-id="7850e59a" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">法拍屋是什麼？5分鐘了解法拍屋相關細節?/h1> </div> </div> <div class="elementor-element elementor-element-49bbd72e elementor-widget elementor-widget-image" data-id="49bbd72e" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img fetchpriority="high" decoding="async" width="800" height="570" src="//danaherbertts.shop/wp-content/uploads/2022/03/what-is-foreclosure.webp" class="attachment-large size-large wp-image-49150" alt="法拍屋是什麼？5分鐘了解法拍屋相關細節！－大揚代書" /> </div> </div> <div class="elementor-element elementor-element-3f82be elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="3f82be" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-718b0496 elementor-widget elementor-widget-text-editor" data-id="718b0496" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>一般大眾誤以為法拍屋多半會和凶宅或黑道有關，其實只要了解其中原因和狀況，就有可能在法拍屋市場找到可遇不可求的物件！究竟法拍屋是什麼？和金拍屋、銀拍屋有什麼差別？有什麼優缺點？哪裡可以得知法拍資訊？所有你想知道的資訊，本篇文章將帶你深入了解?/p> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-51f51315 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="51f51315" data-element_type="section"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-31bb921d" data-id="31bb921d" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-afbee30 elementor-widget elementor-widget-global elementor-global-7811 elementor-widget-table-of-contents" data-id="afbee30" data-element_type="widget" data-settings="{"headings_by_tags":["h2","h3","h4"],"exclude_headings_by_selector":[],"marker_view":"numbers","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> <div class="elementor-widget-container"> <div class="elementor-toc__header" aria-controls="elementor-toc__body"> <h2 class="elementor-toc__header-title"> 內容目錄 </h2> </div> <div class="elementor-toc__body" aria-expanded="true"> <div class="elementor-toc__spinner-container"> <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> </div> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-77bc8e7" data-id="77bc8e7" data-element_type="column"> <div class="elementor-widget-wrap"> </div> </div> </div> </section> <div class="elementor-element elementor-element-818b4f elementor-widget elementor-widget-heading" data-id="818b4f" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">法拍屋是什麼？</h2> </div> </div> <div class="elementor-element elementor-element-3d137dcb elementor-widget elementor-widget-text-editor" data-id="3d137dcb" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> 法拍屋就?span class="f-point">遭法院強制執行拍賣的房屋</span>，常見原因如下： <ul> <li>欠稅</li> <li>欠銀行錢</li> <li>個人債務（欠繳管理費、拖欠貸款款項、資金周轉困難、其他違法行為等?/li> </ul> </div> </div> <div class="elementor-element elementor-element-e64d6ca elementor-widget elementor-widget-text-editor" data-id="e64d6ca" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>當債務人因上述原因無力償還債務時，債權人就可以依<a href="//law.moj.gov.tw/LawClass/LawAll.aspx?pcode=B0010004" target="_blank" rel="noopener">強制執行?/a>規定，向法院聲請強制執行，若債務人名下有不動產，法院就能查封並進行估價與拍賣，將所得優先償還給債權人?/p> </div> </div> <div class="elementor-element elementor-element-8febd82 elementor-widget elementor-widget-text-editor" data-id="8febd82" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>法拍屋價格通常會低於一般房價，但牽涉層面以及要注意的細節較多，建議有意願購買的人應先了解相關知識再進入法拍屋市場?/p> </div> </div> <div class="elementor-element elementor-element-639599c elementor-widget elementor-widget-text-editor" data-id="639599c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/owe-money-to-bank/" target="_blank" rel="noopener"><strong>欠銀行錢不還會怎樣嗎？處理方式看這裡?/strong></a></b> </div> </div> <div class="elementor-element elementor-element-3d16b940 elementor-widget elementor-widget-heading" data-id="3d16b940" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">法拍屋、金拍屋、銀拍屋有什麼差別？</h2> </div> </div> <div class="elementor-element elementor-element-1f50e49 elementor-widget elementor-widget-text-editor" data-id="1f50e49" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>除了法院拍賣的法拍屋，其實還有金拍屋、銀拍屋，這三者最大的差別在於執行單位不同?/p> </div> </div> <div class="elementor-element elementor-element-512088c elementor-widget elementor-widget-text-editor" data-id="512088c" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <h4><span style="color: #8c6c5b;">?法拍?/span></h4> </div> </div> <div class="elementor-element elementor-element-2a90cb7 elementor-widget elementor-widget-text-editor" data-id="2a90cb7" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul> <li><strong>執行單位?/strong><span class="f-point">由法院進行拍賣</span>，標售法拍屋常見途徑<strong>?/strong></li> <li><strong>拍賣緣由?/strong>債務人因債務無法清償，導致名下不動產遭法院查封拍賣，所得即用來償還債務?/li> </ul> </div> </div> <div class="elementor-element elementor-element-569ee59 elementor-widget elementor-widget-text-editor" data-id="569ee59" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <h4><span style="color: #8c6c5b;">?金拍?/span></h4> </div> </div> <div class="elementor-element elementor-element-fe2e306 elementor-widget elementor-widget-text-editor" data-id="fe2e306" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>執行單位?/strong><span class="f-point">由台灣金融資產服務公司主辦法拍會，委託各地方法院協助拍賣的房?/span>?/li><li><strong>拍賣緣由?/strong><a href="//www.tfasc.com.tw/" target="_blank" rel="noopener">台灣金服公司</a>是政府設立的第三方單位，目的是加速處理銀行的不良資產、協助法院進行抵押不動產拍賣?/li><li><strong>投標規則?/strong>和法拍屋相同，只是保證金票據開立和法拍屋有略有不同。僅限台灣金服公司各地營業處進行投標，物件數量有限?/li><li><strong>注意事項?/strong>若想進入金拍屋市場，建議事先了解台灣金服公司的投標相關規定?/li></ul> </div> </div> <div class="elementor-element elementor-element-e0b2ca7 elementor-widget elementor-widget-text-editor" data-id="e0b2ca7" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <h4><span style="color: #8c6c5b;">?銀拍屋</span></h4> </div> </div> <div class="elementor-element elementor-element-d249555 elementor-widget elementor-widget-text-editor" data-id="d249555" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul> <li><strong>執行單位?/strong><span class="f-point">由債權銀行自行拍賣的房屋</span>?/li> <li><strong>拍賣緣由?/strong>當債務人積欠銀行債務，銀行會向法院聲請拍賣債務人抵押的不動產來清償，經法拍程序後若流標，由銀行自行買回並決定拍賣方式，部分案件會委託仲介公司或第三方機構公開標售?/li> <li><strong>投標規則?/strong>投標保證金金額和底價按銀行規定辦理，沒有對外統一窗口，資訊可能較不完整，必須自行去查看各家銀行法拍屋公告內容?/li> <li><strong>注意事項?/strong>目前市面上多數抵押給銀行的不動產，在法拍屋階段就會拍出，因此銀拍屋物件較為罕見?/li> </ul> </div> </div> <div class="elementor-element elementor-element-0df1460 elementor-widget elementor-widget-text-editor" data-id="0df1460" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>我們用一張表來比較三者差異：</p> </div> </div> <div class="elementor-element elementor-element-80fd17c elementor-widget elementor-widget-html" data-id="80fd17c" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <table> <tbody> <tr> <th width="20%" style="background-color:#f7f2eb;vertical-align:middle;text-align:center">項目比較</th> <th width="27%" style="background-color:#f7f2eb;vertical-align:middle;text-align:center">法拍?/th> <th width="26%" style="background-color:#f7f2eb;vertical-align:middle;text-align:center">金拍?/th> <th width="27%" style="background-color:#f7f2eb;vertical-align:middle;text-align:center">銀拍屋</th> </tr> <tr> <th style="vertical-align: middle; text-align: center">執行單位</th> <td style="vertical-align: middle; text-align: center">各地方法?/td> <td style="vertical-align: middle; text-align: center">台灣金融資產服務公司</td> <td style="vertical-align: middle; text-align: center">委託民間仲介公司或第三方機構</td> </tr> <tr> <th style="vertical-align: middle; text-align: center">房屋所有權?/th> <td style="vertical-align: middle; text-align: center">債務?/td> <td style="vertical-align: middle; text-align: center">債務?/td> <td style="vertical-align: middle; text-align: center">銀?/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">拍賣資訊</th> <td style="vertical-align: middle; text-align: center">法院公告，資訊公開透明</td> <td style="vertical-align: middle; text-align: center">法院和台灣金服公告，資訊公開透明</td> <td style="vertical-align: middle; text-align: center">債權銀行網站自行發布，資訊較不完整</td> </tr> <tr> <th style="vertical-align: middle; text-align: center">投標底價</th> <td style="vertical-align: middle; text-align: center">由法官參酌估價師事務所（鑑定公司）之估價報告書後訂?/td> <td style="vertical-align: middle; text-align: center">參酌法院所訂定之估價師事務所（鑑定公司）之估價報告書後訂?/td> <td style="vertical-align: middle; text-align: center">各銀行自行決?/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">拍賣方式</th> <td style="vertical-align: middle; text-align: center">彌封投標／通訊投標</td> <td style="vertical-align: middle; text-align: center">彌封投標／通訊投標</td> <td style="vertical-align: middle; text-align: center">公開喊價／銀行自行決?/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">是否點交</th> <td style="vertical-align: middle; text-align: center">不一?/td> <td style="vertical-align: middle; text-align: center">不一?/td> <td style="vertical-align: middle; text-align: center">?/td> </tr> <tr> <th style="vertical-align: middle; text-align: center">得標尾款處理方式</th> <td style="vertical-align: middle; text-align: center">拍定人須?日內繳清尾款</td> <td style="vertical-align: middle; text-align: center">拍定人須?日內繳清尾款</td> <td style="vertical-align: middle; text-align: center">可向拍賣銀行申請貸款支?/td> </tr> </tbody> </table> </div> </div> <div class="elementor-element elementor-element-7b209d1 elementor-widget elementor-widget-heading" data-id="7b209d1" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">法拍屋有什麼優缺點?/h2> </div> </div> <div class="elementor-element elementor-element-33ec657 elementor-widget elementor-widget-text-editor" data-id="33ec657" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>法拍屋看似便宜，但也暗藏風險和潛在問題，為你解析如下?/p> </div> </div> <div class="elementor-element elementor-element-32fa19a7 elementor-widget elementor-widget-heading" data-id="32fa19a7" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">法拍屋優?/h3> </div> </div> <div class="elementor-element elementor-element-e8b99f4 elementor-widget elementor-widget-text-editor" data-id="e8b99f4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>價格相對便宜?br /></strong>一般被法院強制拍賣的不動產，價格會以低於市價的1?成作為底價，若物件在拍賣過程中流標，拍賣底價就會逐次降低。在房價居高不下的年代，有些首購族或投資客也會以法拍屋作為購買標的?/li><li><strong>投資報酬率高?br /></strong>法拍屋成交價格通常和市價差距較大，可能低於市價2?成，只要經過稍微整理一下，再轉手以市價或高於市價行情賣出，就可在短期內得到很高的投資報酬率?/li><li><strong>產權取得有保障：<br /></strong>依強制執行法執行程序，得標後在法律上屬於原始取得，先前任何抵押設定都會全部塗銷，得標者在7天內付清尾款款項後，即可取得不動產權利移轉證明書，再到地政事務所辦理過戶登記，不需前所有權人或其債權人的配合?/li></ol> </div> </div> <div class="elementor-element elementor-element-d769f7b elementor-widget elementor-widget-image" data-id="d769f7b" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img decoding="async" width="1000" height="550" src="//danaherbertts.shop/wp-content/uploads/2022/03/法拍屋的3大優?大揚代書事務所.png" class="attachment-full size-full wp-image-27372" alt="法拍屋的3大優點－大揚代書" srcset="//danaherbertts.shop/wp-content/uploads/2022/03/法拍屋的3大優?大揚代書事務所.png 1000w, //danaherbertts.shop/wp-content/uploads/2022/03/法拍屋的3大優?大揚代書事務所-300x165.png 300w, //danaherbertts.shop/wp-content/uploads/2022/03/法拍屋的3大優?大揚代書事務所-768x422.png 768w" sizes="(max-width: 1000px) 100vw, 1000px" /> </div> </div> <div class="elementor-element elementor-element-9b374c4 elementor-widget elementor-widget-heading" data-id="9b374c4" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">法拍屋缺?/h3> </div> </div> <div class="elementor-element elementor-element-20021bf elementor-widget elementor-widget-text-editor" data-id="20021bf" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ol><li><strong>無法事先查看屋況</strong><strong>?br /></strong>購買前無法事先進入法拍屋查看，只能從房屋外觀推測屋況，因此若遇到房屋瑕疵問題，法院並不會負瑕疵擔保責任。法院拍賣公告只會依<a href="//law.moj.gov.tw/LawClass/LawSingle.aspx?pcode=B0010004&flno=81" target="_blank" rel="noopener">強制執行法第81?/a>規定載明，如遇其他問題也無法請求賠償?/li><li><strong>不點交多數都有問題：<br /></strong>若房屋有所有權並不完整、遭第三人占用、借名登記等情形時，拍賣公告就會標示不點交，法院只負責移交所有權，不包含使用權，須由得標人自行與對方協調，有可能得支付一筆金額或走上法律途徑，比較耗費時間和金錢，?/li><li><strong>事先須準備較高資金：<br /></strong>投標法拍屋至少要先準備總底價20%的保證金，若順利得標須於7天內支付尾款，否則得標就會失效，保證金也會被沒收?/li><li><strong>可能得支付額外成本：<br /></strong>法拍屋雖然比較便宜，但事先沒有調查清楚，很有可能會產生額外的成本，例如屋況較差的法拍屋可能會有房屋修繕費的支出，或是支付溝通費、搬遷費給占用人時會遇到漫天喊價的情形，甚至也有可能要另外支付管理費，因此投標前務必要詳閱拍賣公告?/li></ol> </div> </div> <div class="elementor-element elementor-element-72b0d7b example elementor-widget elementor-widget-text-editor" data-id="72b0d7b" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <span style="color: #8c6c5b;"><strong>※貼心提醒：「點交」是指法院查封時，房屋為債務人自住或確定為空屋、查無第三人占用、或經法院排除租賃關係後，法院就會將該房屋的所有權和使用權交付給得標人，若屋主不願搬離導致法院無法點交，法院就會強制執行?/strong></span> </div> </div> <div class="elementor-element elementor-element-2514b26f elementor-widget elementor-widget-heading" data-id="2514b26f" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">法拍屋查詢方式有哪些?/h2> </div> </div> <div class="elementor-element elementor-element-73d78b8 elementor-widget elementor-widget-text-editor" data-id="73d78b8" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>若對法拍屋有興趣，可利用以下5個管道查詢相關資訊：</p><ol><li>報紙</li><li>各地方法院布告欄</li><li><a href="//aomp109.judicial.gov.tw/judbp/wkw/WHD1A02.htm" target="_blank" rel="noopener">司法院法院拍賣公?/a></li><li><a href="//www.tpkonsale.moj.gov.tw/Estate" target="_blank" rel="noopener">法務部行政執行署拍賣公告查詢系統</a></li><li><a href="//pip.moi.gov.tw/V3/D/SCRD0101.aspx" target="_blank" rel="noopener">內政部不動產資訊平台拍賣網頁</a>（可查詢法拍屋、金拍屋和銀拍屋相關介紹?/li></ol> </div> </div> <div class="elementor-element elementor-element-287b62b elementor-widget elementor-widget-heading" data-id="287b62b" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">法拍屋拍賣流程為何？</h2> </div> </div> <div class="elementor-element elementor-element-82802f6 elementor-widget elementor-widget-text-editor" data-id="82802f6" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>法拍屋共?次拍賣與1次應買，其流程如下：</p><ol><li>債權人申請執行?/li><li>法院收狀、執行查封?/li><li>法院公告及登?4天後，就會進行第一次拍賣。若流標??週後進行第二次拍賣?/li><li>第二次拍賣，價格為第一拍底價的80%。若流標進行第三次拍賣?/li><li>第三次拍賣，價格為第二拍底價?0%（等於第一拍底價的64%）。若流標則以第三拍價格發出應買公告，共計3個月?/li><li>3個月的應買期間內，不同於先前拍賣按最高價得標的方式，任何人都可以依照投標順序購買（意即先搶先贏）；若無人應買，則進入特別程序減價拍賣，減價額不得逾第三拍底價?0%?/li><li>第四次拍賣，價格為第三拍底價?0%內（等於第一拍底價的51.2%）。如果法拍屋四拍流標，最後法院就會撤回該不動產的強制執行，並核發債權憑證（也就是所謂的「債權證明」），債權人可用此憑證隨時再次聲請拍賣?/li></ol> </div> </div> <div class="elementor-element elementor-element-87feb8d elementor-widget elementor-widget-heading" data-id="87feb8d" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">買法拍屋好嗎？要注意什麼？</h2> </div> </div> <div class="elementor-element elementor-element-de44e7e elementor-widget elementor-widget-text-editor" data-id="de44e7e" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>法拍屋價格低於市價，在房價節節攀升的時代，如有自住或投資考量，不失為其中一種選擇。除了須留意上述優缺點，也要考慮以下事項?/p> </div> </div> <div class="elementor-element elementor-element-a06b0f4 elementor-widget elementor-widget-text-editor" data-id="a06b0f4" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul><li><strong>儘量找熟悉的地點選擇物件?br /></strong>最好先從自己的居住地附近開始搜尋，畢竟居住過一段時間會比較了解房價行情，也比較容易問到房屋相關訊息?/li><li><strong>儘可能選擇「點交」的物件?br /></strong>不點交的物件問題比較棘手，建議新手先從點交物件開始進行，以免難以處理金錢與法律問題?/li><li><strong>找專業人士協助購買法拍屋?br /></strong>魔鬼都藏在細節裡，法拍屋也是如此，建議購買時找有法律或不動產專業背景的人士從旁協助，才能少走冤枉路。若身邊沒有這些背景的人士，也可以尋求有口皆碑的代標業者（如代書）協助，即使不點交的物件也能妥善處理?/li></ul> </div> </div> <div class="elementor-element elementor-element-d69b47c elementor-widget elementor-widget-heading" data-id="d69b47c" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">法拍屋常見問?/h2> </div> </div> <div class="elementor-element elementor-element-43aa6ef elementor-widget elementor-widget-accordion" data-id="43aa6ef" data-element_type="widget" data-widget_type="accordion.default"> <div class="elementor-widget-container"> <div class="elementor-accordion"> <div class="elementor-accordion-item"> <div id="elementor-tab-title-7091" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-7091" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：買法拍屋可能會有哪些費用？</a> </div> <div id="elementor-tab-content-7091" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-7091"><ol><li><strong>保證金：</strong>總底價的20%?/li><li><strong>稅費?/strong>購買不動產時要繳交的契價稅，稅額是以建物核定契價?%，再依據契稅繳納收據，向地政事務所辦理權利變更登記?/li><li><strong>地政規費?/strong>得標後辦理過戶所需的手續費?/li><li><strong>代書費：</strong>委託代書代為辦理過戶、稅費申報等手續費?/li><li><strong>代標費：</strong>委託代標人代為投標的手續費（若沒有找第三方代標則無須支付）?/li></ol></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-7092" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-7092" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：買法拍屋可以貸款嗎?/a> </div> <div id="elementor-tab-content-7092" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-7092"><p>買法拍屋是可以貸款的，只是申請條件和辦理手續和房屋貸款不太相同。目前僅有特定銀行可受理，分為「代墊尾款」（3?個月短期且無擔保信用貸款）和「一般房貸」，因此銀行會更注重個人信用狀況、拍賣物件，且只接受可點交物件的申請。詳情須依各受理銀行的規定?/p></div> </div> <div class="elementor-accordion-item"> <div id="elementor-tab-title-7093" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-7093" aria-expanded="false"> <span class="elementor-accordion-icon elementor-accordion-icon-right" aria-hidden="true"> <span class="elementor-accordion-icon-closed"><i class="fas fa-angle-down"></i></span> <span class="elementor-accordion-icon-opened"><i class="fas fa-angle-up"></i></span> </span> <a class="elementor-accordion-title" tabindex="0">Q：法拍屋買賣案件需要在實價登錄上申報嗎?/a> </div> <div id="elementor-tab-content-7093" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-7093"><p>法院拍賣案件非以買賣為登記原因之案件，因此無須申報登錄成交實際資訊?/p></div> </div> <script type="application/ld+json">{"@context":"https:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Q\uff1a\u8cb7\u6cd5\u62cd\u5c4b\u53ef\u80fd\u6703\u6709\u54ea\u4e9b\u8cbb\u7528\uff1f","acceptedAnswer":{"@type":"Answer","text":"<ol><li><strong>\u4fdd\u8b49\u91d1\uff1a<\/strong>\u7e3d\u5e95\u50f9\u768420%\u3002<\/li><li><strong>\u7a05\u8cbb\uff1a<\/strong>\u8cfc\u8cb7\u4e0d\u52d5\u7522\u6642\u8981\u7e73\u4ea4\u7684\u5951\u50f9\u7a05\uff0c\u7a05\u984d\u662f\u4ee5\u5efa\u7269\u6838\u5b9a\u5951\u50f9\u76846%\uff0c\u518d\u4f9d\u64da\u5951\u7a05\u7e73\u7d0d\u6536\u64da\uff0c\u5411\u5730\u653f\u4e8b\u52d9\u6240\u8fa6\u7406\u6b0a\u5229\u8b8a\u66f4\u767b\u8a18\u3002<\/li><li><strong>\u5730\u653f\u898f\u8cbb\uff1a<\/strong>\u5f97\u6a19\u5f8c\u8fa6\u7406\u904e\u6236\u6240\u9700\u7684\u624b\u7e8c\u8cbb\u3002<\/li><li><strong>\u4ee3\u66f8\u8cbb\uff1a<\/strong>\u59d4\u8a17\u4ee3\u66f8\u4ee3\u70ba\u8fa6\u7406\u904e\u6236\u3001\u7a05\u8cbb\u7533\u5831\u7b49\u624b\u7e8c\u8cbb\u3002<\/li><li><strong>\u4ee3\u6a19\u8cbb\uff1a<\/strong>\u59d4\u8a17\u4ee3\u6a19\u4eba\u4ee3\u70ba\u6295\u6a19\u7684\u624b\u7e8c\u8cbb\uff08\u82e5\u6c92\u6709\u627e\u7b2c\u4e09\u65b9\u4ee3\u6a19\u5247\u7121\u9808\u652f\u4ed8\uff09\u3002<\/li><\/ol>"}},{"@type":"Question","name":"Q\uff1a\u8cb7\u6cd5\u62cd\u5c4b\u53ef\u4ee5\u8cb8\u6b3e\u55ce\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p>\u8cb7\u6cd5\u62cd\u5c4b\u662f\u53ef\u4ee5\u8cb8\u6b3e\u7684\uff0c\u53ea\u662f\u7533\u8acb\u689d\u4ef6\u548c\u8fa6\u7406\u624b\u7e8c\u548c\u623f\u5c4b\u8cb8\u6b3e\u4e0d\u592a\u76f8\u540c\u3002\u76ee\u524d\u50c5\u6709\u7279\u5b9a\u9280\u884c\u53ef\u53d7\u7406\uff0c\u5206\u70ba\u300c\u4ee3\u588a\u5c3e\u6b3e\u300d\uff083\uff5e6\u500b\u6708\u77ed\u671f\u4e14\u7121\u64d4\u4fdd\u4fe1\u7528\u8cb8\u6b3e\uff09\u548c\u300c\u4e00\u822c\u623f\u8cb8\u300d\uff0c\u56e0\u6b64\u9280\u884c\u6703\u66f4\u6ce8\u91cd\u500b\u4eba\u4fe1\u7528\u72c0\u6cc1\u3001\u62cd\u8ce3\u7269\u4ef6\uff0c\u4e14\u53ea\u63a5\u53d7\u53ef\u9ede\u4ea4\u7269\u4ef6\u7684\u7533\u8acb\u3002\u8a73\u60c5\u9808\u4f9d\u5404\u53d7\u7406\u9280\u884c\u7684\u898f\u5b9a\u3002<\/p>"}},{"@type":"Question","name":"Q\uff1a\u6cd5\u62cd\u5c4b\u8cb7\u8ce3\u6848\u4ef6\u9700\u8981\u5728\u5be6\u50f9\u767b\u9304\u4e0a\u7533\u5831\u55ce\uff1f","acceptedAnswer":{"@type":"Answer","text":"<p>\u6cd5\u9662\u62cd\u8ce3\u6848\u4ef6\u975e\u4ee5\u8cb7\u8ce3\u70ba\u767b\u8a18\u539f\u56e0\u4e4b\u6848\u4ef6\uff0c\u56e0\u6b64\u7121\u9808\u7533\u5831\u767b\u9304\u6210\u4ea4\u5be6\u969b\u8cc7\u8a0a\u3002<\/p>"}}]}</script> </div> </div> </div> <div class="elementor-element elementor-element-1131934f elementor-widget elementor-widget-heading" data-id="1131934f" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default">結語</h2> </div> </div> <div class="elementor-element elementor-element-37ffb23 elementor-widget elementor-widget-text-editor" data-id="37ffb23" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>買房可以說是人生大事，建議在準備購買法拍屋之前，一定要弄懂相關規則和注意各種事項，或可直接尋求專業代標業者，才能降低購屋風險，買到真正便宜的法拍屋?/p> </div> </div> <div class="elementor-element elementor-element-7ea3500 elementor-widget elementor-widget-text-editor" data-id="7ea3500" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <b>?延伸閱讀 ?a href="//danaherbertts.shop/information-of-foreclosure/" target="_blank" rel="noopener">需要代標法拍屋嗎？服務到位資訊完整就在這裡?/a></b> </div> </div> <section class="elementor-section elementor-inner-section elementor-element elementor-element-3c5ddb68 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="3c5ddb68" data-element_type="section" data-settings="{"background_background":"classic"}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-40e189fb" data-id="40e189fb" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-394ad1bd elementor-widget elementor-widget-heading" data-id="394ad1bd" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">大揚代書24H免費諮詢</p> </div> </div> <div class="elementor-element elementor-element-cd36405 elementor-widget elementor-widget-text-editor" data-id="cd36405" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>我們提供事前的免費貸款諮詢，不用擔心還沒辦理就要先付一筆費用，我們保證不過件就不收費?/p> </div> </div> </div> </div> <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4611c104" data-id="4611c104" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-103775a8 elementor-shape-square elementor-grid-mobile-0 elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons" data-id="103775a8" data-element_type="widget" data-widget_type="social-icons.default"> <div class="elementor-widget-container"> <div class="elementor-social-icons-wrapper elementor-grid"> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-phone-alt elementor-animation-shrink elementor-repeater-item-72f6e4b" href="tel:0800-885-697" target="_blank"> <span class="elementor-screen-only">Phone-alt</span> <i class="fas fa-phone-alt"></i> </a> </span> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-envelope elementor-animation-shrink elementor-repeater-item-09c7b15" href="//danaherbertts.shop/contact/#online"> <span class="elementor-screen-only">Envelope</span> <i class="fas fa-envelope"></i> </a> </span> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-line elementor-animation-shrink elementor-repeater-item-73f8653" href="//line.me/R/ti/p/@bigyang" target="_blank"> <span class="elementor-screen-only">Line</span> <i class="fab fa-line"></i> </a> </span> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-facebook-f elementor-animation-shrink elementor-repeater-item-7923573" href="//www.facebook.com/%E5%A4%A7%E6%8F%9A%E5%9C%B0%E6%94%BF%E5%A3%AB%E4%BA%8B%E5%8B%99%E6%89%80-263936910644467" target="_blank"> <span class="elementor-screen-only">Facebook-f</span> <i class="fab fa-facebook-f"></i> </a> </span> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-359ae9d7" data-id="359ae9d7" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-8cc8647 hfe-search-layout-icon_text elementor-widget elementor-widget-hfe-search-button" data-id="8cc8647" data-element_type="widget" data-settings="{"size":{"unit":"px","size":50,"sizes":[]},"size_tablet":{"unit":"px","size":"","sizes":[]},"size_mobile":{"unit":"px","size":"","sizes":[]},"icon_size":{"unit":"px","size":"16","sizes":[]},"icon_size_tablet":{"unit":"px","size":"","sizes":[]},"icon_size_mobile":{"unit":"px","size":"","sizes":[]},"button_width":{"unit":"px","size":"","sizes":[]},"button_width_tablet":{"unit":"px","size":"","sizes":[]},"button_width_mobile":{"unit":"px","size":"","sizes":[]},"close_icon_size":{"unit":"px","size":"20","sizes":[]},"close_icon_size_tablet":{"unit":"px","size":"","sizes":[]},"close_icon_size_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="hfe-search-button.default"> <div class="elementor-widget-container"> <form class="hfe-search-button-wrapper" role="search" action="//danaherbertts.shop/" method="get"> <div class="hfe-search-form__container" role="tablist"> <input placeholder="要找什麼服務？" class="hfe-search-form__input" type="search" name="s" title="Search" value=""> <button id="clear-with-button" type="reset"> <i class="fas fa-times" aria-hidden="true"></i> </button> <button class="hfe-search-submit" type="submit"> <i class="fas fa-search" aria-hidden="true"></i> </button> </div> </form> </div> </div> <div class="elementor-element elementor-element-7dec9455 elementor-widget elementor-widget-wp-widget-recent-posts" data-id="7dec9455" data-element_type="widget" id="Sidebar" data-widget_type="wp-widget-recent-posts.default"> <div class="elementor-widget-container"> <h5>最新文?/h5> <ul> <li> <a href="//danaherbertts.shop/loan-application-purpose/">貸款資金用途怎麼說？這樣回答就能輕鬆過關?/a> </li> <li> <a href="//danaherbertts.shop/court-notarize/">【法院公證須知】辦理流程、費用看這篇就懂?/a> </li> <li> <a href="//danaherbertts.shop/buy-and-sell-house-step/">房屋買賣流程4步驟！一篇為你詳細說?/a> </li> <li> <a href="//danaherbertts.shop/store-loan/">店面貸款如何申請?要點幫助你申貸及投資更順?/a> </li> <li> <a href="//danaherbertts.shop/stock-replace-pay/">股票代墊怎麼辦理？一篇條件、流程帶你取得資?/a> </li> <li> <a href="//danaherbertts.shop/credit-guarantee-fund/">信保基金是什麼？你絕不可錯過的申請須知快來看?/a> </li> </ul> </div> </div> <div class="elementor-element elementor-element-ad26951 elementor-widget elementor-widget-heading" data-id="ad26951" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h5 class="elementor-heading-title elementor-size-default">追蹤粉絲專頁獲得最新資?/h5> </div> </div> <div class="elementor-element elementor-element-facce4e elementor-widget elementor-widget-facebook-page" data-id="facce4e" data-element_type="widget" data-widget_type="facebook-page.default"> <div class="elementor-widget-container"> <div class="elementor-facebook-widget fb-page" data-href="//www.facebook.com/profile.php?id=100063756952206" data-tabs="timeline" data-height="300px" data-width="500px" data-small-header="false" data-hide-cover="false" data-show-facepile="true" data-hide-cta="false" style="min-height: 1px;height:300px"></div> </div> </div> <div class="elementor-element elementor-element-752b867 elementor-widget elementor-widget-heading" data-id="752b867" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h5 class="elementor-heading-title elementor-size-large">精選文章</h5> </div> </div> <div class="elementor-element elementor-element-cd8ebfb elementor-widget elementor-widget-text-editor" data-id="cd8ebfb" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <ul class="slider-a"><li><a href="//danaherbertts.shop/taichung-second-mortgage/">台中二胎房貸?分鐘學會活化房產讓資金入?/a></li><li><a href="//danaherbertts.shop/kaohsiung-house-second-mortgage/">高雄房屋二胎怎麼貸最划算?招取得優惠利率！</a></li><li><a href="//danaherbertts.shop/new-taipei-second/">新北二胎怎麼貸？超完整介紹讓你申貸無煩惱</a></li><li><a href="//danaherbertts.shop/taipei-house-land-mortgage/">台北房地二胎申辦超簡單！6步驟就能取得資金?/a></li><li><a href="//danaherbertts.shop/tainan-mortgage-knowledge/">台南房貸3分鐘解析！古都置產不是夢?/a></li><li><a href="//danaherbertts.shop/taoyuan-farmland-loan/">桃園農地貸款只要找對申貸管道，再也不怕被拒貸?/a></li></ul> </div> </div> <div class="elementor-element elementor-element-7186a0bf elementor-widget elementor-widget-wp-widget-categories" data-id="7186a0bf" data-element_type="widget" id="Sidebar" data-widget_type="wp-widget-categories.default"> <div class="elementor-widget-container"> <h5>文章分類</h5> <ul> <li class="cat-item cat-item-8"><a href="//danaherbertts.shop/category/escrow-business-area/">代書業務</a> </li> <li class="cat-item cat-item-4711"><a href="//danaherbertts.shop/category/share-loan/">案例分享</a> <ul class='children'> <li class="cat-item cat-item-4672"><a href="//danaherbertts.shop/category/share-loan/central-area-cases/">中部案例</a> </li> <li class="cat-item cat-item-4671"><a href="//danaherbertts.shop/category/share-loan/northern-area-cases/">北部案例</a> </li> <li class="cat-item cat-item-4673"><a href="//danaherbertts.shop/category/share-loan/southern-area-cases/">南部案例</a> </li> <li class="cat-item cat-item-4674"><a href="//danaherbertts.shop/category/share-loan/eastern-area-cases/">東部案例</a> </li> <li class="cat-item cat-item-4675"><a href="//danaherbertts.shop/category/share-loan/offshore-islands-cases/">離島案例</a> </li> </ul> </li> <li class="cat-item cat-item-3771"><a href="//danaherbertts.shop/category/law-knowledge-area/">法律知識</a> </li> <li class="cat-item cat-item-4713"><a href="//danaherbertts.shop/category/financial-knowledge/">認識理財</a> <ul class='children'> <li class="cat-item cat-item-4610"><a href="//danaherbertts.shop/category/financial-knowledge/house-knowledge/">房產知識</a> </li> <li class="cat-item cat-item-2992"><a href="//danaherbertts.shop/category/financial-knowledge/topical-fields/">時事話題</a> </li> <li class="cat-item cat-item-4611"><a href="//danaherbertts.shop/category/financial-knowledge/daily-money-management/">生活理財</a> </li> <li class="cat-item cat-item-4609"><a href="//danaherbertts.shop/category/financial-knowledge/apply-loan-notice/">申貸須知</a> </li> </ul> </li> <li class="cat-item cat-item-4712"><a href="//danaherbertts.shop/category/loan-guide/">貸款指南</a> <ul class='children'> <li class="cat-item cat-item-6"><a href="//danaherbertts.shop/category/loan-guide/personal-credit-loan-area/">個人信貸</a> </li> <li class="cat-item cat-item-1959"><a href="//danaherbertts.shop/category/loan-guide/other-loan-area/">其他貸款</a> </li> <li class="cat-item cat-item-2310"><a href="//danaherbertts.shop/category/loan-guide/movable-property-loan-area/">動產貸款</a> </li> <li class="cat-item cat-item-456"><a href="//danaherbertts.shop/category/loan-guide/land-loan-area/">土地貸款</a> </li> <li class="cat-item cat-item-4"><a href="//danaherbertts.shop/category/loan-guide/house-loan-area/">房屋貸款</a> </li> <li class="cat-item cat-item-5"><a href="//danaherbertts.shop/category/loan-guide/civil-servants-loan-area/">軍公教貸?/a> </li> <li class="cat-item cat-item-7"><a href="//danaherbertts.shop/category/loan-guide/bank-loan-area/">銀行貸?/a> </li> </ul> </li> </ul> </div> </div> </div> </div> </div> </section> </div> <p>這篇文章 <a href="//danaherbertts.shop/what-is-foreclosure/">法拍屋是什麼？5分鐘了解法拍屋相關細節?/a> 最早出現於 <a href="//danaherbertts.shop">大揚代書</a>?/p> ]]></content:encoded> </item> </channel> </rss>